https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/carpentry-general-liability/
Comprehensive Carpentry General Liability Coverage Through Continental Risk
Continental Risk, in partnership with Continental Marine Insurance Services, offers a robust General Liability program designed specifically for carpentry operations. Backed by an A-rated carrier, this program is ideal for agents and brokers seeking reliable markets for their contractor clients engaged in residential or commercial carpentry work—including new residential construction and tract developments.
Ideal Accounts and Appetite
This program is tailored for a wide range of carpentry risks, including contractors involved in framing, finish carpentry, remodeling, and structural woodwork. Both residential and commercial carpenters are eligible, and the program is open to risks involved in new construction and tract housing projects—often excluded or heavily restricted in standard markets.
You might have a client who is a framing subcontractor working on residential developments or a finish carpenter focusing on high-end remodels—both would be strong candidates for this program.
Coverage Highlights and Advantages
General Liability with 1/2/2 limits and defense costs paid outside the policy limits
Blanket Additional Insured (AI) endorsement included
New residential construction and tract work accepted
Excess Liability coverage available
Optional coverage available for Auto and Pollution exposures
These features make the program particularly competitive for higher-risk carpentry accounts that may not qualify for standard admitted markets.
Underwriting Notes and Minimum Premiums
Minimum premiums start at $775 for carpentry risks not involved in new residential construction. For accounts that include new residential work, the minimum premium begins at $3,000. Commission structures may vary depending on the carrier and account specifics. All policies are placed through non-admitted markets, allowing for greater underwriting flexibility and broader risk appetite.
Territories and Program Availability
This Carpentry General Liability program is available in all 50 states plus Washington, DC. Whether your client is in California, Texas, New York, or any other U.S. jurisdiction, Continental Risk can help you place qualified carpentry accounts through this specialized market.
Why Work With Continental Risk
As an experienced Excess & Surplus Lines Broker, Continental Risk understands the complexities of placing contractor business—especially in the carpentry space. The team offers deep underwriting knowledge, quick turnaround, and access to highly rated carriers. Their broad appetite, including acceptance of new residential and tract work, sets them apart from many standard markets.
For more information or to begin the submission process, visit the Continental Risk company profile or access the program directly at the Carpentry General Liability storefront.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for residential and commercial carpentry contractors, including those involved in framing, finish work, remodeling, and new tract home developments.
Is new residential construction eligible under this program?Yes, the program accepts new residential and tract work, which is often restricted in standard markets.
What are the minimum premium requirements?Minimum premiums start at $775 for accounts without new residential work and $3,000 for those that include new residential construction.
Are there other lines of coverage available?Yes, in addition to General Liability and Excess coverage, options for Auto and Pollution coverage are also available.
In which states is this program available?This program is available in all 50 states and Washington, DC.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/technology-based-services-program/
Technology Based Services Insurance Program from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a comprehensive Technology Based Services Program tailored specifically for agents and brokers looking to place business in the fast-paced and evolving tech sector. With access to both admitted and non-admitted markets, our program is designed to address the unique professional and general liability exposures that technology service providers face.
Ideal Accounts and Appetite
This program is an excellent fit for a wide range of technology-based businesses, including but not limited to:
Data Entry and Processing Services
Custom and Packaged Software Developers
Hardware and Software Consulting Firms
System Installation and Maintenance Providers
Web Page Developers and Content Providers
Technology Trainers and Educators
Computer Processing Service Providers
Whether your client is building custom platforms for end-users or managing IT infrastructure for businesses, this program can provide the protection they need.
Example accounts that would be a great fit include a startup offering SaaS-based accounting tools or an established IT consulting firm managing enterprise data migrations.
Coverage Highlights and Advantages
Our Technology Based Services Program is designed to provide robust protection that addresses the professional exposures of IT service providers as well as their general liability needs. Coverage features include:
Professional Liability – Coverage for errors, omissions, and negligence in the delivery of professional technology services.
Combined Professional and General Liability – A streamlined solution that protects against both operational and service-related risks.
Optional Software Copyright Infringement – A valuable add-on for software developers and content providers.
Contingent BI/PD – Protection against contingent bodily injury and property damage claims.
Limits are available up to $5,000,000 per occurrence / $5,000,000 general aggregate, offering ample protection for mid-sized and larger accounts.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the type of account, size of the business, and specific coverage needs. Our underwriting team evaluates each submission carefully to provide competitive terms while maintaining appropriate risk management standards.
We work closely with agents to ensure quick turnaround and clear communication during the quoting process.
Territories and Availability
This program is available in most states across the U.S., including: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Some admitted markets are available, depending on the risk and location.
Why Work With Continental Risk / Continental Marine Insurance Services?
As an experienced Excess & Surplus Lines Broker, Continental Risk / Continental Marine Insurance Services brings deep market access and niche expertise to the table. Our team understands the evolving needs of the technology sector and offers tailored solutions that help agents deliver value to their clients.
We support you throughout the process—from submission to binding—to help you grow your tech book with confidence.
To learn more or to discuss a specific account, contact our office at 866-699-2747.
Frequently Asked Questions
What types of accounts are a good fit for this program?Ideal accounts include software developers, IT consultants, system integrators, and web service providers. Businesses offering data processing, training, or maintenance services also qualify.
Is this program available nationwide?The program is available in most U.S. states, including CA, TX, FL, NY, and many others. Some admitted markets are available based on state and risk type.
What coverage limits are offered?Limits are available up to $5,000,000 per occurrence and $5,000,000 general aggregate, providing ample protection for a wide range of tech businesses.
Are software copyright infringement claims covered?Yes, optional coverage for software copyright infringement is available and can be added depending on client needs.
What is the minimum premium for this program?Minimum premiums vary depending on the size and nature of the account. Contact underwriting for a specific quote.
Need help placing an account? Connect with a market specialist.