Search CompleteMarkets

...g and agricultural equipment Forklifts and material handling equipment ...

Novatae Risk Group offers a specialized Workers Compensation program tailored for warehouse operations. Warehouse environments present a concentrated set of exposures — lifting, material handling, forklift operations, repetitive motion, and slip/trip hazards — that can produce significant comp claims if not placed with the right underwriting and claims partners. This program pairs focused underwriting with flexible market access to help you place warehouse risks with confidence. Overview of the Program Novatae Risk Group lists a warehouse workers’ compensation solution underwritten by an "A" rated carrier and administered through experienced MGA/E&S capacity. The program is designed for single-location and multi-location warehouses, distribution centers, and third-party logistics (3PL) operations that require a market tuned to the unique exposures of material handling employers. Submit complete applications for fast turnaround and clear underwriting decisions. Ideal Accounts and Appetite Warehouse and distribution operations (small to mid-size and select larger accounts) Third-party logistics (3PL) facilities with established safety programs Accounts with forklift operations, pallet handling, and order-fulfillment activity Good fit: employers with documented safety programs, light-to-moderate loss history, and effective return-to-work practices Less likely to fit: high-hazard manufacturers, sites with frequent severe losses, or operations lacking basic loss control Coverage Highlights and Advantages Program access through a Managing General Underwriter and Excess & Surplus lines broker structure to reach admitted and non-admitted capacity as needed Fast turnaround on quotes when a completed application and loss runs are provided Designed to address common warehouse exposures such as material handling injuries, lifting strains, and vehicle/pedestrian incidents Competitive commission structure and a market that can place accounts other carriers decline Flexible terms for multi-location placements and parcel/palletized operations Underwriting Notes and Minimum Premiums Underwriters will want a complete submission to price appropriately. Minimum premium: $7,500. Typical required materials include a completed ACORD application, three years of loss runs, the program supplemental questionnaire, and details on any large past losses. Clear documentation of safety programs, training, and return-to-work policies improves placement prospects and pricing. Territories and Availability Available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, WV. The program can be structured on admitted or non-admitted paper depending on state availability and account characteristics; the carrier and placement vehicle will vary by risk and jurisdiction. Why Work With Novatae Risk Group on Warehouse Workers Comp Specialized underwriting focus on warehouse and distribution operations Access to admitted and E&S markets through MGA relationships Fast, pragmatic quoting when you provide a complete submission Experienced claims and loss control partners to help manage difficult exposures Example Accounts That Fit An owner-operated regional warehouse with 40 employees, organized safety training, and a clean two-year loss history — a straightforward candidate for competitive terms. A busy 3PL with mixed client operations, documented forklift training, and one large historical claim — eligible if loss-control initiatives and return-to-work plans are well documented. Send submissions with the required materials to [email protected] or call 800-758-8113 to speak with an underwriter about placement options. Frequently Asked Questions What types of warehouse accounts are a good fit for this program?Single-location and multi-location warehouses, distribution centers, and 3PLs with documented safety programs and moderate loss histories are ideal. Accounts with disciplined forklift training, formal return-to-work plans, and routine safety audits place best. What submission materials do underwriters require?Provide a completed ACORD application, three years of loss runs, the program supplemental questionnaire, and details on any large past losses. Incomplete files slow quoting. Is the program available admitted or non-admitted?Placement can be admitted or non-admitted depending on state and account characteristics. The carrier and placement vehicle will vary with risk profile and jurisdiction. What is the minimum premium and how does pricing consider loss history?The program has a minimum premium of $7,500. Pricing reflects class codes, payroll, loss history, and documented loss-control practices; strong safety documentation can materially improve terms. Need help placing an account? Connect with a market specialist.

...sured include graders, backhoes, forklifts, , power shovels, loaders, graders, backhoes, forklifts, pavers, excavator, compressors, pu...

