Search CompleteMarkets

...sured include graders, backhoes, forklifts, , power shovels, loaders, graders, backhoes, forklifts, pavers, excavator, compressors, pu...

Novatae Risk Group offers a specialized Workers Compensation program tailored for warehouse operations. Warehouse environments present a concentrated set of exposures — lifting, material handling, forklift operations, repetitive motion, and slip/trip hazards — that can produce significant comp claims if not placed with the right underwriting and claims partners. This program pairs focused underwriting with flexible market access to help you place warehouse risks with confidence. Overview of the Program Novatae Risk Group lists a warehouse workers’ compensation solution underwritten by an "A" rated carrier and administered through experienced MGA/E&S capacity. The program is designed for single-location and multi-location warehouses, distribution centers, and third-party logistics (3PL) operations that require a market tuned to the unique exposures of material handling employers. Submit complete applications for fast turnaround and clear underwriting decisions. Ideal Accounts and Appetite Warehouse and distribution operations (small to mid-size and select larger accounts) Third-party logistics (3PL) facilities with established safety programs Accounts with forklift operations, pallet handling, and order-fulfillment activity Good fit: employers with documented safety programs, light-to-moderate loss history, and effective return-to-work practices Less likely to fit: high-hazard manufacturers, sites with frequent severe losses, or operations lacking basic loss control Coverage Highlights and Advantages Program access through a Managing General Underwriter and Excess & Surplus lines broker structure to reach admitted and non-admitted capacity as needed Fast turnaround on quotes when a completed application and loss runs are provided Designed to address common warehouse exposures such as material handling injuries, lifting strains, and vehicle/pedestrian incidents Competitive commission structure and a market that can place accounts other carriers decline Flexible terms for multi-location placements and parcel/palletized operations Underwriting Notes and Minimum Premiums Underwriters will want a complete submission to price appropriately. Minimum premium: $7,500. Typical required materials include a completed ACORD application, three years of loss runs, the program supplemental questionnaire, and details on any large past losses. Clear documentation of safety programs, training, and return-to-work policies improves placement prospects and pricing. Territories and Availability Available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, WV. The program can be structured on admitted or non-admitted paper depending on state availability and account characteristics; the carrier and placement vehicle will vary by risk and jurisdiction. Why Work With Novatae Risk Group on Warehouse Workers Comp Specialized underwriting focus on warehouse and distribution operations Access to admitted and E&S markets through MGA relationships Fast, pragmatic quoting when you provide a complete submission Experienced claims and loss control partners to help manage difficult exposures Example Accounts That Fit An owner-operated regional warehouse with 40 employees, organized safety training, and a clean two-year loss history — a straightforward candidate for competitive terms. A busy 3PL with mixed client operations, documented forklift training, and one large historical claim — eligible if loss-control initiatives and return-to-work plans are well documented. Send submissions with the required materials to [email protected] or call 800-758-8113 to speak with an underwriter about placement options. Frequently Asked Questions What types of warehouse accounts are a good fit for this program?Single-location and multi-location warehouses, distribution centers, and 3PLs with documented safety programs and moderate loss histories are ideal. Accounts with disciplined forklift training, formal return-to-work plans, and routine safety audits place best. What submission materials do underwriters require?Provide a completed ACORD application, three years of loss runs, the program supplemental questionnaire, and details on any large past losses. Incomplete files slow quoting. Is the program available admitted or non-admitted?Placement can be admitted or non-admitted depending on state and account characteristics. The carrier and placement vehicle will vary with risk profile and jurisdiction. What is the minimum premium and how does pricing consider loss history?The program has a minimum premium of $7,500. Pricing reflects class codes, payroll, loss history, and documented loss-control practices; strong safety documentation can materially improve terms. Need help placing an account? Connect with a market specialist.

...ipment Farming Equipment Forklifts Logging Trucks Truck/Tracto...

...ous and non-ferrous metals, uses forklifts and conveyors, and needs equipment ...

```html Workers' Compensation Solutions for the Temporary Staffing Industry PMC Insurance Group offers a specialized Temporary Staffing Workers Compensation Insurance Program designed to meet the unique needs of the staffing industry. With a deep understanding of the challenges faced by staffing agencies in securing reliable workers' comp coverage, PMC has partnered with multiple A-rated carriers and aligned with American Staffing Association Best Practices to deliver comprehensive risk management and cost containment solutions. Ideal Accounts and Target Classes This program is tailored for a wide range of staffing firms, including those placing temporary, contract, or permanent workers. The ideal accounts include: IT and Professional Staffing Clerical and Light Industrial Staffing Healthcare Staffing (all sectors) Manufacturing and Skilled Trades Hospitality and Specialty Staffing Outplacement and Permanent Placement Firms Note: PEOs and staff leasing companies are not eligible for this program. Example: You might have a client that staffs CNAs and RNs across multiple states or a firm placing warehouse workers and forklift operators. These types of risks are well within the program’s appetite. Coverage Highlights and Advantages Access to multiple A-rated carriers Guaranteed cost, small and large deductible options Customized loss control programs built on staffing industry best practices Pay-as-you-go premium payment options available Risk management consulting tailored to staffing agencies Staffing-specific resources to support insureds in reducing claims and improving safety Underwriting Requirements and Premiums Minimum premium starts at $75,000, with no maximum. Submission requirements include: Completed ACORD Workers’ Compensation application Payroll by class code and state Four quarters of IRS Form 941s Five years of loss runs (including details on claims over $25,000) Experience Mod worksheet Financials (if no D&B report is available) Copy of safety policy and loss control procedures Company brochures or sales material Completed Temporary Staffing Supplemental Application Availability and Admitted Status This program is available nationwide, including all 50 states and Washington, DC. PMC Insurance Group works with various A-rated carriers to offer solutions in both admitted and non-admitted markets, ensuring flexibility in placement based on account specifics and jurisdictional needs. Why Partner With PMC Insurance Group? As a leading wholesale broker with a focus on the staffing industry, PMC Insurance Group brings unmatched expertise in workers' compensation for temporary staffing. We understand the complexities of class codes, multi-state operations, and high-risk placements. With access to multiple top-tier carriers and a consultative approach to risk management, we help agents place tough accounts while supporting their clients in reducing long-term costs. Whether your client is a growing staffing agency or a well-established firm with complex exposures, PMC Insurance Group delivers the tools, markets, and knowledge to support your success. Frequently Asked Questions What types of staffing firms are eligible for this workers' comp program?This program is suitable for most sectors of the staffing industry, including healthcare, IT, clerical, light industrial, manufacturing, hospitality, and permanent placement firms. PEOs and staff leasing companies are not eligible. What is the minimum premium for this program?The program requires a minimum premium of $75,000. There is no set maximum premium, making it a good fit for larger or multi-state operations. Do you offer loss control or risk management services?Yes. PMC Insurance Group works with American Staffing Association Best Practices to offer customized loss control, staffing-specific risk management consulting, and access to industry resources. Is this program available in all states?Yes, the Temporary Staffing Workers Compensation Program is available in all 50 states and Washington, DC. What submission materials are required to get a quote?You’ll need to provide an ACORD Workers’ Comp application, payroll by class code and state, 941s, 5 years of loss runs, Experience Mod worksheet, financials, safety policy, marketing materials, and the staffing supplemental application. Need help placing an account? Connect with a market specialist. ```