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CRANE & RIGGING INSURANCE PROGRAM Norman-Spencer Agency Crane & Rigging Insurance Program Norman-Spencer, through its JC Stevens division, offers a focused Crane & Rigging program tailored for agents placing crane operators, riggers and construction service contractors. We act as program underwriter, manager, and administrator to deliver targeted liability, auto and inland marine solutions that address common crane and heavy equipment exposures. Overview This program combines General Liability, Auto, Inland Marine and Umbrella options to protect operations that own, operate, rent or rig cranes and related equipment. Coverage is structured to support on-hook exposures, over-the-road exposures, and the physical damage and cargo risks that arise in crane and rigging work. Ideal Accounts and Appetite Agents can consider this program for a wide range of crane and rigging classes, including: Mobile crane operations (with or without operators) Crane equipment rental and boom truck fleets Steel erection contractors, millwrights and tower crane/TV-radio tower contractors Waste haulers, heavy equipment operators, and well drilling contractors with lifting exposures Motor truck cargo and builder’s risk classes with incidental crane use The program will accommodate incidental exposures such as man-baskets and substitute equipment. Typical restrictions include accounts with severe loss histories, known defect-prone equipment where repairs are deferred, or operations lacking documented operator qualifications—these may require additional underwriting review. Coverage Highlights and Advantages Key features designed for agent efficiency and insured protection: General Liability: mobile equipment included under GL; blanket Additional Insured and Waiver of Subrogation; primary & non-contributory wording; per-project aggregate available Auto: separate auto policy option for ID cards and filings, with on-hook and over-the-road coverages Inland Marine: physical damage for boom trucks and equipment, overload and boom collapse coverage, leased/rented equipment, bailees and riggers liability, motor truck cargo Umbrella/Excess: flexible layers up to $5 million to wrap primary limits Automatic Inland Marine enhancements for tools, crane attachments, rental reimbursement and newly acquired equipment Stop-gap coverage available for monopolistic states Underwriting Notes and Minimum Premiums Required submission items: completed Markel supplemental, experience form, MVRs for each driver/operator, ACORDs for requested lines, equipment schedule (year/make/model/value), contracts/work tickets (if applicable), and 3–5 years of loss runs. Minimum premiums: General Liability minimum premium of $5,000; Inland Marine minimum premium of $1,000. Underwriters will review operator qualifications, maintenance records and loss history closely—provide detailed equipment lists and any operator training documentation to help expedite placement. Territories and Availability This program is available in all 50 states and Washington, DC, with access to both admitted and non-admitted markets to meet varied placement needs. Why Place This Business With Norman-Spencer Norman-Spencer brings more than 15 years of specialized experience in crane and rigging accounts. As program administrators and underwriters, we combine technical underwriting with fast service for retail agents. We prioritize clear contract wording, timely auto filings, and practical solutions for on-hook and over-the-road risks. We routinely write business for agents who need responsive quoting and issuance. You might have a client who rents boom trucks to multiple contractors and needs physical damage plus commercial GL with on-hook exposure—this program is structured to provide those limits and the necessary inland marine protection. Another common fit is a small crane operator with a fleet of mobile cranes, requiring combined GL, auto and inland marine coverage with umbrella limits. Submissions can be faxed to 215.368.6023 or emailed to [email protected]. We can quote, bind and issue policies SAME DAY! Frequently Asked Questions What types of accounts are a good fit for this program? This program is ideal for crane operators, steel erection contractors, millwrights, equipment rental businesses, and other construction firms that own or manage crane and rigging operations. Can I get coverage for equipment that is rented or leased? Yes. The Inland Marine portion includes leased and rented equipment coverage, physical damage protection, and riggers liability where applicable. Are same-day quotes and binds available? Yes. Norman-Spencer can quote, bind, and issue policies the same day when you provide complete submission materials. What states is this program available in? The Crane & Rigging Insurance Program is available in all 50 states and Washington, DC. Does the program offer umbrella or excess liability options? Yes. Umbrella and excess liability coverage is available up to $5 million with flexible structuring to meet your clients’ needs. Need help placing an account? Connect with a market specialist.

...ners and ski rental operators Marina operators and shipbuilders Bridge...O solution?No. This is a traditional workers' compensation program (not a PEO). Policies a...

...rally up to $250,000 and combines Marina Operators Legal Liability with Genera...verages beyond General Liability and Marina Operators Legal Liability?Yes. MPG...

...al Auto, Inland Marine, Property, Workers’ Compensation, and Commercial Umbrel...State-specific filings as required Workers’ Compensation Blanket waiver of subrogat...

