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...s. Ideal accounts include: Lumberyards and building material dealers ... program?This program is ideal for lumberyards, millwork operations, wood prod...

...od Dimensional Lumber (floor) • Lumberyards • Planning Mills • Wood Preservers...

...od Dimensional Lumber (floor) • Lumberyards • Planning Mills • Wood Preservers...

Forest Insurance — Victor O. Schinnerer & Company, Inc. Victor O. Schinnerer & Company, Inc. offers a dedicated Forest Insurance program designed for timber-related operations. The program covers core exposures associated with logging, log road construction, reforestation, chipping operations, and hauling of logs and chips. Available coverages include commercial general liability, commercial auto, and umbrella protection (specific coverages and forms may vary by state). Overview of the Program From the Company This program is offered through Victor O. Schinnerer & Company, Inc. as a Managing General Underwriter with market access to Chartis. It is positioned for agents who need a market that understands the unique operational, equipment and transportation risks of the forest and timber industry. Underwriting focuses on matching appropriate limits and endorsements to on-site exposures and fleet operations. Ideal Accounts and Appetite Independent loggers and small-to-mid-sized logging contractors Companies that build and maintain log roads Reforestation contractors and timber stand improvement crews Chipping and grinding operations located at yards or landing sites Contract haulers of logs and wood chips (dedicated fleets and owner-operators) Good candidates have documented safety programs, routine equipment maintenance, qualified drivers, and manageable transportation routes. Accounts with chronic loss histories, large-scale aerial logging, or significant unmitigated environmental exposures will require additional underwriting review. Coverage Highlights and Advantages Commercial General Liability tailored for operations with high third-party exposure (road crossings, public land access, bystanders). Commercial Auto coverage designed for log and chip hauling fleets, including options for physical damage and hired/non-owned autos. Umbrella/excess capacity to provide higher limits over primary liability and auto policies (availability varies by state). Underwriting that recognizes common industry controls: flagging/traffic control, roadside signage, haul route restrictions, and seasonal limitations. Access to Chartis paper through an MGA experienced in timber and forest exposures. Underwriting Notes Useful submission items: current loss runs, description of operations (harvest method, equipment list), list of drivers and MVRs, safety/maintenance programs, typical haul distances, and details on any subcontracting. Important exposure factors include slope/terrain, timber value per acre, proximity to public roads and utilities, and frequency of loaded hauls on public highways. Endorsement and limits options vary by state; discuss specific limit needs and any higher-hazard operations up front with the underwriter. Territories and Availability Program availability: All Available States. This Forest Insurance program is available in the following jurisdictions: AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Victor O. Schinnerer & Company, Inc. on This Business Specialized underwriting knowledge of timber and forest operations combined with access to Chartis capacity. MGA-level service designed for agents who need flexible solutions for mixed operations (logging + hauling + chipping). Practical appetite: emphasis on controllable accounts with demonstrable safety programs and documented fleet controls. Clear submission guidance to streamline placement and underwriting response. Example Client Scenarios Example 1: You have a family-owned logging contractor that runs two tracked feller-bunchers, a chipper at the landing, and a three-truck fleet hauling to a nearby mill. The program can combine GL and auto coverages and provide umbrella limits to protect the contractor for haul-related exposures. Example 2: An independent contractor who performs log road construction for multiple timber owners needs coverage for both road construction operations and subsequent hauling by subcontractors. A tailored package of liability and auto coverage with appropriate endorsements may be placed through this program. Frequently Asked Questions What types of accounts are a good fit for Victor O. Schinnerer’s Forest Insurance program?Best fits are logging contractors, log road builders, reforestation crews, chipping operations, and contractors who haul logs and chips—especially those with documented safety programs, maintained equipment, and controlled haul routes. What coverages are typically available through this program?Primary coverages include commercial general liability, commercial auto for log and chip haulers, and umbrella/excess liability. Specific forms, endorsements and availability can vary by state. What submission information will the underwriter need?Provide recent loss runs, a clear description of operations and equipment, driver rosters and MVRs, details on haul distances and routes, safety and maintenance programs, and any subcontractor arrangements. Need help placing an account? Connect with a market specialist.

