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...common to recreational watercraft rentals. Ideal Accounts and Appetite This ...dents. Can jet ski trailer rentals be included in coverage? Trailer rentals can be considered on a submit-for...

High Value Homeowners Insurance from Continental Risk ...ry, secondary, seasonal, and vacation homes, provided they meet the program’s ...

Continental Risk / Continental Marine Insurance Services offers comprehensive Directors and Officers (D&O) insurance solutions tailored for both non-profit and for-profit organizations. This program is designed to help insurance agents and brokers place coverage that protects key decision-makers and entities from a wide array of management liability exposures. The D&O program covers directors, officers, trustees, employees, volunteers, and the organization itself. It goes beyond traditional liability coverage to address complex and emerging risks, including allegations of fraud, misrepresentation, unfair competition, employment practices violations, and mismanagement of employee or pension benefit plans. Ideal Accounts and Appetite Private Companies: Closely held businesses across most industries. Not-for-Profit Organizations: Including charities, associations, and foundations. Public Entities: Select publicly traded companies (contact for underwriting review). Excess Coverage: Available for companies seeking additional layers of protection. Coverage Highlights and Advantages Directors & Officers Liability: Protects insureds from claims related to management decisions and negligence in their executive roles. Fiduciary Liability: Covers fiduciary duties related to employee benefit plans; available on a primary or excess basis. Employment Practices Liability: Addresses claims such as wrongful termination, discrimination, and sexual harassment. Tenant Discrimination Coverage: Helps property owners and managers defend against discrimination claims brought by prospective, current, or former tenants. Underwriting Notes and Minimum Premiums Primary and excess options are available with flexible structuring. Separate limit towers and retentions can be applied for each coverage part. Coverage is non-cancellable except for non-payment of premium. Capacity limits up to $10 million are available. Primary coverage suitable for entities with revenues up to $750 million. Excess coverage available with no revenue threshold. All classes considered except financial institutions. Minimum premiums vary depending on risk characteristics. Territories and Availability Available in all 50 states and Washington, DC. Some markets are admitted, while others are non-admitted, depending on jurisdiction and risk profile. Why Work With Continental Risk Continental Risk is an experienced Excess & Surplus Lines Broker with access to a broad spectrum of carriers. They offer tailored solutions for complex management liability exposures across various industries. Their underwriting team understands the nuanced needs of both non-profit and corporate clients. Responsive service and flexible program design help agents secure competitive coverage for difficult-to-place risks. Whether you have a non-profit board seeking protection for its volunteers or a mid-sized private company concerned about employment practices claims, Continental Risk provides a robust and flexible D&O insurance solution. Their expansive state availability and ability to write both primary and excess layers make them a valuable partner for agents placing management liability accounts. Frequently Asked Questions What types of accounts are a good fit for this D&O program?This program is ideal for private companies, not-for-profit organizations, and select public companies seeking primary or excess Directors and Officers coverage. Does the program include employment practices liability?Yes, Employment Practices Liability Insurance (EPLI) is available and covers claims such as wrongful termination, discrimination, and harassment. Can I write coverage in any state?Yes, this program is available in all 50 states and Washington, DC. Admitted status may vary by market and state. What is the maximum coverage limit available?Capacity limits are available up to $10 million, depending on the risk and coverage part. Is there a revenue cap for eligible accounts?Primary coverage is available for companies with revenues up to $750 million. There is no revenue limit for excess placements. Need help placing an account? Connect with a market specialist.

Continental Risk / Continental Marine Insurance Services offers a focused Architects and Engineers (A&E) Insurance program that helps agents place reliable professional liability protection for design professionals. We understand the exposures A&E firms face — from alleged design errors and construction-phase claims to regulatory and disciplinary actions — and we deliver admitted coverage in most states through our carrier relationships and underwriting expertise. Our program is designed for agents and brokers who need flexible, market-ready solutions for small firms up to large consultancies. We provide access to competitive admitted markets in most states, options for project-specific excess limits, and policy features that address evolving risks such as green building, BIM services, and international project exposures. Ideal Accounts and Appetite This A&E program is a fit for a broad range of design professionals, including: Architects and architectural firms Civil, structural, electrical, and mechanical engineers Landscape architects and land surveyors Interior designers and urban planners LEED-certified professionals and firms using BIM technology We consider both start-ups and established practices. Accounts with green building projects, sustainable design elements, or complex multi-jurisdictional work match the program well. We also welcome clients returning from other carriers — loyalty credits may apply for certain renewals previously written with markets like Markel. Example placements you might bring: A mid-size civil engineering firm performing municipal infrastructure design with occasional international consulting assignments. An architectural studio specializing in LEED-certified multifamily projects that needs admitted coverage and available project-specific excess limits. Coverage Highlights and Advantages Key features agents can offer through this program include: No pollution exclusion — coverage can be available for claims involving pollution-related liabilities. Worldwide coverage — protection extends to international projects and exposures where admitted placement is acceptable. Broad definition of professional services — includes Green, LEED, and BIM-related services. Excess limits — additional limits can be placed for specific designated projects. Supplementary payments — standard supplementary payments are included. Regulatory and administrative actions — coverage up to $25,000 for ADA, FHA, OSHA and similar matters. Loss of earnings and expenses — up to $500/day, $15,000 total. Subpoena and record request coverage — up to $5,000. Professional license and disciplinary proceedings — up to $50,000. Underwriting Notes and Minimum Premiums Minimum premiums and terms depend on the firm’s scope of services, annual revenue, project types, and claims history. Underwriters assess exposures such as construction-phase services, contract wording, and international work when quoting. We can consider excess capacity and project-specific limits for higher-value placements. Territories and Availability Admitted coverage is available in most states. This program is currently offered in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Continental Risk / Continental Marine Insurance Services? As an experienced excess & surplus lines broker, Continental Risk / Continental Marine Insurance Services pairs specialized underwriting knowledge with broad market access for design professionals. Agents benefit from responsive service, pragmatic underwriting tailored to A&E exposures, and the ability to place both standard and complex risks. Whether your client is expanding into sustainable construction, managing multi-state projects, or seeking project-specific excess limits, our team can help you identify appropriate admitted markets and craft policy terms that address the client’s professional exposures. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for architects, engineers, LEED-certified professionals, and firms involved in sustainable design or complex projects. Is coverage available in all states?Admitted coverage is available in most U.S. states, including major markets such as CA, TX, NY, and FL. Are project-specific excess limits available?Yes. We can place excess limits tailored to designated projects when higher coverage amounts are required. Does the policy cover regulatory and administrative actions?Yes. Coverage of up to $25,000 is available for certain administrative matters involving ADA, FHA, OSHA, and similar regulations. What makes Continental Risk a strong partner for A&E insurance?We provide market access, underwriting expertise, and tailored coverage solutions specifically for architecture and engineering firms, with responsive service for both routine and complex placements. Need help placing an account? Connect with a market specialist.

