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...o equipment owners, dealers, and forestry operations. Ideal Accounts and Appe...ent, equipment dealers, logging and forestry operations, and public entities i...

...ram administrator focused on the forestry and construction industry. Classes ...

...ilding companies Logging and forestry operations Agricultural and farm...logging, agricultural, landscaping, forestry, and many types of industrial mac...

...nstruction, Crane & Rigging, and Forestry accounts, this program covers mobile...Independent Book Retailer Insurance Services) is a bookseller-created program ...

Forest Insurance — Victor O. Schinnerer & Company, Inc. Victor O. Schinnerer & Company, Inc. offers a dedicated Forest Insurance program designed for timber-related operations. The program covers core exposures associated with logging, log road construction, reforestation, chipping operations, and hauling of logs and chips. Available coverages include commercial general liability, commercial auto, and umbrella protection (specific coverages and forms may vary by state). Overview of the Program From the Company This program is offered through Victor O. Schinnerer & Company, Inc. as a Managing General Underwriter with market access to Chartis. It is positioned for agents who need a market that understands the unique operational, equipment and transportation risks of the forest and timber industry. Underwriting focuses on matching appropriate limits and endorsements to on-site exposures and fleet operations. Ideal Accounts and Appetite Independent loggers and small-to-mid-sized logging contractors Companies that build and maintain log roads Reforestation contractors and timber stand improvement crews Chipping and grinding operations located at yards or landing sites Contract haulers of logs and wood chips (dedicated fleets and owner-operators) Good candidates have documented safety programs, routine equipment maintenance, qualified drivers, and manageable transportation routes. Accounts with chronic loss histories, large-scale aerial logging, or significant unmitigated environmental exposures will require additional underwriting review. Coverage Highlights and Advantages Commercial General Liability tailored for operations with high third-party exposure (road crossings, public land access, bystanders). Commercial Auto coverage designed for log and chip hauling fleets, including options for physical damage and hired/non-owned autos. Umbrella/excess capacity to provide higher limits over primary liability and auto policies (availability varies by state). Underwriting that recognizes common industry controls: flagging/traffic control, roadside signage, haul route restrictions, and seasonal limitations. Access to Chartis paper through an MGA experienced in timber and forest exposures. Underwriting Notes Useful submission items: current loss runs, description of operations (harvest method, equipment list), list of drivers and MVRs, safety/maintenance programs, typical haul distances, and details on any subcontracting. Important exposure factors include slope/terrain, timber value per acre, proximity to public roads and utilities, and frequency of loaded hauls on public highways. Endorsement and limits options vary by state; discuss specific limit needs and any higher-hazard operations up front with the underwriter. Territories and Availability Program availability: All Available States. This Forest Insurance program is available in the following jurisdictions: AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Victor O. Schinnerer & Company, Inc. on This Business Specialized underwriting knowledge of timber and forest operations combined with access to Chartis capacity. MGA-level service designed for agents who need flexible solutions for mixed operations (logging + hauling + chipping). Practical appetite: emphasis on controllable accounts with demonstrable safety programs and documented fleet controls. Clear submission guidance to streamline placement and underwriting response. Example Client Scenarios Example 1: You have a family-owned logging contractor that runs two tracked feller-bunchers, a chipper at the landing, and a three-truck fleet hauling to a nearby mill. The program can combine GL and auto coverages and provide umbrella limits to protect the contractor for haul-related exposures. Example 2: An independent contractor who performs log road construction for multiple timber owners needs coverage for both road construction operations and subsequent hauling by subcontractors. A tailored package of liability and auto coverage with appropriate endorsements may be placed through this program. Frequently Asked Questions What types of accounts are a good fit for Victor O. Schinnerer’s Forest Insurance program?Best fits are logging contractors, log road builders, reforestation crews, chipping operations, and contractors who haul logs and chips—especially those with documented safety programs, maintained equipment, and controlled haul routes. What coverages are typically available through this program?Primary coverages include commercial general liability, commercial auto for log and chip haulers, and umbrella/excess liability. Specific forms, endorsements and availability can vary by state. What submission information will the underwriter need?Provide recent loss runs, a clear description of operations and equipment, driver rosters and MVRs, details on haul distances and routes, safety and maintenance programs, and any subcontractor arrangements. Need help placing an account? Connect with a market specialist.

