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...transportation accounts UPA’s heterogeneous workers’ comp unit is also equipped to handl..., including states with more complex workers’ comp environments. Does UPA offe...

...— Roundstone Signatory Contractor Workers Compensation Group Captive Program Roundstone offers a group captive Workers’ Compensation program designed speci...le?Yes — the program places admitted Workers’ Compensation coverage and is available in al...

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Residential Contractors Insurance Program from Roundstone Roundstone offers a General Liability program specifically for residential contractors, homebuilders, and artisan trades. Written through an admitted carrier, this program is tailored to the needs of small- to medium-sized contractors who focus on residential construction. Whether your client builds custom single-family homes, townhomes, or condominiums, this program provides liability protection designed to manage common construction risks. Ideal Accounts and Appetite This program is a strong fit for agents placing business for: Custom single-family homebuilders Townhome and condominium builders Residential artisan contractors (carpenters, electricians, plumbers, painters, and similar trades) Target accounts are typically small to medium in annual revenue and number of units built. Limited commercial work may be acceptable when residential construction remains the primary focus. The program is not intended for general contractors with a heavy commercial mix, tract housing developers, or large-scale residential developments. Coverage Highlights and Advantages Key benefits of Roundstone’s Residential Contractors program include: Admitted General Liability coverage that helps ensure compliance with state insurance regulations Eligibility for artisan trades and specialty residential builders Flexibility to accept minor commercial exposure when residential work predominates Access to a captive provider with focused construction underwriting and claims understanding The program addresses common exposures in residential construction such as third-party bodily injury, property damage, and operations-related liability arising from on-site work and completed operations. Underwriting Notes and Minimum Premiums Roundstone underwrites with a focus on residential exposure, safety practices, and subcontractor controls. Submissions should include standard underwriting details: years in business, description of operations and project types, payroll and revenue breakdowns, and prior loss history. Strong risk management documentation (safety programs, subcontractor agreements, licensing) improves placement prospects. There is no stated minimum premium in this material; pricing and minimums are determined during submission and underwriting. Territories and Availability This program is available in all 50 states and Washington, D.C., including major construction markets such as California, Texas, Florida, New York, and Illinois. Because coverage is written on an admitted basis, your clients receive the regulatory and financial protections associated with admitted paper in those jurisdictions. Why Work With Roundstone Roundstone specializes in construction programs and brings underwriting experience focused on residential risks. As a captive provider, they combine program-level discipline with construction expertise to deliver responsive service and clearer appetite guidance. Agents benefit from an admitted market option for residential contractors, a straightforward eligibility profile, and underwriting that values documented safety and subcontractor management. To learn more or submit a risk, visit the Roundstone company profile or the Residential Contractors storefront on CompleteMarkets. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small- to medium-sized residential contractors, including custom homebuilders and artisan trades such as plumbers, electricians, and painters. Is commercial work allowed under this program?Limited commercial work may be acceptable, but residential construction must remain the primary focus of the account. What kind of carrier backs this program?The program is written through an admitted carrier, providing regulatory compliance and established claims handling procedures. In which states is this program available?This program is available in all 50 states and Washington, D.C. How do I submit a risk to Roundstone?Visit the Roundstone company profile or the Residential Contractors storefront on CompleteMarkets to learn more and begin the submission process. Need help placing an account? Connect with a market specialist.

