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...designed to help agents place Food Banks and Soup Kitchens. The Food Banks/Soup Kitchens Insurance program is bu... distribution operations such as food banks, soup kitchens, nutrition centers, kosher food banks, and similar programs that rely on...

...day health facilities, social and medical model programs, and services for dev...os, and details on transportation or medical services to speed underwriting an...

... Errors & Omissions (E&O) Medical E&O Crime Property Auto ...uto Liability, and both Staffing and Medical E&O, plus excess options to incre...

...ogram includes core indemnity and medical benefits along with value-added serv...agement, prescription discounts, and medical travel support to help manage cos...

...ommunications, and technology Medical, nursing, and social work Hospit...

...personal care, meals, and limited medical support. AFC’s program concentrates ...review; unusual exposures (extensive medical services, high-hazard operations,...

Law firms are experts at managing legal risk — but they can overlook internal exposures. Employment Practices Liability Insurance (EPLI) protects firms from the financial and reputational impact of employment-related claims. Without tailored EPLI, even otherwise well-run practices can face expensive defense costs and settlements for allegations involving employees, partners, or third parties. Employment Practices Liability Insurance for Law Firms Capitol Special Risks offers a law-firm-focused Employment Practices Liability Insurance (EPLI) program designed for the unique people risks in legal practices. As a wholesale broker with deep professional-liability experience, we place coverage through multiple admitted and non-admitted carriers so retail agents can access competitive markets and flexible solutions nationwide. Ideal Accounts and Appetite This program fits a wide range of law firms — from boutique practices to multi-state firms. Typical accounts that place well include firms that: Have multiple attorneys and support staff Operate a formal partner-track or promotion process Employ client-facing personnel with exposure to third-party harassment claims Have workers in multiple states or jurisdictions You might have a client who is a mid-sized litigation firm expanding into new offices and wants protection for partner disputes and wage & hour exposures. Or an employment law boutique with several associate-track attorneys seeking a policy that includes robust third-party harassment coverage. Coverage Highlights and Advantages Wage & hour defense sublimit Fair Labor Standards Act (FLSA) defense sublimit Third-party harassment and discrimination coverage Defense costs outside the limit (subject to carrier terms) Claims coverage for failure to promote or disputes over partner decisions Risk management services may be available depending on the carrier. Underwriting Notes and Minimum Premiums Minimum premiums vary by carrier and the firm’s risk profile. Capitol Special Risks provides fast turnaround and streamlined submissions to help you move business quickly. We do not charge a broker fee, so your clients see more of the premium applied to coverage. Territories and Availability This program is available in all 50 states, including CA, TX, NY, FL, and IL. We can quote single-state and multi-state operations through both admitted and non-admitted markets to match your client’s needs and regulatory considerations. Why Work With Capitol Special Risks? As a wholesale broker focused on professional liability, Capitol Special Risks combines market access with underwriting expertise for law-firm EPLI placements. Our advantages for agents include: Multiple carrier relationships for flexible placement options Programs tailored specifically to professional services and law firms Responsive service and quick quotes to help you compete No broker fees If you have a legal client growing staff, opening new offices, or undergoing internal restructuring, now is the time to review their EPLI program. Contact Capitol Special Risks to discuss appetite, submission requirements, and carrier options so you can secure the right protection for your client’s people. In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service – CA Fire & Casualty Agency – #0C46094 Frequently Asked Questions What types of law firms are best suited for this EPLI program?This program is ideal for small to mid-sized law firms, especially those with multiple employees, support staff, or a formal partner track structure. Is third-party harassment coverage included?Yes, the program includes coverage for third-party harassment and discrimination claims, which is particularly important for client-facing legal staff. Can this program be written in all 50 states?Yes, it is available in all 50 states through multiple admitted and non-admitted markets. What are the minimum premium requirements?Minimum premiums vary based on the carrier and risk profile, but Capitol Special Risks works to find the best option for each submission. Does Capitol Special Risks charge a broker fee?No, Capitol Special Risks does not charge broker fees, helping you deliver cost-effective solutions to your clients. Need help placing an account? Connect with a market specialist.

...nters and facilities that deliver medical and behavioral care, including nutri...

... injury, fire legal liability and medical payments Ordinance or law coverage...family residential properties—such as banks, servicers, private investors and ...

...ute transit buses Non-emergency medical transport (non-EMT) vehicles Taxis...tle services, transit buses, non-EMT medical transport, taxis, and truckers. I...