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Since 1994, CPAGold — a program administered by Amwins Underwriting — has offered a focused professional liability solution for Certified Public Accountants. This program is designed for agents placing E&O and related professional liability exposures for accounting firms seeking broad, flexible coverage and underwriting expertise from a specialized managing general agency. Overview of the Program from Amwins Underwriting CPAGold targets accounting firms that need tailored professional liability protection, including traditional errors & omissions coverage plus defense for disciplinary matters and privacy/cyber extensions. Amwins Underwriting underwrites the program with an emphasis on practical coverage, supplemental endorsements, and options that reflect common CPA exposures. Ideal Accounts and Appetite Small to mid-sized CPA firms (1–50 professionals) with a balanced mix of tax, audit, compilation, and advisory work. Firms with more than 50 CPAs can be considered on a case-by-case basis. Best suited to firms with standard practice areas rather than highly specialized or unusually risky niches—ask underwriting for borderline or specialty practices. Example fits: You might have a 12-person firm that performs tax, bookkeeping and small business consulting seeking a combined E&O and disciplinary defense package; or a 30-person regional firm looking to add privacy and network security coverage to their professional liability limits. Coverage Highlights and Advantages Errors & omissions (professional liability) tailored for accounting practices Defense expenses for disciplinary proceedings and regulatory investigations Subpoena expense coverage and expense reimbursement Claim mitigation assistance Privacy-covered acts and network security coverage to address data breach and cyber exposures Policy enhancements and special endorsements available to broaden protection where needed Limits available from $100,000/$200,000 up to $5,000,000/$5,000,000 Underwriting Notes As a Managing General Agency program, CPAGold emphasizes a streamlined underwriting process with experienced UW personnel who understand CPA exposures. Typical submission items include a completed application, current and prior acts information, claims history, and descriptions of risk management or cybersecurity controls where applicable. Underwriting will review practice mix, revenue distribution by service line, any open disciplinary matters, and prior claim experience. Firms with complex specialty practices or significant claim histories should be discussed with underwriting before submission. Territories and Admitted Status Available in the following territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement under CPAGold is handled through Amwins Underwriting as a program market. Note: this program is positioned as a non-admitted/surplus lines offering in applicable states — confirm availability and placement rules for the insured’s state of domicile. Why Work with Amwins Underwriting on This Business Niche CPA focus: underwriters experienced with accounting firms and their unique exposures. Comprehensive coverage package that goes beyond basic E&O to include disciplinary defense and cyber/privacy extensions. Flexible limits and endorsements to match firm size and risk profile. Responsive MGA service model geared to help brokers place accounts efficiently and tailor terms where appropriate. Submission Tips Include a completed application and the last 5 years of loss history when possible. Describe practice mix (tax, audit, advisory, bookkeeping) and list any specialty services. Provide summaries of any regulatory or disciplinary matters, even if closed. If requesting network security or privacy extensions, include information on data controls and incident response plans. Frequently Asked Questions What size firms are eligible for CPAGold?The program primarily targets small to mid-sized CPA firms (1–50 professionals). Firms with more than 50 CPAs may be considered on a case-by-case basis—submit details to underwriting for review. What limits and coverages are available?Limits range from $100,000/$200,000 up to $5,000,000/$5,000,000. Standard coverages include professional E&O, disciplinary defense, subpoena expense, and options for privacy and network security. Endorsements and enhancements are available. Is this an admitted or non-admitted program?CPAGold is offered through Amwins Underwriting as a non-admitted/surplus lines program in applicable states. Verify placement rules and surplus lines requirements for the insured’s state of domicile. What does underwriting typically require with a submission?Provide a completed application, prior acts information, at least the last several years of claims history, a practice mix, and any information on disciplinary matters or cyber controls if privacy/network coverage is requested. Need help placing an account? Connect with a market specialist.

...or side-dump trailers Regulated medical or biohazardous waste Mobile-home ...ations hauling hazardous or regulated waste. Minimum premium: Varies by state,...

Medical Facilities Insurance Amwins Program Underwriters offers a focused Medical Facilities program designed to provi... schools, and similar facility-based medical operations with documented creden...

