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Policy Highlights for Bed and Breakfast Insurance: Overview — Colonial General Insurance Agency, Inc. Bed and Breakfast Insurance Colonial General Insurance Agency, Inc. offers property and liability coverages written on a mono-line or packaged basis for residential homes operated as bed and breakfasts or country inns. The program is designed for owner-operated properties with traditional B&B operations — guest rooms, limited on-site dining, and modest guest services — and accepts exposures up to a maximum of 10 rooms per location. Coverage is available through a mix of admitted and excess & surplus solutions depending on the state and risk characteristics. Ideal Accounts and Appetite Owner-occupied bed & breakfasts and country inns with up to 10 guest rooms. Properties with limited food service (breakfasts and light meals) rather than full-service commercial restaurants. Converted historic homes, small inns, and rural lodgings where the owner lives on-site or nearby. Accounts with reasonable maintenance, functioning protective devices (smoke detectors, fire extinguishers), and documented safety procedures. Generally not a fit: large inns or hotels, properties with more than 10 rooms, full-service restaurants or event venues with high-exposure special events, or operations with significant liquor liability without proper controls and underwriting. Coverage Highlights and Advantages Commercial General Liability: Primary limits up to $3,000,000 occurrence/aggregate; Innkeepers liability included; $5,000 medical payments included; additional interests covered. Excess/Umbrella: Limits available up to $25,000,000 (subject to underwriting and carrier availability). Property Options: Building, Business Personal Property, Business Income, Replacement Cost or ACV, Basic/Broad/Special forms, Equipment Breakdown, Computer Equipment, Valuable Papers, Accounts Receivable, Household Personal Property. Additional Property Coverages: Food Spoilage, Inland Marine, Outside Signs. Crime Coverage: Theft of money/securities inside premises, robbery or safe burglary of other property, and outside-the-premises coverage options. Underwriting Notes and Submission Checklist Underwriters will evaluate operations, construction, occupancy, fire protection, and loss history. Common information requested on submission: Completed application and ACORD forms. Current loss runs (typically 5 years). Property address, number of guest rooms, and description of food service (on-site kitchen hours, staff, alcohol sales). Photos of exterior, guest rooms, and any commercial kitchen or common areas. Revenue breakdown (room revenue vs. food/service revenue) and details on special events if any. Note: alcohol service, weddings or large events, and full-time restaurants may trigger additional underwriting requirements or exclusions and could be better placed through specialized hospitality programs. Territories and Admitted Status Available in: AZ, CA, CO, ID, NV, NM, UT, WY. Carrier availability varies by state and risk. Colonial General operates as a Managing General Agency and Excess & Surplus Lines broker, so some risks may be placed in admitted markets where available; other risks will be placed in E&S markets when necessary. Please confirm admitted availability for the state and account you are submitting. Why Work With Colonial General Insurance Agency, Inc. on Bed & Breakfast Business Dedicated B&B/hospitality appetite tailored for small owner-operated inns. Access to multiple carriers and both admitted and non-admitted markets to find the most appropriate placement. Flexible packaging — choose mono-line property or liability, or a combined package — and options for excess limits and crime coverage. Underwriting that considers the operational details important to B&B owners (limited dining, resident owner, safety controls). Example Accounts That Fit This Program A restored Victorian home in Colorado operating as a six-room B&B, owner on-site, serves breakfast only — needs property, liability, and innkeepers coverage with business income and equipment breakdown. A four-room country inn in New Mexico with a small on-site kitchen for morning and afternoon service, seeking liability limits of $1,000,000 and umbrella capacity — admitted and E&S options explored depending on local availability. Frequently Asked Questions What types of accounts are a good fit for Colonial General’s Bed and Breakfast program?Owner-occupied bed & breakfasts and small country inns with up to 10 guest rooms, limited food service (typically breakfast and light meals), documented safety procedures, and standard hotel/inn exposures. Larger inns, full-service restaurants, or venues that host frequent large events may not fit this program. What liability and property limits are available?Primary