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Colonial General Insurance Agency, Inc. offers a comprehensive Assisted Living Insurance program built for independent agents and brokers placing senior living facilities. Our recently expanded program delivers broader coverage options and lower base rates, making it easier to place assisted and independent living operations throughout the Western United States. Overview of the Program From Colonial General This program addresses the liability and operational exposures unique to senior living communities. As a managing general agency and excess & surplus lines broker, Colonial General provides access to specialized markets and flexible underwriting to match the needs of both independent living and assisted living operators. Whether the facility is a standalone independent living community or a full-service assisted living facility, you can find tailored solutions under this program. Ideal Accounts and Appetite We are focused on placing accounts that demonstrate good management, safety practices, and favorable loss histories. Typical targets include: Assisted living facilities providing non-medical support and custodial care Independent living communities Facilities with documented safety protocols, staff training, and regulatory compliance New ventures operated by experienced management teams (considered on a case-by-case basis) Example fits: you might have a 40-bed independent living community in Utah with strong resident-safety programs, or a multi-location assisted living group in Arizona with centralized risk management—both could be competitive submissions. Coverage Highlights and Advantages Key features and recent enhancements to the Assisted Living Insurance program include: Standard coverage features: Lower base rates for assisted and independent living accounts Occurrence-based coverage available for independent living operations Assault and battery exclusion removed Medical payments for non-residents available with $2,500 and $10,000 limits Broader coverage options: Higher sexual abuse and molestation limits Defense costs outside the policy limits Punitive damages coverage (where allowed) Split limits and communicable disease coverage Expanded territorial coverage and credits for favorable venue locations Underwriting Notes and Minimum Premiums Underwriting is case-specific. The team reviews facility size, services, staffing levels, management experience, licensure, and claims history. Minimum premiums and program placement options vary by carrier and risk profile; we work to offer competitive pricing and solutions that allow you to retain business. For best results, include loss runs, staffing and training descriptions, and any written safety or infection-control programs with your submission. Territories and Availability The program is available in: AZ, CA, CO, ID, NV, NM, UT, and WY. Both admitted and non-admitted options may be available depending on the location and risk characteristics. Why Work With Colonial General Colonial General combines niche senior-living expertise with multicarrier access as an MGA and E&S broker. We offer responsive quoting, flexible underwriting, and placement capability across specialty markets. Our team collaborates with agents to structure coverages that address resident exposures, abuse/molestation concerns, regulatory issues, and catastrophic loss scenarios—helping you grow and retain your book of business. Frequently Asked Questions What types of accounts are a good fit for this program?This program best serves assisted and independent living facilities that emphasize resident safety, have documented management and safety practices, and maintain favorable loss histories. New ventures with experienced operators will be considered. Are both admitted and non-admitted markets available?Yes. Depending on the state and the risk profile, we can access both admitted and non-admitted markets to secure the appropriate coverage and pricing. Is occurrence-based coverage available?Occurrence-based coverage is available for independent living operations under this program; other coverages may be offered on a claims-made or occurrence basis depending on carrier guidelines. What states is this program available in?The Assisted Living Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Can I submit new ventures?Yes. New ventures are considered, particularly when supported by experienced management, clear operational plans, and strong safety protocols. Need help placing an account? Connect with a market specialist.

