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Freight Forwarders E&O Insurance Program fro...is program?This program is ideal for Freight Forwarders, Customs House Brokers, and othe...
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https://completemarkets.com/company/prosight/lawyers/
ProSight Specialty Insurance offers a tailored Lawyers Professional Liability Insurance program that goes beyond a one-size-fits-all approach. Our high-touch underwriting model is designed to understand the unique risk profile of each law firm—whether large or small, general practice or specialized. We take the time to evaluate how your clients manage risk and operate their practice, helping you place the right coverage for their specific needs.
Overview of the Program From ProSight Specialty Insurance
With deep expertise in professional liability and a focus on the legal sector, ProSight provides both Primary and Excess Lawyers Professional Liability Insurance. Our solutions are available for a broad range of law firms, including those considered hard to place. Whether your client is a new solo practitioner or a multi-state firm with complex exposures, we can help you find the right protection.
Ideal Accounts and Appetite
We’re looking for law firms that demonstrate proactive risk management, regardless of size or area of practice. Our appetite includes:
Small to mid-sized law firms with 1–50 attorneys
Firms specializing in real estate, family law, personal injury, corporate law, or general practice
Firms with prior claims history that have improved their risk management strategies
You might have a client who is expanding into higher-risk practice areas or a firm that was previously non-renewed due to claims—this program could be a fit.
Coverage Highlights and Advantages
Primary and Excess coverage available
Capacity up to $10 million for qualified risks
Admitted and non-admitted options to meet varying state requirements and risk profiles
Solutions for standard and hard-to-place risks
Our underwriting team evaluates each submission on its own merits, allowing for flexibility and creativity in structuring coverage that fits.
Underwriting Notes
We do not take a cookie-cutter approach. Each submission is carefully reviewed by experienced underwriters who understand the legal profession and the nuances that come with it. Strong documentation of firm procedures, internal controls, and claims history can help improve the outcome.
Territories and Availability
Our Lawyers Professional Liability Insurance program is available in most states across the U.S., including but not limited to CA, FL, NY, TX, IL, and GA. We can write both admitted and non-admitted business in many jurisdictions, depending on the firm profile and risk characteristics.
Why Work With ProSight
As a carrier with deep specialization in professional liability, ProSight brings a unique combination of underwriting expertise, flexibility, and commitment to service. We partner closely with agents and brokers to craft solutions that align with your clients’ evolving needs. If you're looking for a more thoughtful and responsive underwriting experience, ProSight is ready to help.
Frequently Asked Questions
What types of law firms are a good fit for this program?We target small to mid-sized law firms, including those in general practice, real estate, family law, personal injury, and other common areas. Firms with strong risk management practices are a great fit.
Can you write coverage for firms with prior claims?Yes, we consider firms with a claims history—especially those that have taken steps to improve their internal controls and risk management procedures.
Do you offer both admitted and non-admitted options?Yes, we provide both admitted and non-admitted coverage depending on the jurisdiction and the risk profile of the firm.
Is this program available nationwide?Our program is available in most U.S. states. Please reach out to confirm availability in your client's specific location.
What are your coverage limits?We can offer limits up to $10 million for qualified risks, with both Primary and Excess coverage options available.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/jmwilson/quick-contract-bid-payment-and-performance-bond-insurance/
Quick Contract Bid, Payment and Performance Bond
J.M. Wilson Corp. offers a Quick Contract Bid, Payment and Performance Bond program designed for small and newer contractors who need fast, reliable surety capacity. These quick-turn bonds are underwritten primarily on the applicant's credit and require minimal paperwork so you can obtain bid, payment and performance bonds quickly—typically when a prompt response is essential to secure a job.
