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...nsive Insurance Solutions for Oil & Gas Consultants Ashley General Agency of...rogram?This program is ideal for Oil & Gas consultants, equipment manufacturer...

... commercial lines tailored for oil, gas and pipeline exposures. Package polici...for this program?Accounts in oil & gas production, gathering and pipeline ...

...ess classes, including: Oil, gas and petrochemical operations — refiners, petrochemical plants, and gas pipeline risks Power generation — ...le Accounts That Fit A regional gas compression station with multiple l...

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Garage Insurance — Ashley General Agency Ashley General Agency offers a specialized Garage Insurance program designed for agents placing auto-related businesses in Texas. As a managing general agency, we provide access to admitted and non-admitted capacity through markets including Catlin, Acceptance, Mesa, and Underwriters at Lloyds. Our garage markets write limits up to $1,000,000 per occurrence / $3,000,000 aggregate and can handle dealer physical damage and garagekeeper exposures with limits up to $1,000,000. Programs accept drivers age 18 and older, with minimum premiums starting around $500. Ideal Accounts and Appetite This program is built for a broad range of garage-related risks. Typical classes we underwrite include: Auto repair shops and general auto repair Used auto sales / internet auto sales Dealers (including dealer physical damage and garagekeeper exposures) Auto parts sales and installation Car washes Mobile auto repair and towing-related operations RV, motorcycle, scooter, and golf cart sales & repair Heavy truck repair/sales and utility trailer sales/repair Impound yards and emergency vehicle sales/repair We are willing to consider niche operations such as mobile mechanics and internet-based auto sellers, subject to underwriting review. Coverage Highlights and Advantages Commercial general liability and garage liability limits available up to $1,000,000/$3,000,000 agg. Dealer physical damage and garagekeeper coverage offered up to $1,000,000. Competitive minimum premiums (from approximately $500) for smaller accounts and select risk profiles. Flexible appetite across common garage exposures—parts installation, service operations, and vehicle sales. Access to multiple specialty carriers through Ashley General Agency’s MGA platform for tailored placements. Underwriting Notes and Minimums Minimum driver age is 18 for program eligibility. Minimum premium: approximately $500 (final premium subject to underwriting and state rules). We evaluate account details including loss history, operations mix, physical premises, and protective safeguards (signage, keys, secured lots) for garagekeeper and dealer placements. Certain high-hazard operations, excessive exposure to long-haul towing, or accounts with frequent high-severity claims may be declined or require higher limits/deductibles. Territories and Admitted Status This program is available in Texas. Note: the carrier panel includes non-admitted capacity; Ashley General Agency places these risks through specialty markets. Check state-specific placement rules and filing requirements before submission. Why Work With Ashley General Agency Ashley General Agency combines focused garage underwriting with direct access to specialty carriers experienced in automotive classes. Agents benefit from hands-on underwriting, quick turnarounds on straightforward risks, and competitive minimums for smaller accounts. We can work with you on multi-line placements and handle dealer physical damage and garagekeeper exposures that many standard markets limit. Example Accounts That Fit This Program A two-bay independent auto repair shop with modest payroll, routine parts installation, and a secured lot—seeking combined general and garage liability with garagekeeper limits. A small used-car dealer that needs dealer physical damage and liability for inventory and customer vehicles, with drivers aged 18+ and a lower premium budget. For more information on our Garage program, call us today! Frequently Asked Questions What types of accounts are a good fit for this program?Accounts such as independent repair shops, used car dealers, auto parts installers, car washes, mobile repair services, and specialty sellers (motorcycle, RV, golf cart) are good fits. We particularly focus on operations with standard safety controls and manageable loss histories. What limits and garage-specific coverages are available?We offer liability limits up to $1,000,000 per occurrence / $3,000,000 aggregate and can provide dealer physical damage and garagekeeper coverage with limits up to $1,000,000, subject to underwriting review. What are the key underwriting requirements or red flags?Key considerations include driver age (minimum 18), past loss activity, premises security, vehicle inventory controls, and the mix of operations. Accounts with frequent or high-severity claims, poor inventory controls, or unusual exposures may be declined or require modified terms. How do I submit a submission and what turnaround can I expect?Submit complete applications and loss runs through your usual wholesale channels to Ashley General Agency. Straightforward accounts typically receive faster responses; complex or higher-limit submissions may require additional underwriting review and documentation. Is this program available outside Texas?This specific garage program is currently available in Texas. Coverage may be placed through non-admitted markets on our carrier panel; verify state filing requirements before submission. Need help placing an account? Connect with a market specialist.