Contractors Equipment Coverage from Van Wagoner Companies, Inc. Van Wagoner Companies, Inc. provides a focused Contractors Equipment program designed to help independent agents and brokers place inland marine coverage for contractors’ mobile equipment and tools. The program is built to support a wide range of contractor clients — from small residential trades to large commercial subcontractors — with flexible options for scheduled and unscheduled equipment, leased units, and higher-value mobile gear. Ideal Accounts and Appetite This program targets contractors who rely on owned or leased equipment as a core part of their operations. Typical classes we write include: Custom Home Builders Carpenters and Framers Concrete and Masonry Contractors Drywall and Insulation Installers Landscaping and Lawn Care Services Heating and Air Conditioning Contractors Swimming Pool Contractors Tile, Carpet, and Flooring Installers Metal Erection and Welding Wrecking and Demolition We also offer a dedicated Mining Equipment appetite, written through markets that will consider high-value mobile gear such as loaders, excavators, and drilling rigs. Coverage Highlights and Advantages The program provides inland marine protection tailored to contractor equipment exposures. Key advantages include: Coverage for scheduled and unscheduled equipment and tools Options to include leased or rented equipment where appropriate Protection for losses from theft, fire, vandalism and many named perils Capacity for both single-piece high-value equipment and multi-unit fleets Access to specialty markets for complex or high-limit mining risks Example scenarios: You might have a regional concrete contractor with several backhoes and a compact fleet that needs a single policy for mobile equipment exposure. Or a landscaper with trailers, mowers and a few high-value attachments requiring scheduled limits and theft protection. Both are within the program’s typical appetite, subject to underwriting review. Underwriting Notes and Minimum Premiums Van Wagoner Companies operates as a Managing General Agency with established carrier relationships, including Lloyds and Markel International, to deliver flexible underwriting solutions. Appetite and terms depend on class of business, equipment values, security measures, and loss history. Minimum premiums may vary by class and state; our underwriting team will work with you to find the best placement for each submission. Territories and Availability Contractors Equipment and related inland marine solutions are available through Van Wagoner Companies in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Mining Equipment coverage is available nationwide in all 50 states. Why Work With Van Wagoner Companies, Inc. As a specialized MGA, Van Wagoner Companies brings decades of experience placing niche commercial coverages for independent agents. Our team focuses on practical, market-ready solutions and responsive underwriting support. We pair local agent knowledge with access to stable specialty markets to help you secure timely, competitive terms for contractors’ equipment risks. If you have a contractor client with mobile equipment exposure — from a one-truck operator to a multi-equipment fleet or mining operation — our underwriting specialists can review submissions and identify the best market fit. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this Contractors Equipment program?This program is ideal for contractors with mobile equipment needs, including builders, landscapers, HVAC techs, framers, and miners. Is coverage available for rented or leased equipment?Yes. The program can include options for leased or rented equipment subject to underwriting review and documentation. Can I place business for a contractor located outside the listed states?Contractors Equipment availability varies by state as listed above. However, Mining Equipment coverage is offered nationwide in all 50 states. Which carriers back this program?We work with Lloyds and Markel International to provide flexible options and market stability. Do you work with new ventures?Yes. New ventures are considered on a case-by-case basis depending on the class of business, equipment values, and the submission details.

...ng Equipment Locksmiths Lumberyards Manufacturers Metal Goods ...

Continental Underwriters, Inc. offers a specialized Sawmill Insurance program tailored to sawmills and wood products manufacturers. As a Managing General Underwriter dedicated to the forest products industry, Continental Underwriters combines underwriting expertise with practical loss control to address the unique exposures these operations face — from fire and drying-kiln hazards to equipment breakdown, employee safety, and transportation risks. Ideal Accounts and Appetite This program targets a broad range of forest-products operations, including: Sawmills and lumber manufacturers Pallet manufacturers Veneer and plywood producers Wood component fabricators Wood treating and drying operations You might place a mid-sized sawmill with a drying kiln, planing mill, and on-site processing equipment, or a wood products supplier that operates a regional fleet transporting finished goods. The program is built to handle these multi-exposure, operationally complex accounts. Coverage Highlights and Advantages Continental Underwriters’ Sawmill Insurance program provides comprehensive coverage options designed for lumber and wood-products risks: Property – Buildings, production equipment, stock and inventory protection against fire, windstorm, vandalism, and other perils. Equipment Breakdown – Coverage for mechanical, electrical, and pressure systems critical to production and drying operations. Inland Marine – Protection for mobile equipment, contractor’s equipment, and goods in transit. Stock Throughput – Streamlined coverage for raw materials through finished goods during processing and shipment. General Liability – Defense and settlement for third-party bodily injury and property damage claims arising from operations. Commercial Auto – Liability and physical damage for company fleets and transportation of wood products. Workers’ Compensation – Employee injury coverage and compliance support for high-hazard operations. Umbrella – Excess liability capacity to protect against large loss scenarios. Beyond policy forms, Continental Underwriters partners with agents to deliver tailored risk assessments, workplace safety guidance, and loss-control recommendations intended to reduce frequency and severity of claims. Underwriting Notes This is a non-admitted program, which allows flexible terms and customized solutions for complex accounts. Underwriting emphasizes strong safety and loss-prevention practices. Typical submission requirements include detailed property values, equipment schedules, loss runs, and written safety protocols. While no formal minimum premium is stated, accounts should be of a scale that warrants specialized underwriting. Territories and Availability The Sawmill Insurance program is available nationwide in all 50 states, including Washington, DC. Continental Underwriters can accommodate regional variations in exposure — whether a Pacific Northwest sawmill with log yard exposures or a Southeastern wood treating operation with rail access. Why Work With Continental Underwriters As an MGU focused exclusively on the forest products sector, Continental Underwriters offers agents direct access to underwriting specialists who understand mill operations, kilns, treating processes, and transportation needs. The company emphasizes responsive underwriting, practical loss control, and tailored policies that match the operational realities of lumber and wood products businesses. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits sawmills, pallet and veneer producers, wood component fabricators, and related forest products operations with meaningful property, equipment, and liability exposures. Is this program available in all states?Yes. The Sawmill Insurance program is available in all 50 states and Washington, DC. What documentation is needed for underwriting?Submissions should include current property values, equipment schedules, five years of loss runs (if available), and descriptions of safety programs and loss-control measures. Can this program cover transportation exposures?Yes. Commercial Auto and Inland Marine options are available to protect company fleets and goods in transit. Is this program admitted or non-admitted?This is a non-admitted program, which allows more flexible coverage forms and underwriting tailored to complex accounts. Need help placing an account? Connect with a market specialist.