Search CompleteMarkets

...n students and professional adult mentors. AFC understands the exposures that ...pairs young adults with professional mentors—both are typical submissions for ...

AFC Insurance Inc. offers a focused Health & Human Services program tailored for Religious Youth and Outreach Groups. The program is designed for organizations that support teenagers and young adults in faith-based and outreach settings. Whether your client runs a church-affiliated youth group, a faith-based mentoring program, or a nonprofit community outreach initiative, AFC’s program helps you place comprehensive protection so those organizations can operate with confidence. Ideal Accounts and Program Appetite: This program targets organizations that provide safe, structured environments for teens and young adults through religious and community outreach activities. Eligible classes include: Youth Groups Religious Youth Groups Outreach Programs To qualify, insureds must conduct mandatory background checks on all staff and volunteers. AFC looks for accounts that prioritize safety, background screening, and clear supervision policies. Typical fits are congregational youth ministries, faith-based mentoring programs, and nonprofit outreach efforts that work regularly with minors. Accounts with significant high-risk activities (unsupervised overnight camps, extensive adventure travel) or weak screening policies may not qualify. Coverage Highlights: AFC’s Religious Youth and Outreach Groups Insurance program includes a broad set of coverages designed for the exposures these organizations face: Package policies combining common coverages for convenience General Liability and Professional Liability Endorsements & enhancements, such as: Volunteers & independent contractors included as insureds Optional key employee replacement endorsement Optional extended coverage endorsement with blanket additional insured Umbrella liability Property and auto coverage (state and carrier restrictions may apply) Abuse & molestation coverage These options help address third-party liability, property exposures, auto-related incidents, and sensitive youth-protection claims. Endorsement flexibility and volunteer wording are particular strengths for placing church-affiliated and volunteer-driven programs. Underwriting Notes and Minimum Premiums: Minimum premiums vary by account size, location, and coverages selected. AFC works with multiple carriers to offer flexible solutions based on each client’s risk profile. Important underwriting considerations include: Verified, documented background checks for all staff and volunteers Written child-protection and supervision policies Limits on high-risk activities or unsupervised travel Clear volunteer training and screening records Provide detailed loss history, screening procedures, and program manuals to help AFC underwrite efficiently. Territories and Admitted Status: This program is available in most U.S. states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Coverage is offered on an admitted basis in most states, providing regulatory stability and market familiarity. Why Work With AFC Insurance Inc.: AFC is a program administrator with focused expertise in human services risks. Agents benefit from: Underwriting that understands faith-based and volunteer-run program operations Access to multiple carriers for placement flexibility Endorsements tailored to volunteer exposures and youth-protection needs Responsive underwriting for accounts that meet screening and operational standards You might have a client that runs a regional church youth outreach program that needs combined liability coverage for volunteers plus abuse & molestation limits. Or you may place a nonprofit offering faith-based mentoring and after-school services that needs general liability, professional liability, and property coverage. AFC’s program is built to support those placements when screening and program controls are in place. Frequently Asked Questions What types of accounts are a good fit for this program? Ideal accounts include religious youth groups, church-affiliated outreach programs, and nonprofit organizations serving teens and young adults in community or faith-based settings. Are background checks required for all insureds? Yes. Mandatory background checks for staff and volunteers are required for eligibility under this program. What coverages are available through this program? Available coverages include General & Professional Liability, Property, Auto (with restrictions), Umbrella, Abuse & Molestation, and optional endorsements for volunteers, key employee replacement, and additional insureds. Is this program available on an admitted basis? Yes. The program is offered on an admitted basis in most available states. Which states is the program available in? The program is available in most U.S. states, including CA, TX, FL, NY, IL, and many others. Contact AFC Insurance Inc. for state-specific availability. Need help placing an account? Connect with a market specialist.

...each. Typical classes include: Mentorship and leadership training programs ...

...entices supervised by experienced mentors. Studios with limited jewelry sales ...

