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...igh Profile Clients Bailey Special Risks, Inc. offers a specialized Personal U...g agents place complex personal lines risks. Their knowledgeable underwriters ...

...oad but focused on roofing-related risks—very high-risk specialty trades outsi...lace challenging workers compensation risks: high MODs, multi-state payrolls, ...

High Value Home Insurance Program from WCIS Wholesale Connection Insurance Services (WCIS) is the exclusive Underwriting Manager for Aspen Specialty Insurance Company’s High Value Homeowners program in California, Arizona, and Nevada. This non-admitted program is designed specifically for affluent homeowners and their unique insurance needs, offering broad coverage solutions and responsive underwriting. Aspen Specialty Insurance Company is a financially strong carrier, rated: A (Excellent) XV by AM Best A (Strong) by Standard & Poor’s A2 (Good) by Moody’s Ideal Accounts and Program Appetite This program is tailored for luxury and high-net-worth residences, including: Primary homes valued at $1,000,000 and above Major estates with values up to and exceeding $30,000,000 Secondary residences and vacation homes Builder’s risk policies for high-value residential projects You might have a client with a multimillion-dollar custom home in Napa Valley or a desert estate in Scottsdale—this program is built for those types of properties. Coverage Highlights and Advantages Homeowners coverage with limits up to $30 million or higher Optional earthquake coverage with limits up to $15 million Stand-alone earthquake coverage also available up to $15 million Flexible options for secondary homes and builder’s risk exposures Same-day quote turnaround on submissions with ACORD forms WCIS understands the unique exposures that high-value homeowners face and offers tailored solutions that address those needs, including expanded replacement cost, high personal liability limits, and protection for fine art and collectibles. Underwriting Notes Submissions must include completed ACORD applications. WCIS provides fast, knowledgeable underwriting support and can often return quotes the same day. While there is no published minimum premium, accounts are individually underwritten based on risk characteristics and coverage limits. Territories and Availability This program is available in the following states: California Arizona Nevada Note: The program is written on a non-admitted basis in all states. Why Work with WCIS? WCIS specializes in niche personal lines programs and offers exclusive access to Aspen Specialty’s high-value homeowners solution. As a Managing General Agency, WCIS brings deep expertise, fast turnaround, and personalized service. Whether you’re looking to place a complex estate or find earthquake coverage for a luxury property, WCIS is equipped to help you find the right fit for your client’s needs. To learn more or submit a risk, contact Chris Nitz at [email protected] or Yul Hur at [email protected]. [ Aspen Specialty California Homeowners Program Factsheet (pdf) ] Frequently Asked Questions What types of accounts are a good fit for this program?High-net-worth individuals with primary or secondary homes valued at $1 million or more, large estates, and clients needing earthquake or builder’s risk coverage are ideal candidates. Is this program available on an admitted basis?No, the High Value Home Insurance program is offered on a non-admitted basis in California, Arizona, and Nevada. Can standalone earthquake policies be written?Yes, WCIS can provide standalone earthquake coverage with limits up to $15 million. What application forms are required for submission?Completed ACORD forms are accepted and required for submission. WCIS can often return quotes the same day. What is the maximum coverage limit available?The program can accommodate home values up to $30 million or more, depending on risk characteristics. Need help placing an account? Connect with a market specialist.

...place complex scholastic-athletics risks. Ideal Accounts and Eligible Operati...

Program Brokerage Corporation (PBC) offers a Terrorism product for all classes of business nationwide. The policy is written for stand-alone acts of Terrorism certified or uncertified with no required claim amount. NEW COVER: Civil Commotion, Malicious Damage, Riot and Strike. Why our program might be better suited to your clients than TRIA: Since 9/11, an event on U.S. soil has never been certified as an act of Terrorism and therefore TRIA remains untested for its loss payment. TRIA sets a high bar for claims to be made with large financial policy triggers, deductibles that have increased year over year since 2016 and Federal certification. TRIA is a back-stop solution for the insurance industry, while our policy is tailored to your clients' individual needs. Coverage Highlights: Limits available up to $250M for Property Damage and Business Interruption No maximum on total insurable values or number of locations Active Assailant sublimit of $500,000 subject to scheduled values Additional limits available on referral basis Sabotage coverage included Threat and Hoax sublimit of $100,000 Denial of Access available up to a 5-mile radius Zero deductible available 24-month policies available Claims-Made Terrorism Liability Coverage sublimit available, up to full policy limits Defense included within limit, Active Assailant Events excluded Required Documents: ACORD125 Schedule of Values 5 Years Loss History Underwritten by AM Best Company rated “A” XV (excellent) For more information, please contact: Gary Shapiro Office: 516-496-1346 Email: [email protected] Tom Henderson Office: 212-338-2946 Email: [email protected] Nicholas Biondo Office: 516-496-1349 Email: [email protected] Stefanie Silvio Office: 401-468-3449 Email: [email protected] Gary Shapiro Office: 516-496-1346 Email: [email protected] Tom Henderson Office: 212-338-2946 Email: [email protected] Nicholas Biondo Office: 516-496-1349 Email: [email protected] Stefanie Silvio Office: 401-468-3449 Email: [email protected] Gary Shapiro Office: 516-496-1346 Email: [email protected] Tom Henderson Office: 212-338-2946 Email: [email protected] Nicholas Biondo Office: 516-496-1349 Email: [email protected] Stefanie Silvio Office: 401-468-3449 Email: [email protected]

...d responsive underwriting to this highly specialized sector. Ideal Accounts a...Compensation – Covers employee injury risks in a high-hazard environment Inl...

Personal Disability Insurance Plan It can be hard to face the fact that a disability can happen at anytime, to anyone; your clients without high limit disability insurance could potential face huge financial losses. Your clients need to protect themselves and their families from the ruinous fiscal consequences of a debilitating injury or illness. Personal Disability Insurance allows people to not only continue fostering their children’s quality education and put three well balanced meals on the table, but to continue living in the manner to which they have become accustomed. If your clients are properly insured, they can continue living comfortably in the face of a temporary or permanent disability. Common Uses Supplemental Higher Limit Coverage Primary Coverage traditional markets won't consider Special Risk Coverage International Coverage Risky Avocations When every day personal expenses are suddenly unfunded, saving accounts dwindle rapidly; when there is no monthly income it will become difficult for your clients to support their families, maintain their houses, and sustain their lifestyles. Unfortunately, traditional disability carriers cannot provide everyone with the personal disability insurance coverage they require. Some people are deemed uninsurable because of their age, their employment in a risky occupation, the location of their workplace, their medical history, an avocation for risky behavior, frequent international travel, or simply the need for a high limit disability plan that a traditional carrier won't underwrite. Petersen International Underwriters offers many high limit disability plans designed for your clients who are not satisfied with coverage from the traditional market. Our plans are custom designed for your clients from all industries and financial backgrounds. At PIU we do not intend to compete with traditional disability carriers; we aim to supplement coverage where needed, and to offer coverage when other carriers cannot. Keep your clients and their families financially secure with one of our tailored high limit personal disability insurance plans.

...reat insurance and our agents are highly skilled in this type of insurance pro...is for many years and because we are highly skilled in this insurance category...