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Continental Underwriters, Inc. is a specialized Managing General Agency (MGA) and wholesaler dedicated exclusively to the forest products industry. Our Forest Products Insurance program is built specifically for businesses involved in the manufacturing, distribution, and retailing of lumber and related building materials. We work directly with agents and brokers across North America to provide tailored insurance solutions for a wide range of forest product operations. Ideal Accounts and Appetite This program is ideal for businesses involved in: Sawmills and veneer mills Pallet mills and plywood plants Wood treating and preserving operations Woodworking and component manufacturers Producers and distributors of timbers, cants, railroad ties, panel products, and more Whether your client operates a single-location mill or manages multiple facilities across state lines, we can help you place coverage tailored to their specific exposures. Coverage Highlights and Advantages Through our network of carrier partners, we deliver comprehensive insurance options designed to meet the unique needs of the forest products sector. Available lines of coverage include: Property Inland Marine General Liability Commercial Auto Workers Compensation and Employers Liability Commercial Umbrella Employment Practices Liability Equipment Breakdown Coverage Crime Coverage We understand the property, liability, and operational risks that come with managing forest product businesses. Our products are designed to address high fire hazard exposures, heavy machinery use, transport risks, and workforce safety — all within one cohesive insurance package. Underwriting Notes and Minimum Premiums Minimum premiums vary and are based on account size, operations, and coverage needs. We work closely with agents to provide competitive and customized solutions. Submissions should include detailed operational information, loss history, and current coverage terms for fastest turnaround. Territories and Availability Our Forest Products Insurance program is available in most states across the U.S., including but not limited to CA, TX, FL, NY, WA, and NC. We offer coverage in both admitted and non-admitted markets, depending on state and risk profile. Reach out to confirm availability in your client’s location. Why Work With Continental Underwriters, Inc.? With a sole focus on the forest products industry, Continental Underwriters brings unmatched industry insight and underwriting depth to this niche. We understand the risks, language, and operations of your clients — allowing us to provide smarter, faster, and more relevant solutions. Our strong relationships with multiple carriers give us the flexibility to find the right market fit for nearly any forest product account. If you have a client who runs a regional sawmill operation with high-value equipment and seasonal workforce needs, or a multi-state lumber distributor with complex logistics exposures, we can help you place the right coverage efficiently and competitively. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in insuring sawmills, pallet mills, plywood plants, veneer mills, wood preservation operations, and other wood product manufacturers and distributors. Is this program available in all states?The program is available in most U.S. states. Please check with us for specific state eligibility and admitted status in your client’s location. What coverages are included in the Forest Products Insurance program?Available coverages include Property, General Liability, Inland Marine, Commercial Auto, Workers Compensation, Umbrella, EPLI, Equipment Breakdown, and Crime Coverage. Are there minimum premium requirements?Minimum premiums vary based on risk size and coverage needs. Contact us with your client’s profile to get a customized quote. What makes Continental Underwriters unique in this space?We are exclusively focused on the forest products industry, offering deep expertise, tailored underwriting, and access to multiple carriers for niche risks. Need help placing an account? Connect with a market specialist.

Insurance for the Forest Products Industry At Continental Underwriters, Inc., we provide focused insurance solutions for businesses across the forest products supply chain. While our team can evaluate many types of risk, we concentrate on the unique exposures of lumber, logging, and wood processing operations—so you can place complex or specialty accounts with confidence. As a Managing General Underwriter (MGU), Continental Underwriters designs competitive, comprehensive programs for loggers, haulers, sawmills, kiln operators, pallet manufacturers, and related wood-product businesses. We work with more than 30 carriers that have a demonstrated appetite for forest products, allowing us to craft coverage that protects property, equipment, employees, and business income for your clients. Target Classes and Ideal Accounts Our Lumber Insurance program serves a broad range of operations in the wood-products sector, including: Logging and timber hauling operations Sawmills and standalone kiln-drying facilities Flooring and dimension mills Pallet and wood-box manufacturers Plywood and veneer manufacturers Wood treating and preserving plants Typical accounts include mid-sized flooring mills facing tight margins, regional pallet manufacturers dealing with fluctuating demand, and standalone kilns requiring equipment breakdown protection. If your client processes, treats, or distributes wood or wood products, we likely have a solution that fits. Coverage Highlights and Advantages We tailor programs to the operational risks common in forest products businesses. Key coverages and services include: Property and casualty coverage specific to wood-processing exposures Workers’ Compensation with proactive loss-control and safety support Equipment breakdown coverage for electrical and mechanical systems Risk control and on-site safety consulting to reduce frequency and severity Coverage for modern technologies such as Continuous Flow Dry Kilns Because downtime in this industry can be costly, our programs emphasize timely claims handling and business-income solutions that help insureds return to operation quickly. Underwriting Approach Our underwriting team partners with agents and brokers to understand each operation’s specific exposures. We evaluate safety programs, employee practices, equipment maintenance, and fire-protection measures to offer competitive terms. While minimum premium thresholds vary by submission, we are flexible and responsive when evaluating opportunities. Program Availability This program is available nationwide, including Washington D.C. and all 50 states. We operate on a non-admitted basis, which gives us flexibility to craft customized solutions for complex or hard-to-place risks in the lumber and wood-products industry. Why Work With Continental Underwriters? With a singular focus on forest products, Continental Underwriters delivers specialized underwriting, market access, and hands-on service. We are more than a wholesaler—we act as a true partner to help you place and retain profitable accounts through risk control support, broad carrier relationships, and responsive claims advocacy. You might have a client who operates a regional sawmill with aging kilns and high seasonal payroll—our team can evaluate equipment breakdown, business interruption, and workers’ comp controls to build an appropriate package. Or you may be placing a pallet manufacturer with mixed operations that needs tailored property and GL limits—our carrier panel and underwriting expertise make those placements achievable. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for businesses in the forest products industry, including sawmills, pallet manufacturers, loggers, and wood treating operations. Is the program available nationwide?Yes, our Lumber Insurance program is available in all 50 states and Washington D.C. Do you cover newer technologies like Continuous Flow Dry Kilns?Yes, we provide coverage for modern equipment such as Continuous Flow Dry Kilns, whether part of a sawmill or standalone facility. What carriers do you work with?We work with over 30 carriers that specialize in or have an affinity for forest products, enabling us to offer unique and competitive solutions. How involved is your team in underwriting and risk control?Our team provides detailed underwriting, risk assessment, and customized safety recommendations to ensure the best coverage and pricing options for your clients. Need help placing an account? Connect with a market specialist.