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Through an online policy issuance platform, US Assure's vacant structure product provides coverage for vacant residential and commercial structures. Property limits up to $5 million and General Liability limits up to $1 million are available. Multiple policy term options and installment payments are also offered on most accounts. The Vacant Structure product is insured by an “A” rated carrier and serviced by our team of responsive, reliable experts. We also offer competitive competitive, and fast, easy access with no premium commitment. HIGHLIGHTS - Rate, quote and issue policies online - Standard 12 month policy term, with short-term policies available - Basic Form including vandalism - Special Form including theft and excluding theft - Premium installment payments available - Vacant Structure policy can easily be converted to a Rental Dwelling policy - Offered on an admitted basis in most states - Direct bill to customers, with optional credit card payment method ELIGIBILITY - Residential dwellings and commercial buildings that are completely vacant - All protection classes - Structures undergoing repairs, remodeling, or renovations at 15 percent or less than the total completed value or purchase price - Structures must have a value of at least $25 per square foot - Mobile homes anchored or on a permanent foundation -Individual condominiums or townhouse units

Through an online platform, US Assure's Rental Dwelling Insurance product is available for well-maintained one to four family unit dwellings, including their detached structures, occupied by tenants only, with no more than two losses in the past three years, and with continuous insurance coverage for the past three years. HIGHLIGHTS - Rate, quote and issue policies online - Standard 12 month policy term, with short-term policies available in many states - Optional coverage includes Loss of Rents, Theft, Back-up of Sewer and Drains, and Tenant Relocation and Additional Living Expenses - Property Coverage up to $1M; premises liability up to $1 million each occurrence / aggregate - Rental Dwelling policy can easily be converted to a Vacant Structure policy - Offered on an admitted basis in most states - Direct bill ELIGIBILITY - Well-maintained one to four family unit dwellings (including their detached structures) occupied by tenants only - No more than two losses in the past three years - Continuous insurance coverage for the past three years - Row homes - Condominium or co-op units - Manufactured/Mobile homes – provided they are fixed to permanent foundations, skirted and are not movable - Detached structures with respect to garages and larger storage sheds which can be rented to tenants provided they are not used for any commercial purposes (a separate limit is required for these structures)

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