Cochrane & Company makes it easy for you to insure trucks (for hire and not for hire) used in transporting goods and commodities within a 300-mile radius. Common vehicle types for this Trucking Insurance coverage include trucks and truck/tractor-trailer combinations.

Trucking Insurance targeted exposures:

• Livestock transportation
• General commodities hauling
• Mail and periodicals hauling
• Dry van loads
• Iron and steel, including pipe transportation
• Machinery or equipment transportation
• Building materials transportation
• Container hauling
• Flatbed loads
• Oversize and overweight loads
• Water transportation
• Produce transportation
• Meat transportation
• Seafood transportation
• Pharmaceutical transportation
• Refrigerated loads
• Auto transporters
•  Boat Haulers

Trucking Insurance Ineligible Exposures:

• Student drivers
•  Any risk allowing nonemployee passengers
• Hazardous materials (Incidental materials, such as spray paint, household cleaners and  batteries, are acceptable.)
• Petroleum-based products (refer to petroleum haulers)
• Triple trailers
• Medical waste or biohazardous waste
• Mobile home or manufactured home toter
• Risks transporting any amount of Class 1: Explosives, Class 6:
• Poisonous Gas or Class 7: Radioactive
• Logging trucks
• Owner-operators not permanently leased

Trucking Insurance Coverage Features Include:

• Automobile liability coverage limits up to $5 million
• Uninsured/underinsured motorists, medical payments
• Personal injury protection
• Hired and non-owned coverage
• Physical damage coverage
• Motor truck cargo
• Trailer interchange coverage
• Uniform Intermodal Interchange Agreement (UIIA)
• General liability can be offered under the truckers’ code
• Multi-line discounts available

Trucking Insurance Coverage Requirements:

• Loss information for current and prior
• Complete VINs on all power units
• Complete drivers’ list
• All drivers must have acceptable MVRs