Policy Highlights for Long Term Care Facilities Insurance: Colonial General Insurance Agency, Inc. offers a competitive, flexible Long Term Care Facilities Insurance program tailored for independent living and assisted living facilities. With a widened underwriting appetite and reduced base rates, this program helps agents and brokers place more long-term care risks — including newer facilities and accounts with more complex exposures — using solutions designed for this niche. Ideal Accounts and Appetite This program is well-suited for: Assisted living facilities Independent living communities Small to medium-sized long-term care operations Preferred accounts are those that emphasize resident safety, maintain clean loss histories, and demonstrate strong management and risk-control practices. Facilities with documented risk management programs and locations in favorable legal venues may qualify for favorable credits and broader terms. Example: You might have a client operating a 40-unit assisted living facility in Utah with no major claims in the past five years — that profile typically fits well with this program given the updated coverages and lower base rates. Coverage Highlights and Advantages Colonial General’s Long Term Care Facilities Insurance program delivers broad liability solutions and expanded options for assisted and independent living operations. Key features include: For assisted and independent living: Lower base rates designed to increase placement opportunities Removal of the assault and battery exclusion where allowable Occurrence-form coverage available for independent living facilities Medical payments for non-residents with $2,500 and $10,000 limit options Broadened coverages and options: Higher limits for sexual abuse and molestation exposures Punitive damages coverage where legally permitted Split liability limits to better manage complex exposures Defense costs outside the limits of liability Communicable disease coverage Expanded territory options and credits for preferred venues Underwriting Notes and Minimum Premiums The program is accessible through both admitted and non-admitted markets depending on the state and account characteristics. Colonial General partners with multiple carriers to align the risk with the most appropriate market. Minimum premium thresholds vary by carrier and jurisdiction; the program’s reduced base rates make it practical for a wide range of account sizes. Territories and Availability Coverage is available for risks located in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General combines deep market access with focused underwriting expertise for the long-term care sector. They support independent agents and brokers by placing business other markets may decline and by offering responsive service, flexible terms, and an expanded appetite for assisted and independent living risks. To learn more about this program or explore additional markets, visit Colonial General Insurance Agency, Inc.. Frequently Asked Questions What types of accounts are a good fit for this program?Assisted living and independent living facilities with clean loss histories, documented risk controls, and strong management practices are the best fits for this program. Are both admitted and non-admitted options available?Yes. Colonial General places accounts in admitted and non-admitted markets depending on the state and the specific characteristics of the risk. Is occurrence form coverage available?Yes. Occurrence-form coverage is available for independent living facilities under this program, subject to underwriting. Does the policy include coverage for communicable diseases?Yes. Communicable disease coverage is part of the program to help facilities manage that exposure where offered by the underlying carrier. In which states is this program available?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Mobile X-ray and Imaging Insurance program designed for businesses providing portable diagnostic imaging services. Whether your client is servicing nursing homes, assisted living facilities, correctional institutions, rehab centers, or homebound patients, this program offers tailored coverage solutions backed by A.M. Best A+ rated carriers. Overview of the Program From Colonial General Insurance Mobile X-ray and portable imaging businesses face unique liabilities as they operate outside traditional healthcare facilities. Colonial General understands this niche and provides access to flexible insurance options through top-rated carriers. As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General helps agents like you place hard-to-insure risks with reliable markets. Ideal Accounts and Appetite Target classes for this program include: Mobile X-ray service providers Portable ultrasound, MRI, and CT scan operators Imaging technicians servicing long-term care facilities, surgical centers, and correctional institutions This program is ideal for accounts that deliver diagnostic services on-site at nursing homes, rehabilitation hospitals, adult assisted living residences, and private homes. If you have a client expanding into mobile diagnostics or starting a new venture with portable imaging, this program can help secure the right coverage. Coverage Highlights and Advantages Coverage options vary by carrier, but may include: Professional Liability (Medical Malpractice) General Liability Commercial Auto (for transport vehicles) Property and Inland Marine (for mobile equipment) Workers’ Compensation (in select markets) Colonial General works with carriers that understand the exposures involved in operating sensitive diagnostic equipment in variable environments. This ensures comprehensive protection for your insureds, whether they operate a fleet of mobile units or a single portable device. Underwriting Notes and Minimum Premiums Coverages and premiums will vary based on the carrier and the specific risk characteristics of the account. Underwriters will review operational scope, number of units, technician credentials, service areas, and claims history. While no fixed minimum premium is listed, this program is best suited for accounts with professional operations and clear risk management procedures. