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...s Beauty salons offering hair, nails, waxing, skincare and related service...rovide services such as hair styling, nails, waxing, and skincare are ideal ca...

... Establishments offering waxing, nail services, styling, and incidental mass...outine services (cuts, color, waxing, nails, incidental massage) and revenues ...

...Cosmetology and barber schools Nail salons Retailers of salon and barb...s include beauty salons, barbershops, nail salons, cosmetology schools, and beauty s...

...sage providers Manicurists and nail technicians Ear-piercing technicia...rogram?Ideal accounts include beauty salons, barber shops, individual stylists...

...ters Independent Operators Nail Salons Hair Removal Services B...ent Waving, Hair Weaving, Hair Dying, Nail Care Services, Aromatherapy Service...

...s (Retail Sales) Class 15600 – Nail Salons Whether your client owns a...uty parlors, hair styling salons, and nail salons that operate on a retail basis and...

...owing sectors: Beauty Salons, Nail Salons, and Barber Shops Fast Food... mid-sized businesses such as beauty salons, barber shops, fast food restauran...

...ivate clubs Beauty salons, nail salons, and barber shops Business ow...d businesses, including restaurants, salons, child care centers, convenience s...

... Medical Testing Labs Beauty Salons Doctor Offices Permanent Ma...ing medispas, tattoo parlors, beauty salons, and smoke/vape shops (retail only...

Professional Liability Solutions from Bailey Special Risks, Inc. Bailey Special Risks, Inc. (BSR) is a wholesale broker offering comprehensive Professional Liability (E&O) solutions for non-traditional and specialized professions. With access to multiple non-admitted carriers, BSR helps agents and brokers place accounts that often fall outside standard admitted markets by providing flexible underwriting and tailored policy structures. Ideal Accounts and Target Industries This Professional Liability program is built for both traditional and niche professional classes. Typical accounts include: Miscellaneous professionals — computer consultants, home inspectors, title agents, and other technical or advisory firms whose exposures may not fit standard forms. Medical professionals and services — diagnosticians, technicians, nurses, physicians, surgeons, CRNAs, perfusionists, and laboratories that require specialized liability protection. If your client provides specialized consulting, technical services, or healthcare support, this program offers solutions that can be adapted to those unique exposures. Coverage Highlights and Advantages BSR’s Professional Liability program emphasizes flexibility and carrier access to place both routine and hard-to-place risks. Key advantages include: Coverage tailored to the risk profile of each professional class Access to multiple non-admitted carriers for customized terms Ability to place both standard and specialty professions Support for primary and excess placements where available These options help protect insureds from claims of negligence, errors, and omissions across a range of services and specialties. Underwriting Notes All submissions are individually underwritten. BSR leverages a variety of non-admitted markets to secure capacity and craft policy language for accounts that may not qualify for admitted carriers. There is no stated minimum premium; final pricing depends on class of business, exposure details, limits, and other underwriting factors. Territories and Availability This Professional Liability program is available in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, and WY. Why Work With Bailey Special Risks, Inc.? BSR brings decades of specialty insurance experience and broad carrier access, making them a strong partner for placing complex or non-standard professional liability risks. Their underwriting focus and market relationships help you find capacity and structure for accounts that are difficult to place in admitted markets. Example scenarios that fit this program: You have a freelance IT consultant who advises healthcare clients and needs an E&O policy with technology and healthcare exposures considered. A newly formed diagnostic laboratory needs Professional Liability coverage before onboarding clients or signing vendor contracts. For agents who need responsive underwriting and access to specialty carriers, BSR can help structure terms and locate suitable markets. Frequently Asked Questions What types of accounts are a good fit for this program?This program is well suited for miscellaneous professionals (IT consultants, inspectors, title agents) and medical-related classes (technicians, nurses, physicians, labs) that require tailored E&O protection. Is this coverage placed on an admitted basis?No. BSR’s Professional Liability program is offered on a non-admitted basis through a panel of carriers to increase placement flexibility. Can I submit accounts outside the medical and consulting sectors?Yes. BSR will review a wide range of professional liability risks. Submit the details and their underwriting team will advise on eligibility and market fit. What states is this program available in?The program is available in most states, including CA, TX, FL, NY, IL, and many others. See the full list above for details. Does BSR help with hard-to-place or unusual risks?Yes. BSR specializes in placing unique and hard-to-insure professional liability accounts using its wide carrier access and underwriting expertise. Need help placing an account? Connect with a market specialist.