For over 25 years, CareProviders Insurance Services, a division of NSM Insurance Group, has specialized in providing tailored insurance solutions for organizations that deliver critical services to communities. As a trusted Managing General Agency, NSM offers agents and brokers access to a comprehensive insurance program designed specifically for social service organizations. Ideal Accounts and Appetite The Social Service Organizations Insurance Program is ideal for nonprofits and community-based agencies that provide a wide range of services. Target classes include organizations involved in: Counseling and mental health support Youth mentoring and outreach programs In-home care and senior assistance Community workshops and education Government assistance referral services If you work with clients who operate community resource centers, transitional housing programs, or provide services to underprivileged populations, this program is built to meet their unique risk needs. Coverage Highlights and Advantages The program offers broad protection tailored to the specific exposures faced by social service providers. Coverage options include: Property Buildings & Contents Replacement Cost Theft and Crime Equipment Breakdown Coverage EEP (Extended Expense Protection) Business Interruption Social Service Enhancement Endorsement Property Enhancement Endorsement General Liability Volunteer Accident Coverage Auto Liability, Physical Damage, Hired and Non-Owned Auto Umbrella Liability Directors & Officers Liability These coverages are designed to protect both the physical assets and the professional responsibilities of your insureds, including their staff, volunteers, and board members. Underwriting Notes and Minimum Premiums This program is underwritten through various carriers and is available on an admitted basis in most states. Minimum premiums vary depending on the size and scope of the organization. NSM Insurance Group’s underwriting team brings deep industry knowledge and can assist you in evaluating submissions for eligibility and placement. Territories and Availability The Social Service Organizations Insurance Program is available in most states, including but not limited to CA, NY, TX, FL, IL, and PA. NSM Insurance Group offers broad geographic reach, making it easy for agents and brokers to place risks across the country. Why Work With NSM Insurance Group With decades of experience in social service risks, NSM Insurance Group delivers a specialized program backed by strong carrier relationships and responsive underwriting. Their CareProviders Insurance Services division is known for its expertise, customized solutions, and dedication to helping agents serve mission-driven clients. Whether you’re placing a small nonprofit or a multi-location organization, you’ll have access to flexible coverage options and knowledgeable support every step of the way. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for nonprofits and community-based organizations that provide counseling, youth outreach, senior services, and other social support programs. Is this program available on an admitted basis?Yes, the program is offered on an admitted basis in most states. Does the program include coverage for volunteers?Yes, Volunteer Accident coverage is included to help protect individuals donating their time and services. Are auto coverages available for organizations that use owned or rented vehicles?Yes, the program includes Auto Liability, Physical Damage, and coverage for Hired and Non-Owned Autos. Can I submit risks from any state?The program is available in most U.S. states. Contact the NSM underwriting team to confirm availability in your client's state. Need help placing an account? Connect with a market specialist.

Executive Coaching With Executive Coaching our goal is to work with Company Executives on a regular basis to assist them in reaching their goals and being more effective as a leader, coach, and mentor. We want to provide your Executives with the skills necessary to succeed in today’s challenging and changing environment. Going From Good to Great! “Humanware Upgrade” Our goals are: To provide its employee with the newest tools and skills to interact with agents and Insureds to regularly deliver exceptional experiences. These experiences create super-glued relationships. This is for companies that want to join the ranks of L.L. Bean, Disney, FedEx, and Four Seasons with employees who are not just “good,” but outstanding, superb, masters, top-notch, off-the-charts excellent. We Customize for: Customer Service, Claims, Underwriters Marketing Representatives

Parent Outreach Insurance is a targeted offering from AFC Insurance Inc.’s Health & Human Services program. Built for organizations that deliver parenting education, support, and outreach, this program helps agents and brokers place tailored coverage for clients running workshops, coordinating parent support groups, or providing peer-to-peer and one-on-one counseling. The package is designed to address both operational exposures and professional liability unique to parent outreach services. Ideal Accounts and Appetite This program is best suited for nonprofit and community-based organizations focused on strengthening family and parent-child relationships. Eligible classes commonly include: Parent outreach and engagement programs Structured parenting workshops and classes Peer-to-peer and group-based counseling services If your client provides structured parenting education, community-based family support, or volunteer-led outreach, Parent Outreach Insurance with AFC can be a good placement option. Coverage Highlights and Advantages AFC Insurance Inc. assembles a practical package of coverages to address common risks faced by parent outreach organizations. Available coverages and endorsements include: Package policy options that combine multiple lines General liability and professional liability for counseling/mentoring exposures Property and commercial auto (subject to restrictions) Umbrella liability for higher aggregate limits Abuse & molestation coverage (subject to underwriting) Volunteers and independent contractors can be included as insureds Optional endorsements: Key Employee Replacement; Extended Coverage with Blanket Additional Insured These elements help protect against claims related to counseling and instruction, third-party injury, volunteer exposure, and damage to program facilities or rented space. Underwriting Notes and Minimum Premiums AFC takes a flexible, programmatic underwriting approach and evaluates submissions on a case-by-case basis. Common underwriting considerations include participant age ranges, whether transportation is provided, supervision ratios for group activities, and whether work occurs in high-exposure settings. Minimum premiums vary by state, account size, and exposures. AFC reviews each submission to determine appropriate pricing and any state-specific requirements. Territories and Availability The Parent Outreach Insurance program is available in most states, with admitted paper offered in many jurisdictions depending on risk characteristics. Availability includes (but is not limited to): AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement will typically be on an admitted basis where applicable; non-admitted options may be available depending on the carrier and state. Why Work With AFC Insurance Inc.? AFC Insurance Inc. is a specialized program administrator with focused expertise in Health & Human Services lines. Agents and brokers benefit from: Underwriting teams familiar with nonprofit and community-based program risks Access to tailored endorsements that address volunteer, counseling, and child/family exposures Responsive service and flexibility for multi-site or growing organizations Example fits: You might have a small nonprofit that runs weekly parenting classes at community centers and uses volunteers to co-facilitate—this program can provide GL, professional liability, and volunteer coverage. Or you may place a mid-sized agency that offers peer counseling and occasional off-site events and needs abuse & molestation coverage plus umbrella limits. Frequently Asked Questions What types of accounts are a good fit for this program? Nonprofit and community-based organizations that offer parenting workshops, peer-to-peer counseling, and other structured parent outreach services are ideal candidates. What coverages are included in the Parent Outreach Insurance program? The program offers General and Professional Liability, Property, Umbrella, Auto (with restrictions), and endorsements such as Abuse & Molestation and Key Employee Replacement. Are volunteers and independent contractors covered? Yes. Volunteers and independent contractors can be added as insureds through specific endorsements included in the program. Is this program available in all states? The program is offered in most states (over 45) and Washington, DC. Availability and admitted status depend on state rules and the individual risk profile. What is the minimum premium for this program? Minimum premiums vary based on the organization’s size, services, and location. AFC evaluates each submission to determine appropriate pricing. Need help placing an account? Connect with a market specialist.