commercial general liability limits are available up to $3,000,000 occurrence/aggregate, with innkeepers liability and $5,000 medical payments included. Excess/umbrella capacity is available up to $25,000,000 depending on the risk and carrier appetite. Property coverages include building, BPP, business income, equipment breakdown, and optional inland marine and crime coverage. Are admitted policies available or is this strictly E&S?Colonial General has access to both admitted and excess & surplus markets. Some risks may be placed on admitted paper in eligible states; others will be placed in E&S depending on the property, occupancy, and state of placement. Confirm admitted availability at submission. What documents should I include with a submission to speed underwriting?Provide a completed application and ACORD forms, current loss runs (preferably 5 years), photos of the property, a description of food and alcohol service, revenue breakdown, and any safety/protective device information. Clear information on room counts and guest capacity is particularly helpful. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a comprehensive Bakery Insurance program designed to meet the needs of businesses involved in baking and selling baked goods. Whether your client operates a small retail bakery, a wholesale baking plant, or a combination of both, this program provides flexible coverage options to help protect their business assets and operations. Ideal Accounts and Appetite This program is ideal for: Retail bakeries Wholesale baking operations Commercial bakery plants Specialty pastry and dessert shops Accounts producing or selling baked goods on-site or through distribution channels are a strong fit. Businesses with clean loss histories and a strong commitment to safety and food handling standards are preferred. Operations with on-site cooking, delivery, and custom baking services can be accommodated. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 Occurrence/Aggregate $5,000 Medical Payment Coverage — Included Additional Interests — Included Hired and Non-Owned Auto Liability Excess or Umbrella limits available up to $25,000,000 No deductible required Property Coverage Options: Building and Business Personal Property Business Income and Extra Expense Equipment Breakdown and Computer Equipment Food Spoilage and Inland Marine Accounts Receivable and Valuable Papers Basic, Broad, or Special Form options Outside Signs and Replacement Cost or Actual Cash Value Crime Coverage Available: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property (Inside the Premises) Theft, Robbery, or Burglary (Outside the Premises) Underwriting Notes and Minimum Premiums Colonial General provides access to both admitted and non-admitted markets, depending on the account and state. Underwriting flexibility allows for mono-line or package policies to meet the specific needs of your clients. While minimum premiums are not listed, submissions should demonstrate favorable risk characteristics to be considered. Territories and Availability This Bakery Insurance program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General works with a variety of carriers to find the right market for your client’s needs in these regions. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep industry knowledge and strong carrier relationships to help independent agents place hard-to-insure or niche baking operations. From small artisan bakeries to large-scale commercial production facilities, Colonial General’s team understands the unique exposures of the baking industry and can craft tailored solutions to help protect your clients’ assets and operations. Need to place a retail bakery with food spoilage concerns and customized equipment? Or a wholesale baking plant needing high liability limits and inland marine coverage for delivery vehicles? This program has the tools and flexibility to support those accounts. Frequently Asked Questions What types of accounts are a good fit for this bakery insurance program?Retail bakeries, wholesale baking operations, commercial baking plants, and specialty dessert shops are all strong candidates for this program. Can I place standalone property or liability coverage through this program?Yes, coverage can be written on a mono-line or package basis, depending on the needs of your client. Are food spoilage and equipment breakdown covered?Yes, both food spoilage and equipment breakdown are available as part of the property coverage options. What states is this program available in?The Bakery Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Does this program offer admitted or non-admitted coverage?Colonial General has access to both admitted and non-admitted markets, depending on the specific risk and state regulations. Need help placing an account? Connect with a market specialist.