For logging and timber operations, Workers Compensation Insurance can be one of the most challenging and expensive coverages to secure. With high-risk job duties, remote work environments, and heavy machinery involved, many standard markets shy away from these accounts. That’s where Novatae Risk Group steps in. Through our specialized Workers Compensation Insurance for Loggers program, administered by Empire Underwriters, we help agents and brokers place tough-to-insure logging risks with confidence. With over 30 years of experience partnering with logging operations, we understand the unique exposures your clients face. Whether your client is a start-up logging outfit or a multi-state operation with prior losses or lapsed coverage, we provide customized solutions to meet their needs. Our team responds quickly, offers access to multiple "A" rated carriers, and delivers creative options for even the most distressed accounts. Ideal Accounts and Appetite: Experience MOD of 1.30 or higher High-hazard logging and timber classes Field, office, and mixed operations (blue, gray, and white collar) Accounts currently in state pools or assigned risk funds Distressed, lapsed, cancelled, or non-renewed policies New ventures and start-up logging companies Multi-state logging operations Hard-to-place Workers Compensation risks Coverage Highlights and Advantages: Stand-alone Workers Compensation coverage options Guaranteed cost, high deductible, dividend, and retro plans Integrated and customized work comp solutions Access to many top-rated national and regional carriers Fast turnaround and responsive underwriting team Custom account handling tailored to your client’s operation Submission Requirements: Completed ACORD 130 application 3–4 years of loss runs (if available) Details on any large losses Supplemental questionnaire (provided upon request) Territories and Availability: Our Workers Compensation Insurance for Loggers program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, and WI. Minimum Premium and Market Access: Minimum premium starts at $10,000. We offer access to both admitted and non-admitted markets, depending on state and account characteristics. Carrier availability may vary by state. Why Partner With Novatae Risk Group: As a trusted Managing General Underwriter and Excess & Surplus Lines Broker, Novatae Risk Group provides deep expertise in complex and high-risk industries, including logging. Our streamlined submission process, flexible underwriting, and broad market access help agents place tough Workers Compensation accounts quickly and efficiently. Need a quote for Logging Workers Compensation Insurance? Email your submission to [email protected] or call 800-758-8113 to speak directly with an underwriter. Frequently Asked Questions What types of logging businesses are eligible for this Workers Compensation program?This program is designed for high-hazard logging operations, including companies with field crews, heavy equipment, or remote job sites. New ventures, multi-state operations, and distressed accounts are all considered. Can I submit an account with a high MOD or recent claims?Yes, we specialize in accounts with MODs of 1.30 or higher, including those with prior losses, lapses, cancellations, or non-renewals. Detailed loss information will help us find the best fit. What documentation is required to get a quote?Submit a completed ACORD 130, 3–4 years of loss runs (if available), a supplemental questionnaire, and details on any large losses. Are accounts in assigned risk pools eligible?Yes, we regularly help agents move clients out of state pools or funds by finding better-fit carrier options for their operations. How quickly can quotes be turned around?We offer fast turnaround on submissions, especially when complete documentation is provided up front. Contact our underwriting team for current timelines. Need help placing an account? Connect with a market specialist.

...cifically for contractors in the forestry and timber industries. This program ...inental Underwriters specializes in forestry risks and provides tailored solut...

Continental Underwriters, Inc. is a specialized Managing General Agency (MGA) and wholesaler dedicated exclusively to the forest products industry. Our Forest Products Insurance program is built specifically for businesses involved in the manufacturing, distribution, and retailing of lumber and related building materials. We work directly with agents and brokers across North America to provide tailored insurance solutions for a wide range of forest product operations. Ideal Accounts and Appetite This program is ideal for businesses involved in: Sawmills and veneer mills Pallet mills and plywood plants Wood treating and preserving operations Woodworking and component manufacturers Producers and distributors of timbers, cants, railroad ties, panel products, and more Whether your client operates a single-location mill or manages multiple facilities across state lines, we can help you place coverage tailored to their specific exposures. Coverage Highlights and Advantages Through our network of carrier partners, we deliver comprehensive insurance options designed to meet the unique needs of the forest products sector. Available lines of coverage include: Property Inland Marine General Liability Commercial Auto Workers Compensation and Employers Liability Commercial Umbrella Employment Practices Liability Equipment Breakdown Coverage Crime Coverage We understand the property, liability, and operational risks that come with managing forest product businesses. Our products are designed to address high fire hazard exposures, heavy machinery use, transport risks, and workforce safety — all within one cohesive insurance package. Underwriting Notes and Minimum Premiums Minimum premiums vary and are based on account size, operations, and coverage needs. We work closely with agents to provide competitive and customized solutions. Submissions should include detailed operational information, loss history, and current coverage terms for fastest turnaround. Territories and Availability Our Forest Products Insurance program is available in most states across the U.S., including but not limited to CA, TX, FL, NY, WA, and NC. We offer coverage in both admitted and non-admitted markets, depending on state and risk profile. Reach out to confirm availability in your client’s location. Why Work With Continental Underwriters, Inc.? With a sole focus on the forest products industry, Continental Underwriters brings unmatched industry insight and underwriting depth to this niche. We understand the risks, language, and operations of your clients — allowing us to provide smarter, faster, and more relevant solutions. Our strong relationships with multiple carriers give us the flexibility to find the right market fit for nearly any forest product account. If you have a client who runs a regional sawmill operation with high-value equipment and seasonal workforce needs, or a multi-state lumber distributor with complex logistics exposures, we can help you place the right coverage efficiently and competitively. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in insuring sawmills, pallet mills, plywood plants, veneer mills, wood preservation operations, and other wood product manufacturers and distributors. Is this program available in all states?The program is available in most U.S. states. Please check with us for specific state eligibility and admitted status in your client’s location. What coverages are included in the Forest Products Insurance program?Available coverages include Property, General Liability, Inland Marine, Commercial Auto, Workers Compensation, Umbrella, EPLI, Equipment Breakdown, and Crime Coverage. Are there minimum premium requirements?Minimum premiums vary based on risk size and coverage needs. Contact us with your client’s profile to get a customized quote. What makes Continental Underwriters unique in this space?We are exclusively focused on the forest products industry, offering deep expertise, tailored underwriting, and access to multiple carriers for niche risks. Need help placing an account? Connect with a market specialist.