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Real Estate Agents face a wide range of professional liability risks—regardless of experience or how diligent they are in serving their clients. From errors in property listings to disputes over disclosures and contracts, the potential for claims is ever-present. That’s why it’s essential for agents and brokers to help their real estate clients secure comprehensive coverage designed for their unique exposures. Real Estate Agent Insurance Solutions From Prime Insurance Company With more than 30 years of underwriting experience, Prime Insurance Company offers tailored liability insurance solutions for real estate professionals. Our program is specifically designed to address the risks faced by both individual agents and firms working in real estate sales, appraisals, and auctions. We understand that real estate professionals often prioritize client needs over their own risk management, so we help you deliver peace of mind with flexible, responsive coverage options. Ideal Accounts and Target Classes This program is ideal for a wide range of real estate professionals, including: Independent Real Estate Agents Real Estate Firms Appraisal Firms Auctioneers Independent Brokers If you have clients who are launching new real estate ventures or expanding into high-risk property types, Prime can often offer options where others decline. For example, you might have a client who’s a sole proprietor real estate agent handling both residential and commercial listings—this type of account is a strong fit for our program. Coverage Highlights and Advantages Professional liability tailored to real estate professionals Legal defense and indemnity coverage for covered claims No minimum premium requirements Coverage available for both admitted and non-admitted markets Fast turnaround—quotes typically within 48 hours; same-day quotes available upon request In the event of a claim, Prime Insurance Company will be the trusted partner you and your client need, providing legal defense and covering damages up to the policy limit. Underwriting Notes and Submission Requirements We do not have a minimum premium requirement, giving you the flexibility to place accounts of all sizes. However, we require complete and accurate submission documentation before binding coverage. This ensures we can offer the best possible terms and pricing for your client’s risk profile. Territories and Availability This Real Estate Agents program is available in all 50 states and Washington, D.C., including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Prime Insurance Company? As a carrier with deep expertise in niche liability markets, Prime Insurance Company offers flexible underwriting, responsive turnaround times, and a broad appetite for real estate-related risks. Whether you're working with a startup real estate firm or a seasoned independent agent, we can help you deliver custom insurance solutions that protect your clients and strengthen your relationships. Partner with Prime to access a reliable, experienced market that understands the unique challenges of insuring real estate professionals. Frequently Asked Questions What types of accounts are a good fit for this Real Estate Agents program?This program is ideal for independent real estate agents, real estate firms, appraisal firms, auctioneers, and independent brokers across both residential and commercial sectors. Is there a minimum premium required to bind coverage?No, Prime Insurance Company does not require a minimum premium. However, all required documents must be submitted before coverage can be bound. How quickly can I get a quote for my client?Quotes are typically provided within 48 hours. Expedited, same-day quotes are available upon request for urgent submissions. Is this program available in all states?Yes, the program is available in all 50 states and Washington, D.C. What makes Prime Insurance Company a strong partner for real estate risks?With over 30 years of underwriting experience, Prime offers flexible, customized solutions and a strong legal defense capability for real estate professionals facing liability claims. Need help placing an account? Connect with a market specialist.

Commercial trucking is changing rapidly—labor shortages, emerging autonomous-driving technologies, and increasingly severe weather are reshaping risk profiles. At the same time, many large carriers are reducing capacity in the commercial auto space, leaving agents with fewer options for hard-to-place trucking risks. Overview Prime Insurance Company brings nearly 30 years of focused experience in commercial trucking insurance. Our Commercial Trucking Insurance program is designed for agents who need flexible, underwriting-driven solutions for fleets and independent operators alike. We underwrite tougher risks others may decline and work with agents to structure coverages that match a client’s actual operations. Ideal Accounts and Appetite Our appetite covers a broad cross-section of commercial auto classes. We write single-vehicle operators up to large fleets and are particularly effective for accounts that have trouble finding coverage in the standard market. Target classes include: Long-haul trucking Business commercial auto (company fleets and delivery vehicles) Taxi cabs and rideshare vehicles School and airport buses Black car and limousine services Auto fleets and new-venture operators We also consider non-traditional operations, distressed risks, and accounts with prior losses or limited operating history. If a client was declined elsewhere because of their operating history, new DOT number, or unique vehicle use, bring the account to us for review. Coverage Highlights and Advantages Prime offers a broad suite of coverages that can be combined to meet your client’s exposures. Available options include: Auto Liability Auto Physical Damage Motor Truck Cargo Drive Away Coverage Terminal Operations Hired & Non-Owned Auto (HNOA) Commercial Truck Coverage New Operators Coverage Excess Liability Coverage This flexibility helps agents put together compliant programs that address liability, physical damage, cargo exposure, and operations at terminals or yards. Underwriting Notes and Minimum Premiums We evaluate risks on an individual basis and are open to new ventures and accounts with prior claims. Underwriting focuses on the nature of operations, driver hiring and safety programs, maintenance practices, and loss history. Minimum premiums vary by class and state; our underwriting team will work with you to align coverage and budget. Territories and Availability Prime’s Commercial Trucking Insurance program is available in nearly every U.S. state. Currently offered in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Some coverages may be available on an admitted basis in select states. Why Work With Prime Insurance Company? Prime is a carrier that focuses on underwriting solutions for commercial auto risks that are outside the standard appetite. Our strengths for agents include: A specialty focus on trucking and commercial auto with nearly three decades of experience Willingness to consider new ventures, higher-risk operations, and accounts with prior losses Responsive underwriting and quick turnarounds to help close placements Flexible coverage packages that can be tailored to each client’s fleet and exposures Example scenarios that fit our program: You have a small fleet of long-haul trucks with a recent loss history and a new DOT number—Prime will review the overall risk and consider tailored terms. A client operates a mixed-use fleet (shuttles, delivery vans, and a few limousines) and needs a single program to cover liability, physical damage, and hired/non-owned exposures—our package options can be combined to fit. To discuss a specific account or learn more about Prime’s Commercial Trucking Insurance program, visit our company profile or go directly to our program page. Frequently Asked Questions What types of accounts are a good fit for this program?We’re a strong fit for long-haul trucking, taxi and rideshare services, airport and school buses, black car and limousine services, and other commercial auto operations—including new ventures and hard-to-place risks. Is this program available for new trucking businesses?Yes. We offer coverage for new operators and new ventures, including those with limited operating history or prior claims. Can I offer coverage for hired or non-owned vehicles?Yes. Hired & Non-Owned Auto coverage is available as part of our program options. Which states are eligible for this program?The program is available in most U.S. states (see the territories list above). Some coverages may be offered on an admitted basis depending on the state and risk. Does Prime Insurance Company write excess coverage for trucking risks?Yes. Excess liability is available and can be added where appropriate for the account. Need help placing an account? Connect with a market specialist.

