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Musician & Music Teacher Musical Instrument Insurance Program (MIIP)...s, minimum premiums start at $250 for musicians and $145 for music teachers. Final pricing depends on underw...

Artists Fine Arts Insurance Program Huntington T. Block (HTB) is the oldest and largest fine arts insurance brokerage in the United States. Since 1962, HTB has worked with artists, collectors, museums, galleries, and conservators to deliver tailored insurance solutions. As a long-time partner of national organizations such as the American Alliance of Museums and the American Institute for Conservation, HTB brings specialized underwriting and claims expertise to fine arts risks. Overview of the Program The Artists Fine Arts Insurance Program from HTB is created specifically for working visual artists who need comprehensive protection for their artwork — completed pieces, works in progress, and inventory held for sale. The program uses a proprietary policy form and competitive pricing to address the unique physical and transit exposures artists face, with options designed to support exhibitions, shipping, storage, and studio operations. Ideal Accounts and Appetite This program is a strong fit for: Professional visual artists (painters, sculptors, photographers, printmakers, mixed-media artists) Artists who maintain finished inventory and sell directly or through galleries Studios that store reference materials, art libraries, or tools and equipment Artists who regularly ship work domestically or internationally or exhibit at fairs and galleries Agents representing clients with dedicated studio spaces, active shipping schedules, or frequent exhibits will find HTB’s program particularly appropriate. Accounts with complex valuation needs or high-value finished works are welcome, provided full submission details are supplied. Coverage Highlights and Advantages “All risk” coverage for artwork, including transit, theft, fire, and accidental damage Worldwide protection for pieces in transit, on exhibit, or in storage Coverage for works in progress as well as finished art and inventory Comprehensive valuation clause to address agreed value and appraisal issues Certificates of insurance available for exhibitions, galleries, and sales events Property and casualty options to cover studio contents, tools, and business property Subrogation waivers available upon request to meet contract requirements Flexible premium payment options to accommodate client budgets HTB also provides access to an experienced in-house fine arts claims team to ensure knowledgeable, responsive handling when losses occur. Underwriting Notes and Minimum Premiums HTB operates with in-house underwriting authority and exclusive carrier relationships, enabling fast turnaround and efficient quoting. The minimum premium for accounts submitted to this program is $2,000. For competitive and timely proposals, agents should include detailed information about the artist’s body of work (including high-value pieces), storage and security practices, frequency and destinations of transit, exhibition plans, and any prior claims history. Territories and Availability The Artists Fine Arts Insurance Program is available in all 50 states and the District of Columbia, including major art markets such as New York, California, Texas, and Florida. Coverage is placed on paper from Ironshore Indemnity Inc. Why Work With Huntington T. Block HTB combines deep sector knowledge with dedicated fine arts underwriting and claims service. As a Managing General Underwriter with proprietary policy forms and access to top-tier carriers, HTB helps agents place specialized fine arts risks that standard commercial markets may decline or limit. Whether your client is an established artist with high-value inventory or an emerging practitioner needing studio and transit protection, HTB offers tailored solutions and market access. Writing with HTB gives you a partner experienced in valuing art, structuring appropriate coverages, and supporting placement needs—from certificates for shows to negotiated subrogation waivers in consignment agreements. Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for professional visual artists who create, store, and sell original artworks. It’s ideal for clients who need protection for works in progress, finished pieces, inventory for sale, and artwork while in transit or on exhibit. What does the policy cover?The policy provides “all risk” coverage for artwork, including damage during transit, theft, fire, and accidental damage. It also includes valuation clauses and optional studio property coverage for tools, materials, and business property. Is coverage available nationwide?Yes. The Artists Fine Arts Insurance Program is available in all 50 states and Washington, D.C. What is the minimum premium for this program?The program has a minimum premium of $2,000. Final premiums vary based on valuation, scope of coverage, transit activity, and other risk factors. How fast can I get a quote?HTB offers quick turnaround through in-house underwriting authority. Submissions with complete details—inventory lists or sample valuations, storage and transit practices, and prior loss history—are processed most rapidly. Need help placing an account? Connect with a market specialist. Need help placing an account? Connect with a market specialist.

...nership or management of an art or music facility. Eligible Operations fo... instructor insurance - Instrumental Music (brass, percussion, string wood...

