Search CompleteMarkets

Steel Fabricators & Erectors Insurance Program ...tructural and non-structural steel fabricators, as well as steel erection cont...

Steel Fabricators & Erectors Insurance Program ...tructural and non-structural steel fabricators, steel erection contractors, an...

...working contractors Furniture fabricators Window and door makers The prog...

Advertising Sign Insurance Program From J.L. von Arx & Associates J.L. von Arx & Associates offers a specialized Advertising Sign Insurance program designed for businesses that sell advertising space through physical signage. This includes companies involved in the fabrication, installation, maintenance, and removal of advertising signs. As a Managing General Agency and Excess & Surplus Lines Broker, J.L. von Arx brings access to multiple carriers and flexible solutions tailored to meet the unique exposures of this niche industry. Ideal Accounts and Appetite This program is best suited for insureds that operate in the commercial signage industry, including: Sign shops and fabrication businesses Sign erection and installation contractors Sign painting and lettering professionals Companies performing sign repairs, removals, and modifications Businesses with signage installed on or off premises A good example account might be a regional sign company that installs and maintains billboard advertisements for local businesses or a contractor who provides custom sign painting and lettering on commercial buildings. Please note that the following risks are not eligible: Advertising agencies Accounts that subcontract more than 20% of their work Coverage Highlights and Advantages The Advertising Sign Insurance program provides broad coverage for key operations in the sign industry, including: Shop operations and fabrication Sign erection and installation Sign painting and lettering, including work performed on buildings or structures Repair and removal of signage Off-premises liability related to the presence of signage This program addresses the liability and property exposures unique to signage contractors and installers, helping your clients manage operational risks while protecting their business assets. Underwriting Notes and Minimum Premiums J.L. von Arx & Associates underwrites these accounts through multiple carriers, offering flexibility for a range of risk profiles. The minimum premium for this program starts at $500. Accounts must align with underwriting criteria, including limits on subcontracted work and operational focus. Territories and Availability This program is available in select states, including Arizona, California, and Nevada. Admitted coverage is available in some states, while others may be written on a non-admitted basis depending on the market and risk profile. Why Work With J.L. von Arx & Associates With extensive experience in hard-to-place and niche commercial risks, J.L. von Arx & Associates is a trusted partner for independent agents and brokers. Their deep understanding of the signage industry, combined with access to multiple carriers, allows them to provide tailored solutions and responsive underwriting support. Whether you're looking to place a small sign shop or a large installation contractor, J.L. von Arx can help you secure the right coverage efficiently. Frequently Asked Questions What types of accounts are a good fit for this Advertising Sign Insurance program?Ideal accounts include sign shops, installation contractors, sign painters, and companies involved in sign repair and removal. Businesses that manage signage on or off their premises are good candidates. Are advertising agencies eligible for this program?No, advertising agencies are not eligible for this program. The focus is on operations directly related to physical signage, not media or marketing services. Is subcontracted work allowed under this program?Yes, but subcontracted work must not exceed 20% of the total operations. Accounts exceeding this threshold are ineligible. What is the minimum premium for this program?The minimum premium for eligible accounts starts at $500, depending on underwriting guidelines and coverage needs. In which states is this program currently available?This program is available in Arizona, California, and Nevada. Availability may vary by risk type and admitted status. Need help placing an account? Connect with a market specialist.

Concrete Industry Insurance – Concrete Pumper Commercial Umbrella Insurance NORMAN-SPENCER AGENCY'S PUMPRO PROGRAM Norman-Spencer Agency, Inc. offers insurance agents and brokers a long-standing, industry-specific program tailored for the concrete pumping sector. The Pumpro Program provides comprehensive coverage solutions including General Liability, Commercial Auto, Inland Marine, Property, Workers’ Compensation, and Commercial Umbrella insurance — all designed to meet the needs of concrete pumping businesses. This program is backed by an A.M. Best “A+” rated carrier and has been trusted by over 250 concrete pumping companies nationwide. Norman-Spencer has partnered with the American Concrete Pumping Association (ACPA) for over 20 years, demonstrating their commitment and deep understanding of the industry. PROGRAM FEATURES Serving concrete pumpers since 1989 Endorsed by the ACPA for over two decades Currently insuring 250+ concrete pumping businesses across the U.S. Claims handled by adjusters with specific concrete pumping experience Quick quote turnaround time Industry-targeted loss control services COVERAGE HIGHLIGHTS Inland Marine / Property Insurance Coverage for buildings, contents, and contractor’s equipment Leased and rented equipment, tools, and accessories Installation floaters and rental reimbursement Loss of income options available No exclusions for overload or boom collapse Optional waterborne coverage General Liability Insurance No deductible required $5 million general aggregate with per-project aggregate option Blanket additional insureds Primary and non-contributory wording Blanket waiver of subrogation No residential exclusions Commercial Auto State-specific filings as required Workers’ Compensation Blanket waiver of subrogation available Commercial Umbrella Insurance Umbrella limits from $1 million to $20 million WHO THIS PROGRAM FITS This program is designed for concrete pumping contractors of all sizes, from single-truck operators to larger regional fleets. If you have clients in the concrete industry, especially those using boom or line pumps, this program offers tailored coverage that addresses their unique risks — including equipment damage, boom collapse, liability on job sites, and loss of income scenarios. Example: You may have a client running a fleet of concrete boom pumps across multiple states. They need high-limit umbrella coverage and blanket insured wording for general liability. This program ensures all those needs are met under one roof. TERRITORY AND MARKET ACCESS Norman-Spencer offers this program across all available markets, with access to multiple carriers. Coverage is available in all 50 states plus Washington, D.C., giving you broad placement flexibility no matter where your client operates. WHY WORK WITH NORMAN-SPENCER With over 30 years in the concrete insurance space, Norman-Spencer understands the operational and liability risks your clients face. Their dedicated underwriters and claims team specialize in this niche, ensuring that both you and your insureds receive informed support and fast service. Their strong relationship with the ACPA and industry-wide reputation make them a trusted partner in the marketplace. To explore more about this and other industry-specific programs, visit www.norman-spencer.com. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include independent concrete pumping contractors, both small and large, operating boom or line pumps. Multi-state operators and ACPA members are also a strong fit. What umbrella limits are available?The program offers Commercial Umbrella limits ranging from $1 million to $20 million, depending on underwriting review and account size. Is this program available in all states?Yes, coverage is available in all 50 states and Washington, D.C., with access to multiple carriers across admitted and non-admitted markets. Does the program exclude residential projects?No, there are no residential exclusions in the General Liability portion of the program, making it suitable for contractors working in both commercial and residential sectors. How quickly can I get a quote?Norman-Spencer offers a quick quote turnaround. Submissions with complete information are typically responded to promptly by their experienced underwriting team. Need help placing an account? Connect with a market specialist.