Search CompleteMarkets

...y that address the unique needs of horse tracks. Our specialized coverages wil...y - Legal Liability to Participants - Horse Legal Liability - Liquor Liability...

...s Thoroughbred, harness, quarter horse and combined tracks Racinos (racing...ogram can cover dog tracks as well as horse, harness, and quarter horse racing venues, including combined ...

Race Teams: Commercial property and casualty coverage for race team operations. Workers’ compensation available. Race Owners & Sponsors Liability: Contingent racing liability for the race team owner, sponsor or driver. Off-track & Storage: Protects competition vehicles, trailers, spare parts, tools and racing equipment from physical damage losses due to fire, theft, trailer upset and other physical damage claims. Eligible Operations for Motorsport Race Team Insurance and Motorsport Race Shop Insurance: - Driver insurance - Racing service and repair - Race shop insurance shop insurance - Race team insurance - Show car exhibition insurance - Racing association insurance - Sponsor insurance Coverages Available & Program Highlights: General Liability - Liability Provided While Away From Premises - Incidental Products Coverage for promotional operations/souvenir sales - Excess Liability - Participant Accident for tuning and testing - Business Auto Including Transporters - Garage Keeper's Legal Liability - Building & Business Personal Property - Broadened Coverage Enhancement for Property - Business Income and Extra expense - Crime - Cyber Risk ($25,000 sublimit) - Electronic Data Processing Equipment - Workers' Compensation - Contingency and Prize Indemnity - Contractual Indemnity - Disability Income for drivers and crew chiefs - Employment Practices Liability - Ocean Marine - On-Track Crash Damage (for certain classes) - Products Liability Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

...ne-assisted therapy programs Horse sales activities Homeowner asso...nclude care, custody, and control for horses?Yes. Care, custody, and control is included per horse and for non-owned property in the ...

American Specialty offers a focused Motorsports Race Teams Insurance program built for the unique exposures of teams, schools, tracks and event organizers. Whether your client runs a professional race team, operates a driving school, stores vehicles off-track, or produces motorsports events, American Specialty can tailor admitted solutions and program-specific forms to match their operations. Eligible Operations for Motorsports Race Teams Insurance Professional Race Teams Off-Track Storage Driving Schools Owners & Sponsors Events & Promoters Facilities & Track Operators Racing Associations Sanctioning Bodies Independent Car Clubs Program Highlights for Motorsports Race Teams Insurance Admitted coverage backed by carriers rated “Excellent” or higher by A.M. Best Program-specific forms and rates tailored to motorsports risks Non-auditable policy options for simpler premium handling 24-hour claims service with in-house claims management In-house underwriting, risk management and policy administration Online resources and tools to support placement and servicing Program Coverages for Motorsports Race Teams Insurance General Liability (including Participant Legal Liability) Excess / Umbrella Liquor Liability for events and venues Automobile (scheduled and non-owned exposures) Property (buildings, contents, and equipment) Crime and employee dishonesty Employee Benefits Liability Participant Accident Medical and Catastrophic Medical Workers’ Compensation (where required) Deductible / SIR options to fit account needs Why Work With American Specialty As a Managing General Underwriter with deep motorsports expertise, American Specialty combines program-focused underwriting with full in-house service. Underwriting, claims handling, policy administration and risk management are managed internally to give you faster responses, consistent decisioning and clear placement guidance. You can place accounts ranging from regional race teams with multiple vehicles and part-time drivers to driving schools that operate at several tracks during a season. Event organizers and sanctioning bodies also fit well when exposures are clearly defined and operations are managed with formal procedures. Territories and Availability This program offers admitted coverage and is available in all 50 states and Washington, DC. Available markets vary by state and account characteristics; minimum premiums are determined per submission. Frequently Asked Questions What types of accounts are a good fit for this program?Good fits include professional race teams, driving schools, event organizers, sanctioning bodies, track operators and independent car clubs that have documented safety controls and experienced management of motorsports activities. Is coverage available nationwide?Yes. The program is available in all 50 states and Washington, DC, with admitted coverage offered in eligible jurisdictions. Can you cover participant liability and accident medical?Yes. The program includes Participant Legal Liability, Participant Accident Medical, and Catastrophic Medical options designed for on-track exposures. What carrier strength supports this program?Coverage is placed with carriers rated “Excellent” or higher by A.M. Best. Specific carrier availability varies by state and account. Who handles underwriting and claims?American Specialty handles core functions in-house — underwriting, claims, policy administration and risk management — for a streamlined placement and servicing experience. Need help placing an account? Connect with a market specialist.