Policy Highlights for Private School Insurance: Colonial General Insurance Agency, Inc. offers a comprehensive Private School Insurance program tailored for agents and brokers looking to place educational institution accounts. This program is designed for private elementary, middle, and high schools, as well as private technical, trade, and vocational schools that provide job-specific certification. Learning centers and tutoring services are also eligible, making this a versatile solution for a wide range of educational clients. Ideal Accounts and Target Classes This program is best suited for: Private K-12 schools with structured curriculums Vocational and trade schools offering certifications Private technical institutions and career-focused training centers Supplemental learning centers and tutoring facilities Whether your client operates a large private school or a small specialized training center, Colonial General can help provide tailored coverage solutions. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits available up to $3,000,000 per occurrence and aggregate Errors and Omissions coverage for teaching staff Medical payments coverage included—$5,000 limit Sexual and Physical Abuse coverage—$25,000 per claim / $50,000 aggregate included Excess or umbrella limits available up to $25,000,000 No deductible required Property Coverage Options: Building and contents coverage with replacement cost or actual cash value Business income protection Electronic data processing and equipment breakdown Accounts receivable and valuable papers Food spoilage and outside signs Forms available: Basic, Broad, or Special Crime Coverage Options: Theft of money and securities inside the premises Robbery or safe burglary of other property inside the premises Certain coverages available for losses occurring outside the premises Underwriting Notes and Program Access Coverages can be written on a mono-line or package basis, giving you flexibility based on your client’s risk profile. No deductible is required for general liability, and various property and crime coverages can be customized per account needs. The program is placed through various carriers depending on risk, with some admitted options available. Available States This program is available to agents and brokers placing risks in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Why Work With Colonial General? Colonial General Insurance Agency, Inc. is a Managing General Agency and Excess & Surplus Lines Broker with deep expertise in niche markets like private education. Their strategic carrier relationships and underwriting experience allow them to handle both standard and hard-to-place risks efficiently. Agents benefit from responsive service, flexible underwriting, and access to competitive markets for educational institutions. For example, if you have a client running a private culinary school offering certification programs, or a tutoring center expanding into multiple locations, Colonial General can help you build the right coverage package to protect those operations effectively. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for private K-12 schools, vocational and trade schools, technical training centers, and tutoring or learning centers that offer structured curriculums or certifications. Can I write mono-line coverage or does it have to be a package?You can write coverage on a mono-line or package basis, depending on your client’s needs and exposures. Is this program available on an admitted basis?Some markets are admitted, but availability depends on the specific risk and location. Colonial General will help determine the best placement. What limits are available for general liability?Primary general liability limits are available up to $3,000,000 per occurrence and aggregate, with excess and umbrella limits up to $25,000,000. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a comprehensive Tire Dealers Insurance Program designed specifically for tire dealers and related automotive businesses. As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General works with a variety of carriers to provide tailored solutions that address the unique risks faced by tire retailers, installers, and service operations. Overview of the Program From Colonial General This program is built for tire dealers that need specialized Commercial Garage coverage. Whether your client operates a single-location tire shop or a multi-bay service center, Colonial General can help you place coverage to meet their operational and liability exposures. Our experienced team is ready to assist with underwriting guidance and fast turnaround times. Ideal Accounts and Appetite The Tire Dealers Insurance Program is suitable for businesses involved in: New tire sales and installation Tire repair and balancing services Auto garages with tire-related services Specialty tire dealers (e.g., off-road, equipment tires) Used tire sales may be considered on a case-by-case basis. However, accounts engaged in recap, retread, or remanufactured tire services are excluded. "AS IS" auto sales are acceptable under the program. Coverage Highlights and Advantages The program offers a strong suite of coverages to protect your tire dealer clients from both common and specialized risks: Garage Liability Limits up to $1,000,000 per accident $3,000,000 Liability Aggregate Garage Keepers Coverage on a primary basis with specified causes of loss Dealers Physical Damage False Pretense Coverage Fire Legal Liability In-Transit Coverage for towing operations Broad Form Garage Endorsements $5,000 Medical Payments Property Coverage available Underwriting Notes and Minimum Premiums Colonial General evaluates each account individually. While no specific minimum premium is listed, accounts should demonstrate sound risk management practices and fall within the target class profile. Our underwriters are happy to work with you to determine eligibility and pricing. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted and non-admitted options are available depending on the risk and market availability. Why Work With Colonial General Colonial General brings decades of experience serving agents and brokers in the Western U.S. We specialize in hard-to-place commercial risks and niche programs, offering access to a wide range of carriers and competitive solutions. Our team is responsive, knowledgeable, and committed to helping you grow your book of business with quality markets. If you have a tire shop client looking to expand into specialty tire sales or an automotive garage that needs stronger liability protection, Colonial General can help you secure the right coverage. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include retail tire dealers, tire installation and repair shops, and specialty tire dealers such as those selling off-road or equipment tires. Are used tire sales eligible for coverage?Used tire sales may be considered depending on the nature of the operation. However, recap and retread tire services are excluded from this program. Is this program admitted or non-admitted?Both admitted and non-admitted markets are available depending on the state and risk profile. What states is this program available in?The Tire Dealers Insurance Program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Can I place coverage for a shop that also sells vehicles?Yes, "AS IS" auto sales are acceptable under this program, subject to underwriting review. Need help placing an account? Connect with a market specialist.