... Drillers (Not Oil & Gas) Electrical ... industrial manufacturing or oil & gas drilling are typically not a good f...

Comprehensive Insurance for Sewer and Water Main Contractors Sloan Mason Insurance Services, Inc. offers a specialized insurance program designed for sewer and water main contractors. This program is backed by A-rated, admitted carriers and provides a robust package of coverages, including Auto Liability, General Liability, Property, Inland Marine, Workers' Compensation, and Umbrella. Offered exclusively through Sloan Mason, this program is ideal for contractors operating in large-scale infrastructure environments. Ideal Accounts and Target Risks This program is specifically tailored for contractors working in new tract developments and public infrastructure projects. It is not intended for contractors performing residential hook-ups or other small-scale residential work. Ideal accounts include those involved in underground utility work, pipeline installation, and municipal water and sewer projects. Example accounts include: Contractors installing water mains for a new commercial development Firms replacing sewer lines for municipal improvement projects Coverage Highlights Key coverages available under this program include: Auto Liability General Liability Property Inland Marine Workers' Compensation Umbrella Liability Coverage is available on an admitted basis, providing agents and their clients with peace of mind and regulatory compliance in most states. Underwriting Requirements and Minimum Premiums To receive a full underwriting review and the most competitive quote, agents should be prepared to submit the following documentation: Five-year payroll history Five years of currently valued, carrier-issued loss runs (dated within 120 days of the requested effective date) Acord applications for AL, GL, Property, Inland Marine, and Umbrella Current NCCI or WCIRB Experience Rating Worksheet Completed contractor supplemental (generic forms accepted) Minimum premium thresholds: $25,000 for the combined AL/GL/Property/Inland Marine/Umbrella package $7,500 for Umbrella coverage alone For a detailed submission checklist, please refer to our Underground Utility Contractors Data Sheet. Territory and Availability This program is available in all 50 states and the District of Columbia. Sloan Mason works with various carriers to ensure broad access and flexible underwriting capabilities nationwide. Why Partner With Sloan Mason Insurance Services, Inc.? As a wholesale broker with deep expertise in contractor-related risks, Sloan Mason delivers tailored solutions for complex accounts. Their access to top-rated, admitted markets ensures that you can place your contractor clients with confidence. With a strong focus on underground utility and infrastructure contractors, Sloan Mason understands the unique liability and equipment exposures in this industry and provides responsive service and underwriting support to help you close more business. Frequently Asked Questions What types of accounts are a good fit for this program?This program targets sewer and water main contractors working on new tract developments and public infrastructure projects. It is not suitable for contractors performing residential hook-ups. Is this program available in all states?Yes, the program is available in all 50 states and the District of Columbia through Sloan Mason’s network of carriers. What is the minimum premium for this program?The minimum premium is $25,000 for the combined AL/GL/Property/Inland Marine/Umbrella package, and $7,500 for Umbrella coverage alone. What documentation is required to obtain a quote?Agents must provide five years of payroll history, five years of loss runs, Acord applications, a current NCCI or WCIRB worksheet, and a completed contractor supplemental form. Can residential plumbing contractors qualify for this program?No, this program does not cover contractors who perform residential hook-ups or small-scale residential work. Need help placing an account? Connect with a market specialist.