At Financial Success Training for Brokers, we teach business and financial acumen. Our work is based on two primary assumptions. The first assumption is that financial and business acumen are critical foundational abilities for brokers. Our training provides a knowledge base for these abilities. Second, that having this ability and knowledge is essential to developing human capital and building bench strength at every company and creating maximum success for every broker. We partner with our clients to provide customized, cutting edge financial training in order to improve communication, decision-making, and performance at every level of the organization. We think that although most brokerage firms have clear strategic objectives and metrics, they have not been able to make financial concepts, tools and skills simple, engaging, and meaningful enough to get people to learn them and change their behavior. We have spent a career discovering the most effective ways to do that. Financial Success Training for Brokers (FSTFB) works because it is a process, not an event. Over the past 13 years, the Financial Success Training team has delivered initiatives at every kind and size of company. Every successful Financial Success Training for Brokers has the same six steps. For the online version of FSTFB, the six steps provide the mandate, motivation, formal learning and follow through needed for success and a great ROI. The six, individual steps in our program work in synergy to create successful learning, permanent retention and practical, measurable results. The steps are: Pre-learning set up fires up the participants "learning neurons" to create personal meaning, permanent retention and high engagement for participants. FSTFB includes enrollment in a 6-week, once a week, email helper program and an "I agree to" statement of commitment by each participant Pre-assessment sets a financial literacy baseline for each learner and helps make the initiative more meaningful Real life experience. Every participant uses a Program Participant Guide to apply their learning to a practice client's financial numbers, measures and concerns Accelerated program learning and a bias for Action. The formal learning at the core of FSTFB is an elegant example of self-paced, self-directed e-learning with a focus on practical action. Live Mentoring: As a safety net, each program participant joins a live mentoring group with 6 participants - either an internal group at their company or a private group conducted by one of our company's experts Follow through. To make sure FSTFB isn't a "flavor of the month," every program participant receives a custom-designed Broker's Analyzer. The Analyzer allows a broker to evaluate the: Likelihood that their customers will achieve coverage Potential magnitude of that coverage Financial strengths and weaknesses of the customer Changes the customer needs to make to get the coverage they need For more information, call us at (720) 287-3557 or email [email protected]

