Logging is consistently ranked as one of the most dangerous occupations in the United States. Between hazardous equipment, uneven terrain, and physically demanding tasks, loggers face high exposure to injury and property damage risks. Continental Underwriters, Inc. understands the unique challenges of the logging industry and offers specialized insurance solutions that help your clients operate safely and confidently.
Overview of the Program From Continental Underwriters
As a Managing General Agency (MGA) and wholesale insurance provider, Continental Underwriters, Inc. offers a comprehensive Logging Insurance program designed specifically for contractors in the forestry and timber industries. This program supports both manual and mechanized operations, and includes coverage options for logging, hauling, harvesting, and storage of timber and lumber-related products.
Ideal Accounts and Appetite
This program is ideal for:
- Logging contractors using manual or mechanized cutting equipment
- Timber harvesting and hauling operations
- Companies involved in storing or transporting timber and lumber
You might have a client running a small mechanized logging operation with multiple crews in the Pacific Northwest or a timber hauler in the Southeast—these accounts are a great fit for this program.
Coverage Highlights and Advantages
Continental Underwriters offers a broad range of coverages tailored to the logging industry. Key features include:
- Logger’s Broad Form General Liability: Includes protection for accidental overcut/timber trespass, property damage to others, and damage to autos and railroad cars not owned by the insured.
- Equipment Coverage: Covers logging machinery and equipment, including mobile and stationary units.
- Transportation Coverage: Protects timber and lumber products during transit.
- Workers Compensation: Helps protect employees against injuries and satisfies statutory requirements.
In addition to coverage, the team at Continental works with agents and insureds to promote safe work practices and risk management strategies tailored to the logging environment.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the size and complexity of the risk. The underwriting team evaluates exposures such as type of logging operation, claims history, safety protocols, and geographic region. Submissions with detailed safety programs and prior insurance history are generally more favorable.
Territories and Availability
Logging Insurance from Continental Underwriters is available in most states, including high-activity forestry regions such as California, Oregon, Washington, Georgia, and North Carolina. The program is accessible in nearly all U.S. states, including AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, and DC.
Why Work With Continental Underwriters, Inc.?
Continental Underwriters, Inc. brings deep niche expertise to the forestry and timber insurance marketplace. As an MGA with access to multiple carriers, they can provide competitive pricing and customized coverage solutions. Their underwriting team understands the operational and liability risks your logging clients face and works closely with you to place the right coverage for each account.
Frequently Asked Questions
What types of accounts are a good fit for this Logging Insurance program?
Ideal accounts include manual and mechanized logging contractors, timber haulers, and operations involved in harvesting and storing lumber or timber-related products.
What coverages are available through this program?
The program offers Logger’s Broad Form General Liability, Equipment Coverage, Transportation Coverage, and Workers Compensation.
Is this program available nationwide?
Yes, the program is available in most U.S. states, including high-volume forestry regions such as the Pacific Northwest and the Southeast.
What influences the minimum premium for a logging account?
Minimum premiums vary by risk factors such as operation type, safety history, location, and size of the business.
Why should I work with Continental Underwriters on logging accounts?
Continental Underwriters specializes in forestry risks and provides tailored solutions, underwriting expertise, and access to multiple markets to help agents place complex logging business.
Need help placing an account? Connect with a market specialist.