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...ized Insurance for Art & Antique Galleries Van Wagoner Companies, Inc. offers a dedicated Art & Antique Galleries program through its MGA platform wi...s are included in the Art & Antique Galleries program?Core offerings include P...

... Libraries Museums Art Galleries Gateway Specialty Insurance offers...nprofit libraries, museums, and art galleries that focus on education, preserv...

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...ith exposures common to museums, galleries and cultural venues. Typical classe...?This program is geared to museums, galleries, botanical gardens, arboretums, ...

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...resses the common risks museums, galleries, performing arts groups, and nature... This program is ideal for museums, galleries, arboretums, orchestras, planeta...

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Mining & Quarries Insurance Program from Van Wagoner Companies, Inc. Van Wagoner Companies, Inc. offers a specialized Mining & Quarries insurance program to help agents and brokers place coverage for clients in the mining, quarrying, and aggregate industries. Placed through Lloyds on a non-admitted basis, this program delivers tailored solutions for the common operational and third-party exposures found at surface quarries, pits, and material processing sites. Ideal accounts and appetite This program fits a range of mining and quarrying operations, including: Sand, gravel and aggregate pits Rock quarries and stone cutting operations Surface mining operations Material crushing, screening and processing facilities Contract mining and excavation services Preferred accounts have active written safety programs, documented equipment maintenance, and manageable loss histories. Accounts with highly unusual geological hazards, underground mining exposures, or ongoing large environmental claims may be a poor fit; discuss edge cases with underwriting. Coverage highlights and advantages The Mining & Quarries program bundles key protections specific to this class of business: Property: Buildings, stockpiles, processing equipment and on-site structures General Liability: Third-party bodily injury and property damage arising from operations Package policies: Streamlined placements that combine multiple lines for efficiency Equipment coverage: Mobile equipment, tools and dedicated operational machinery Packaging coverages helps reduce gaps and speeds bind authority for eligible risks. Underwriting notes and submission requirements This is a Lloyds non-admitted program. Underwriting evaluates operational controls, condition and age of heavy equipment, site plans, and loss history. To help secure competitive terms, include the following with any submission: Current loss runs (typically 3–5 years) Written safety and training programs Equipment lists with values and maintenance records Description of operations, annual tonnage/throughput, and any subcontracting arrangements Minimum premiums and specific terms vary by risk profile and state. Van Wagoner's underwriting team will review submissions quickly and advise on available options and any restrictions. Territories and availability The program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Availability and terms may vary by state—contact Van Wagoner for state-specific guidance. Why place mining and quarry business with Van Wagoner Companies, Inc.? Van Wagoner brings focused industry knowledge and direct access to Lloyds capacity for complex aggregate and surface mining risks. Agents benefit from: Specialized underwriting that understands heavy-equipment and site exposures Access to non-admitted capacity when admitted markets are limited Responsive service and collaborative submission reviews to accelerate placement Example scenarios You might have a regional aggregate supplier operating a sand and gravel pit that needs combined property, liability, and mobile equipment coverage. Or a contract excavation firm that needs package limits and equipment floater coverage for a fleet of loaders and crushers—both are the type of accounts this program is designed to handle. Frequently Asked Questions What types of accounts are a good fit for the Mining & Quarries program? This program is ideal for surface mining operations, rock quarries, sand and gravel pits, and material processing facilities. Accounts with documented safety procedures and well-maintained equipment are preferred. Is this program admitted or non-admitted? The Mining & Quarries program is written on a non-admitted basis through Lloyds. What coverages are available through this program? Available coverages include property, general liability, package policies, and equipment coverage tailored for mining and quarry operations. In which states is this program available? This program is available in most U.S. states, including AL, CA, TX, FL, NY, and many others. Refer to the full list in the program details for specific availability. What is needed to submit an account for underwriting? Submissions should include operational details, safety procedures, equipment lists, and prior loss history to support a thorough underwriting review. Need help placing an account? Connect with a market specialist.

...tractors, equipment dealers, art galleries, and agricultural operations. Is th...

Contractors Equipment Coverage from Van Wagoner Companies, Inc. Van Wagoner Companies, Inc. provides a focused Contractors Equipment program designed to help independent agents and brokers place inland marine coverage for contractors’ mobile equipment and tools. The program is built to support a wide range of contractor clients — from small residential trades to large commercial subcontractors — with flexible options for scheduled and unscheduled equipment, leased units, and higher-value mobile gear. Ideal Accounts and Appetite This program targets contractors who rely on owned or leased equipment as a core part of their operations. Typical classes we write include: Custom Home Builders Carpenters and Framers Concrete and Masonry Contractors Drywall and Insulation Installers Landscaping and Lawn Care Services Heating and Air Conditioning Contractors Swimming Pool Contractors Tile, Carpet, and Flooring Installers Metal Erection and Welding Wrecking and Demolition We also offer a dedicated Mining Equipment appetite, written through markets that will consider high-value mobile gear such as loaders, excavators, and drilling rigs. Coverage Highlights and Advantages The program provides inland marine protection tailored to contractor equipment exposures. Key advantages include: Coverage for scheduled and unscheduled equipment and tools Options to include leased or rented equipment where appropriate Protection for losses from theft, fire, vandalism and many named perils Capacity for both single-piece high-value equipment and multi-unit fleets Access to specialty markets for complex or high-limit mining risks Example scenarios: You might have a regional concrete contractor with several backhoes and a compact fleet that needs a single policy for mobile equipment exposure. Or a landscaper with trailers, mowers and a few high-value attachments requiring scheduled limits and theft protection. Both are within the program’s typical appetite, subject to underwriting review. Underwriting Notes and Minimum Premiums Van Wagoner Companies operates as a Managing General Agency with established carrier relationships, including Lloyds and Markel International, to deliver flexible underwriting solutions. Appetite and terms depend on class of business, equipment values, security measures, and loss history. Minimum premiums may vary by class and state; our underwriting team will work with you to find the best placement for each submission. Territories and Availability Contractors Equipment and related inland marine solutions are available through Van Wagoner Companies in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Mining Equipment coverage is available nationwide in all 50 states. Why Work With Van Wagoner Companies, Inc. As a specialized MGA, Van Wagoner Companies brings decades of experience placing niche commercial coverages for independent agents. Our team focuses on practical, market-ready solutions and responsive underwriting support. We pair local agent knowledge with access to stable specialty markets to help you secure timely, competitive terms for contractors’ equipment risks. If you have a contractor client with mobile equipment exposure — from a one-truck operator to a multi-equipment fleet or mining operation — our underwriting specialists can review submissions and identify the best market fit. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this Contractors Equipment program?This program is ideal for contractors with mobile equipment needs, including builders, landscapers, HVAC techs, framers, and miners. Is coverage available for rented or leased equipment?Yes. The program can include options for leased or rented equipment subject to underwriting review and documentation. Can I place business for a contractor located outside the listed states?Contractors Equipment availability varies by state as listed above. However, Mining Equipment coverage is offered nationwide in all 50 states. Which carriers back this program?We work with Lloyds and Markel International to provide flexible options and market stability. Do you work with new ventures?Yes. New ventures are considered on a case-by-case basis depending on the class of business, equipment values, and the submission details.