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Novatae Risk Group offers a dedicated Plumbers Workers Compensation Insurance program designed for independent agents and brokers placing plumbing contractors, service plumbers, and small plumbing firms. Our program pairs targeted underwriting with broad state availability to help you secure workers compensation solutions for your plumbing clients quickly and competitively. To discuss a specific account or get a quote, call 800-758-8113 or email [email protected] to reach an experienced underwriter. Overview of the Program This plumbers workers compensation program is underwritten for plumbing contractors and related trades. It is intended for accounts that benefit from disciplined underwriting, risk-management support, and flexible placement options across multiple jurisdictions. Novatae Risk Group administers this program to streamline placement, provide fast turnarounds on completed submissions, and help you deliver stable, market-appropriate coverage to your clients. Ideal Accounts and Appetite Target: plumbing contractors, service plumbers, multi-trade contractors where plumbing is the primary exposure, and small to mid-size plumbing shops. Preferred: accounts with standard payrolls and predictable loss histories, contractors with established safety programs. May consider: accounts with moderate-large single losses if adequately documented and mitigated. Not a fit: highly volatile or non-compliant operations, accounts with unresolved catastrophic exposure without corrective plans. Coverage Highlights and Advantages Program tailored specifically for plumbing exposures and related classifications. Competitive pricing and broad market access — carriers vary by state and account characteristics. Fast quote turnaround when you provide a completed submission package. Dedicated underwriting support for placement and loss-control recommendations. Commission structure and other producer terms are available on request; see program highlights for current guidance. Underwriting Notes and Minimum Premiums The program has a minimum premium requirement of $7,500. Underwriting decisions are based on payroll, class codes, loss history, safety practices, and occupational exposures typical to plumbing work. Provide full details on any large or unusual losses to avoid delays. The program offers admitted and non-admitted placement options depending on the state and account profile. Territories and Availability Coverage is available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, WV. Availability and market options can vary by state and account characteristics. Submissions Acord 130 3 Years Loss Runs Supplemental Questionnaire Details on Large Losses Why Work With Novatae Risk Group on Plumbers WC Novatae Risk Group combines program underwriting expertise with E&S broking capabilities to place plumbing workers compensation accounts that need specialized attention. You benefit from a focused appetite for plumbing trades, rapid response on completed submissions, and access to multiple carriers to fit different risk profiles. Our team works with you to identify loss-control improvements and to present clean, well-documented submissions that improve placement outcomes. Ready to submit? Send your complete submission to [email protected] or call 800-758-8113 to speak to an underwriter about coverage options and turnaround expectations. Frequently Asked Questions What types of plumbing accounts are a good fit for this program?Service plumbers, residential and commercial plumbing contractors, and small-to-mid-size plumbing shops with documented payrolls and standard loss histories fit best. Multi-trade contractors where plumbing is the primary exposure are also appropriate. What is the minimum premium and are there placement restrictions?The program's minimum premium is $7,500. Placement options and admitted vs. non-admitted availability depend on the state and the account profile; contact underwriting for specific state guidance. What information speeds the quoting process?Provide a completed Acord 130, three years of loss runs, the supplemental questionnaire, and details on any large losses. Complete submissions receive faster turnarounds. Which states are available through this program?Coverage is available in AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, and WV. Market options may vary by state. Who do I contact with questions or to submit?Send submissions or questions to [email protected] or call 800-758-8113 to speak with an underwriter about your plumbers workers compensation accounts. Need help placing an account? Connect with a market specialist.

Installers of burglar alarms, fire alarms, and central monitoring systems face daily challenges—from stiff competition to rapidly changing technology. With Novatae Risk Group’s Alarm Installation Workers Compensation Insurance program, you can place your alarm contractor accounts with confidence and pass reliable coverage and competitive pricing along to your clients. Novatae Risk Group works with multiple markets to deliver a focused Workers Compensation solution for alarm installation contractors. Our program is structured to simplify placement for agents while addressing the specific exposures of the trade. Please contact us at 800-758-8113 to speak to our experienced brokers about your Alarm Installation Workers Compensation Insurance accounts. Program Features: Only $7,500 Minimum Premium Program Highlights: 10% commission Fast turnaround for quotes with completed application Coverage available in over 20 states Submissions: Acord 130 3 Years Loss Runs Supplemental Questionnaire Details on Large Losses Overview of the Program From Novatae Risk Group This program is designed specifically for contractors who install, service, and monitor alarm systems. Novatae Risk Group, acting as a managing general underwriter and excess & surplus lines broker, places these accounts with carriers that understand the trade’s unique exposures—field work, ladder and rooftop access, small-contractor payrolls, and installation-related risks. Ideal Accounts and Appetite Small to mid-sized alarm installation contractors and low-volatility service firms Companies performing burglar alarm, fire alarm, CCTV, access control, and central station monitoring installation and service Accounts with organized safety programs and documented loss history Typically not a fit: contractors with recent large or catastrophic losses, significant payroll outside the stated classes, or high-risk specialty contracting unrelated to alarms. Coverage Highlights and Advantages Program tailored to alarm trade exposures with flexible market access (carriers vary) Fast quote turnaround when submission requirements are complete Competitive terms for well-documented accounts and risk-managed operations Underwriting Notes and Minimum Premiums Underwriting requires a completed Acord 130, three years of loss runs, and the supplemental questionnaire. Provide details on any large losses to avoid delays. The program carries a minimum premium of $7,500; specific terms and pricing depend on the carrier selected. Territories and Availability Available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, WV. Placement may be admitted or non-admitted depending on state and carrier—please confirm on a per-submission basis. Why Work With Novatae Risk Group on Alarm Installation Workers Comp Specialized program focus that helps match alarm contractors with appropriate markets Quick response for complete submissions and access to multiple carriers (carriers vary) Experienced underwriting that understands installation exposures and can evaluate complex loss histories Example account: You might have a three-person alarm installation and service firm with steady payroll, a clean three-year loss run, and routine ladder/roof work—this program can offer market options with competitive terms and prompt quoting. Do you need a Workers Compensation Insurance Quote for your Alarm Installation client? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of alarm contractors are a good fit for this program?Small to mid-sized firms that install and service burglar alarms, fire alarms, access control, CCTV, and central monitoring systems are ideal—especially those with organized safety practices and three years of loss history. What submission materials are required to get a fast quote?Provide a completed Acord 130, three years of loss runs, the supplemental questionnaire, and details on any large losses. Complete submissions receive the quickest turnaround. Is this program admitted or non-admitted?Availability depends on the state and the carrier selected. Novatae Risk Group places business in both admitted and excess & surplus markets as appropriate for the account. What is the minimum premium for this program?The program has a minimum premium of $7,500. Final pricing and terms depend on the carrier and underwriting review. Who should I contact to start a submission?Send the required submission materials via email to the program mailbox or call the listed phone number to reach an underwriter; include payroll and loss run details to speed processing. Need help placing an account? Connect with a market specialist.