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Some admitted markets are available depending on the state and coverage needs. Non-admitted options are also accessible for more complex or high-risk accounts. Why Work With Colonial General Insurance Agency Colonial General has deep experience placing specialty healthcare and niche liability risks. Their team offers responsive underwriting support, access to top-tier carriers, and solutions tailored to the mobile healthcare space. If you’re an agent or broker looking for a reliable partner to place mobile imaging business, Colonial General is ready to help you succeed. Frequently Asked Questions What types of accounts are a good fit for this Mobile X-ray and Imaging Insurance program?This program is ideal for businesses providing mobile diagnostic imaging services to nursing homes, assisted living facilities, correctional institutions, and homebound patients. What coverages are typically available under this program?Coverage options may include General Liability, Professional Liability, Commercial Auto, Property/Inland Marine for equipment, and Workers’ Compensation depending on the carrier and state. Which states is this program available in?The program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Does this program offer admitted or non-admitted coverage?Some admitted markets are available; however, non-admitted options are also accessible depending on the risk and location. What information is required for underwriting?Underwriters typically look for operational details, technician qualifications, number and type of mobile units, service locations, and any prior claims history. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a comprehensive Tire Dealers Insurance Program designed specifically for tire dealers and related automotive businesses. As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General works with a variety of carriers to provide tailored solutions that address the unique risks faced by tire retailers, installers, and service operations. Overview of the Program From Colonial General This program is built for tire dealers that need specialized Commercial Garage coverage. Whether your client operates a single-location tire shop or a multi-bay service center, Colonial General can help you place coverage to meet their operational and liability exposures. Our experienced team is ready to assist with underwriting guidance and fast turnaround times. Ideal Accounts and Appetite The Tire Dealers Insurance Program is suitable for businesses involved in: New tire sales and installation Tire repair and balancing services Auto garages with tire-related services Specialty tire dealers (e.g., off-road, equipment tires) Used tire sales may be considered on a case-by-case basis. However, accounts engaged in recap, retread, or remanufactured tire services are excluded. "AS IS" auto sales are acceptable under the program. Coverage Highlights and Advantages The program offers a strong suite of coverages to protect your tire dealer clients from both common and specialized risks: Garage Liability Limits up to $1,000,000 per accident $3,000,000 Liability Aggregate Garage Keepers Coverage on a primary basis with specified causes of loss Dealers Physical Damage False Pretense Coverage Fire Legal Liability In-Transit Coverage for towing operations Broad Form Garage Endorsements $5,000 Medical Payments Property Coverage available Underwriting Notes and Minimum Premiums Colonial General evaluates each account individually. While no specific minimum premium is listed, accounts should demonstrate sound risk management practices and fall within the target class profile. Our underwriters are happy to work with you to determine eligibility and pricing. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted and non-admitted options are available depending on the risk and market availability. Why Work With Colonial General Colonial General brings decades of experience serving agents and brokers in the Western U.S. We specialize in hard-to-place commercial risks and niche programs, offering access to a wide range of carriers and competitive solutions. Our team is responsive, knowledgeable, and committed to helping you grow your book of business with quality markets. If you have a tire shop client looking to expand into specialty tire sales or an automotive garage that needs stronger liability protection, Colonial General can help you secure the right coverage. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include retail tire dealers, tire installation and repair shops, and specialty tire dealers such as those selling off-road or equipment tires. Are used tire sales eligible for coverage?Used tire sales may be considered depending on the nature of the operation. However, recap and retread tire services are excluded from this program. Is this program admitted or non-admitted?Both admitted and non-admitted markets are available depending on the state and risk profile. What states is this program available in?The Tire Dealers Insurance Program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Can I place coverage for a shop that also sells vehicles?Yes, "AS IS" auto sales are acceptable under this program, subject to underwriting review. Need help placing an account? Connect with a market specialist.