Motorsports Race Tracks Insurance Program from American Specialty Motorsports venues deliver high-speed entertainment and present specialized risk exposures. American Specialty Insurance & Risk Services offers a dedicated Motorsports Race Tracks Insurance Program designed for competitive and recreational facilities — from drag strips and kart circuits to road courses and super speedways. Our coverage package addresses the unique liabilities, participant exposures, property risks, and event-specific needs agents place for track operators and event organizers. Eligible Operations for Motorsports Race Tracks Insurance Super Speedways Short-Track Ovals Independent Car Clubs Road Courses Kart Racing Driving Schools Drag Racing Racing Associations Motorsports Events Program Highlights A.M. Best “Excellent” or higher carrier partners Admitted coverage available where applicable Program-specific forms and competitive rates Non-auditable policy structure available 24-hour claims reporting and service In-house underwriting, claims and risk management teams Online tools and placement resources for agents Coverage Options General Liability Participant Legal Liability Excess/Umbrella Liability Liquor Liability Automobile (on-track and off-track exposures) Property (buildings, grandstands, equipment) Crime Employee Benefits Liability Participant Accident Medical Catastrophic Medical Coverage Workers’ Compensation Deductible and SIR options Ideal Accounts and Appetite This program targets motorsports facilities and organizations of varying sizes and complexity. You can place both large, event-driven tracks and smaller, member-focused operations. Typical fits include: A short-track oval that runs regional race series on weekends and operates a weekday driving school. A private car club that hosts time trials and track days for members and occasional public events. We are comfortable with accounts that have liquor exposures, participant legal liability concerns, complex property values, and multi-event schedules. Accounts with unusual or extreme hazard modifications should be submitted with full underwriting details for review. Territories and Availability The Motorsports Race Tracks Insurance Program is available nationwide — all 50 states and Washington, DC. Admitted policy options are offered where appropriate to match regulatory and client needs. Underwriting Notes Minimum premiums and carrier placement vary by operation and exposure profile. Flexible deductible and self-insured retention structures are available. When submitting, include event schedules, participant controls, security and medical response plans, property valuations, and prior loss history to help expedite review. Why Choose American Specialty? As a Managing General Underwriter focused on event and motorsports risk, American Specialty combines specialized underwriting expertise with in-house claims and risk management support. Agents benefit from a single point of contact for placement, responsive service, and program terms that reflect a deep understanding of track-level exposures. Whether you are quoting new business or renewing a complex schedule of events, our team can help structure coverage to match your client’s profile. Frequently Asked Questions What types of accounts are a good fit for this program?Motorsports venues such as super speedways, oval tracks, karting facilities, drag strips, road courses, and driving schools are ideal. We also write independent car clubs and racing associations. Is participant legal liability included in the program?Yes. Participant legal liability is a core coverage offered in this program to address claims arising from competitors and participants. Are programs available in all states?Yes. The program is available nationwide, including all 50 states and Washington, DC. Does the program offer admitted coverage?Yes. Admitted coverage is available where appropriate based on the risk and jurisdiction. What support does American Specialty provide to agents?We provide in-house underwriting, dedicated claims management, and risk management services, plus 24-hour claims reporting and online resources to assist agents throughout placement and policy servicing. Need help placing an account? Connect with a market specialist.

The motorsport racing owner and sponsor liability insurance program is designed to protect the interests of racing owners, sponsors and drivers for covered losses where the facility’s or sanctioning body’s insurance limits are insufficient for possible claims in which the owner, sponsor or driver is named. Eligible Operations for Motorsport Racing Owner Insurance and Motorsport Sponsor Liability Insurance: - Driver insurance - Race team owner insurance - Event sponsor insurance - Race team sponsor insurance - Racing association insurance Coverages Available & Program Highlights: General Liability - Spectator Liability - Bodily Injury to Participants - No Bodily Injury Deductible - Primary Test and Tune available - Incidental Products Coverage - Cyber Risk ($25,000 sublimit) Additional Products: - Auto/Shop Liability - Commercial Coverage For Race Teams (Auto Liability, Building, Business Personal Property, General Liability (Non-racing), Workers' Compensation) - Contingency/Prize Indemnity - Contractual Indemnity - Disability Income For Crew Chiefs & Drivers - Excess Liability - Participant Accident Medical for Tuning & Testing - Products Liability - Ocean Marine - Off-course & Storage Coverage for Competition Vehicles and Racing Equipment - Workers' Compensation - Worldwide Liability Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Motorsports Sanctioning Bodies know that K&K Insurance has been the go-to for motorsports insurance for over 70 years, providing commercial property and casualty and accident and health insurance solutions for the motorsports industry. Eligible Operations for Motorsports Sanctioning Bodies Insurance: - Boat racing - Drag racing - Drifting - Motorcycle racing - Oval track racing - Snowmobile racing - Sports Car racing - Tractors Pulling Coverages Available & Program Highlights: General Liability - Broadened Coverage Form - Separate Bodily Injury to Participants Limit (for) motorized events, waivers required) - Official Vehicle Physical Damage - Motorsports Errors and Omissions - Fireworks Liability - Cyber Risk ($25,000 sublimit) - Products Liability (food and beverage) - Host Liquor Liability - Customized motorsports policy language - Additional insureds (including officials, car owners, drivers, pit crews, sponsors, persons or organizations operating, managing, sanctioning, sponsoring, or providing the premises for competitive covered programs) - Contingent Coverage available if primary coverage is provided by the facility or event promoter. Participant Accident Coverage - Accidental Death and Dismemberment Benefit - Accident Medical Benefit (available on Excess or Primary Basis) - Temporary Total Disability-Weekly Accident Income Benefit - Volunteer-Accident Medical Coverage for Motorsport Volunteers Property Inland Marine Crime Commercial Auto Liquor Liability Excess Liability Workers' Compensation Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

...Leagues/Teams Pari-Mutuel Racing - Horse/Dog Tournaments Sports Camps Venues ...vents such as festivals, concerts, or races can be considered under this progr...