https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/boat-dealer-insurance/
Boat Dealer Insurance Program from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a comprehensive Boat Dealer Insurance program designed specifically for marine dealers who sell, service, or transport boats, motors, and related equipment. With deep expertise in both Property & Casualty and Ocean Marine insurance, Continental Risk packages essential coverages into one streamlined portfolio to help independent agents and brokers place business with confidence.
Ideal Accounts and Appetite
This program is ideal for:
Boat dealers with new or used inventory
Marine dealerships offering sales, repair, and demonstration services
Operations that transport boats to/from exhibitions or customer locations
Whether your client is a small independent boat dealer or a larger multi-location marine retailer, this program can be tailored to suit a variety of risk profiles. You might have a client who transports boats across state lines for shows or provides test rides on the water—this program can help safeguard those exposures.
Coverage Highlights and Advantages
Protects boats, motors, and equipment held for sale
Coverage extends to boats in transit, on exhibition, or being demonstrated
Special protections for boats while afloat
Coverage for loss of life, bodily injury, and property damage
Legal liability, including court and legal fees and wreck removal where required by law
In addition to boat dealer-specific protection, the program can include a full suite of Property and Casualty coverages:
Property
General Liability
Business Auto
Equipment
Work Boats
Bumbershoot (Excess Liability)
Jones Act
Marine Workers' Compensation (in select states)
Underwriting Notes and Minimum Premiums
Most accounts are considered in available states, subject to underwriting review. The minimum premium for this program starts at $1,500. Submissions should include full business operations details and loss history if applicable.
Territories and Availability
This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted status is available in most states.
Why Work With Continental Risk / Continental Marine Insurance Services
As a wholesale broker with a strong focus on marine exposures, Continental Risk understands the unique challenges faced by boat dealers. Their ability to bundle Ocean Marine, Property, and Casualty coverages ensures your clients receive seamless and specialized protection. With access to multiple carriers and competitive pricing, they are a valuable partner for agents seeking dependable markets for marine risks.
To learn more, contact Jeana at
[email protected] or call 866-699-27477.
Visit: www.continentalmarineins.com
Frequently Asked Questions
What types of accounts are a good fit for this Boat Dealer Insurance program?Ideal accounts include marine dealerships that sell, service, or transport boats, motors, and accessories—especially those involved in demonstrations, exhibitions, or on-water test rides.
Is coverage available for boats in transit or being demonstrated?Yes, the program extends coverage to boats while in transit, on exhibition, or being used for demonstration purposes, including while afloat.
Can I bundle other coverages with the Boat Dealer Insurance?Yes, the program offers a complete package that may include Property, General Liability, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' Compensation (in select states).
What is the minimum premium for this program?The minimum premium starts at $1,500, with pricing subject to underwriting and account specifics.
Which states is this program available in?The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Admitted status applies in most available states.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/contractor-pollution-liability--package-policy-includes-cgl-cpl-professional-liability/
Overview — Contractor Pollution Liability Package from Continental Risk /Continental Marine Insurance Services
Continental Risk /Continental Marine Insurance Services offers an Environmental Engineers, Consultants and Contractors (ECC) package designed for environmental contractors, engineers and consultants. This flexible package combines commercial general liability (CGL), contractor pollution liability (CPL) and professional liability into a single policy form so you can place mixed-exposure accounts with one market and one submission.
Program Features and Strengths
Worldwide coverages available for on-site operations and completed operations.
Separate limits for defense to preserve indemnity limits.
Transit coverage for pollutant transport and materials in transit.
Media & Technology coverage for consultants and firms that provide digital deliverables.
Owner/Contractor and Railroad Protective policies available in conjunction with the package.
OCP (Owner’s Contractor Pollution) policies available alongside package placements.
Excess policy capacity available to build limits over the package.
Project-specific CPL policies available up to five years.
Competitive pricing backed by an A-rated carrier and wholesale-broker distribution.
Loss control support — loss control manuals provided to each insured; mold-specific loss control materials available.
Ideal Accounts and Appetite
This program is aimed at agents who place environmental contractors, consulting engineers, geotechnical and environmental consultants, remediation subcontractors, tank and excavation contractors, and firms that deliver both technical advice and on-site remediation work. Typical accounts that fit best:
Small-to-mid sized environmental contractors performing site remediation, soil excavation, UST removals and similar work;
Consulting firms that perform Phase I/II site assessments, monitoring and reporting;
Mixed operations that need both professional error & omission protection and pollution liability for on-site work;
Clients needing project-specific wrap or CPL terms for longer remediation projects (up to five years).
Coverage Highlights and Advantages
Integrated CGL, CPL and professional liability — fewer gaps between policy sections and fewer carriers to manage.
Separate defense limits help protect indemnity limits for costly environmental defense actions.
Transit and media/technology options reduce need for supplemental endorsements or separate policies.
Project-specific CPL available for long-duration contracts and complex remediation timelines.
Access to excess capacity and A-rated paper through Continental Risk’s wholesale broking channel.
Underwriting Notes and Minimum Premium
Continental Risk /Continental Marine Insurance Services underwrites on a per-account basis. Key submission items include completed applications, scope of work or contracts, recent loss runs, and details on safety, training and environmental controls. Minimum premium for the program is $2,500.00. Policies may be written admitted in states where admitted paper is offered; otherwise non-admitted placement is used depending on jurisdiction and risk characteristics.
Territories and Availability
The program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted paper is available in some states; Continental Risk will advise whether an admitted or non-admitted placement is appropriate for each account.
Why Place This Business With Continental Risk /Continental Marine Insurance Services
Wholesale broker access to an A-rated carrier experienced in environmental and professional risks.
Single-package solution that reduces coverage gaps between CGL, CPL and professional liability.
Dedicated loss control materials and underwriting support to help close submissions.
Competitive pricing and excess capacity options to meet client limit needs.
Example Accounts
You might have a mid-size remediation contractor bidding on a multi-year groundwater cleanup. The project-specific CPL (up to five years) plus CGL and professional liability in a single package simplifies placement and renewals.
You might represent a consulting firm that provides site assessments and oversight of subcontracted excavation. The package’s media & technology and professional coverage help protect against both field operations and report errors.
Frequently Asked Questions
What types of accounts are a good fit for this ECC package?Firms that combine on-site work and technical services — environmental contractors, remediation subcontractors, and consulting engineers — typically fit well. The program works best for small-to-mid-sized operations with documented safety controls and no ongoing, large undisclosed pollution liabilities.
Which coverage parts are included in the package?The package includes commercial general liability (CGL), contractor pollution liability (CPL) and professional liability. Transit, media & technology, OCP and railroad protective coverage options are available as endorsements or in conjunction with the package.
Is admitted paper available?Admitted placements are available in some states; where admitted paper is not offered, Continental Risk will place coverage on a non-admitted basis as needed. State availability and placement form depend on the jurisdiction and risk profile.
What are the submission requirements and minimum premium?Typical submissions should include a completed application, scope of work or contracts, loss runs, and loss control information. The program minimum premium is $2,500.00; final terms depend on exposure, limits and loss history.
Need help placing an account? Connect with a market specialist.