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Workers Compensation Solutions for Hardware Manufacturing Accounts Novatae Risk Group offers a specialized Workers Compensation insurance program tailored for hardware manufacturing operations. Whether your client manufactures tools, fasteners, fittings, or metal components, this program is designed to address the unique risks and exposures common to the hardware manufacturing industry. As a Managing General Underwriter and Excess & Surplus Lines Broker, Novatae provides brokers and agents with access to competitive markets and expert underwriting support for these complex accounts. Ideal Accounts and Appetite This program targets small to mid-sized hardware manufacturers that have consistent operations and established safety procedures. Ideal accounts include manufacturers of: Hand tools and power tool components Fasteners (nails, screws, bolts) Door and cabinet hardware Metal and plastic fittings Accounts with recent investments in safety training and loss control are especially attractive. Businesses with poor claims history or excessive large losses may require additional underwriting review. Program Features: Only $7,500 Minimum Premium Program Highlights: 10% commission Fast turnaround for quotes with completed application Coverage available in over 20 states Underwriting Submissions To receive a quote, submit the following: Acord 130 3 Years of Loss Runs Supplemental Questionnaire Details on Large Losses (if applicable) Territories and Market Access This program is available in over 20 states, including AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, and WV. Coverage is written through a range of admitted and non-admitted markets, depending on the specific risks and jurisdiction. Why Partner With Novatae Risk Group? Novatae brings deep industry knowledge and underwriting expertise to niche manufacturing risks. Their team is responsive, detail-oriented, and committed to helping brokers find the right solution for hard-to-place Workers Compensation accounts. With fast quoting, broad state availability, and competitive commissions, Novatae is a reliable partner for placing hardware manufacturing business. Do you need a Workers Compensation Insurance Quote for your Hardware Manufacturing client? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of accounts are a good fit for this Workers Compensation program?This program is ideal for small to mid-sized hardware manufacturers, including those producing tools, fasteners, and metal or plastic hardware components. What is the minimum premium for this program?The minimum premium starts at $7,500, depending on the size and risk profile of the account. Which states is this program available in?The program is available in over 20 states, including CA, FL, TX, NY, PA, and others listed in the program details. What documents are required to submit an account for quoting?You will need to submit an Acord 130, three years of loss runs, a supplemental questionnaire, and details of any large losses. How quickly can I expect a quote?Novatae typically provides fast turnaround times once a complete submission is received. Need help placing an account? Connect with a market specialist.