Many agents and brokers ask — “Why should my client carry special event insurance?” At most special events across the country, injuries and accidents are common and lawsuits often follow. Whether it’s bodily injury to a guest, property damage to a rented venue, or allegations of general negligence, liability exposures can be significant. Without proper coverage, your client could be held personally responsible for costly claims that threaten their financial well-being. Overview of the Special Event Insurance Program From Prime Insurance Company Prime Insurance Company offers a focused Special Event Insurance program that bundles core protections into a single, flexible policy. Designed for events of all sizes — from private parties to multi-day public festivals — the program helps agents place accounts with clarity and speed. Coverage options are modular so you can tailor limits and endorsements to the specific exposures of the event. Ideal Accounts and Appetite This program works well for a broad range of organizers and venues, including: Weddings and receptions Sporting events and tournaments Concerts and music festivals Trade shows and expos Religious or cultural celebrations Private parties, banquets, and baby showers Community fairs and showcases Prime can consider both individual hosts and organizational sponsors. Accounts with common complicating exposures — such as alcohol service, third-party vendors, pyrotechnics, or large crowds — are within the appetite when properly presented with risk controls and vendor contracts. Example: You may have a client planning a large outdoor concert in a municipal park. With multiple vendors, a liquor license, and several thousand attendees, Prime’s event liability package can be structured to cover spectator injury, rented-premises damage, and liquor liability under one policy. Coverage Highlights and Advantages Prime’s program offers broad, flexible protection designed to reduce gaps between organizers, venues, and vendors: General Liability, including spectator liability Property Damage to Rented Premises Event Cancellation Insurance Liquor Liability Umbrella / Excess Liability Professional Liability (when required) Bodily Injury and Medical Expense Coverage Personal and Advertising Injury This all-in-one approach helps agents reduce coverage gaps, simplifies certificate requests, and consolidates claims handling when issues arise during an event. Underwriting Notes and Minimum Premiums Prime is known for flexible underwriting and for considering unusual or hard-to-place risks. Underwriting decisions take into account event size, location, alcohol exposure, vendor contracts, security plans, and prior loss history. While minimum premiums vary by event type and exposure, Prime works directly with agents to craft appropriate solutions; accounts with prior claims or short lead times will be reviewed on a case-by-case basis. Territories and Availability This program is available nationwide, including all 50 states and Washington, D.C. Prime writes in both urban and rural locations and can consider events in challenging venues or jurisdictions. Why Work With Prime Insurance Company? Prime offers agents a responsive, solution-oriented partner for event business. Key strengths include: Direct carrier authority that speeds quoting and binding Experienced underwriting for complex liability exposures Flexible terms for last-minute or higher-risk events Ability to combine core coverages to reduce administrative burden To discuss placement options or submit an account, please contact Prime Insurance Company directly by phone or email. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for clients organizing weddings, concerts, sporting events, banquets, festivals, religious celebrations, and other private or public gatherings. Can Prime Insurance cover events that serve alcohol?Yes. Liquor liability is available for events that serve or sell alcohol, subject to underwriting review and controls such as licensed bartenders and responsible service policies. Is this coverage available in all states?Yes. Prime Insurance Company offers this special event program in all 50 states and Washington, D.C. What if my client has had previous claims or needs coverage on short notice?Prime is known for flexible underwriting and will consider accounts with prior claims or short lead times. Provide complete details up front (loss runs, contracts, security plans) to speed review. Does the policy cover event cancellation?Yes. Event cancellation insurance can be added to the overall package to protect against specified covered causes of cancellation or postponement. Need help placing an account? Connect with a market specialist.

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