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...ir Shops • Oil & Lube Shops • Muffler Shops • Tire Shops Keating’s under...ision centers, oil & lube shops, muffler and tire shops — especially those performing mech...

...lers and installers Brake and muffler shops Transmission and engine specialis...am works well for retail auto service shops such as brake, tire, transmission,...

...hops Oil & Lube Shops Muffler Shops Tire Dealers Construction Equ... loss histories. What states is this workers' compensation program available in?The progra...

..., lube and oil change centers Muffler and transmission repair shops Ba...nd oil-change centers, tire dealers, muffler and transmission shops, and similar servicing operations ...

...cy Highlights: Auto body and paint shops require specialty insurance products,...proof lighting. High-end custom paint shops are subject to exclusions or highe...

...s an excellent fit for retail pawn shops located in the Western U.S. that: ...This program is ideal for retail pawn shops that lend money on personal items ...

...d Marine (for mobile equipment) Workers’ Compensation (in select markets) C...rty/Inland Marine for equipment, and Workers’ Compensation depending on the carrier and st...

Policy Highlights for Private School Insurance: Colonial General Insurance Agency, Inc. offers a comprehensive Private School Insurance program tailored for agents and brokers looking to place educational institution accounts. This program is designed for private elementary, middle, and high schools, as well as private technical, trade, and vocational schools that provide job-specific certification. Learning centers and tutoring services are also eligible, making this a versatile solution for a wide range of educational clients. Ideal Accounts and Target Classes This program is best suited for: Private K-12 schools with structured curriculums Vocational and trade schools offering certifications Private technical institutions and career-focused training centers Supplemental learning centers and tutoring facilities Whether your client operates a large private school or a small specialized training center, Colonial General can help provide tailored coverage solutions. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits available up to $3,000,000 per occurrence and aggregate Errors and Omissions coverage for teaching staff Medical payments coverage included—$5,000 limit Sexual and Physical Abuse coverage—$25,000 per claim / $50,000 aggregate included Excess or umbrella limits available up to $25,000,000 No deductible required Property Coverage Options: Building and contents coverage with replacement cost or actual cash value Business income protection Electronic data processing and equipment breakdown Accounts receivable and valuable papers Food spoilage and outside signs Forms available: Basic, Broad, or Special Crime Coverage Options: Theft of money and securities inside the premises Robbery or safe burglary of other property inside the premises Certain coverages available for losses occurring outside the premises Underwriting Notes and Program Access Coverages can be written on a mono-line or package basis, giving you flexibility based on your client’s risk profile. No deductible is required for general liability, and various property and crime coverages can be customized per account needs. The program is placed through various carriers depending on risk, with some admitted options available. Available States This program is available to agents and brokers placing risks in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Why Work With Colonial General? Colonial General Insurance Agency, Inc. is a Managing General Agency and Excess & Surplus Lines Broker with deep expertise in niche markets like private education. Their strategic carrier relationships and underwriting experience allow them to handle both standard and hard-to-place risks efficiently. Agents benefit from responsive service, flexible underwriting, and access to competitive markets for educational institutions. For example, if you have a client running a private culinary school offering certification programs, or a tutoring center expanding into multiple locations, Colonial General can help you build the right coverage package to protect those operations effectively. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for private K-12 schools, vocational and trade schools, technical training centers, and tutoring or learning centers that offer structured curriculums or certifications. Can I write mono-line coverage or does it have to be a package?You can write coverage on a mono-line or package basis, depending on your client’s needs and exposures. Is this program available on an admitted basis?Some markets are admitted, but availability depends on the specific risk and location. Colonial General will help determine the best placement. What limits are available for general liability?Primary general liability limits are available up to $3,000,000 per occurrence and aggregate, with excess and umbrella limits up to $25,000,000. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

...anical repair shops Brake and muffler specialists Auto glass repair an...nstallers such as car stereo or alarm shops. Is towing coverage included in th...

...ers, and bailee’s coverage for pro shops Available on replacement cost or AC...