Municipality Fine Art Collections Insurance Program - Exclusive Fine Arts Coverage for State and Local Municipal Governments Huntington T. Block (HTB) is the premier fine arts insurance brokerage in the United States. As the original architect of the "all risk, wall-to-wall" fine arts policy, HTB continues to lead the market by offering tailored insurance solutions for public and private art collections across the country. HTB insures over 1,000 museums, 500 art galleries, and numerous Fortune 500 companies and universities. Their expertise extends to helping state and local municipal governments protect their collections of paintings, sculptures, rare books, historic artifacts, and more. Ideal Accounts and Appetite HTB’s Municipality Fine Art Collections Insurance Program is specifically designed for: City, county, and state-owned museums or historical collections Public universities and libraries with significant art or rare book holdings Municipal buildings housing curated art exhibits or permanent collections Public-sector collections on loan or display in government facilities Whether your client is a city hall displaying regional artwork or a state archive with irreplaceable historical objects, HTB’s program is engineered to meet the unique needs of public institutions. Coverage Highlights and Advantages This program offers robust coverage designed by fine arts professionals and insurance experts. Key features include: “All risk” coverage with proprietary broad-form policy language Low deductibles starting at $1,000 Blanket limits for both owned and loaned objects Worldwide coverage for collections in transit or on exhibit CAT coverage available for terrorism, earthquake, and wind (subject to underwriting) Subrogation waivers, contract review, and expanded insured property definitions Comprehensive valuation clause to support proper settlement HTB’s in-house claims department offers specialized support with unique settlement authority, ensuring claims are handled with the care these valuable assets require. Underwriting Notes and Minimum Premiums HTB has exclusive fine arts underwriting authority and can typically provide turnaround within 24 hours for complete submissions. The minimum premium starts at $1,750 for a $1 million aggregate limit, making it a competitive option for municipal budgets. Territories and Availability This program is available in all 50 states and Washington, DC. No matter where your municipal client is located—from New York to California, or Alaska to Florida—HTB has the licensing and underwriting capabilities to serve them. Why Work With Huntington T. Block HTB has been exclusively focused on fine arts coverage since 1962. Their senior staff brings over 200 years of combined experience, and the program is backed by an A-rated carrier, Ironshore Indemnity Inc. Trusted by the American Alliance of Museums (AAM) and the American Institute for Conservation (AIC), HTB is a name agents can feel confident presenting to clients. If you’re working with a municipality that needs tailored protection for their fine art holdings, HTB offers one of the most experienced and responsive markets available. Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of municipal accounts are a good fit for this program?This program is ideal for public museums, libraries, universities, and government buildings that house or exhibit fine art, historical artifacts, or rare collections. What is the minimum premium for this program?The minimum premium starts at $1,750 for a $1 million aggregate limit, making it accessible for a wide range of municipal budgets. What coverage is available for loaned or traveling art?The program includes blanket limits for both owned and loaned objects, with worldwide coverage for items in transit or on exhibit. Is CAT coverage available through this program?Yes, coverage for terrorism, earthquake, and wind is available, subject to underwriting approval. How quickly can I get a quote?HTB typically provides quotes within 24 hours for complete submissions, thanks to their in-house underwriting authority. Need help placing an account? Connect with a market specialist.

Corporate Collections Insurance Program – Exclusive Fine Arts Coverage Art collections aren’t just decorations—they’re assets that reflect a corporation’s culture, brand, and long-term investment. As a trusted name in fine arts insurance since 1962, Huntington T. Block (HTB) offers a specialized solution to protect corporate art collections of all sizes and types. Designed in collaboration with museum professionals, gallery owners, and private collectors, HTB’s Corporate Collections Insurance Program is one of the most comprehensive offerings in the U.S. market. Ideal Accounts and Appetite This program is designed for corporations that own or manage valuable art collections, display artwork in offices or headquarters, or loan pieces for exhibitions. Ideal clients include: Fortune 500 companies with curated in-office art collections Corporate headquarters featuring rotating or permanent exhibitions Companies that loan art to galleries, museums, or commercial dealers Firms with privately owned or jointly owned artwork You might have a client with a multi-location office setup displaying original artwork, or a company that frequently ships art between offices or to exhibitions—both are great candidates for this program. Coverage Highlights and Advantages HTB’s program is backed by decades of fine arts underwriting knowledge and offers one of the broadest coverage forms in the industry. Coverage includes: Worldwide protection for owned and loaned artwork Scheduled or blanket limits available Coverage for domestic and international transits Legal liability coverage for property of others Coverage for jointly owned items and privately owned collections Protection for artwork at multiple locations under a single master policy Coverage during exhibitions and while on loan Low deductibles starting at $1,000 Automatic reinstatement of limits after each loss Optional CAT coverage for terrorism, earthquake, wind, and flood (subject to underwriting) Underwriting Notes and Minimum Premiums HTB has in-house quoting authority for fast turnaround—typically within 24 hours for complete submissions. Claims are handled by an in-house fine arts team with authority to settle quickly and knowledgeably. Contract and insurance requirement reviews are also available. Minimum premiums typically start at $2,000. Territories and Availability This program is available in all 50 states and Washington, D.C. It is written on paper from Ironshore Indemnity Inc., an A XV rated carrier by A.M. Best. Admitted coverage is available where applicable. Why Work With HTB? As the first firm to launch a stand-alone fine arts insurance program, HTB brings unmatched expertise to the table. With over 60 years of dedicated service to the arts and corporate sectors, HTB offers agents and brokers a reliable, expert-driven solution backed by responsive service, deep underwriting knowledge, and longstanding carrier partnerships. Whether your client is building a collection or already owns a significant portfolio, HTB can help protect their investment with industry-leading coverage and service. Frequently Asked Questions What types of accounts are a good fit for this program?Corporations with owned or loaned fine art collections, including those displayed in offices, stored off-site, or loaned to exhibitions, are ideal candidates. Is this program available nationwide?Yes, the Corporate Collections Insurance Program is available in all 50 states and Washington, D.C. What is the minimum premium for this program?The minimum premium typically starts at $2,000, depending on the risk profile and coverage needs. How quickly can I get a quote?HTB offers in-house quoting authority with typical turnaround times of 24 hours for complete submissions. Does the program include transit coverage?Yes, the policy includes coverage for domestic and international transits, as well as protection while artwork is on loan or in storage. Need help placing an account? Connect with a market specialist.

