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...orkers Compensation Insurance for Loggers program, administered by Empire Unde...r Workers Compensation Insurance for Loggers program is available in most stat...

...e products and carriers to insure loggers, lumber haulers, log haulers, chip h...

Overview — Inland Marine for Construction from OnPoint Underwriting OnPoint Underwriting offers a specialty Inland Marine program tailored to logging, construction and crane/rigging operations. Designed for independent agents and brokers, this program provides flexible equipment and transit protection for contractors, timber operators and crane firms. As a program administrator with access to various carriers, OnPoint can place both routine and specialty Inland Marine risks with underwriting that understands heavy equipment exposures and mobile operations. Ideal accounts and target classes This program is a fit for insureds that rely on mobile or high-value equipment, including: Logging & lumbering operations, wood yards and sawmills Land clearing and chipping operations Crane rental companies, rigging and hoist operations Steel erection and heavy construction contractors Owners/operators that move equipment between sites or use rented/leased equipment Coverage highlights and advantages OnPoint’s Inland Marine for Construction program provides broad, modular coverage built for equipment exposures. Highlights include: Contractor’s Equipment / Scheduled Equipment coverage for owned mobile machinery Optional endorsements for Rented/Leased Equipment “From Others” and “To Others” Coverage for Tools & Miscellaneous Equipment, Trailer & Spare Parts Transit and Temporary Storage coverage, including Waterborne options Rental Reimbursement and Contractor’s Equipment Income coverage Replacement Cost and increased limits for Newly Acquired Equipment Riggers Liability and targeted endorsements such as Overload and Boom Collapse Automatic enhancements for crane submissions (crane attachments, misc tools, rental reimbursement, increased newly acquired limits) Underwriting notes and minimums Typical submissions should include a schedule of equipment with values, description of operations (including any rental or contract lifting work), loss runs and radius of operations. OnPoint works with agents to place accounts with flexible limits and endorsements suitable for mobile heavy equipment risks. Minimum premium: $500. Territories and admitted status Available in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place Inland Marine for Construction with OnPoint Underwriting Program administrator with niche expertise in logging, crane and construction equipment risks. Access to various carrier appetite options to fit both routine and specialty risks. Flexible endorsements to address rented equipment, transit, storage and crane-specific perils. Responsive underwriting focused on equipment schedules, values and operational exposures. Example accounts you might place A regional crane rental company with a mixed fleet of mobile cranes and attachments that needs rental reimbursement, newly acquired limits and overload/boom collapse endorsement. A timber hauler and land-clearing contractor that requires scheduled equipment coverage, transit protection and optional waterborne coverage for log barge operations. Typical Classes: Logging & Lumbering Wood Yard & Sawmill Land Clearing Chipping Operations Enhancement Coverages Automatically Provided (Crane Program): Crane Attachments Miscellaneous Tools Rental Reimbursement Increased Newly Acquired Limit For more information on the Inland Marine Insurance for Construction Program, please contact Jeff Vaughn @ (678) 651-2205 or [email protected]. Feel free to visit our website at www.onpointunderwriting.com . Frequently Asked Questions What types of accounts are a good fit for this Inland Marine program?Accounts that rely on mobile, high-value equipment and need transit, temporary storage or rented equipment protection are ideal — logging firms, land-clearing contractors, crane rental and rigging operations, and steel erectors. What submission information does OnPoint typically require?Provide an equipment schedule with values, business operations summary, radius of operations, experience/years in business and current loss runs. Details on rented equipment usage and any waterborne movements help underwriters evaluate endorsements. Are overload/boom collapse and riggers liability available for crane risks?Yes. Overload/boom collapse endorsements and riggers liability can be offered as part of the crane program, subject to underwriting. Disclose lifting operations, load types and competency controls in the submission. Where is this program available and are there minimum premiums?The program is available in the states listed above. The typical minimum premium is $500; final premium depends on values, exposures and selected endorsements. Can OnPoint handle accounts with rented or leased equipment?Yes. Endorsements are available for Rented/Leased Equipment “From Others” and “To Others,” and the program can be structured to include rental reimbursement and contractor’s equipment income coverage where appropriate. Need help placing an account? Connect with a market specialist.

