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Medical Stop Loss Insurance from Alexander J. Wayne & Associates, Inc. Alexander J. Wayne & Associates, Inc. places hard-to-find Medical Stop Loss programs for both fully insured and self-funded employer groups. We offer broad market access — including top U.S. carriers and Lloyd’s of London — so you can access admitted and non-admitted excess medical capacity depending on the client’s state and needs. Whether you’re placing groups as small as 50 lives or much larger employers, we help design flexible stop loss structures that balance protection and cost. Ideal Accounts and Appetite Our stop loss solutions are targeted to brokers and agents who work with mid-sized to large employers seeking to manage catastrophic medical risk. Typical fits include: Employer groups with 50+ lives Employers newly moving from fully insured to self-funded arrangements Groups seeking creative alternatives to standard health plan buyouts Accounts with known high-cost exposures (transplants, oncology, catastrophic claims) We welcome challenging placements — high claims volatility, prior large claims, and unique exposures are often exactly the business our markets will consider. We’ll analyze your client’s experience and recommend appropriate specific deductibles, corridor options, and contract features. Coverage Highlights and Ancillary Services In addition to standard specific and aggregate stop loss, our capabilities include a range of ancillary and specialty coverages to complete a self-funded program: Transplant-specific stop loss Group Life Insurance Dread Disease Insurance Travel Accident programs Medical Indemnity coverage Medicare Supplement options Provider Excess Insurance Benefit Captives (South Carolina) We also help connect you with experienced TPAs, actuaries, utilization review vendors, and provider network partners to support plan design, pricing, and administration. Underwriting Flexibility and Program Details Our underwriters are pragmatic and creative. We’ll structure retention levels, corridor and aggregate features, and commission arrangements to match a client’s budget and risk tolerance. Expect a hands-on underwriting review that looks at current claims trend, large claim history, stop loss attachment preferences, and any clinical exposures that may require tailored language or sublimits. Available Markets and Territories We place business with a select group of major U.S. carriers and Lloyd’s of London (domestic and London open market). Solutions may be offered on an admitted basis in some states and as non-admitted placements in others to secure competitive capacity. Our reach includes all 50 states and Washington, D.C., with capability in major markets such as CA, FL, IL, NY, and TX as well as traditionally harder-to-place states. Why Partner with Alexander J. Wayne & Associates As a wholesale broker focused on stop loss, Alexander J. Wayne & Associates brings deep market relationships and decades of experience placing complex excess medical risk. We provide prompt quoting, problem-solving underwriting, and access to specialty solutions that many brokers cannot obtain directly. Our goal is to help you win and retain business by delivering competitive terms and practical implementation support. Call us today and ask how Alexander J. Wayne & Associates can help you place hard-to-place Medical Stop Loss Insurance accounts. Frequently Asked Questions What types of accounts are a good fit for this Medical Stop Loss program?Our program fits employer groups with 50 or more lives that are self-insured or transitioning from fully insured plans. We also place high-risk or claims-volatile groups that need customized stop loss structures. Do you offer additional services beyond stop loss coverage?Yes. We can connect you with TPAs, actuaries, provider networks, and utilization review partners, and we place ancillary coverages such as transplant, group life, and dread disease insurance. What carriers do you work with for Medical Stop Loss?We work with a select group of major U.S. carriers and Lloyd’s of London, providing admitted and non-admitted options depending on the state and client requirements. Can you help with small groups under 100 employees?Yes. We can assist with groups as small as 50 lives and will tailor structures to the group’s risk profile and funding goals. In which states is this program available?We can place Medical Stop Loss nationwide, including all 50 states and Washington, D.C.; admitted availability varies by carrier and state. Need help placing an account? Connect with a market specialist.

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Overview of the Bollinger Club Program For more than two decades, Bollinger, Inc. has specialized in insurance for clubs and golf courses. The Bollinger Club Program delivers tailored property, casualty and employee benefit solutions for country clubs, golf courses, private clubs and nonprofit social or recreational clubs. Coverage options are designed to address the operational exposures common to the club industry, including liquor service, grounds maintenance, pesticide applications and special event operations. Ideal Accounts and Appetite The program fits a broad range of club-related risks, particularly well-managed organizations with stable loss histories. Typical accounts include: Private golf and country clubs Nonprofit social and recreational clubs Clubs with on-site restaurants, bars or banquet operations Properties that perform pesticide or grounds maintenance applications Operations with fleet or service vehicles, including valet or maintenance vehicles Examples you might place: a full-service golf course with banquet facilities and liquor exposure, or a seasonal nonprofit boating club that needs property, liability and employee benefit designs for a small staff. Accounts with excessive prior losses, unmanaged liquor exposure, or high-frequency severe claims may be outside the appetite. Coverage Highlights and Advantages The Bollinger Club Program offers multi-line flexibility so you can package necessary protections for a single premium administration. Key coverages include: Comprehensive General Liability Property and Inland Marine Commercial Auto Liquor Liability Pesticide & Herbicide Applicator Liability Workers' Compensation Directors & Officers (D&O) Liability Excess/Umbrella Liability (available up to $50 million) Group benefits — medical, dental, disability, life and prescription plans — are available alongside pension support and 401(k) options for nonprofit clubs. Packaging multiple lines through Bollinger can simplify placement and renewals for complex club operations. Underwriting Notes and Minimum Premiums Coverage is placed on a non-admitted basis through AIG. Bollinger underwriters work collaboratively with brokers to tailor limits, endorsements and risk management requirements to each account. Minimum premium requirements depend on the lines placed and the size and risk characteristics of the club; discuss specifics with your Bollinger market specialist when submitting. Territories and Availability The Bollinger Club Program is written for risks located in all 50 states and the District of Columbia, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Bollinger Bollinger brings more than 21 years of club and golf industry specialization, strong market access through AIG, and an underwriting team experienced in the nuances of club operations. Brokers benefit from program-focused expertise that helps place complex accounts, streamline multi-line designs, and support retention through informed renewal strategies. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for private golf clubs, nonprofit social clubs, and recreational facilities that need property, liability, and employee benefit coverage tailored to club operations. Is the program admitted or non-admitted?The Bollinger Club Program is placed on a non-admitted basis through AIG. What coverages are included in the program?Available coverages include general liability, property, auto, liquor liability, D&O, workers' compensation, excess liability, and employee benefits. Are benefits programs like medical and dental included?Yes. Group benefits such as medical, dental, disability, life insurance, and 401(k) plans are available and commonly packaged for nonprofit and member clubs. What states is the program available in?The program is available nationwide in all 50 states and the District of Columbia. Need help placing an account? Connect with a market specialist.