...eeing vehicles, and non-emergency medical transport. Trucking Operations: Fo...erwriting experienced with petroleum, waste, livery, and specialty trucking cl...

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...ers a targeted Garbage Haulers and Waste Disposal program designed for indepen...intenance programs and standard solid waste operations are best suited. What l...

... haulers) Triple trailers Medical or biohazardous waste Mobile/man...dioactive substances, or biohazardous waste are not eligible. Incidental house...

Overview — Amwins Architects & Engineers Program Amwins Programs Underwriters' Architects & Engineers insurance program is tailored for architects, engineers and other design professionals across the United States. The program is designed for firms generating annual revenue from about $100,000 up to $30 million and is offered through Amwins as the managing general agency with capacity from QBE North America. Ideal Accounts and Appetite Target classes include: Architects Engineers Other design professionals (e.g., landscape architects, interior designers where appropriate) Agency construction managers Typical fits are professional design firms with straightforward project portfolios, stable revenue, documented quality control processes, and reasonable loss histories. Examples you might place with this program: A regional architectural firm with $2.5M annual revenue that provides building design and code compliance services. An engineering consultancy focused on civil/site work and municipal projects with $8M in revenue and a formal QA/QC program. Classes of Business Not Eligible Elevator consultants Chemical/petrochemical engineers Marine architects/engineers Naval engineers Process engineers Product or machine designers Coverage Highlights and Advantages Pre-claims assistance and crisis management resources to help avoid or control claims early. Pollution and technology coverage extensions where exposures justify them. No copyright/trademark exclusion — helpful for design professionals who incorporate client-supplied or licensed materials. Voluntary mediation credit and access to pre-approved defense counsel. Worldwide coverage and waiver of subrogation where required by contract. Consent to settle 50/50 (may be removed for claims-free risks). First Dollar Defense or shared cost-of-defense retentions available for select risks. Punitive damages covered where insurable and in the most favorable venue. Joint venture coverage and follow-form excess (available nationwide on an admitted basis in many states). Limits, Premiums and Underwriting Notes Primary practice and follow-form excess policy limits up to $5M per claim / $5M aggregate. Specific project and specific client excess limits are available. Minimum premium: Varies by risk — refer submissions or contact your Amwins representative for an indication. Underwriting emphasis is on firm size, project mix, contractual risk transfer, quality control procedures, and claims history. Provide clear revenue breakdowns, sample contracts, and loss runs to speed placement. Territories and Admitted Status The program is admitted in most states. Per program guidelines it is admitted in all states except AK and WY; for states where Amwins is not admitted the program writes on a non-admitted basis. States known to be available include: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI. Why Place This Business With Amwins As a managing general agency, Amwins combines program underwriting expertise with carrier capacity (QBE North America) to provide tailored A&E solutions. The program’s strengths are flexible defense options, pollution and technology extensions, contract-friendly features (waiver of subrogation, joint venture coverage), and admitted follow-form excess availability in many jurisdictions. This makes it a good option for agents placing mid-sized design firms that need broad professional liability protection and contractually-driven endorsements. Frequently Asked Questions What types of accounts are a good fit for this program?Mid-sized architects, engineers and other licensed design professionals with annual revenues between $100K and $30M, clean to moderate loss histories, and formal quality control procedures are the best fit. Agency construction managers and joint ventures can also be considered where exposures are clear and contracts are reviewed. Which classes are routinely declined?The program does not accept elevator consultants, chemical/petrochemical engineers, marine or naval engineers, process engineers, or product/machine designers. High-hazard design work and firms with frequent or severe professional liability claims are also difficult to place. Is the coverage admitted or non-admitted in my state?The program is admitted in most states and specifically admitted in all states except Alaska and Wyoming. For states where Amwins is not admitted, the program can write on a non-admitted basis. Confirm state availability on each submission. What information speeds underwriting and placement?Provide current revenue by practice line, sample professional services agreements, a claims/loss history, descriptions of quality control and peer review processes, and any risk management or training programs. Clear contract language helps underwriters assess waiver of subrogation and consent to settle considerations. Need help placing an account? Connect with a market specialist.

...iderations and typically speeds processing for your insureds. The underwriting...practical endorsements, and faster processing because policies are written on ...