Policy Highlights for our Bar Insurance program: Colonial General Insurance Agency, Inc. offers a specialized Bar Insurance program designed for establishments with significant alcohol sales. This program is ideal for bars, taverns, pubs, nightclubs, and restaurants where alcohol accounts for 30% or more of total gross sales. Whether you are looking for mono-line or package coverage, we can help you place complex hospitality risks with confidence. Ideal Accounts and Appetite Our Bar Insurance program targets businesses that serve alcohol as a key part of their operations. Strong fits include: Neighborhood bars and lounges Sports bars with food service Nightclubs with live entertainment or dancing Restaurants with alcohol sales exceeding 30% of total revenue We understand the unique exposures these operations face, including liquor liability, property damage, and potential assault and battery incidents. Colonial General works with appointed agents to place business in AZ, CA, CO, ID, NV, NM, UT, and WY. Coverage Highlights and Advantages Property Coverage available for Bar Insurance: Accounts Receivable Basic, Broad, or Special Form Building and Contents Business Income and Extra Expense Computer Equipment Equipment Breakdown Food Spoilage Outdoor Signs Replacement Cost or Actual Cash Value (ACV) Valuable Papers Commercial General Liability Coverage: Primary Limits up to $3,000,000 Occurrence/Aggregate Liquor Liability Coverage Excess or Umbrella Limits up to $25,000,000 Assault and/or Battery Limited Liability Coverage Form (per event)—$25,000/$50,000 Limits Medical Payments Coverage—$5,000 Limit Additional Interests Included No deductible required Crime Coverage: Inside the Premises—Theft of Money and Securities Inside the Premises—Robbery or Safe Burglary of Other Property Outside the Premises Underwriting Notes and Minimum Premiums Minimum premiums vary depending on class, coverage, and risk profile. Colonial General works with multiple carriers to find appropriate solutions for both standard and challenging bar-related risks. Admitted markets are available in some states, with non-admitted options also offered depending on the exposure and location. You might have a client who owns a high-traffic sports bar in California or a neighborhood pub in Colorado—both could be eligible for tailored coverage through this program. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Why Work With Colonial General? Colonial General Insurance Agency, Inc. is a Managing General Agency and Excess & Surplus Lines Broker with deep experience in placing hospitality risks. We offer access to specialized markets and underwriting expertise that helps you serve bar and restaurant clients with confidence. Whether placing a single-location bar or a multi-state restaurant operation with heavy alcohol sales, our team supports you from quote to bind and beyond. Frequently Asked Questions What types of accounts are a good fit for this Bar Insurance program?This program is ideal for bars, taverns, pubs, nightclubs, and restaurants where alcohol sales make up at least 30% of total revenue. Is liquor liability included in the program?Yes, liquor liability coverage is included and can be tailored based on the specific exposures of the insured. Are there coverage options for assault and battery incidents?Yes, the program includes a Limited Liability Coverage Form for assault and/or battery with standard limits of $25,000 per event and $50,000 aggregate. What states is this program available in?This Bar Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Can I write both property and liability on the same policy?Yes, coverage is available on a mono-line or package basis depending on the needs of the insured. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Miniature Golf Course Insurance program designed to help agents place both public and private golf-related businesses. Whether your client operates a standalone miniature golf course, an indoor or outdoor driving range, or a country club with a mini-golf amenity, this program provides flexible coverage options tailored to the unique risks of recreational golf facilities. Coverage is available on a monoline or package basis and delivers robust protection for property and liability exposures. Ideal Accounts and Appetite This program is best suited for: Standalone miniature golf courses Family entertainment centers with mini-golf components Indoor or outdoor driving ranges Public and private golf courses or country clubs with mini-golf Colonial General favors accounts with well-maintained premises, standard safety protocols, and minimal claims history. Examples of good fits: a seasonal mini-golf park in a resort or tourist area, or a year-round indoor course attached to a family entertainment center. Higher-hazard operations, locations with frequent losses, or venues with significant water hazards or extreme attractions may require additional underwriting review or be better placed elsewhere. Coverage Highlights and Advantages Commercial General Liability Coverage Includes: Primary limits up to $3,000,000 occurrence and aggregate Additional insureds—automatically included Hired and non-owned auto liability $5,000 medical payments coverage Liquor liability—available for eligible operations Excess/Umbrella limits up to $25,000,000 No deductible required on liability Property Coverage Options: Building and contents coverage Business income and extra expense Computer equipment and electronics Contractor's equipment and inland marine for golf carts Coverage for damage to greens, tee boxes, and course features Food spoilage and equipment breakdown Sprinklers, valuable papers, and bailee’s coverage for pro shops Available on replacement cost or actual cash value basis Crime Coverage Features: Inside the premises – theft of money and securities Inside the premises – robbery or safe burglary of other property Outside the premises – theft and robbery protection Underwriting Notes and Minimum Premiums Colonial General reviews each submission individually, considering operations, location, safety protocols, and loss history. While no specific minimum premium is listed here, accounts should be commercially viable and meet standard underwriting criteria. Liability coverage typically carries no deductible, and optional excess limits are available for accounts that need higher limits. Territories and Availability This Miniature Golf Course Insurance program is available to agents placing business in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Both admitted and non-admitted market options may be available depending on the state and the risk profile. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines niche recreational property expertise with access to multiple markets. Agents benefit from a responsive underwriting team, flexible coverages, and the ability to place both admitted and non-admitted business where appropriate. This program is positioned to help you secure competitive limits and tailored terms for golf-related venues that meet underwriting standards. Frequently Asked Questions What types of accounts are a good fit for this program?Miniature golf courses, family fun centers with golf attractions, and indoor/outdoor driving ranges are ideal. Public or private golf-related venues with clean loss history and good maintenance practices are preferred. Is liquor liability available under this program?Yes. Liquor liability can be included when applicable, subject to underwriting review of the operations and controls in place. Are both property and liability coverages available?Yes. Coverage can be written on a monoline basis or packaged to include both property and liability, depending on the client’s needs. Which states is this program available in?This program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Do all risks qualify for admitted markets?Not all risks will qualify for admitted placement. Colonial General offers both admitted and non-admitted options based on the risk characteristics and location. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Beverage Manufacturing Insurance program designed for agents and brokers seeking tailored coverage solutions for beverage manufacturers and processors. Whether your client is producing non-alcoholic beverages, craft sodas, or alcoholic drinks such as beer or spirits, this program provides flexible and comprehensive protection for a wide range of exposures in the beverage industry. Ideal Accounts and Appetite This program is ideal for small to mid-sized beverage manufacturers and processors operating in the western U.S. We consider accounts involved in: Non-alcoholic beverage bottling (juices, soft drinks, flavored water, etc.) Craft breweries or distilleries (subject to eligibility) Private label beverage production Specialty or organic beverage processing We work with agents to evaluate specific classes and can help place both standard and more complex risks through our access to admitted and non-admitted markets. Coverage Highlights and Advantages Coverages are available on a monoline or package basis and can be customized to fit the insured’s operational needs. Key features include: Commercial General Liability Primary limits up to $3,000,000 Occurrence / Aggregate Hired and Non-Owned Auto Liability Liquor Liability (for applicable beverage producers) $5,000 Medical Payments – included Vendors as Additional Insureds Limited Product Withdrawal Expense – $5,000 limit included Excess or Umbrella Limits up to $25,000,000 Crime Coverage Inside the Premises – Theft of Money and Securities Robbery or Safe Burglary of Property Inside the Premises Outside the Premises Coverage Property Coverage Building and Business Personal Property Business Income and Extra Expense Computer Equipment and Valuable Papers Accounts Receivable Equipment Breakdown Food Spoilage – $5,000 limit included (higher limits available) Replacement Cost or Actual Cash Value Outside Signs Basic, Broad, or Special Form options Underwriting Notes and Minimum Premiums Colonial General’s underwriting team evaluates each submission on a case-by-case basis. While no specific minimum premium is listed, competitive pricing is available depending on risk characteristics, coverage needs, and market availability. Liquor liability, product withdrawal expense, and spoilage coverage offer built-in value for beverage production accounts. Territories and Availability This Beverage Manufacturing Insurance program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) We offer access to both admitted and non-admitted markets depending on the risk and jurisdiction. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in niche middle-market commercial lines. We are committed to helping independent agents find the right fit for their beverage manufacturing clients—even those with unique or challenging exposures. With access to a variety of carriers and flexible underwriting, we work closely with agents to deliver timely quotes and comprehensive solutions. Whether your client is launching a new beverage line or expanding production, Colonial General is ready to help you place and service these accounts with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for beverage manufacturers and processors, including soda bottlers, juice companies, and select alcoholic beverage producers such as craft breweries and distilleries. Is Liquor Liability included in the coverage?Yes, Liquor Liability coverage is available for eligible accounts that manufacture or distribute alcoholic beverages. Can I submit a monoline General Liability or Property policy?Yes, both monoline and package policies are available depending on the insured’s needs and underwriting criteria. What states is this program available in?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Are additional insured endorsements available for vendors?Yes, vendors can be added as additional insureds under the General Liability coverage. Need help placing an account? Connect with a market specialist.

