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...risk exposures for strip shopping centers. This program is ideal for agents lo...a good fit for this program?Shopping centers with at least five retail units a...

Grain or Hay and Feed Hauling Insurance Program Colonial General Insurance Agency, Inc. offers a specialized insurance solution for accounts involved in the transportation of grain, hay, and animal feed. This program is designed specifically for agents and brokers looking to place hard-to-insure agricultural transport risks that require flexible coverage options and access to experienced underwriting. Ideal Accounts and Appetite This program targets insureds who haul agricultural commodities such as grain, hay, and animal feed—either as for-hire carriers or part of their farming operations. Eligible risks may operate regionally or across multiple states, and can include: Independent truckers hauling grain or hay across state lines Farms or ranches with owned transport vehicles for feed delivery Small to mid-sized commercial haulers serving agricultural clients You might have a client who owns a fleet of trucks transporting hay throughout the Mountain West or a small operation delivering animal feed to local farms—this program offers the flexibility to cover such accounts effectively. Coverage Highlights and Advantages Colonial General’s Grain or Hay and Feed Hauling Insurance program features several key benefits: Unlimited radius on all mono-line cargo policies Excess cargo coverage available over primary limits up to $750,000 Cargo limits up to $100,000—refrigeration breakdown included Refrigeration breakdown coverage available with a $2,500 deductible This program is especially beneficial for clients transporting temperature-sensitive feed products or those requiring extended hauling capabilities. Underwriting Notes and Minimum Premiums Colonial General underwrites this program through various markets, with both admitted and non-admitted options available depending on the state and account profile. While minimum premium requirements may vary, the underwriting team focuses on practical, risk-based solutions and will work with you to find appropriate pricing for your client’s operations. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Coverage availability and carrier options may vary by state and risk profile. Why Work With Colonial General As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep experience and specialized market access to support your agricultural transport clients. Their underwriting team understands the unique exposures faced by haulers of grain, hay, and feed—and offers responsive service, flexible solutions, and the ability to place both standard and hard-to-place risks. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts involved in hauling grain, hay, or feed—either for-hire or as part of their own agricultural operations—are ideal. This includes independent truckers, commercial carriers, and farm-owned transport fleets. Is refrigeration breakdown coverage included?Yes, cargo policies can include refrigeration breakdown coverage with a $2,500 deductible, which is especially useful for feed products sensitive to temperature fluctuations. Can this program handle long-haul or multi-state operations?Yes, mono-line cargo policies offer unlimited radius coverage, making the program suitable for regional and long-haul agricultural haulers. Are both admitted and non-admitted markets available?Yes, Colonial General has access to both admitted and non-admitted markets depending on the risk and the state. In which states is this program offered?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

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