...arine environments. This includes marinas, boatyards, shipyards, marine constr...is coverage be written as standalone Workers Compensation?Yes, we can write standalone Workers Compensation policies or package them with o...

Marina Insurance Program Continental...e, services, and risk profile of the marina operation. Do I need to submit ful...

...A) of California and Nevada. Our Marina Boat Dealer Insurance Program is cust..., property, general liability, auto, workers’ comp, and more. How do I get s...

...L&H and MEL program?Accounts with workers who perform ship repair, harbor and ...

Overview of the Program From Maritime Program Group Charter Boats come in all shapes and sizes and are involved in a broad spectrum of aquatic activities. Fishing guides, whale watching, sport fishing, sightseeing excursions and even burial-at-sea services are common across the charter boat industry. Maritime Program Group (MPG) offers a dedicated Charter Boat Insurance program designed for agents who need reliable, specialty coverage for their marine clients. MPG provides Protection & Indemnity plus related coverages tailored to commercial passenger and excursion operations of varying sizes. Ideal Accounts and Appetite MPG is positioned for a wide range of charter operations. Typical accounts that fit well include: Fishing guides and sport-fishing charters Whale-watching and wildlife tour vessels Sightseeing and excursion operators Small guide boats through multi-passenger excursion vessels (including operations up to ~100 passengers) Specialty services such as burial-at-sea providers If you have a client with a charter operation that needs tailored protection — from single-operator boats to larger passenger vessels — MPG’s underwriting team can guide placement decisions. For borderline or higher-exposure risks, contact MPG to discuss appetite and available terms. Coverage Highlights and Advantages Under the Charter Boat Insurance program, MPG offers comprehensive coverages commonly required by charter operators, including: Protection & Indemnity (P&I) Fuel spill liability Personal effects coverage (including fishing gear) Medical payments Towing and emergency services Mechanical breakdown (not excluded) Optional shore-side liability, Jones Act crew coverage, and breach of warranty endorsements These coverages are structured to address the primary exposures charter operators face: passenger liability, crew exposures, pollution/fuel spill, loss or damage to customer property (fishing gear, personal items) and emergency response costs. Underwriting Notes and Minimum Premiums MPG underwriters work directly with agents to evaluate vessel type, passenger capacity, navigation limits, crew certifications, safety equipment, loss history and intended use. Minimum premiums and specific terms vary by account and state; please note minimum premium: Varies. Provide detailed submissions (operators’ experience, safety procedures, route/nav areas, maintenance records) to obtain the most competitive and accurate indications. Territories and Availability This program is available across the states listed below. MPG operates as a Managing General Agency and places business with various carriers. Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Maritime Program Group on Charter Boat Business MPG combines focused marine underwriting with practical, hands-on trade experience. Key strengths agents rely on: • Work and negotiate directly with our in-house underwriters who have unmatched experience and hands-on trade experience. • Policies and endorsements are issued directly by MPG. • Remarkable service, proactive communications and timely responses. • Instant quotes, online applications, commission reports, endorsement reprints and more. • Direct billing. • Competitive commission schedules. • Dedicated in-house claims unit. MPG is structured to provide fast, practical solutions for agents who place marine charter accounts. You’ll have access to underwriters familiar with the unique operational and liability issues of passenger and excursion boats, with policy forms and endorsements issued directly by the program. Example scenarios you might place with MPG: A family-owned sport-fishing charter with two licensed captains operating coastal day trips and seeking P&I, fuel spill and personal effects coverage. A regional whale-watching operator carrying up to 50 passengers on day excursions, needing passenger liability, towing & emergency services and optional crew coverage. Don’t hesitate to call MPG at (800)366-8086 or visit our website www.maritimepg.com for all your Charter Boat Insurance needs! Frequently Asked Questions What types of charter accounts are a good fit for this program?MPG targets fishing guides, sport-fishing charters, whale-watching, sightseeing and excursion vessels, and similar passenger-carrying operations from small guide boats to larger excursion vessels. Provide details on passenger capacity, routes, crew credentials and maintenance for the best assessment. Which coverages are commonly included or available as endorsements?Core protections include Protection & Indemnity, fuel spill liability, personal effects (including fishing gear), medical payments, towing and emergency services. Shore-side liability, Jones Act crew coverage and breach of warranty endorsements are also available. How should I submit a risk for consideration?Submit a complete package with vessel details, passenger capacity, navigation limits, operator experience, safety procedures and loss history. That allows MPG underwriters to provide faster, more accurate indications and tailored terms. Need help placing an account? Connect with a market specialist.