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...of vehicles Motor truck cargo / inland marine options Multi-line discounts...ing basis. Are motor truck cargo and inland marine coverages available?Yes. Motor tru...

Excess Cargo Insurance Program from J.M. Wilson When standard markets are unable or unwilling to offer higher cargo limits, J.M. Wilson provides a reliable solution with our Excess Cargo Insurance program. Designed for transportation risks requiring additional protection beyond what is offered in a standard cargo policy, this coverage helps agents meet the needs of clients with high-value cargo exposures. Ideal Accounts and Appetite This program is ideal for trucking operations and freight carriers who already have a primary cargo policy in place but need to increase their coverage limits to satisfy shipper contracts or internal risk management requirements. You might have a client hauling electronics, pharmaceuticals, or other high-value goods that exceed standard policy limits — that’s where our Excess Cargo Insurance can step in. Coverage Highlights and Advantages Provides higher cargo limits in excess of the insured’s primary policy Follows the form of the underlying cargo policy for seamless coverage alignment Backed by an 'A' rated carrier for financial strength and reliability Competitively priced to help your clients manage costs while increasing protection Underwriting Notes To be eligible for this Excess Cargo Insurance, insureds must already carry a primary cargo policy through a standard market. The excess coverage is designed to layer on top of that policy. J.M. Wilson works with a wide range of admitted and non-admitted carriers to help you find the right fit based on the specific risk profile of your client. Territories and Availability Our Excess Cargo Insurance program is available in the following states: GA, IL, IN, KS, KY, MI, MS, MO, OH, PA, SC, TN, WV, and WI. J.M. Wilson’s regional expertise allows us to respond quickly to market needs across the Midwest and Southeast. Why Work With J.M. Wilson? J.M. Wilson is a trusted Managing General Agency and Excess & Surplus Lines Broker with decades of experience helping independent agents access specialty markets. We represent a variety of carriers, both admitted and non-admitted, and our team is committed to responsive service and knowledgeable underwriting support. Whether your client is expanding operations or facing new contractual requirements, we can help you place the excess cargo coverage they need. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts that already have a primary motor truck cargo policy but need higher cargo limits due to shipper requirements or high-value loads are ideal. Examples include electronics haulers, pharmaceutical transporters, and specialty freight carriers. Does the insured need to have a primary cargo policy in place?Yes, this is an excess policy that requires the insured to carry a primary cargo policy through a standard carrier. Is the coverage admitted or non-admitted?This program is written through non-admitted carriers. J.M. Wilson works with both admitted and non-admitted markets to find the best fit for each risk. What states is the program available in?The program is currently available in GA, IL, IN, KS, KY, MI, MS, MO, OH, PA, SC, TN, WV, and WI. What are the key advantages of this program?It offers higher cargo limits, follows the form of the underlying policy, is competitively priced, and is backed by an 'A' rated carrier for financial strength. Need help placing an account? Connect with a market specialist.

...operations that handle liquefied petroleum gas—LP gas exposure is a mandatory ...a mandatory exclusion for liquefied petroleum gas (LP gas) operations, so busi...

...operations that handle liquefied petroleum gas—LP gas exposure is a mandatory ...a mandatory exclusion for liquefied petroleum gas (LP gas) operations, so busi...

...ical Damage Motor Truck Cargo Inland Marine General Liability Umbrella... Physical Damage, Motor Truck Cargo, Inland Marine, General Liability, and Umbrella c...

...d Appetite For-hire petroleum transportation operations O...ul bulk liquids or dry commodities, petroleum haulers, food-grade bulk carrier...

