Overview of the Program from Continental Risk /Continental Marine Insurance Services
Continental Risk /Continental Marine Insurance Services offers a dedicated Entertainment Insurance program for agents seeking flexible, market-access solutions for venues, producers, promoters and related entertainment operations. As a wholesale broker, we place broad appetites across multiple carriers to assemble package solutions that include general liability, property, and optional coverages tailored to entertainment exposures.
Ideal Accounts and Appetite
This program targets a wide range of entertainment and leisure classes. Typical accounts we place include:
- Advertising agencies and production companies
- Aquariums, zoos and family attractions
- Bowling centers, skating rinks and arcades
- Casinos, hotel/casino card rooms and venues
- Convention centers, stadiums, arenas and sports complexes
- Country clubs, golf courses and driving ranges
- Dance and sports schools, health clubs and fitness centers
- Film, television and motion picture production (including TV broadcasting stations)
- Music producers, promoters, recording studios and music stores
- Special events, fairgrounds and motor racing events
- Limousine services related to venues and leisure risks
- Distributors of film, music and other media
You can place single-event or annual programs, venue packages, and production policies. Accounts with organized operations, appropriate safety controls and reasonable loss histories are the best fit.
Coverage Highlights and Advantages
- Package options that combine general liability, property and ancillary coverages tailored to entertainment risks.
- Available enhancements for participant liability, liquor liability, non-owned and hired autos (where applicable), and event cancellation exposure discussions with markets.
- Special consideration for motion picture, television and live-performance production exposures, including location-based coverages.
- Access to multiple carriers through a wholesale placement model—useful for layered or hard-to-place risks.
- Workers' Compensation can be added in conjunction with the package where required or desired.
Underwriting Notes and Minimum Premiums
Underwriting focuses on class of business, venue controls, crowd management, security, staffing, vendor contracts and loss history. High-hazard operations (for example, unpermitted pyrotechnics or stunts without prior underwriting approval) and accounts with significant unresolved claims may require referrals or specialized markets. Minimum premiums vary by carrier and class; please indicate desired coverages and annual payroll or revenue figures on submission to determine minimums and market availability.
Territories and Availability
Available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status and specific market availability vary by state and carrier—please confirm on each submission.
Why Work with Continental Risk /Continental Marine Insurance Services
- Wholesale broker relationships with multiple carriers allow us to tailor solutions across admitted and non-admitted markets.
- Experience placing production, venue and event risks means faster market access and more targeted policy terms.
- We can package Workers' Compensation with the liability/property program where appropriate to simplify placement.
- Practical underwriting guidance to help you improve submissions and close placements more efficiently.
Example scenarios you might submit: a regional promoter seeking annual general liability and liquor liability for recurring concerts; a TV production needing location liability and equipment coverage; a family entertainment center adding property and liability for water features. For each submission include venue capacity, security plans, contracts with vendors, loss history and estimated annual revenue or payroll.
Contact our office for additional information on our Entertainment Insurance program and required applications.
Frequently Asked Questions
What types of entertainment accounts are the best fit for this program?
This program fits venues, promoters, producers, broadcasters, family entertainment centers, sports teams and schools, and most production-related risks. Best-fit accounts have documented safety controls, vendor contracts and a manageable loss history.
Which coverages can be placed through Continental Risk's Entertainment program?
We place package solutions that commonly include general liability and property, with optional coverages such as liquor liability, participant liability, non-owned/hired auto considerations, equipment coverage for productions, and the ability to add Workers' Compensation where appropriate.
Are there classes or exposures you typically decline or refer?
High-hazard operations without prior underwriting approval (for example, major stunts or unpermitted pyrotechnics), accounts with severe or unresolved claim histories, and risks outside our stated territories may be declined or referred to specialty markets.
What submission information speeds up placement?
Provide the class of business, venue capacity, date(s) of events or production schedule, contracts with vendors, security and crowd-control plans, prior loss runs (3–5 years), and estimated annual revenue or payroll. This lets us find the best market quickly.
Can Workers' Compensation be combined with the entertainment package?
Yes. Workers' Compensation is available to be written in conjunction with the package in most states—availability depends on carrier appetite and whether the account meets underwriting criteria.
Need help placing an account? Connect with a market specialist.