Mobile Home Park Insurance Program from Colonial General Insurance Agency Colonial General Insurance Agency, Inc. offers a specialized Mobile Home Park Insurance program designed to help independent agents and brokers place coverage for a range of mobile home and RV park risks. Whether your clients operate permanent mobile home parks, seasonal RV parks, or year-round campgrounds, this program provides flexible solutions with both property and liability options available on a monoline or package basis. Ideal Accounts and Classes This program is well-suited for: Mobile home parks (both permanent and tourist-based) Recreational vehicle (RV) parks Campgrounds with short- or long-term guest stays Typical accounts include family-owned parks, regional park operators, and seasonal sites. You might have a client with a multi-acre RV park in Arizona catering to snowbirds or a mobile home community in Utah with permanent residents—both are excellent fits for this program. Coverage Highlights and Advantages Property Coverage Options: Accounts Receivable Basic, Broad, or Special Form Building and Contents Business Income and Extra Expense Computer Equipment Equipment Breakdown Food Spoilage Inland Marine Outside Signs Replacement Cost or Actual Cash Value Valuable Papers General Liability Coverage Includes: Primary limits up to $3,000,000 occurrence/aggregate $5,000 Medical Payments Coverage – Included Blanket Additional Insureds – Included Liquor Liability (where applicable) Hired and Non-Owned Auto Liability Excess or Umbrella limits up to $25,000,000 No liability deductible required Crime Coverage Options: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property Losses Outside the Premises Underwriting Notes Colonial General underwrites through a variety of carriers and offers access to both admitted and non-admitted markets, depending on the risk profile and state. This flexibility allows you to place both standard and harder-to-place risks efficiently. While minimum premium requirements vary by carrier, the underwriting team will work closely with you to review submissions and explore viable options for your accounts. Territories and Availability This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General maintains a strong regional focus in the Western U.S., making them a reliable partner for agents working in these territories. Why Work with Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker with deep experience in specialty property and liability risks, Colonial General provides access to a wide range of markets and strong underwriting support. Their expertise in the mobile home park and RV park segment allows you to deliver tailored coverage solutions for your clients while streamlining the placement process. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for mobile home parks (permanent or tourist-based), RV parks, and campgrounds, including both seasonal and year-round operations. Is coverage available on an admitted or non-admitted basis?Colonial General offers both admitted and non-admitted options, depending on the specific risk and state requirements. What limits are available for liability coverage?The program offers primary general liability limits up to $3 million occurrence/aggregate, with excess or umbrella coverage available up to $25 million. Are there any specific states where this program is available?Yes, the program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What is included in the property coverage?Property coverage includes options such as buildings, contents, business income, equipment breakdown, outside signs, inland marine, and more. Need help placing an account? Connect with a market specialist.

Policy Highlights for our Amusement Park program: Colonial General Insurance Agency, Inc. offers a comprehensive Amusement Park Insurance program designed to meet the unique risks faced by amusement parks and related operations. Whether you're placing a large permanent theme park or a smaller seasonal operation, our program provides flexible, broad coverage options that help protect your clients’ property, liability, and financial interests. Ideal Accounts and Appetite We are actively seeking accounts that include: Permanent and mobile amusement parks Theme parks and water parks Indoor entertainment facilities with amusement rides Operators of mechanical rides, inflatables, games, and concessions This program is a great fit for agents working with clients who operate year-round or seasonal parks in the western U.S., especially in AZ, CA, CO, ID, NV, NM, UT, and WY. Coverage Highlights and Advantages Property Coverage Available: Accounts Receivable Basic, Broad, or Special Form options Building and Business Personal Property Business Income Computer Equipment Equipment Breakdown Inland Marine Outside Signs Replacement Cost or Actual Cash Value (ACV) Valuable Papers Commercial General Liability Coverage: Primary Limits up to $3,000,000 Occurrence/Aggregate $5,000 Medical Payments Coverage included Blanket Additional Insured Endorsement available Excess or Umbrella Limits up to $25,000,000 No deductible required Crime Coverage Options: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property (Inside the Premises) Losses Occurring Outside the Premises Underwriting Notes Coverage can be provided on a mono-line or package basis to meet the specific needs of your insureds. We work with a variety of carriers (admitted and non-admitted) to offer tailored solutions depending on the risk profile and location. Submissions should include detailed risk information and loss history when available. Minimum premiums may vary based on class and location; contact us for more information. Territories and Availability This program is available in the following states: AZ, CA, CO, ID, NV, NM, UT, and WY. Why Work With Colonial General Insurance Agency, Inc.? As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep market access and specialized underwriting knowledge to the amusement industry. We understand the complex risk exposures amusement parks face and work closely with agents to deliver responsive service, competitive solutions, and fast turnarounds. Whether you're working with a client launching a new family fun center or one expanding a long-standing park, we can help you find the right coverage structure. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amusement parks, indoor facilities with rides, mobile attractions, and operators of mechanical rides, inflatables, and games. Is this program available on an admitted or non-admitted basis?Some markets are admitted, while others are non-admitted, depending on the risk and location. We work with a variety of carriers to find the best fit. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Can I write mono-line policies through this program?Yes, both mono-line and package policies are available depending on the needs of your insured. What documentation is needed for a submission?We typically require a completed application, detailed risk information, and loss history to provide a quote. Need help placing an account? Connect with a market specialist.