...ir Engineers / Geologists Mud Loggers and Drilling Fluids Engineers No...ry, such as pipeline inspectors, mud loggers, OSHA trainers, geologists, and l...

...itive, comprehensive programs for loggers, haulers, sawmills, kiln operators, ...ding sawmills, pallet manufacturers, loggers, and wood treating operations. Is...

...s • Medical equipment providers • Loggers • DJs and event vendors • Catering c...

... Landmen Mud Loggers Other Eligible Cla...

Overview of the PEO Program from Novatae Risk Group Novatae Risk Group offers a specialized PEO solution tailored for staffing companies that face challenges securing workers' compensation coverage in the standard market. Through our program, agents and brokers can find placement options for difficult staffing accounts—particularly those affected by high experience mods, prior losses, tough class codes, or multi-state exposures. Our PEO for Difficult Staffing Accounts, powered by Empire Underwriters, delivers flexible and creative alternatives to state funds, assigned risk pools, or carriers who are unwilling to renew. With access to top-rated AM Best carriers and a wide range of program structures, we help you place hard-to-write risks efficiently and competitively. Ideal Accounts and Target Classes Staffing firms exiting state funds or assigned risk pools Accounts with X-Mods between 1.30 and 3.0 Clients recently non-renewed or cancelled due to losses Risks with a lapse in coverage (case-by-case basis) Multi-state staffing firms or those with adverse underwriting history Target staffing classes include Construction, Light Industrial, Healthcare, IT/Technical, Clerical, Administrative, Hospitality, and Skilled Trades. We will consider most class codes, depending on the state and risk profile. Example: You might be working with a staffing agency that places light industrial workers across three states and was recently dropped by its carrier after a year of losses. That’s a strong candidate for our PEO program. Coverage Highlights and Program Benefits Custom-tailored solutions for each account High Deductible and Retroactive Plans available Dividend or Return of Premium eligibility (case-by-case) Loss control and risk management support Fair and expert claims handling Automatic renewals with minimal to no audits HR services and optional benefits administration (ACA compliant) Pay-As-You-Go billing and optional zero premium deposits Full-service payroll with tax filing (941s, W-2s, etc.) Multiple Coordinated Policy Programs (MCCP) Master Policy options aligned with NCCI guidelines Fast turnaround on quotes Commissions Great Commissions – Ranges from 6% to 10% of workers' compensation premium, depending on risk class and account size. Submission Requirements Completed Acord 130 Three years of loss runs Loss affidavit for accounts with no prior or lapse Explanation for any claim over $20,000 Current Experience Mod sheet Class-specific supplemental application (Click here for Supplementals) Territories and Availability Our PEO program is available in all U.S. states except monopolistic fund states. We currently write business in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WV, WI. Why Work With Novatae Risk Group? As a leading managing general underwriter and E&S broker, Novatae Risk Group delivers access to over 12 top-rated carriers including AIG, Zurich, Hartford, Amtrust, Argonaut, State National, and more. We specialize in placing tough-to-insure staffing risks and provide agents with market access, underwriting expertise, and fast service to help you close more business. Whether you're helping a client transition out of an assigned risk pool or dealing with a tough class code, Novatae gives you the tools and options to find a competitive solution. Frequently Asked Questions What types of accounts are a good fit for this PEO program?Staffing companies facing non-renewal, high X-Mods, prior losses, or those exiting state funds are ideal. We also accept multi-state risks and tough class codes. Do you offer coverage in all states?We write in all states except monopolistic fund states, including CA, FL, TX, NY, and many others. What carriers do you work with for this program?We have access to over 12 top-rated carriers including AIG, Zurich, Hartford, Amtrust, Argonaut, and more. How fast can I get a quote?We offer quick turnaround on most submissions, provided all required documents are complete and accurate. What documents are needed to submit an account?You'll need a completed Acord 130, three years of loss runs, Experience Mod sheet, explanations for large claims, and a class-specific supplemental form. Need help placing an account? Connect with a market specialist.