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...al dealers and distributors Lumberyards Coverage Highlights Propert...abinet and millwork manufacturers, lumberyards, and building material distribu...

...od Dimensional Lumber (floor) • Lumberyards • Planning Mills • Wood Preservers...

...od Dimensional Lumber (floor) • Lumberyards • Planning Mills • Wood Preservers...

LOGGING & LUMBERING LIABILITY For NC and VA We are your go-to market for all businesses BIG or SMALL! Agents Insurance Markets, Inc. offers a focused Logging and Lumbering Liability Insurance program for agents placing risks in North Carolina and Virginia (available in DC as well). Whether your insured runs a small local logging crew, a mid-size timber-harvesting operation, or a contractor building service roads for timber access, our underwriting team and carrier relationships give you a practical path to bind specialized coverage quickly and confidently. Ideal Accounts and Appetite This program is designed for a range of logging and lumbering risks. Eligible classes include: Logging operations and timber harvesting contractors Lumbering businesses (field operations) Use of animal teams for hauling Construction of service roads related to logging operations Note: Saw or planing mills must be separately classified You might have a client who runs a small crew felling and skidding timber on rural tracts in North Carolina, or an independent contractor in Virginia who builds access roads and provides hauling services. Those account types are a strong fit for this program. Coverage Highlights and Advantages We underwrite coverage to address the common liability and property exposures found in logging and lumbering operations. Key features include: Comprehensive General Liability with limits available up to $2,000,000 Sub-limits and endorsements tailored to logging exposures Property coverage with available enhancements Property floaters to cover mobile equipment, tools, and attachments Additional Insured endorsements to meet contractual requirements Coverage for over-cutting or wrongful cutting of timber (subject to underwriting) Fire damage and vehicle damage protections during loading/unloading operations Occurrence-form policies with defense costs outside the limits Underwriting Notes and Minimum Premiums Our underwriters evaluate operations based on scope of work, equipment exposures, haul distances, and loss history. We offer low minimum premiums and access to multiple non-admitted markets to help you place smaller or harder-to-place accounts. Common underwriting considerations include: Primary operations performed (felling, skidding, hauling, road construction) Equipment schedule and values for property floaters Use of subcontractors and Additional Insured needs Loss history and safety practices on-site Territories and Availability This program is currently available in: North Carolina (NC) Virginia (VA) District of Columbia (DC) Please note: this is a non-admitted program and placement is handled through our wholesale channels with a variety of carriers to match the risk profile. Why Work With Agents Insurance Markets, Inc.? As a Managing General Agency with deep experience in niche commercial lines, Agents Insurance Markets, Inc. provides agents with: Specialized underwriting that understands logging and lumbering exposures Access to multiple non-admitted carriers and flexible terms Responsive service and quick quoting to help you retain business Support for policy wording, Additional Insured requests, and complex exposures We partner with agents to find practical solutions for both small and larger operations—helping you protect clients while growing your book of business. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for logging contractors, timber-harvesting operations, lumbering field businesses, and companies that build service roads for timber operations in NC, VA, and DC. Is this program admitted or non-admitted?This is a non-admitted program. We place risks through a variety of surplus lines carriers to cover operations that may not fit standard admitted markets. Are small operations eligible for coverage?Yes. We write both small and larger operations and offer low minimum premiums to make coverage affordable for smaller crews and independent contractors. Is equipment coverage included?Yes. Property floaters are available to cover mobile equipment, tools, and attachments used in logging and lumbering operations. Can I add an Additional Insured to the policy?Yes. Additional Insured endorsements are available to meet contractual requirements—subject to underwriting approval. Need help placing an account? Connect with a market specialist.

Continental Underwriters, Inc. offers a specialized Sawmill Insurance program tailored to sawmills and wood products manufacturers. As a Managing General Underwriter dedicated to the forest products industry, Continental Underwriters combines underwriting expertise with practical loss control to address the unique exposures these operations face — from fire and drying-kiln hazards to equipment breakdown, employee safety, and transportation risks. Ideal Accounts and Appetite This program targets a broad range of forest-products operations, including: Sawmills and lumber manufacturers Pallet manufacturers Veneer and plywood producers Wood component fabricators Wood treating and drying operations You might place a mid-sized sawmill with a drying kiln, planing mill, and on-site processing equipment, or a wood products supplier that operates a regional fleet transporting finished goods. The program is built to handle these multi-exposure, operationally complex accounts. Coverage Highlights and Advantages Continental Underwriters’ Sawmill Insurance program provides comprehensive coverage options designed for lumber and wood-products risks: Property – Buildings, production equipment, stock and inventory protection against fire, windstorm, vandalism, and other perils. Equipment Breakdown – Coverage for mechanical, electrical, and pressure systems critical to production and drying operations. Inland Marine – Protection for mobile equipment, contractor’s equipment, and goods in transit. Stock Throughput – Streamlined coverage for raw materials through finished goods during processing and shipment. General Liability – Defense and settlement for third-party bodily injury and property damage claims arising from operations. Commercial Auto – Liability and physical damage for company fleets and transportation of wood products. Workers’ Compensation – Employee injury coverage and compliance support for high-hazard operations. Umbrella – Excess liability capacity to protect against large loss scenarios. Beyond policy forms, Continental Underwriters partners with agents to deliver tailored risk assessments, workplace safety guidance, and loss-control recommendations intended to reduce frequency and severity of claims. Underwriting Notes This is a non-admitted program, which allows flexible terms and customized solutions for complex accounts. Underwriting emphasizes strong safety and loss-prevention practices. Typical submission requirements include detailed property values, equipment schedules, loss runs, and written safety protocols. While no formal minimum premium is stated, accounts should be of a scale that warrants specialized underwriting. Territories and Availability The Sawmill Insurance program is available nationwide in all 50 states, including Washington, DC. Continental Underwriters can accommodate regional variations in exposure — whether a Pacific Northwest sawmill with log yard exposures or a Southeastern wood treating operation with rail access. Why Work With Continental Underwriters As an MGU focused exclusively on the forest products sector, Continental Underwriters offers agents direct access to underwriting specialists who understand mill operations, kilns, treating processes, and transportation needs. The company emphasizes responsive underwriting, practical loss control, and tailored policies that match the operational realities of lumber and wood products businesses. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits sawmills, pallet and veneer producers, wood component fabricators, and related forest products operations with meaningful property, equipment, and liability exposures. Is this program available in all states?Yes. The Sawmill Insurance program is available in all 50 states and Washington, DC. What documentation is needed for underwriting?Submissions should include current property values, equipment schedules, five years of loss runs (if available), and descriptions of safety programs and loss-control measures. Can this program cover transportation exposures?Yes. Commercial Auto and Inland Marine options are available to protect company fleets and goods in transit. Is this program admitted or non-admitted?This is a non-admitted program, which allows more flexible coverage forms and underwriting tailored to complex accounts. Need help placing an account? Connect with a market specialist.