...xes, condominium associations, townhome communities, and mixed-use buildings w...plexes, condominium associations, townhome communities, and mixed-use building...

...ption for risks that many standard homeowners or landlord carriers will not ac...term, or temporarily vacant. Standard homeowners or landlord policies often ex...

...rn states. Whether the client is a homeowner seeking comprehensive personal li...get coverage for short-term vacation rentals?Yes. Short-term vacation rental e...

...s, including: Single-family homes Multi-family dwellings (up to 6 u...l properties, including single-family homes, small multi-family dwellings, vacant homes, and mixed-use buildings. Can vaca...

Program Highlights for Mobile Home Insurance: Are you having trouble placing mobile home risks that other markets decline? Colo... is designed to consider older mobile homes, including those with past losses ...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Contractors Equipment Rental Insurance program designed for operations that rent out equipment with an operator. Whether your insured is renting equipment on an hourly, daily, weekly, or monthly basis, this program provides both Property and Liability Coverage tailored to the unique exposures of this niche industry. Ideal Accounts and Appetite This program is ideal for contractors and rental companies that provide construction or heavy equipment along with an operator for use at job sites. These operations often face increased liability risks due to the presence of an employee operating the machinery. Common target classes include earthmoving, grading, crane operations, and other heavy equipment services used in commercial or residential construction projects. You might have a client who rents out backhoes or bulldozers with trained operators for excavation jobs. Another good fit could be a crane rental company providing lifting services for large construction sites. These types of businesses are a strong match for Colonial General’s offering. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 per occurrence/aggregate Additional Interests—$100 each $5,000 Medical Payments Coverage—Included Excess or Umbrella Limits available up to $25,000,000 Minimum $1,000 deductible required Property Coverage Options: Accounts Receivable Basic, Broad, or Special Form Building and Business Personal Property Contractor’s Equipment and Equipment Breakdown Computer Equipment Business Income and Outside Signs Replacement Cost or Actual Cash Value (ACV) Valuable Papers Crime Coverage: Inside the Premises—Theft of Money and Securities Robbery or Safe Burglary of Other Property (Inside the Premises) Outside the Premises coverage also available Underwriting Notes and Minimum Premiums Coverage is available on a mono-line or package basis, and all submissions require a minimum $1,000 deductible. Each account is underwritten based on the nature of the equipment, operator qualifications, and job site exposures. While minimum premium details are not published, agents should expect competitive pricing for qualifying risks. Territories and Availability This program is available in the following states: Arizona (AZ), California (CA), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Utah (UT), and Wyoming (WY). Some markets are admitted, while others may be offered on a non-admitted basis depending on state availability and risk profile. Why Work With Colonial General Insurance Agency? As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in contractor-related risks and access to a wide range of carriers. Their experienced underwriting team understands the complexities of equipment rental with operator exposures and offers flexible coverage options tailored to your client’s operations. With access to both admitted and non-admitted markets, Colonial General is well-positioned to help agents place hard-to-insure or specialized accounts confidently and efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include contractors and rental operations that provide equipment with operators, such as crane rental services, excavation companies, and construction firms using heavy machinery. Is this program available for accounts that only rent equipment without an operator?No, this program specifically targets equipment rental operations that include an operator as part of the rental service. What states is this insurance program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Are both Property and Liability coverages required?No, the program offers coverage on a mono-line or package basis, depending on your client’s needs. What underwriting details are needed for a quote?Underwriters will typically need details on the equipment types, operator experience, rental duration, and job site locations to provide an accurate quote. Need help placing an account? Connect with a market specialist.