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Policy Highlights: Brake and muffler shops face a unique set of risks due to the nature of their operations, including customer vehicle damage, employee injury, and liability exposures. Colonial General Insurance Agency, Inc. offers a specialized Brake and Muffler Shop Insurance program designed to address these challenges head-on—helping you place business confidently and efficiently. Overview of the Program From Colonial General As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides access to flexible commercial garage coverage tailored to the specific needs of brake and muffler repair businesses. Whether your client operates a stand-alone brake shop or a full-service muffler facility, this program is built to help you secure the right protection for their unique exposures. With access to both admitted and non-admitted markets, Colonial General can support a wide range of placements across the Western U.S. Ideal Accounts and Appetite This program is ideal for: Independent brake and muffler repair shops Small to mid-sized garage operations offering exhaust system services Shops providing towing services or vehicle pickup and delivery Accounts with established safety procedures, clean loss history, and well-maintained facilities are especially attractive. This program is not intended for heavy truck repair shops or full auto body collision centers. Coverage Highlights and Advantages The Brake and Muffler Shop Insurance program includes: $3,000,000 Liability Aggregate $5,000 Medical Payments Broadened Coverage Endorsements Dealers Physical Damage False Pretense Coverage Fire Legal Liability Garage Keepers Coverage on a Primary basis with specified causes of loss Garage Liability Limits up to $1,000,000 per accident In-Transit Coverage for Towing Operations Property Coverage Available These options allow you to customize policies to suit the risk profile of each client, whether they handle customer vehicles overnight, operate in high-traffic areas, or offer roadside services. Underwriting Notes and Minimum Premiums Colonial General works with a variety of carriers to find appropriate coverage solutions. While minimum premium requirements vary by market and risk profile, the underwriting team seeks partners who present clean operations, sound maintenance practices, and compliance with industry safety standards. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted markets are available in some states, while others may be serviced through surplus lines carriers depending on the risk. Why Work With Colonial General? Colonial General brings decades of experience in placing niche commercial auto-related risks. Their team understands the operational exposures faced by brake and muffler shops and provides responsive underwriting support to help agents close business faster. With access to both admitted and non-admitted markets, they offer flexible solutions tailored to your clients’ needs. Whether you're quoting a single-location brake shop or a regional muffler service with multiple vehicles, Colonial General can help you find the right fit. You can explore the full program details and start the submission process by visiting their program page. Frequently Asked Questions What types of accounts are a good fit for this program?Independent brake and muffler repair shops, especially those with clean operations and minimal claims history, are ideal candidates for this program. Is Garage Keepers Coverage included?Yes, Garage Keepers Coverage is available on a primary basis with specified causes of loss, offering protection for customer vehicles in the shop's care. Are towing operations covered?Yes, In-Transit Coverage for Towing Operations is included, making this program a strong fit for shops that offer pickup or roadside assistance. Which states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Do you offer both admitted and non-admitted options?Yes, Colonial General has access to both admitted and non-admitted markets depending on the state and risk characteristics. Need help placing an account? Connect with a market specialist.

Policy Highlights for our Building Material Trucking program: Colonial General Insurance Agency, Inc. offers a specialized Building Material Trucking Insurance program designed for agents and brokers seeking comprehensive cargo coverage solutions for clients in the construction hauling space. This program is ideal for insureds who transport various types of building materials to and from job sites, including perishable or fragile items that require extra protection during transit. Our coverage is tailored for construction truckers, heavy haulers, and operators of flatbeds, dump trucks, and other vehicles that carry building supplies such as lumber, steel, roofing materials, concrete forms, insulation, and more. With the unique risks involved in transporting these goods, having the right cargo insurance is essential—and Colonial General provides access to markets that understand these exposures. Ideal Accounts and Appetite This program is well-suited for independent contractors, owner-operators, and small to mid-sized trucking fleets specializing in hauling building materials. Target classes include: Lumber and wood products haulers Roofing and siding material transporters Steel and metal component delivery operators Concrete and masonry supply haulers Insulation and drywall transporters We work with accounts that need flexible coverage solutions and access to excess limits. Risks involving long-haul freight, regional routes, or local job site deliveries can all be considered based on underwriting. Coverage Highlights and Advantages Unlimited radius available on all monoline cargo policies Refrigeration breakdown included in cargo limits up to $100,000 Excess cargo up to $750,000 available over primary coverage This program helps protect against common losses such as cargo damage, theft, spoilage, and breakdowns that could delay delivery or compromise materials. Whether your client is hauling insulation across state lines or delivering steel beams to a commercial build, we can tailor the policy to fit their needs. Underwriting Notes and Minimum Premiums Colonial General evaluates each risk individually. While minimum premium details may vary by account and carrier, our underwriting team can assist in identifying the best fit for your client’s operations and coverage requirements. We work with a range of carriers, offering both admitted and non-admitted solutions depending on the specific state and risk characteristics. Territories and Availability This Building Material Trucking Insurance program is currently available in the following states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Admitted markets are available in some states; please contact our team for state-specific options. Why Work With Colonial General Colonial General Insurance Agency is a Managing General Agency and Excess & Surplus Lines Broker with extensive experience in specialty transportation programs. We understand the unique needs of agents placing trucking and cargo-related risks and are committed to providing responsive service, competitive market access, and customized solutions. Whether you are placing coverage for an experienced hauler with multiple trucks or a new venture with one rig, we can help you deliver the right coverage for your client’s operation with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for trucking operators who haul construction-related materials such as lumber, steel, roofing supplies, concrete forms, and insulation. Is there a radius limitation for cargo coverage?No, unlimited radius is available on all monoline cargo policies offered through this program. Can you write excess cargo coverage?Yes, we have markets that can provide excess coverage over primary cargo policies up to $750,000. In which states is this program available?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Do you offer admitted or non-admitted options?Some admitted markets are available depending on the state and risk profile. We also offer non-admitted solutions across our territories. Need help placing an account? Connect with a market specialist.