Coverages:
Quick Contract Bonds (single-job performance and payment)
Quick Bid Bonds to satisfy bid requirements
Quick Payment & Performance Bond packages
Alternative "Easy" or simplified bond options for smaller accounts
Advantages:
Fast quote and placement turnaround — new account submissions typically receive a response within 24–48 hours
Competitive pricing within industry standards for small contractors
Minimal underwriting paperwork when credit meets program requirements
Ability to review and accept applications originally placed with other surety companies
Access to J.M. Wilson surety markets that are "A" rated
Quick Contract Bonds are intended for contractors who need bonding lines up to $350,000 per job with a $700,000 aggregate bonding line. These bonds are well suited to smaller projects and businesses that have fairly clean credit histories and need a fast solution for bid submission or to meet contract bonding requirements.
Overview of the Program from J.M. Wilson Corp.
This program is offered by J.M. Wilson Corp., a Managing General Agency and Excess & Surplus Lines broker with access to both admitted and non-admitted surety markets. The product is tailored to agents who need a quick surety option for clients that do not yet qualify for larger, more traditional bonding facilities.
Ideal Accounts and Appetite
- Small general contractors, subcontractors, and specialty trades with limited bonding histories
- Newer firms that can demonstrate responsible credit and financial stability
- Projects where single-job bonding needs do not exceed the program limits (up to $350,000 per job; $700,000 aggregate)
Accounts that typically do not fit: contractors with significant adverse credit, ongoing claims or litigation, or complex multi-year contracts requiring large aggregate capacity.
Coverage Highlights and When to Use This Program
Use J.M. Wilson’s Quick Contract program when you need:
A fast bid bond to meet a tight bidding deadline
Payment and performance bonds for smaller public or private contracts
A simplified underwriting path based primarily on credit rather than extensive financial histories
Underwriting Notes and Minimum Premium
Underwriting focuses on applicant credit; applicants should have fairly clean credit reports. Required items for submission generally include a completed application and a signed indemnity agreement. J.M. Wilson can also review applications previously submitted to other surety companies. Minimum premium and final terms vary by carrier and state—minimum premium: Varies.
Territories and Availability
Available in: AL, AK, GA, IL, IN, IA, KS, KY, ME, MI, MN, MS, MO, MT, NE, NH, NY, NC, ND, OH, OK, PA, SC, SD, TN, VT, VA, WV, WI, WY. Availability is subject to carrier approval and admitted vs. non-admitted market rules in each state. The program includes some admitted markets and non-admitted options depending on the state and risk profile.
Why Work with J.M. Wilson Corp. on This Business
As an MGA and E&S broker, J.M. Wilson provides agents with access to multiple A-rated surety markets and a streamlined underwriting process tailored for smaller accounts. The firm emphasizes quick turnaround, competitive pricing within industry standards, and flexible underwriting that can evaluate submissions previously placed with other sureties. This makes the program a practical solution when an insured needs bonding quickly to bid or secure smaller contracts.
Example Scenarios
- You have a client who is a small paving contractor bidding a municipal job valued at $200,000 and needs a bid bond within 48 hours.
- A new roofing subcontractor wins a $60,000 private contract and requires a performance and payment bond but lacks an extensive bonding history.
What is needed to get started: a completed application and a signed indemnity agreement. For more information on submission requirements or to discuss a specific account, contact J.M. Wilson Corp. — we look forward to working with you.
Frequently Asked Questions
What types of accounts are a good fit for the Quick Contract Bond program?Small or newer contractors with fairly clean credit who need bid, payment or performance bonds for single jobs up to $350,000 (with a $700,000 aggregate line). Ideal for trades and subcontractors with limited bonding histories.
How fast can I expect a quote or decision on a submission?J.M. Wilson typically responds to new account submissions within 24–48 hours, assuming required documentation (application and signed indemnity) is provided promptly.
What documentation is required to submit an account?At minimum, a completed bond application and a signed indemnity agreement. Additional information may be requested depending on the applicant’s credit and the size of the bond request.
Are these bonds admitted or non-admitted?J.M. Wilson represents a mix of admitted and non-admitted carriers. Availability depends on the state and the specific surety market; some markets are admitted while others are non-admitted.
Need help placing an account? Connect with a market specialist.
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... owners and operators
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