Colonial General Insurance Agency, Inc. offers a comprehensive Assisted Living Insurance program built for independent agents and brokers placing senior living facilities. Our recently expanded program delivers broader coverage options and lower base rates, making it easier to place assisted and independent living operations throughout the Western United States. Overview of the Program From Colonial General This program addresses the liability and operational exposures unique to senior living communities. As a managing general agency and excess & surplus lines broker, Colonial General provides access to specialized markets and flexible underwriting to match the needs of both independent living and assisted living operators. Whether the facility is a standalone independent living community or a full-service assisted living facility, you can find tailored solutions under this program. Ideal Accounts and Appetite We are focused on placing accounts that demonstrate good management, safety practices, and favorable loss histories. Typical targets include: Assisted living facilities providing non-medical support and custodial care Independent living communities Facilities with documented safety protocols, staff training, and regulatory compliance New ventures operated by experienced management teams (considered on a case-by-case basis) Example fits: you might have a 40-bed independent living community in Utah with strong resident-safety programs, or a multi-location assisted living group in Arizona with centralized risk management—both could be competitive submissions. Coverage Highlights and Advantages Key features and recent enhancements to the Assisted Living Insurance program include: Standard coverage features: Lower base rates for assisted and independent living accounts Occurrence-based coverage available for independent living operations Assault and battery exclusion removed Medical payments for non-residents available with $2,500 and $10,000 limits Broader coverage options: Higher sexual abuse and molestation limits Defense costs outside the policy limits Punitive damages coverage (where allowed) Split limits and communicable disease coverage Expanded territorial coverage and credits for favorable venue locations Underwriting Notes and Minimum Premiums Underwriting is case-specific. The team reviews facility size, services, staffing levels, management experience, licensure, and claims history. Minimum premiums and program placement options vary by carrier and risk profile; we work to offer competitive pricing and solutions that allow you to retain business. For best results, include loss runs, staffing and training descriptions, and any written safety or infection-control programs with your submission. Territories and Availability The program is available in: AZ, CA, CO, ID, NV, NM, UT, and WY. Both admitted and non-admitted options may be available depending on the location and risk characteristics. Why Work With Colonial General Colonial General combines niche senior-living expertise with multicarrier access as an MGA and E&S broker. We offer responsive quoting, flexible underwriting, and placement capability across specialty markets. Our team collaborates with agents to structure coverages that address resident exposures, abuse/molestation concerns, regulatory issues, and catastrophic loss scenarios—helping you grow and retain your book of business. Frequently Asked Questions What types of accounts are a good fit for this program?This program best serves assisted and independent living facilities that emphasize resident safety, have documented management and safety practices, and maintain favorable loss histories. New ventures with experienced operators will be considered. Are both admitted and non-admitted markets available?Yes. Depending on the state and the risk profile, we can access both admitted and non-admitted markets to secure the appropriate coverage and pricing. Is occurrence-based coverage available?Occurrence-based coverage is available for independent living operations under this program; other coverages may be offered on a claims-made or occurrence basis depending on carrier guidelines. What states is this program available in?The Assisted Living Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Can I submit new ventures?Yes. New ventures are considered, particularly when supported by experienced management, clear operational plans, and strong safety protocols. Need help placing an account? Connect with a market specialist.