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High Value Home Insurance Program from WCIS Wholesale Connection Insurance Services (WCIS) is the exclusive Underwriting Manager for Aspen Specialty Insurance Company’s High Value Homeowners program in California, Arizona, and Nevada. This non-admitted program is designed specifically for affluent homeowners and their unique insurance needs, offering broad coverage solutions and responsive underwriting. Aspen Specialty Insurance Company is a financially strong carrier, rated: A (Excellent) XV by AM Best A (Strong) by Standard & Poor’s A2 (Good) by Moody’s Ideal Accounts and Program Appetite This program is tailored for luxury and high-net-worth residences, including: Primary homes valued at $1,000,000 and above Major estates with values up to and exceeding $30,000,000 Secondary residences and vacation homes Builder’s risk policies for high-value residential projects You might have a client with a multimillion-dollar custom home in Napa Valley or a desert estate in Scottsdale—this program is built for those types of properties. Coverage Highlights and Advantages Homeowners coverage with limits up to $30 million or higher Optional earthquake coverage with limits up to $15 million Stand-alone earthquake coverage also available up to $15 million Flexible options for secondary homes and builder’s risk exposures Same-day quote turnaround on submissions with ACORD forms WCIS understands the unique exposures that high-value homeowners face and offers tailored solutions that address those needs, including expanded replacement cost, high personal liability limits, and protection for fine art and collectibles. Underwriting Notes Submissions must include completed ACORD applications. WCIS provides fast, knowledgeable underwriting support and can often return quotes the same day. While there is no published minimum premium, accounts are individually underwritten based on risk characteristics and coverage limits. Territories and Availability This program is available in the following states: California Arizona Nevada Note: The program is written on a non-admitted basis in all states. Why Work with WCIS? WCIS specializes in niche personal lines programs and offers exclusive access to Aspen Specialty’s high-value homeowners solution. As a Managing General Agency, WCIS brings deep expertise, fast turnaround, and personalized service. Whether you’re looking to place a complex estate or find earthquake coverage for a luxury property, WCIS is equipped to help you find the right fit for your client’s needs. To learn more or submit a risk, contact Chris Nitz at [email protected] or Yul Hur at [email protected]. [ Aspen Specialty California Homeowners Program Factsheet (pdf) ] Frequently Asked Questions What types of accounts are a good fit for this program?High-net-worth individuals with primary or secondary homes valued at $1 million or more, large estates, and clients needing earthquake or builder’s risk coverage are ideal candidates. Is this program available on an admitted basis?No, the High Value Home Insurance program is offered on a non-admitted basis in California, Arizona, and Nevada. Can standalone earthquake policies be written?Yes, WCIS can provide standalone earthquake coverage with limits up to $15 million. What application forms are required for submission?Completed ACORD forms are accepted and required for submission. WCIS can often return quotes the same day. What is the maximum coverage limit available?The program can accommodate home values up to $30 million or more, depending on risk characteristics. Need help placing an account? Connect with a market specialist.

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