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...conservation studios that receive museum- or collector-owned pieces for treatm...ded automatically to help protect conservators from professional liability cla...

Museum Collections Insurance Program – Exclusive Fine Arts Coverage for Museums and Historical Societies Huntington...e available for American Alliance of Museums (AAM) members and accredited inst...

... country. HTB insures over 1,000 museums, 500 art galleries, and numerous For...ram?This program is ideal for public museums, libraries, universities, and gov...

...nts who loan their collections to museums, galleries, or exhibitions You migh...transits, as well as items loaned to museums, galleries, or other third partie...

...tutions hosting loaned works from museums or private collectors Whether your ...re manuscripts or a large university museum, HTB can help you deliver a best-i...

...s. Designed in collaboration with museum professionals, gallery owners, and pr...ompanies that loan art to galleries, museums, or commercial dealers Firms wi...

Commercial Galleries and Private Art Dealers Insurance Program – Exclusive Fine Arts Coverage from Huntington T. Block (HTB) As an insurance agent or broker serving art galleries and private art dealers, you understand how critical it is to protect valuable and often irreplaceable collections. Huntington T. Block (HTB) offers a dedicated Commercial Galleries and Private Art Dealers Insurance Program designed to meet the specialized needs of commercial galleries and fine art dealers across the U.S. Overview of the Program From Huntington T. Block HTB has been a trusted name in fine arts insurance since 1962. Our in-house team combines deep industry experience in both insurance and the fine arts community, giving brokers direct access to professionals who understand the unique exposures your clients face—from valuation and transit to exhibit risks and loss mitigation. We work with Ironshore Indemnity Inc. and offer admitted coverage in all available states. Our program is tailored to address the diverse and global nature of art transactions, with coverage structured for both domestic and international risks. Ideal Accounts and Appetite This program is best suited for: Commercial art galleries Private art dealers Members of professional art associations, such as ADAA and IFPDA You might have a client who travels internationally to exhibit artwork or who rotates high-value pieces in and out of private collections. HTB’s program is designed to protect those types of exposures with robust, wall-to-wall coverage. Coverage Highlights and Advantages Exclusive fine arts underwriting facility with over 60 years of experience All-risk coverage, including breakage Worldwide transit and location coverage—“wall-to-wall” protection Blanket limits for property in the care, custody, and control of the insured Special clauses for “Loss Buy Back” and “Pairs and Sets” Coverage for works of art on loan, in transit, or at exhibitions/fairs Depreciation coverage for value lost after damage Low deductibles starting at $1,000 In-house fine arts claims department with authority to settle quickly Insurance requirement and contract review services CAT coverage for terrorism, earthquake, wind, and flood (subject to underwriting) We also provide a specialized Dealers Form for members of ADAA and IFPDA, offering tailored enhancements to meet association standards. Underwriting Notes and Minimum Premiums HTB offers both standard and special insurance programs with competitive rates. Our in-house quoting authority enables a typical turnaround of 24 hours for complete submissions. Minimum premiums start at $2,500, and we evaluate each submission based on the specific risks and operations of the gallery or dealer. Territories and Availability This program is available in all 50 states and the District of Columbia, including key art hubs such as New York, California, Florida, and Texas. HTB is licensed nationwide and can offer admitted solutions through Ironshore Indemnity Inc. Why Work With Huntington T. Block HTB is more than an insurance provider—we are fine arts advocates with over 200 years of cumulative industry experience. Our long-standing relationships with professional associations such as the Art Dealers Association of America (ADAA), International Fine Art Printers Association (IFPDA), and the New Art Dealers Alliance (NADA) demonstrate our commitment to the sector. Partnering with HTB gives you and your clients access to a niche insurance program that understands the business of art from every angle. Whether your client is a dealer managing rotating inventory or a gallery hosting international exhibits, HTB provides the protection and expertise you need to place business with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for commercial art galleries and private art dealers, including those who participate in exhibitions, art fairs, or manage artwork on consignment or loan. Is this program available in all states?Yes, the program is available in all 50 states and the District of Columbia. Coverage is offered on an admitted basis through Ironshore Indemnity Inc. What is the minimum premium for this program?The minimum premium starts at $2,500, with pricing based on exposure, risk profile, and underwriting review. Does the program cover international transit and exhibitions?Yes, the policy provides worldwide “wall-to-wall” coverage, including domestic and international transit and art displayed at exhibitions or fairs. Are there any special benefits for members of art associations?Yes, members of ADAA and IFPDA may qualify for a Special Dealers Form that includes tailored enhancements specific to their association’s standards. Need help placing an account? Connect with a market specialist.

