https://completemarkets.com/company/usrisk/title-agents-eo/
U.S. Risk Underwriters has the markets and expertise to help you place coverage for your Title Agent accounts.
With a dedicated in-house underwriting team and access to top-rated markets, U.S. Risk Insurance Group, Inc. offers a national Title Agents Errors & Omissions (E&O) program designed to protect professionals in the title industry. Our specialists provide responsive service and fast turnaround on quotes, helping you meet your clients' needs efficiently.
This program is written through an A+ XV rated carrier and is available in most states across the U.S. It features low minimum premiums starting at $2,500 and competitive rates structured to support agencies of all sizes.
Ideal Insureds Include:
Title Insurance Agents
Escrow Agents
Title Abstractors
Title Searchers
Closing Agents
Notary Publics
Whether your client is a solo notary or a multi-state title agency, this program is designed to address the professional liability exposures unique to their operations. You might have a client who conducts real estate closings and manages escrow accounts—this program can help protect them from claims arising from errors, omissions, or disciplinary actions.
Coverage Features:
• Prior Acts coverage available
• Independent contractor coverage available
• Supplemental coverage for disciplinary proceedings
• No minimum revenue requirements
• Claims expenses included within the limit of liability
Limits and Deductibles:
• Limits from $100,000 to $1,000,000 per claim and in the aggregate
• Deductibles starting at $5,000, applying to both damages and claims expenses
Program Availability:
U.S. Risk offers this program nationwide in most markets, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Partner With U.S. Risk:
As a leading program administrator, U.S. Risk Underwriters brings deep expertise and strong carrier relationships to the table. Our team is focused on helping independent agents like you successfully place E&O coverage for title professionals, offering you dependable underwriting, consistent communication, and access to competitive products.
Frequently Asked Questions
What types of accounts are a good fit for this Title Agents E&O program?This program is ideal for title insurance agents, escrow agents, abstractors, title searchers, closing agents, and notaries. Both small and mid-sized firms are eligible, including those using independent contractors.
Is prior acts coverage available?Yes, prior acts coverage can be included, subject to underwriting review and approval.
Are there revenue restrictions for eligibility?No, this program does not impose minimum revenue requirements, making it accessible for smaller operations as well as larger agencies.
What are the minimum premium and deductible requirements?The minimum premium starts at $2,500, with deductibles beginning at $5,000. These apply to both damages and claims expenses.
In which states is this program available?The Title Agents E&O program is available in most U.S. states. Please contact U.S. Risk for availability in specific jurisdictions.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/usrisk/shuttle-vehicle-insurance/
Specialized Shuttle Vehicle Insurance Program from U.S. Risk Insurance Group
U.S. Risk Insurance Group, Inc. offers a comprehensive insurance solution designed specifically for shuttle and people-mover operations. This program is backed by an A+ XV rated admitted carrier and is tailored to meet the unique liability and property exposures associated with commercial passenger transport. Whether your clients operate fixed-route transit buses or non-EMT passenger vehicles, this program delivers the coverage and support they need — and the underwriting expertise you expect.
Ideal Accounts and Appetite
This program is ideal for accounts with annual premiums of $75,000 or more and includes the following target classes:
Shuttle and people-mover operations
Fixed-route transit buses
Non-emergency medical transport (non-EMT) vehicles
You might have a client that operates a private airport shuttle service or a company providing employee transportation between facilities — both would be excellent fits. The program is designed for fleets with a strong operational history and a focus on safety and compliance.
Coverage Highlights and Advantages
This market offers a robust set of coverage features and benefits:
Auto liability limits available up to $5 million
Physical damage coverage included
Very low deductible options
Incidental General Liability can be written alongside auto coverage
Competitive pricing and highly responsive claims handling
Proactive loss control resources to help reduce future exposures
Underwriting Notes and Submission Requirements
A complete submission is required for underwriting consideration. Please include:
Completed ACORD applications: 125, 127, 137 (and 126 if incidental GL is requested)
Public Auto questionnaire
Vehicle schedule with details: description, garaging location, usage, radius, passenger capacity, and cost new
Five years of currently valued loss runs
Current financial statement
Driver list and current MVRs
Minimum premiums vary based on account size and risk characteristics, but this program is generally suited for larger accounts with complex needs.
Territories and Availability
Coverage is available in all 50 states, including Washington D.C. U.S. Risk accesses a variety of markets to ensure broad national availability with flexibility to meet local regulatory and operational requirements.
Why Work With U.S. Risk Insurance Group?
As a leading excess and surplus lines broker, U.S. Risk has deep experience in the transportation sector. Our specialized shuttle vehicle insurance program is backed by strong carrier relationships and a service-oriented team that understands the unique challenges of this niche. From underwriting to loss control, we deliver responsive, knowledgeable support to help you close and retain accounts.
Frequently Asked Questions
What types of accounts are a good fit for this shuttle vehicle insurance program?Ideal accounts include shuttle and people-mover operations with annual premiums of $75,000 or more, such as fixed-route transit buses and non-EMT vehicles.
Is incidental General Liability coverage available?Yes, incidental GL can be written in conjunction with the auto liability coverage for qualifying accounts.
What are the submission requirements for this program?A complete submission includes ACORD forms, a Public Auto questionnaire, vehicle schedule, five years of loss runs, financials, and driver/MVR information.
What carrier backs this program?The program is backed by an A+ XV rated admitted carrier, offering financial strength and claims reliability.
Is this program available nationwide?Yes, this shuttle vehicle insurance program is available in all 50 states and Washington D.C.
Need help placing an account? Connect with a market specialist.