Workers' Compensation Solutions for the Temporary Staffing Industry PMC Insurance Group offers a focused Temporary Staffing Workers Compensation Insurance Program built for independent agents and brokers placing staffing accounts. Backed by multiple A-rated carriers and aligned with American Staffing Association best practices, PMC combines market access with staffing-specific risk management to help your clients control losses and lower long-term cost. Ideal Accounts and Target Classes This program fits a broad spectrum of staffing firms that place temporary, contract or permanent workers. Typical target classes include: IT and professional staffing Clerical and light industrial staffing Healthcare staffing (CNA, RN, allied health across settings) Manufacturing and skilled trades Hospitality and specialty staffing Outplacement and permanent placement firms Not eligible: PEOs and staff leasing companies. Example fits: you might have a multi-state agency that places CNAs and RNs in long-term care and acute settings, or a firm supplying warehouse workers and forklift operators. These account types align with the program’s appetite when supported by robust safety controls and standard staffing contracts. Coverage Highlights and Advantages Access to multiple A-rated admitted and non-admitted carriers for placement flexibility Guaranteed-cost plans and small/large deductible options to fit different balance-sheet preferences Custom loss control programs built on staffing industry best practices Pay-as-you-go premium options to improve cash flow and payroll reporting accuracy Staffing-focused risk management consulting and resources to reduce frequency and severity of claims Underwriting that understands multi-state exposures and complex class-code mixes Underwriting Requirements and Premiums The program generally targets larger staffing accounts. The stated minimum premium is $75,000; there is no set maximum. Typical submission requirements include: Completed ACORD Workers’ Compensation application Payroll by class code and state Four quarters of IRS Form 941s Five years of loss runs (including claim details for losses over $25,000) Experience modification worksheet Financials (if a D&B report is not available) Copy of the company safety policy and loss control procedures Company brochures, marketing or sales materials Completed Temporary Staffing Supplemental Application Availability and Admitted Status The program is available nationwide — all 50 states and Washington, DC — and can be quoted in admitted and non-admitted markets depending on the carrier and jurisdiction. PMC works with its carrier partners to find the best placement when an account has multi-state payroll, high exposures or specialty placements. Why Partner With PMC Insurance Group? As a wholesale broker focused on the staffing industry, PMC provides underwriting expertise, specialized loss control resources, and broad market access so you can place accounts other markets decline. PMC helps agents navigate class codes, clients with multi-state operations, and high-risk placements by offering consultative underwriting and tailored risk management support. Whether you’re placing a growing regional staffing firm or a complex national operation, PMC delivers markets and service to increase your placement success and support your clients’ long-term stability. Frequently Asked Questions What types of staffing firms are eligible for this workers' comp program?This program is suitable for most sectors of the staffing industry, including healthcare, IT, clerical, light industrial, manufacturing, hospitality, and permanent placement firms. PEOs and staff leasing companies are not eligible. What is the minimum premium for this program?The program generally requires a minimum premium of $75,000. There is no set maximum, making it a fit for larger or multi-state operations. Do you offer loss control or risk management services?Yes. PMC Insurance Group leverages American Staffing Association best practices to deliver customized loss control, staffing-specific risk management consulting, and access to industry resources aimed at reducing claims and improving safety. Is this program available in all states?Yes. The Temporary Staffing Workers’ Compensation Program is available in all 50 states and Washington, DC. PMC places business in admitted or non-admitted markets based on the account and jurisdictional needs. What submission materials are required to get a quote?Provide an ACORD Workers’ Comp application, payroll by class code and state, recent 941s, five years of loss runs, an Experience Mod worksheet, financials (if needed), safety policy, marketing materials, and the Temporary Staffing supplemental application. Need help placing an account? Connect with a market specialist.

Paul Hanson Partners offers the BizCHOICE Commercial Auto Insurance Program, a flexible, competitive solution crafted for commercial auto risks. Written on admitted paper and available nationwide, the program is backed by two financially strong carriers—AIG and Zurich North America—each rated A XV by AM Best. Overview of the Program From Paul Hanson Partners BizCHOICE Commercial Auto Insurance is designed for a broad range of transportation-related exposures with a focus on service vehicles, artisan contractors, and specialty autos. With more than 150 eligible class codes, the program gives agents a streamlined path to quote and place many common—and some hard-to-fit—commercial auto accounts. As a Managing General Agency, Paul Hanson Partners combines specialized underwriting expertise with responsive service to help you place unique or challenging commercial auto risks. Our underwriting team emphasizes fast turnaround, competitive pricing, and hands-on support through placement and binding. Ideal Accounts and Appetite BizCHOICE is a strong fit for operations such as: Artisan and building contractors running service fleets Specialty vehicles like limousines, shuttle vans, and food trucks Local delivery services and couriers Light- to medium-duty commercial trucks On-demand service providers (plumbing, HVAC, electrical) Example fits: you might have a client who operates a small fleet of HVAC service vans or a neighborhood delivery business with branded cargo vans—both are likely eligible under BizCHOICE. Coverage Highlights and Advantages Key features of the BizCHOICE Commercial Auto Insurance Program include: Admitted coverage available nationwide, including all 50 states + DC Programs underwritten by AIG and Zurich North America (A XV, AM Best) Support for 150+ eligible class codes covering a wide range of commercial auto exposures Efficient underwriting workflow and quick quote turnaround Dedicated commercial auto underwriters and placement support Underwriting Notes and Minimum Premiums Minimum premium requirements vary by state and by class. Submissions with full vehicle schedules and complete driver information receive faster underwriting reviews. Paul Hanson Partners underwrites risks on admitted paper through AIG member companies and Zurich North America and can assist with class-code questions or eligibility reviews. Territories and Availability The BizCHOICE Commercial Auto Insurance Program is available in all 50 states and Washington, DC. Whether you are placing accounts in major states like California, Texas, and New York or in smaller markets, Paul Hanson Partners provides nationwide admitted solutions. Why Work With Paul Hanson Partners on This Business Paul Hanson Partners is a specialized MGA focused on transportation-related risks. By partnering with top-rated carriers and offering experienced underwriting, we help agents place a wide variety of commercial auto accounts efficiently. Our strengths include market access, fast service, and a practical appetite for service fleets, specialty autos, and contractor operations—giving you a competitive placement option for everyday and hard-to-place accounts. Frequently Asked Questions What types of accounts are a good fit for the BizCHOICE Commercial Auto Insurance Program?The program fits service vehicles, artisan contractors, specialty autos, and light- to medium-duty commercial trucks. More than 150 class codes are eligible. Which carriers back the BizCHOICE program?BizCHOICE is underwritten by AIG and Zurich North America, both rated A XV by AM Best. Is this program available in all states?Yes. The BizCHOICE Commercial Auto Insurance Program is available nationwide, including all 50 states and Washington, DC. Is the coverage admitted or non-admitted?This program is written on admitted paper through AIG member companies and Zurich North America. How quickly can I get a quote?Paul Hanson Partners provides fast turnaround on quotes—submissions with complete vehicle and driver details receive the quickest responses. Need help placing an account? Connect with a market specialist.

...n-ferrous scrap, uses balers and forklifts, and provides transport to metal pr...