Excess Transportation Insurance Overview — Excess Transportation Insurance from Transportation Risk Services Transportation Risk Services (TRS) offers a focused Excess and Umbrella program for transportation fleets and specialty auto exposures. As an experienced managing general agency and wholesale broker, TRS places excess follow-form and umbrella limits for a broad range of truck, hazmat and specialty auto classes. Limits are available up to $5,000,000. This program is designed for retail agents and brokers seeking non-admitted/excess capacity and wholesale placement support. Targeted Classes and Ideal Accounts The program is targeted to common commercial transportation exposures and specialty fleets, including: Truck for Hire Local, intermediate, regional and long-haul truckers Fleets up to 500 units Hazmat Gasoline hauling & distribution Fuel oil hauling & distribution LPG hauling & distribution Fleets up to 500 units Specialty Auto Refuse haulers Ready-mix operations Moving & storage Auto carriers Contractor fleets Sand & gravel operations Delivery services and couriers Fleets up to 500 units Excluded classes: people haulers (bus, livery, taxi, ambulance), drive-away operations, hazardous chemical haulers and munitions. Coverage Highlights and Advantages Excess follow-form and umbrella solutions that mirror underlying terms to simplify placement and claims coordination. Limits available up to $5,000,000 based on class and underwriting criteria. Specialized appetite for fuel and LPG haulers as well as common specialty auto operations (refuse, ready-mix, auto carriers, moving). Wholesale/MGA support from TRS with national experience in transportation placements and markets that understand fleet exposures. Underwriting Notes and Minimum Premium Underwriting is class-specific. Typical underlying requirements include: Auto Liability (AL) — $1,000,000 CSL General Liability (GL) — $1,000,000 / $1,000,000 / $1,000,000 Employers Liability (EL) — $500,000 / $500,000 / $500,000 Underlying carriers must generally carry an A.M. Best rating of A- or better. Minimum premium: $5,000 (subject to underwriting). Territories and Placement Status This program is available through TRS in the following jurisdictions: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement is handled on a non-admitted / E&S basis (confirm state filing requirements with TRS on submission). Submission and Service Send excess transportation risks to [email protected] for best consideration. TRS provides underwriting guidance, market broking and placement support for agents and brokers handling complex fleet and hazmat accounts. Why Work With Transportation Risk Services TRS is a transportation specialist with nationwide wholesale distribution and long experience placing auto liability excess and umbrella coverage for trucking and specialty fleets. Working with TRS gives you access to focused underwriting, markets that understand transportation exposures, and the ability to place larger excess limits for qualified accounts. Example scenarios where this program fits: You have a regional gasoline distributor with a 120-unit fleet that needs excess limits above a strong $1M primary program. Your client operates a 40-truck refuse and recycling fleet seeking umbrella protection and excess follow-form placement with experienced transportation underwriting. Transportation Risk Services (www.trsinsurance.com) is a leading transportation MGA and wholesale broker serving clients nationwide. TRS specializes in local, intermediate, long-haul and public automobile risks and offers a broad range of solutions including Auto Liability, General Liability, Physical Damage, Cargo, Garage, Contractor's Equipment, Warehouse Legal Liability, Umbrella, and Occupational Accident/Contingent Liability. Send your Excess Transportation Insurance risks to [email protected] Frequently Asked Questions What types of accounts are a good fit for this TRS excess program?Best fits include truck-for-hire fleets, fuel/gasoline/LPG haulers, and specialty auto operations like refuse, ready-mix, moving, auto carriers and delivery fleets — generally up to 500 units and with standard underlying protection. What underlying limits and carrier quality are required?Typical underlying requirements are $1,000,000 CSL for auto, $1M/$1M/$1M for general liability, and $500K for employers liability. Underlying carriers are generally required to have an A.M. Best rating of A- or better. What is the minimum premium and available excess limits?The program commonly carries a minimum premium of $5,000. Excess limits are available up to $5,000,000 subject to underwriting and class eligibility. Which states is the program available in and is it admitted?TRS places this excess program across a broad set of states (listed in the program materials). It is handled on a non-admitted / excess & surplus basis, so confirm state filing and producer requirements on submission. How should I submit an account for consideration?Provide complete loss runs, current policy forms and limits, a vehicle schedule, and a description of operations when you submit — this helps TRS underwrite efficiently and identify appropriate excess markets. Need help placing an account? Connect with a market specialist.