Overview of the Program From Continental Risk
Continental Risk, in partnership with Continental Marine Insurance Services, offers a comprehensive Technology, Media, and Business Services E&O package designed to meet the evolving liability needs of modern professional service providers. This program combines multiple coverages into one streamlined policy form, offering broad protection for companies operating in technology, media, and business services sectors. With markets backed by "A" rated carriers and available on both admitted and non-admitted paper, this product is built for agents and brokers seeking flexible, reliable solutions for complex risks.
Ideal Accounts and Appetite
This program is ideal for small to large businesses providing technology and professional services, including but not limited to:
- Software developers and vendors
- Systems integrators
- Technology consultants
- IT outsourcing firms
- Internet service providers
- Multimedia and digital marketing companies
- Combined hardware/software solution providers
Agents with clients in these sectors—particularly those with exposure to data, privacy, and intellectual property risks—will find this package highly suitable.
Coverage Highlights and Advantages
The Technology, Media, and Business Services E&O package offers a wide range of protections in one convenient form:
- Errors & Omissions (E&O) coverage for tech products and services
- Third-party computer and network liability including coverage for cyber incidents
- Data breach response costs including notification and forensic expenses
- Multimedia and advertising liability for digital content and marketing activities
- Regulatory defense and penalties associated with privacy violations
Limits are available up to $20,000,000, providing the flexibility to meet the needs of both small tech startups and larger, established firms.
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on account size, industry, and exposures. Continental Risk is known for providing creative and timely underwriting solutions, with the ability to accommodate a variety of risk profiles. Submissions should include a completed application, company financials, and a description of services provided.
Territories and Availability
This program is available to licensed agents and brokers in the following states:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Coverage is available on both admitted and non-admitted paper, depending on the risk and jurisdiction.
Why Work With Continental Risk
Continental Risk is a trusted Excess and Surplus Lines Broker/MGA with a strong reputation for handling complex casualty, property, and financial service risks. The firm is committed to delivering high-touch service and tailored insurance solutions that reflect the real-world challenges your clients face. With access to top-rated carriers and a deep understanding of tech and professional liability exposures, Continental Risk is well-equipped to help you place even the most nuanced accounts.
As President Ed Bordenave puts it, “We are very excited to be able to partner with such a reputable carrier and offer this competitive comprehensive product to our agents.”
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include software developers, IT consultants, internet service providers, and multimedia firms with professional liability and cyber exposures.
Can this program cover data breach response costs?
Yes, the package includes coverage for costs incurred in responding to a data breach, including notification and forensic investigations.
What is the maximum limit available?
Limits are available up to $20,000,000, depending on the size and nature of the account.
Is the coverage available on admitted paper?
Yes, coverage is available on both admitted and non-admitted paper, depending on the state and risk profile.
Which states is this program available in?
The program is available in all states except for those not listed, including AL, CA, FL, NY, TX, and many others.
Need help placing an account? Connect with a market specialist.