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...quired. Whether your client runs a fuel station, marina, manufacturing site, a... a small marina with two above-ground fuel tanks that needs a pollution liabil...

...-servicing contractor with on-site fueling operations, a formal safety program... An ethanol plant supplier that manufactures and ships process components — ...

...e and recycling haulers Select fuel haulers We also consider many oth... or specialized hauling (for example, fuel, cement, or garbage haulers). Is th...

Umbrella and Excess Casualty Insurance Solutions from Continental Risk / Continental Marine Insurance Services If you're looking to place Umbrella and Excess Casualty Insurance for your clients, Continental Risk / Continental Marine Insurance Services offers access to a wide array of domestic and international markets. Whether the account is small or large, we can help you find competitive coverage solutions tailored to your client’s risk profile and industry. Ideal Accounts and Target Classes Our program is designed to meet the needs of diverse industries and operations. We target a broad range of classes, including but not limited to: Auto buffer layers and small auto fleets Cosmetics and personal care manufacturers Farm and contractor equipment rental operations Commercial and residential contractors Farm and ranch businesses Forest products: pulp, paper, lumber, and wood processing Habitational risks: apartments, condos Heavy industrial operations and machine shops Recreational facilities and resorts Sporting goods manufacturers and retailers Special event organizers and venues Truck and trailer manufacturers If you have clients in other industries, we encourage you to reach out—our market relationships may still offer a fit. Coverage Highlights and Advantages Our Umbrella and Excess Casualty Insurance offerings provide flexible protection that sits over your clients’ primary liability policies. We support both follow-form excess over occurrence and claims-made forms, giving you the flexibility to design layered coverage for complex risk profiles. This type of coverage is ideal for clients needing additional limits to satisfy contractual requirements or to protect against catastrophic liability exposures. Whether your client is a mid-sized manufacturer, a regional contractor, or a hospitality business hosting high-traffic events, we can help you secure the excess capacity needed to safeguard their assets. Underwriting Notes and Minimum Premiums Minimum premiums and carrier selection vary based on risk class, limit requirements, and jurisdiction. Our experienced underwriting team works closely with agents to structure terms that match the insured's operations and coverage goals. We can entertain both single-location and multi-state operations, and we are equipped to tackle layered programs as needed. Our access to both admitted and non-admitted markets allows us to craft solutions for standard and hard-to-place risks alike. Territories and Availability We are licensed or have market access in nearly all U.S. states, including: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Continental Risk / Continental Marine Insurance Services? As an experienced Excess & Surplus Lines Broker, Continental Risk / Continental Marine Insurance Services brings deep market access and underwriting insight to every submission. We are committed to helping agents and brokers win accounts by offering responsive service, flexible options, and competitive pricing across a wide range of industries. Whether you're trying to place a contractor with auto exposure or a manufacturer needing additional limits beyond their GL, we’re here to support you with the right coverage solutions and market access. Frequently Asked Questions What types of accounts are a good fit for this Umbrella and Excess Casualty program?We target a wide variety of industries, including contractors, manufacturers, habitational risks, recreational facilities, and more. Both small and large accounts are welcome. Can you write excess coverage over both occurrence and claims-made primary policies?Yes, we offer follow-form excess coverage over both occurrence and claims-made forms, depending on the underlying policy structure. Are both admitted and non-admitted markets available?Yes, we have access to both admitted and non-admitted markets, giving us flexibility to place standard and harder-to-place risks. Is there a minimum premium requirement?Minimum premiums vary based on the specific account, industry class, and coverage limits required. Contact our office for underwriting guidance. In which states is this program available?We can write business in nearly all U.S. states, including CA, TX, FL, NY, and many others. Reach out to confirm availability in your client’s location. Need help placing an account? Connect with a market specialist.

...ame production Baggage handlers, fueling services, and other airport support...

...ks. Whether your client operates a fuel station, regional airport, manufacturi...olios, small regional airports with refueling operations, municipal fueling depots, and campuses that must m...

...palities Petroleum & Motor Fuel Distribution Schools, Colleges, Un...

Discontinued Products Coverage from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a specialized Discontinued Products insurance program designed for businesses that have permanently ceased operations but still face product liability exposures. This program is intended for manufacturers, importers and distributors whose physical products remain in the marketplace after the company has closed. It helps protect your client from third-party bodily injury or property damage claims arising from products sold before the business ended — exposures that a standard CGL no longer covers once the operations stop. Ideal Accounts and Target Industries This program is a good fit for closed businesses that previously manufactured, imported, or distributed tangible products. Target classes include: Automotive parts Cosmetics, skin & hair products Electrical equipment Exercise and home fitness equipment Furniture Importers & distributors Machinery & equipment Non-invasive medical products Sporting goods Toys Example: You may have a client who sold their home fitness equipment business five years ago. They no longer operate, but their products are still used — this program can provide ongoing protection for claims that surface now from those legacy products. Coverage Highlights and Advantages The Discontinued Products policy bridges the gap after a business shuts down and its commercial general liability policy expires. Key features include: Coverage for bodily injury and property damage caused by products sold before closure Policy terms tailored to state-specific limitation/repose considerations Premium schedules that commonly decline over time to reflect reducing exposure In practice, first-year pricing is often close to the insured’s last annual CGL premium, with subsequent years reduced (commonly 10–25% or more), allowing clients to control cost as the tail exposure diminishes. Underwriting Notes and Minimum Premiums Continental Risk works with both admitted and non-admitted carriers to offer flexible placement options. Underwriters will evaluate product type, historic and current claims activity, distribution channels, and applicable state law when pricing and setting terms. Minimum premiums vary by carrier and account; discuss specifics with the underwriting team when submitting a risk. Territory and Availability This program is available to agents and brokers in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Availability and admitted versus non-admitted options may vary by state and carrier. Why Work With Continental Risk / Continental Marine Insurance Services? As an excess & surplus lines broker with deep experience in product liability and post-operation exposures, Continental Risk provides tailored solutions for discontinued product tails. Their access to both admitted and non-admitted markets, combined with focused underwriting on manufacturing and imported products, helps you place complex discontinued product risks more confidently and competitively. Learn more about Continental Risk / Continental Marine Insurance Services Frequently Asked Questions What types of accounts are a good fit for this program?This program is best for closed businesses that previously manufactured, imported, or distributed physical products — especially in industries such as automotive parts, cosmetics, fitness equipment, and toys. How is the premium structured for Discontinued Products coverage?Premiums commonly follow a declining structure: first-year pricing may be similar to the last annual CGL premium, with subsequent years reduced (often 10–25% or more), depending on the product, claims history, and carrier. Can this program be tailored to state-specific legal requirements?Yes. Policies can be customized to align with applicable state statutes of limitation or repose so the coverage period matches the client’s exposure profile. Are both admitted and non-admitted carriers available?Yes. Continental Risk / Continental Marine Insurance Services places discontinued products business with both admitted and non-admitted markets to provide flexibility across a range of risks. Is this program available nationwide?The program is available in most U.S. states. Confirm current availability and admitted/non-admitted options with the underwriting team for specific states. Need help placing an account? Connect with a market specialist.

... soil work, chemical applications, fuel storage, or utility and pipeline insta...ecially those involved in excavation, fuel or chemical handling, and pipeline ...

...ng the energy sector - Alternative fuels and renewable energy operations - Oil...as oil field consultants, alternative fuel producers, mud companies, remediati...