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...ers a flexible and comprehensive Internet Liability and Cyber Risk Program des.... Territories and Availability The Internet Liability and Cyber Risk Program ...

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...e fastest-growing segment of the internet: platforms that connect users, moder...enue, moderation and abuse policies, privacy/data handling practices, third-pa...

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...ion for exposures related to the Internet, data privacy, network security, and...ty liability, data breach response, internet media liability, extortion threat...

Leveraging nearly 20 years of expertise, RPS Technology & Cyber offers agents and brokers a robust solution for placing Cyber Liability Insurance coverage for clients across a wide range of industries. As a leading wholesale broker, we bring deep market knowledge, specialized underwriting support, and access to multiple carriers to help you meet your clients' evolving cyber risk needs. Overview of the Cyber Liability Program Cyber threats are constantly evolving, and businesses of all sizes face increasing exposure to data breaches, ransomware, and regulatory liabilities. RPS Technology & Cyber's program is designed to help you secure comprehensive Cyber Liability Insurance tailored to your clients’ specific risks. Whether you’re placing a small professional office or a large public entity, our team can help streamline the process and maximize coverage value. Ideal Accounts and Appetite We work with a broad spectrum of industries, including: Professional services (law firms, IT consultants, accountants) Public entities (municipalities, counties, government agencies) Healthcare providers (hospitals, clinics, private practices) Educational institutions (school districts, private schools, universities) Hospitality (hotels, restaurant groups, event venues) Data processing and control firms High-traffic websites and digital publishers Social networking and dating platforms You might have a client such as a regional law firm that stores sensitive client data or a fast-growing online marketplace concerned about ransomware exposure. Our program is built to address these needs with flexible and scalable solutions. Coverage Highlights and Advantages Leverage group buying power to secure lower premiums compared to open-market pricing Custom coverage limits and terms tailored to the group’s unique risks Simplified underwriting — often reduced to a single-page application Support with client education, including industry-specific marketing materials Underwriting Notes and Minimum Premiums Minimum premiums vary based on risk class, size, and coverage limits. Our underwriting team works closely with agents to ensure fast turnaround and competitive terms. We help reduce friction in the quoting process by offering streamlined applications and clear submission guidelines. Territories and Availability RPS Technology & Cyber's Cyber Liability Insurance program is available in all 50 states and the District of Columbia. Whether your clients are based in urban centers or rural communities, we can help you access the right solution through our extensive carrier network. Why Work With RPS Technology & Cyber? With two decades of cyber liability experience, we understand the complexities of this fast-moving market. Our dedicated cyber team provides expert guidance, from risk assessment through binding, to help you protect your clients and grow your book. We work with a variety of carriers to offer flexible options—so you can find the right fit for each insured. Frequently Asked Questions What types of accounts are a good fit for this cyber liability program?This program is ideal for professional services, public entities, healthcare providers, schools, hospitality groups, and tech-driven businesses such as data processors and online platforms. Can I place business in all 50 states?Yes, this program is available in all states and Washington, DC. What is the underwriting process like?We offer a streamlined underwriting process that often requires only a one-page application, especially for group or franchise accounts. Are there minimum premiums for this program?Minimum premiums vary depending on the risk, coverage limits, and carrier. Contact us for specific underwriting guidance. What makes RPS Technology & Cyber different from other wholesale brokers?We bring nearly 20 years of cyber-specific expertise, access to multiple carriers, and a dedicated team that helps you navigate complex risks with confidence. Need help placing an account? Connect with a market specialist.