Commercial Galleries and Private Art Dealers Insurance Program – Exclusive Fine Arts Coverage from Huntington T. Block (HTB) As an insurance agent or broker serving art galleries and private art dealers, you understand how critical it is to protect valuable and often irreplaceable collections. Huntington T. Block (HTB) offers a dedicated Commercial Galleries and Private Art Dealers Insurance Program designed to meet the specialized needs of commercial galleries and fine art dealers across the U.S. Overview of the Program From Huntington T. Block HTB has been a trusted name in fine arts insurance since 1962. Our in-house team combines deep industry experience in both insurance and the fine arts community, giving brokers direct access to professionals who understand the unique exposures your clients face—from valuation and transit to exhibit risks and loss mitigation. We work with Ironshore Indemnity Inc. and offer admitted coverage in all available states. Our program is tailored to address the diverse and global nature of art transactions, with coverage structured for both domestic and international risks. Ideal Accounts and Appetite This program is best suited for: Commercial art galleries Private art dealers Members of professional art associations, such as ADAA and IFPDA You might have a client who travels internationally to exhibit artwork or who rotates high-value pieces in and out of private collections. HTB’s program is designed to protect those types of exposures with robust, wall-to-wall coverage. Coverage Highlights and Advantages Exclusive fine arts underwriting facility with over 60 years of experience All-risk coverage, including breakage Worldwide transit and location coverage—“wall-to-wall” protection Blanket limits for property in the care, custody, and control of the insured Special clauses for “Loss Buy Back” and “Pairs and Sets” Coverage for works of art on loan, in transit, or at exhibitions/fairs Depreciation coverage for value lost after damage Low deductibles starting at $1,000 In-house fine arts claims department with authority to settle quickly Insurance requirement and contract review services CAT coverage for terrorism, earthquake, wind, and flood (subject to underwriting) We also provide a specialized Dealers Form for members of ADAA and IFPDA, offering tailored enhancements to meet association standards. Underwriting Notes and Minimum Premiums HTB offers both standard and special insurance programs with competitive rates. Our in-house quoting authority enables a typical turnaround of 24 hours for complete submissions. Minimum premiums start at $2,500, and we evaluate each submission based on the specific risks and operations of the gallery or dealer. Territories and Availability This program is available in all 50 states and the District of Columbia, including key art hubs such as New York, California, Florida, and Texas. HTB is licensed nationwide and can offer admitted solutions through Ironshore Indemnity Inc. Why Work With Huntington T. Block HTB is more than an insurance provider—we are fine arts advocates with over 200 years of cumulative industry experience. Our long-standing relationships with professional associations such as the Art Dealers Association of America (ADAA), International Fine Art Printers Association (IFPDA), and the New Art Dealers Alliance (NADA) demonstrate our commitment to the sector. Partnering with HTB gives you and your clients access to a niche insurance program that understands the business of art from every angle. Whether your client is a dealer managing rotating inventory or a gallery hosting international exhibits, HTB provides the protection and expertise you need to place business with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for commercial art galleries and private art dealers, including those who participate in exhibitions, art fairs, or manage artwork on consignment or loan. Is this program available in all states?Yes, the program is available in all 50 states and the District of Columbia. Coverage is offered on an admitted basis through Ironshore Indemnity Inc. What is the minimum premium for this program?The minimum premium starts at $2,500, with pricing based on exposure, risk profile, and underwriting review. Does the program cover international transit and exhibitions?Yes, the policy provides worldwide “wall-to-wall” coverage, including domestic and international transit and art displayed at exhibitions or fairs. Are there any special benefits for members of art associations?Yes, members of ADAA and IFPDA may qualify for a Special Dealers Form that includes tailored enhancements specific to their association’s standards. Need help placing an account? Connect with a market specialist.

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