https://completemarkets.com/company/gaddiscompany/Investment-Advisors-Professional-Liability/
...approximately 10,000 registered investment advisors (RIAs) in the United State...funds, hedge funds, or real estate investments, are a strong fit. We can also ...
https://completemarkets.com/company/Amwinsunderwriting/Registered-Investment-Advisors-Insurance-Program/
...surance solution for Registered Investment Advisors (RIA) available nationwide...sements to extend coverage for life insurance agents or trustees when those ac...
https://completemarkets.com/company/risco/investment-advisors-insurance/
https://completemarkets.com/company/calsurance/investment-advisor-insurance/
...ales sector which would include Investment Advisors. Investment advisors and financial advisors are...e
For more information on our Investment Advisor Insurance contact us today!
https://completemarkets.com/company/calsurance/lawyers-professional-liability-insurance/
Lawyers Professional Liability Insurance is designed to protect firms agains... our Lawyers Professional Liability Insurance contact us today!
https://completemarkets.com/company/calsurance/financial-firm-directors-and-officers-insurance/
...stitution Directors and Officers Insurance is designed specifically to protect... Institution Directors and Officers Insurance contact us today!
https://completemarkets.com/company/risco/coastal-homeowners-insurance/
https://completemarkets.com/company/preferredconcepts/Medical-Services-/
https://completemarkets.com/company/askkidder/Executive-Benefits-Insurance/
...r qualified plans and providing investment education from a participant’...
https://completemarkets.com/company/worksperity/Workers-Compensation-High-Experience-Mods/
Placement Solutions for Businesses with High Experience Mods
EMRs significantly above 1.0 can cut off normal WC access. Agents—don’t drop those accounts. Worksperity is your bridge to markets structured for mod-heavy exposures, unlocking viable solutions.
Typical High Mod Clients
Construction & Specialty Trade Contractors
Transportation & Warehousing Firms
Manufacturing Plants with repetitive incident types
Landscaping & Maintenance Service Providers
Hospitality operations with claim spikes
Challenges with High Mods
Elevated premiums tied to poor safety track record
Standard markets may reject or offer only minimal capacity
Competitive quoting is scarce due to perceived risk
Agents must combat mod-based pricing bias
Worksperity’s Competitive Advantage
Channel to markets familiar with high-mod placement strategies
Underwriting flexibility backed by loss control and regain plans
Partnered loss mitigation and EMR improvement services
Clear pricing rationale—agents can explain what counts
Best Candidates to Submit
Businesses with Current EMRs > 1.25
Entities with active mod improvement efforts and documented plans
Clients willing to invest in safety or claims oversight
Operations offering tiered or phased coverage options
Submission Tips for Agents
Provide full loss run history with mod trends over 3+ years.
Highlight active safety or training initiatives.
Offer targeted mod improvement projects (e.g. rolling out safety tech).
Be upfront: position narrative that emphasizes upward momentum.