Cyber Risk/Data Breach Insurance Do your clients have the right protection against cyber threats and data breaches? Tennant Risk Services offers Cyber Risk/Data Breach Insurance solutions tailored for a broad range of organizations. As a Managing General Agency and Excess & Surplus Lines Broker, we help retail agents and brokers secure broad, competitively priced cyber liability coverage by leveraging deep market access and underwriting experience. Our streamlined submission process and fast turnaround let you serve clients quickly and with confidence. Ideal Accounts and Appetite We place cyber coverage for businesses of many sizes and industries, from small firms to larger operations with complex exposures. Typical classes we write include: Medical offices and other healthcare providers Insurance agencies and financial services firms Retailers and e-commerce businesses Nonprofits and religious organizations Professional services firms (accountants, consultants, etc.) Whether a client is a technology startup or a traditional organization that handles sensitive data, we can tailor solutions to fit their profile. Coverage Highlights and Advantages Tennant’s Cyber Risk/Data Breach program provides flexible options and strong policy features designed for agent-served accounts: Quick, simple submission and underwriting workflow Low minimum premiums available (varies by carrier) Access to multiple top-rated carriers Customizable coverage forms and limits Risk management resources and breach response support Various limit and deductible structures to fit budget and exposure Higher breach notification limits available when required Sales and marketing materials to support placement We also offer special provisions for accounts with unique exposures, including: Independent contractor coverage Contractual liability wording Unencrypted portable media endorsements Vicarious liability for third-party service providers Sample Accounts Examples of recently placed accounts: Medical Office – $3 million limit – Premium: $14,000 Insurance Broker – $1 million limit – Premium: $4,000 Religious Organization – $1 million limit – Premium: $3,000 Retail / Consumer Products – $1 million limit – Premium: $9,000 These samples illustrate the program’s capacity to serve both data-intensive and lower-exposure businesses. Underwriting and Minimum Premiums Minimum premiums and final pricing depend on carrier selection and account characteristics such as industry, revenue, claims history, and security controls. We work with you to identify the best market quickly and can often provide fast indications on straightforward risks. Territories and Availability This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Tennant Risk Services? Tennant Risk Services supports retail agents and brokers with specialty underwriting expertise, responsive service, and wide carrier relationships. Our team helps you navigate the evolving cyber market, match accounts to the right forms and limits, and manage renewals and claims reporting requirements. Whether you’re quoting a new account or reviewing renewals, we provide hands-on support to help you secure appropriate protection for your clients. For more information or to submit a risk, please call or email us. Put our Cyber Risk/Data Breach Insurance expertise to work for you! Frequently Asked Questions What types of accounts are a good fit for this Cyber Risk/Data Breach program?This program fits a wide range of organizations, including healthcare providers, retailers, professional services, nonprofits, and financial institutions. Can coverage be customized for unique cyber exposures?Yes. We offer endorsements and provisions for exposures such as independent contractors, unencrypted media, and risks related to third-party service providers. How many carriers does Tennant Risk Services work with for this program?We work with multiple carriers; market selection is based on the account’s risk profile, territory, and size. Is this coverage available nationwide?Yes. The program is available in most U.S. states, including major markets such as CA, TX, NY, and FL. What is the submission process like?We offer a streamlined submission process with fast turnaround and underwriting support throughout placement. Need help placing an account? Connect with a market specialist.

... incidents Network Security & Privacy Liability – Protection for data breaches, privacy violations, and regulatory exposures...offerings include Network Security & Privacy, Multimedia Content, and Intellec...

Information and Security Breach (Data Breach) Coverage helps mitigate the financial impact of costs associated with a data breach. A data breach is an incident in which sensitive, protected or confidential data has potentially been viewed, stolen or used by an individual unauthorized to do so. Data breaches can be as dramatic as a hacker accessing your network or as simple as an individual viewing a client’s information on a computer screen over your shoulder or in a written application in your hand. Why does your business need data breach coverage? When a data breach occurs, you must react quickly to protect your sensitive client information from further exposure and to protect your own business reputation. The cost associated with recovering from a data breach can average up to $200,000. This includes response costs for notifying clients their information may have been compromised, forensics required to determine the size and scope of the breach, and attorney fees to review the breach and possible claim. More importantly, the cost of recovering from a data breach is not necessarily dependent upon business size, leaving individuals and small businesses with less financial backing more vulnerable and exposed. CalSurance offers a data breach insurance program to protect insurance agents and financial professionals from the harmful effects and costs associated with a data breach. CalSurance data breach coverage has the unique added benefit of providing you with expert counsel so you don’t have to navigate the data breach recovery process alone. In today’s technologically savvy society, protecting yourself against a data breach is as necessary as locking the front door, perhaps even more important. Don’t let someone walk through your front door; arm yourself with a data breach insurance policy. Visit us at www.calsurance.com/databreach

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