Franchisor BOP Program from Roundstone Roundstone’s Franchisor Business Owners Policy (BOP) Program is a plug-and-play, admitted solution built to help franchisors standardize insurance across their systems and give franchisees quick access to consistent, compliant coverage. Designed for brokers and agents, this program combines a streamlined policy package with the underwriting discipline of a captive program placed through admitted carriers. Use this program when you need a scalable, repeatable platform for franchise networks that must meet corporate insurance requirements while keeping placement efficient for multiple locations and states. Ideal Accounts and Appetite The program targets franchisors and their franchisees across a broad set of common franchise sectors, including: Food & beverage (quick-service restaurants, coffee shops, bakery concepts) Retail and specialty stores Fitness centers and personal-service franchises Automotive service and light repair franchises Educational and tutoring centers Roundstone prefers well-managed, low- to moderate-risk operations with standard operations and proven controls. Higher-risk specialty operations, large-scale manufacturing, or locations with significant prior loss activity may require alternate placement. Coverage Highlights and Advantages The Franchisor BOP Program packages essential commercial coverages into a single, easy-to-administer offering. Available coverages include: Business Owners Policy (BOP) General Liability (GL) Commercial Auto and Auto Liability (AL) Inland Marine (IM) Commercial Property Because policies are placed through admitted carriers, you get the regulatory advantages that many franchisors require, plus consistent policy language and centralized underwriting for multi-location accounts. Underwriting Notes Roundstone’s underwriting team emphasizes practical, responsive evaluations for franchise systems. Submissions typically should include recent loss history, the number of locations, and the franchisee’s business classification. Underwriters will also consider controls, training programs, and franchise-wide risk-management practices when pricing and binding. Minimum premiums and specific terms vary by state, class, and account profile; Roundstone works with brokers to develop competitive packages tailored to each franchise system. Territories and Availability The Franchisor BOP Program is available nationwide — all 50 states and Washington, D.C. This makes the program a convenient option for franchisors with multi-state footprints or plans to expand into new markets. Why Work With Roundstone on This Business Roundstone specializes in structured, scalable insurance solutions for franchise systems. As a captive provider working through admitted carriers, Roundstone combines disciplined underwriting with market access and operational ease. Agents benefit from: One-stop packaging of core commercial coverages Consistent policy forms and admitted placements for regulatory compliance Responsive underwriting familiar with franchise dynamics Nationwide availability for multi-state accounts Example Accounts You represent a regional quick-service restaurant franchisor rolling out a uniform liability and property package for new franchisees across five states — this program helps standardize limits and coverages while simplifying submission and binding. You have a franchisee operating multiple boutique fitness studios that needs a consistent BOP and GL program plus an auto-liability solution for instructors who travel between sites — Roundstone can combine those coverages into a single placement. Frequently Asked Questions What types of accounts are a good fit for this program? This program is best for franchisors and franchisees in sectors such as food service, retail, fitness, automotive services, and education that need scalable, uniform coverage and admitted placements. Can I place business for franchisees operating in multiple states? Yes. The program is available in all 50 states and Washington, D.C., making it suitable for multi-state franchise operations and national rollouts. What coverages are included in the package? The program bundles BOP, General Liability, Auto Liability, Inland Marine, and Commercial Property coverages into a single, coordinated offering for franchise clients. Are the carriers admitted? Yes. All placements under this program are made through admitted carriers to support compliance and consistent policy forms. What is required to submit an account for underwriting? Typical submissions include the franchisee’s business classification, number of locations, and recent loss history. Roundstone’s underwriters will advise on any additional documentation needed for specific classes or exposures. Need help placing an account? Connect with a market specialist.

Residential Contractors Insurance Program from Roundstone Roundstone offers a General Liability program specifically for residential contractors, homebuilders, and artisan trades. Written through an admitted carrier, this program is tailored to the needs of small- to medium-sized contractors who focus on residential construction. Whether your client builds custom single-family homes, townhomes, or condominiums, this program provides liability protection designed to manage common construction risks. Ideal Accounts and Appetite This program is a strong fit for agents placing business for: Custom single-family homebuilders Townhome and condominium builders Residential artisan contractors (carpenters, electricians, plumbers, painters, and similar trades) Target accounts are typically small to medium in annual revenue and number of units built. Limited commercial work may be acceptable when residential construction remains the primary focus. The program is not intended for general contractors with a heavy commercial mix, tract housing developers, or large-scale residential developments. Coverage Highlights and Advantages Key benefits of Roundstone’s Residential Contractors program include: Admitted General Liability coverage that helps ensure compliance with state insurance regulations Eligibility for artisan trades and specialty residential builders Flexibility to accept minor commercial exposure when residential work predominates Access to a captive provider with focused construction underwriting and claims understanding The program addresses common exposures in residential construction such as third-party bodily injury, property damage, and operations-related liability arising from on-site work and completed operations. Underwriting Notes and Minimum Premiums Roundstone underwrites with a focus on residential exposure, safety practices, and subcontractor controls. Submissions should include standard underwriting details: years in business, description of operations and project types, payroll and revenue breakdowns, and prior loss history. Strong risk management documentation (safety programs, subcontractor agreements, licensing) improves placement prospects. There is no stated minimum premium in this material; pricing and minimums are determined during submission and underwriting. Territories and Availability This program is available in all 50 states and Washington, D.C., including major construction markets such as California, Texas, Florida, New York, and Illinois. Because coverage is written on an admitted basis, your clients receive the regulatory and financial protections associated with admitted paper in those jurisdictions. Why Work With Roundstone Roundstone specializes in construction programs and brings underwriting experience focused on residential risks. As a captive provider, they combine program-level discipline with construction expertise to deliver responsive service and clearer appetite guidance. Agents benefit from an admitted market option for residential contractors, a straightforward eligibility profile, and underwriting that values documented safety and subcontractor management. To learn more or submit a risk, visit the Roundstone company profile or the Residential Contractors storefront on CompleteMarkets. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small- to medium-sized residential contractors, including custom homebuilders and artisan trades such as plumbers, electricians, and painters. Is commercial work allowed under this program?Limited commercial work may be acceptable, but residential construction must remain the primary focus of the account. What kind of carrier backs this program?The program is written through an admitted carrier, providing regulatory compliance and established claims handling procedures. In which states is this program available?This program is available in all 50 states and Washington, D.C. How do I submit a risk to Roundstone?Visit the Roundstone company profile or the Residential Contractors storefront on CompleteMarkets to learn more and begin the submission process. Need help placing an account? Connect with a market specialist.