At Financial Success Training for Brokers, we teach business and financial acumen. Our work is based on two primary assumptions. The first assumption is that financial and business acumen are critical foundational abilities for brokers. Our training provides a knowledge base for these abilities. Second, that having this ability and knowledge is essential to developing human capital and building bench strength at every company and creating maximum success for every broker. We partner with our clients to provide customized, cutting edge financial training in order to improve communication, decision-making, and performance at every level of the organization. We think that although most brokerage firms have clear strategic objectives and metrics, they have not been able to make financial concepts, tools and skills simple, engaging, and meaningful enough to get people to learn them and change their behavior. We have spent a career discovering the most effective ways to do that. Financial Success Training for Brokers (FSTFB) works because it is a process, not an event. Over the past 13 years, the Financial Success Training team has delivered initiatives at every kind and size of company. Every successful Financial Success Training for Brokers has the same six steps. For the online version of FSTFB, the six steps provide the mandate, motivation, formal learning and follow through needed for success and a great ROI. The six, individual steps in our program work in synergy to create successful learning, permanent retention and practical, measurable results. The steps are: Pre-learning set up fires up the participants "learning neurons" to create personal meaning, permanent retention and high engagement for participants. FSTFB includes enrollment in a 6-week, once a week, email helper program and an "I agree to" statement of commitment by each participant Pre-assessment sets a financial literacy baseline for each learner and helps make the initiative more meaningful Real life experience. Every participant uses a Program Participant Guide to apply their learning to a practice client's financial numbers, measures and concerns Accelerated program learning and a bias for Action. The formal learning at the core of FSTFB is an elegant example of self-paced, self-directed e-learning with a focus on practical action. Live Mentoring: As a safety net, each program participant joins a live mentoring group with 6 participants - either an internal group at their company or a private group conducted by one of our company's experts Follow through. To make sure FSTFB isn't a "flavor of the month," every program participant receives a custom-designed Broker's Analyzer. The Analyzer allows a broker to evaluate the: Likelihood that their customers will achieve coverage Potential magnitude of that coverage Financial strengths and weaknesses of the customer Changes the customer needs to make to get the coverage they need For more information, call us at (720) 287-3557 or email [email protected]

Significant expertise and infrastructure are essential when underwriting Boys and Girls Clubs Insurance. At NIF Group Inc., we understand that nonprofit and youth-focused organizations face complex exposures—often more nuanced than they initially appear. Our program is designed to support agents and brokers who serve these vital community organizations with comprehensive, dependable insurance solutions. This specialized program provides flexible coverage tailored to the needs of Boys and Girls Clubs and similar youth-serving nonprofits. Policies extend vital liability protection to the organization itself, as well as its employees, volunteers, independent contractors, and even medical professionals who may be part of the organization’s operations. With our experience in the nonprofit sector, we make it easier for you to deliver long-term protection and peace of mind to your insureds. Ideal Accounts and Program Appetite This program is ideal for organizations such as: Boys and Girls Clubs Youth enrichment programs After-school and mentoring programs Community centers with youth-focused services We are looking for well-managed nonprofits with a clear mission, documented safety protocols, and staff or volunteers who work directly with children and teens. If you have a client running a multi-site youth program with part-time staff and volunteers, or a club that hosts sports and educational activities, this program could be an excellent fit. Coverage Highlights and Program Options Our package policies are designed to address a full range of exposures, from property and operations to people and liability. Core coverages include: General Liability Professional Liability (including health care liability) Property Coverage Auto Liability Crime Insurance Boiler and Machinery Umbrella Liability Optional enhancements are also available to help you tailor coverage more precisely to your clients’ needs: Employee Benefit Liability Equipment Breakdown Sexual/Physical Misconduct Coverage Nonprofit Directors & Officers Liability with EPLI Underwriting Notes and Minimum Premiums Minimum premiums vary based on location, size of the organization, and selected coverages. Our underwriting team reviews each submission carefully to assess risk and ensure appropriate coverage design. We encourage agents to submit complete applications with full details on operations, staffing, and risk management practices to streamline the process. Territories and Availability The Boys and Girls Clubs Insurance program through NIF Group Inc. is available in most U.S. states, excluding Hawaii and Louisiana. We offer coverage on an admitted basis wherever applicable. Eligible states include but are not limited to: CA, NY, TX, FL, IL, PA, and WA. Why Work With NIF Group Inc.? NIF Group Inc. is a trusted program administrator with a proven track record in the nonprofit and social services sector. Our deep knowledge of youth-serving organizations allows us to offer responsive underwriting, flexible policy structures, and access to strong carrier partners. Agents who work with NIF benefit from our commitment to service, speed, and long-term client support. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for Boys and Girls Clubs, youth mentoring organizations, after-school programs, and similar nonprofits serving children and teens. Are volunteers and part-time staff covered under this policy?Yes, the policy can be tailored to include coverage for volunteers, part-time staff, independent contractors, and even medical professionals working with the organization. Is this program available in all states?The program is available in most U.S. states except for Hawaii and Louisiana. Can I add coverage for sexual or physical misconduct?Yes, optional coverage for sexual and physical misconduct is available and can be added based on underwriting approval. What information should I include in the submission?Include full details about the organization’s operations, staffing, safety protocols, prior claims history, and any special exposures to help expedite underwriting. Need help placing an account? Connect with a market specialist.