Search CompleteMarkets

...eat Southern Agency, LLC offers a Hunting Plantation Insurance Program designe... hunts?Yes, both guided and unguided hunting activities are eligible, provided...

...social clubs offering lodging Hunting, fishing, and gun resorts, including...like spas, golf courses, marinas, or hunting lodges. Is this program available nationw...

...Agency, Inc. offers a specialized Hunting Club Insurance program tailored for hunting clubs, shooting ranges, and hunting preserves. Designed for both indoor ...this program?Target accounts include hunting clubs, shooting ranges (indoor or outdoor), and hunting preserves. Facilities offering ri...

...lling firearms and ammunition, or hunting preserves, this program provides fle...porting clays, especially those with hunting preserves, pro shops, or food and...

...ocial clubs — including fraternal lodges. The program helps agents and brokers...ternal, and service clubs, including lodges and private membership-based organ...

Gunsmiths perform critical work—repairing, modifying, and customizing firearms. Given the inherent risks involved in working with deadly weapons, even a small error can lead to loss, injury, or liability exposure. Great Southern Agency, LLC understands the unique risks gunsmiths face and offers a specialized insurance program designed to help you place coverage confidently for these clients. Overview of the Gunsmith Insurance Program The Gunsmith program offered by Great Southern Agency, LLC provides comprehensive insurance solutions tailored to the needs of firearms professionals. Whether your client is a small custom shop or a larger gunsmithing operation, this program addresses a wide range of liability and property exposures. As a program administrator with deep experience in the firearms industry, Great Southern Agency delivers targeted underwriting, responsive service, and access to specialized carriers (non-admitted markets). You can rely on their expertise to help place hard-to-insure accounts that demand industry-specific knowledge. Target Classes and Ideal Accounts This program is ideal for: Independent gunsmiths and firearm repair shops Custom firearm builders Engraving and refinishing specialists Retailers with in-house gunsmithing services It’s a strong fit for clients who handle firearm repairs, modifications, customizations, or engraving. You might have a client who runs a small workshop and performs trigger jobs, barrel work, or refinishing—this program can help address their full range of liability and property risks. Coverage Highlights The program offers robust insurance options, including: Property Coverage – Limits up to $20,000,000 per location General Liability – Limits up to $1,000,000 per occurrence / $2,000,000 aggregate Professional Liability – Critical for gunsmithing errors or omissions Umbrella Liability – Up to $5,000,000 Cyber Liability – For shops using digital invoicing, POS systems, or client data Inland Marine – Protects mobile tools or in-transit equipment Employee Benefits Liability Employment Practices Liability Insurance (EPLI) This broad suite of coverages is specifically designed to protect against the wide range of risks that gunsmiths face daily. Underwriting and Program Details The program is written on a non-admitted basis, giving Great Southern Agency the flexibility to tailor solutions to non-standard or high-risk accounts. There is no stated minimum premium, but submissions will be evaluated based on exposure, operations, and loss history. The underwriting team is experienced in reviewing firearm-related businesses and can help guide you through requirements and best-fit options for your client. Program Availability This program is available in most U.S. states, including but not limited to AL, AZ, CO, FL, GA, IL, KY, MI, NC, OH, PA, TN, TX, VA, WA, and WI. Please contact Great Southern Agency for specifics regarding state eligibility or coverage nuances. Why Work With Great Southern Agency Great Southern Agency, LLC brings specialized underwriting expertise and market access that sets them apart in the firearms insurance space. Their team understands the technical and legal nuances of gunsmithing, ensuring your clients are properly protected. From responsive service to tailored coverage options, they make placing firearms-related business easier and more efficient for independent agents and brokers. To learn more or submit an account, call 877-451-0669 or email [email protected]. For detailed coverage information, visit https://firearmsins.com/coverage/. Frequently Asked Questions What types of accounts are a good fit for this Gunsmith program?The program is ideal for independent gunsmiths, firearm repair shops, and custom builders who work on modifying or maintaining firearms. Is this program available in my state?This program is available in most U.S. states, including TX, FL, GA, OH, and many others. Contact Great Southern Agency to confirm availability in your state. Can this program cover cyber liability for a gunsmith?Yes, cyber liability is included as an optional coverage to protect against data breaches, electronic theft, and other cyber exposures. Does the program include professional liability coverage?Yes, professional liability is offered to protect against claims arising from errors or omissions in gunsmithing services. Who can I contact to submit a gunsmith account?You can call 877-451-0669 or email [email protected] to start the submission process. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a dedicated Driving Range Insurance program to help independent agents place coverage for public and private golf operations — including outdoor and indoor driving ranges, miniature golf, country clubs, and pro shop operations. This program is delivered through Colonial General as a managing general agency and excess & surplus lines broker with access to multiple markets (carriers vary). Overview of the Program from Colonial General This Driving Range Insurance program combines property, liability, crime and inland marine solutions on a monoline or packaged basis. It is designed for driving-range-focused operations that need tailored limits, ancillary coverages (golf carts, bailee’s coverage for pro shops, equipment breakdown), and excess/umbrella capacity. Admitted options are available in some markets; non-admitted E&S placement is supported where appropriate. Ideal Accounts and Appetite Public and private driving ranges (indoor and outdoor) Country clubs and golf courses with range facilities Miniature golf courses and entertainment complexes with limited lodging Pro shops, food/beverage concessions, and accessory retail operations on-site Accounts that fit best typically have routine range operations, managed crowd control, designated hitting bays, documented maintenance programs for tees and greens, and standard cart fleets. Complex operations with large-scale events, extensive on-site lodging, or high-hazard attractions may require specialized underwriting review. Coverage Highlights and Advantages The program includes robust liability and property features to address the common exposures of range operations: Commercial General Liability — Primary limits available up to $3,000,000 occurrence and aggregate; additional interests included; hired & non-owned auto included; $5,000 medical payments included; liquor liability available; excess/umbrella capacity up to $25,000,000; often no deductible required for liability. Property Coverages — Building, contents, equipment breakdown, replacement cost or ACV options, damage to greens and tee boxes, sprinklers, computer equipment, valuable papers, business income and extra expense, food spoilage, contractor’s equipment, and inland marine for golf carts. Crime Coverage — Inside premises (theft of money and securities; robbery/safe burglary of other property) and outside the premises. Pro Shop and Operations — Bailee’s coverage for pro shop, accounts receivable, and other retail-related exposures can be included. Underwriting Notes Submission requirements typically include an ACORD application, current loss runs, schedule of operations (hours, seasonal usage), details on food/beverage and alcohol service if applicable, and photos of the range, bays, and cart storage. Underwriters evaluate range layout, netting/fencing, lighting, cart maintenance programs, employee training, and security measures for pro shop/crime exposures. Accounts with frequent large tournaments, amplified alcohol sales, significant spectator seating, or on-site lodging will require additional review and may be referred to specialty markets. Territories and Availability This program is available in the western U.S.: AZ, CA, CO, ID, NV, NM, UT, and WY. Admitted coverage can be placed in some markets where carriers offer admitted paper; otherwise E&S placement is available through Colonial General’s carrier relationships (carriers vary by state and account characteristics). Why Work with Colonial General on Driving Range Accounts Specialized appetite for golf-related risks and ancillary operations. Access to both admitted and E&S markets depending on state and account profile. Ability to package property, liability, crime, and inland marine to reduce gaps in coverage for ranges and pro shops. Experienced underwriting and flexible excess/umbrella capacity for clients who need higher limits. Example scenarios: You might have a municipal driving range with rental bays, a small pro shop and minimal food service — this program can provide a cost-efficient package with liability and inland marine for carts. Or you may place a private country club that needs liquor liability and umbrella limits for large member events — excess capacity up to $25M is available. Submission Tips Include loss runs for the last 3–5 years, description of range operations (hours, seasonality), and details on alcohol service if present. Provide photos of the facility layout, hitting bays, cart storage/maintenance area, and any risk-control features (netting, fencing, signage). If available, include routine maintenance schedules for turf, irrigation/sprinklers, and golf cart inspection records. Frequently Asked Questions What types of driving range accounts are a good fit for this program?Public and private driving ranges, mini-golf facilities, and country clubs with typical range operations fit well. The program works best for locations without extensive lodging, minimal high-hazard attractions, and with documented maintenance and safety practices. What liability limits and excess options are available?Primary commercial general liability limits are available up to $3,000,000 occurrence and aggregate, and excess/umbrella limits can be placed up to $25,000,000 depending on the account and carrier availability. Are admitted policies available?Admitted options are available in some markets. Colonial General also places E&S coverage where admitted paper is not available or when the account requires more flexible terms. What information should I include with a submission?Provide a completed application, recent loss runs, description of operations (including alcohol service if any), photos of the range and carts, and any risk-control documentation such as maintenance schedules and employee training programs. Can you place liquor liability and pro shop crime coverage?Yes. Liquor liability can be included where needed, and crime coverage for inside/outside premises and safe burglary is available to protect pro shop cash and inventory. Need help placing an account? Connect with a market specialist.