Symphony Orchestra Musical Instrument Insurance Program (MIIP) – Exclusive Musical Instrument Coverage for Symphony Orchestras Huntington T. Block (HTB) offers a focused insurance solution for agents and brokers placing musical instrument risks for symphony orchestras and performance ensembles. The Musical Instrument Insurance Program (MIIP) provides broad, all-risk protection that travels with the ensemble—on stage, in transport, during rehearsals, and for temporary loans or borrows. Ideal Accounts and Appetite HTB’s MIIP is built for a range of organized musical groups. Ideal accounts include: Symphony orchestras and philharmonic organizations Professional, regional and community performance groups University and conservatory ensembles Music education associations and nonprofit music organizations The program also fits groups affiliated with professional associations such as the American String Teachers Association, Suzuki Association of America, and Music Teachers National Association. Coverage Highlights and Advantages The MIIP is designed to be flexible and tailored to each group’s inventory and operations. Key features include: All-risk protection for owned and borrowed instruments Worldwide coverage — including while instruments are in transit or on tour Temporary loan and borrow coverage (subject to underwriting approval) Group and association policy options with competitive pricing for eligible members Dedicated in-house claims team experienced with musical instruments Policies placed with market-leading carriers *Includes coverage for allowing someone to temporarily use your instrument or temporarily borrowing someone else’s instrument. Coverage subject to underwriting approval. Underwriting Notes and Minimum Premiums HTB underwrites each account based on the group’s instrument schedule, total valuations, travel patterns, and security controls. The program’s minimum premium is $1,000. For smooth submissions, be prepared to provide a detailed schedule of instruments, individual valuations, storage/transport procedures, and any loan agreements. Territories and Availability The MIIP is available in all 50 states and Washington, D.C. HTB operates as a licensed insurance producer nationwide (including CA License #0825502 and Texas License #17489). Policies are written through admitted, top-tier carriers such as ACE and Chubb, with admitted status available in all states. Why Work With Huntington T. Block (HTB) With more than 70 years of experience insuring musical instruments, HTB is a recognized specialty market. HTB currently insures thousands of individual instrument owners and dozens of musical organizations. Their niche expertise, underwriting familiarity with instrument values and exposures, and a claims team versed in repair/replacement of fine instruments make HTB a reliable partner when placing music-related property risks. Whether you’re placing a touring symphony, a university orchestra, or a regional music association, HTB can craft a policy that protects valuable instruments and minimizes operational disruption—so the music goes on. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?The MIIP is ideal for symphony orchestras, philharmonics, university and conservatory ensembles, music associations, and touring performance groups that need coverage for instruments at home, in transit, and abroad. Can the program cover instruments that are temporarily borrowed or loaned?Yes. The MIIP includes coverage for temporary loans and borrows, subject to underwriting approval—useful for organizations that share, rotate, or accept loaned instruments. Is this program available in all states?Yes. The program is available in all 50 states and Washington, D.C., and is placed through admitted carriers such as ACE and Chubb. What is the minimum premium for this program?The minimum premium starts at $1,000. Final pricing depends on the size of the group, total instrument value, and specific coverage needs. Why should I place my client’s instrument coverage with Huntington T. Block?HTB brings deep niche expertise—over 70 years in musical instrument insurance—along with tailored underwriting, a specialized claims team, and access to top-rated carriers, which helps you secure appropriate protection for valuable instruments. Need help placing an account? Connect with a market specialist.