Coverages include, but are not limited to: Primary General Liability with higher limits available Excess Liability Professional Liability (E&O) Pollution Property Inland Marine — tool coverage Overview — Contractors / Construction Insurance from Ck Specialty Insurance Ck Specialty Insurance Associates, Inc. offers Contractors / Construction insurance solutions designed for retail agents who need flexible markets and quick turnarounds for construction, renovation and specialty contractor risks. As a Western-based MGA, wholesaler and surplus lines broker, Ck Specialty places accounts through multiple A-rated carriers and in-house binding authority where available. Ideal Accounts and Appetite This program targets a broad range of contractors and construction risks, including both new construction and repair/renovation work. Typical classes we place include: Remodel and home construction contractors General contractors and specialty trade contractors (EIFS, OCP) Steel erection and drilling contractors Solar contractors Utility, sewer & water contractors Senior and military housing, apartments, custom homes and hotels Accounts with typical exposure profiles — on-site operations, tools and inland marine needs, completed operations exposures and contractual additional-insured requests — are a good fit. Classes with significant subsidence exposure may be eligible on a case-by-case basis; some classes qualify for no-subsidence wording. Coverage Highlights and Advantages Flexible package: primary GL, excess liability, professional liability (E&O), pollution and property options Inland marine tool/eqpt coverage available Project-specific policies or annual policies available Endorsements available for blanket additional insureds, primary/non-contributory wording, waiver of subrogation and per-project aggregate Completed operations endorsement options, including extended completed ops up to 10 years for eligible risks All carriers contracted through Ck Specialty are A-rated In-house binding authority and brokerage markets to speed placements Available Endorsements Blanket Additional Insureds Primary / Non-Contributory wording Waiver of Subrogation Per Project Aggregate Completed Operations coverage for Additional Insureds No Subsidence Exclusion (available on select classes) 10-year extended Completed Ops endorsement (eligible risks) Project-specific policies or annual policies Underwriting Notes and Minimum Premiums Ck Specialty underwrites to a construction-focused appetite with multiple markets available depending on class and coverage needs. Minimum premium starts at $500. The program supports quick quote-to-bind turnaround for standard risks; more complex accounts may require supplemental documentation, loss runs and completed operations controls. Territories and Capacity This Contractors / Construction program is available in AZ, CA and TX. Ck Specialty places business through a mix of admitted and surplus lines markets as appropriate to the risk ("Most Available Markets"). Capacity levels and admitted status vary by carrier and class. Why Place Construction Business with Ck Specialty Insurance Access to multiple A-rated carriers and both binding and brokerage markets Specialized construction underwriting and flexible endorsement options that address typical GC and subcontractor contractual needs Low minimum premiums to help place smaller contractor accounts Faster turnaround for routine accounts — useful when certificates and AI wording are time-sensitive Example scenarios: You might have a remodeling contractor needing primary GL, tools coverage and a per-project aggregate with blanket additional-insured wording, or a general contractor on a mid-size multifamily project that needs primary/non-contributory wording and completed operations extended endorsements. This program is structured to handle those needs through admitted or surplus markets depending on the placement. Ck Specialty Insurance is a Western-based MGA/wholesaler/surplus lines broker providing market access to retail insurance brokers in AZ, CA and TX. All carriers are A-rated and multiple markets are contracted and accessible through Ck Specialty Insurance depending on coverage and risk type. Ck Specialty Insurance: Opening market doors…for you. Frequently Asked Questions What types of contractor accounts are a good fit for this program?The program fits a wide range of contractors including remodelers, general contractors, steel erection, drilling, solar, utility, sewer & water contractors, and residential builders (custom homes, apartments, hotels, senior/military housing). Small to mid-sized commercial and residential projects with standard completed operations exposure are ideal. Which states and market types are supported?This Contractors / Construction program is available in AZ, CA and TX. Ck Specialty places accounts through multiple markets — admitted and surplus lines — as appropriate for the risk and coverage requested. What endorsements and policy features are commonly available?Common available endorsements include blanket additional insureds, primary/non-contributory wording, waiver of subrogation, per-project aggregate, completed operations extensions (including up to 10 years for eligible risks), and no subsidence exclusion on select classes. What are the submission requirements and turnaround expectations?Standard submissions should include an ACORD application, current loss runs and description of operations. Minimum premium starts at $500. Routine risks typically receive quick quotes and fast bind times; complex or high-exposure accounts may require supplemental information and underwriting review. How does Ck Specialty support agents placing construction business?Ck Specialty provides access to multiple A-rated carriers, in-house binding authority on eligible risks, and underwriting expertise focused on construction exposures. They support certificate and endorsement requests and work to place accounts efficiently through available markets. Need help placing an account? Connect with a market specialist.

...age. Whether your client operates a gas station, commercial facility, or indus... or aboveground storage tanks, such as gas stations, commercial fuel depots, a...