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Overview — Colonial General Insurance Agency: Garbage Hauling Insurance Colonial General Insurance Agency, Inc. offers a targeted Garbage Haulers and Waste Disposal program designed for independent agents and brokers placing commercial waste-hauling risks. As an experienced managing general agency and excess & surplus lines broker, Colonial General works with a variety of admitted and non-admitted markets to provide flexible liability, physical damage, cargo and excess auto options for roll-off, residential/ commercial trash, recycling and related waste operations. Ideal Accounts and Appetite This program is a good fit for: Local and regional refuse haulers (residential and commercial routes) Roll-off/dumpster operators, transfer station pickups and container services Recycling haulers and mixed solid waste carriers Hazardous materials haulers in eligible classes (note: specific limits in CA) Less appropriate accounts typically include long-haul interstate fleet operations with specialized high-hazard exposures or heavily deteriorated safety programs. Each submission is reviewed by underwriting for class, fleet size, safety record and loss history. Coverage Highlights and Advantages Program features give you multiple ways to structure coverage for the unique exposures of waste haulers: Auto Liability: Primary limits available up to $1,000,000 (in California hazardous materials haulers may qualify for $1,200,000 primary). Buffer/Layered Auto Liability: Options to add buffer layers to achieve combined limits. Physical Damage: Comprehensive and collision available with deductible choices typically ranging from $500 to $5,000. Cargo: Limits up to $100,000; coverage can include refrigerated cargo breakdown where applicable. Excess Auto: Capacity to place higher limits via excess layers. Radius options: Flexible territory/radius schedules up to 500 miles to match operational patterns. Regulatory and state filings: Assistance with filings where required by state regulators. Underwriting Notes Underwriting focuses on fleet safety, driver hiring and monitoring practices, vehicle maintenance, loss history and the types of materials transported. Common items under review include: CSA scores and MVRs for drivers Recent loss runs and frequency/severity trends Equipment age and maintenance programs Special operations (e.g., hazardous waste) that may require enhanced terms Carriers and admitted status vary by state and account profile; Colonial General places business in both admitted and surplus markets as appropriate. Territories and Availability The program is available in AZ, CA, CO, ID, NV, NM, UT and WY. Availability and admitted vs. non-admitted placement will depend on the carrier, the class of business and the insured’s operations. Why Work With Colonial General on Garbage Hauling Business Colonial General combines program underwriting expertise and market access to help you place challenging waste-hauling risks. The MGA’s flexibility on limits, physical damage deductible options and cargo protection — plus support for state filings — makes this program a practical option when standard markets are constrained. Carriers vary by account; underwriting is geared to evaluate and structure coverage for common hauler exposures rather than offer one-size-fits-all terms. Example placements You may have a local roll-off operator with a mixed residential/commercial route and a modest fleet who needs $1,000,000 auto liability, physical damage with a $1,000 deductible and cargo limits — this program can be structured to fit that profile. A small municipal contractor running within a 200-mile radius with clean loss runs and maintained equipment could qualify for primary liability and excess options through Colonial General’s carrier panel. Frequently Asked Questions What types of garbage hauling accounts are a good fit for this program?The program targets local and regional refuse haulers, roll-off and dumpster services, transfer pickup operators, and recycling haulers. Accounts with documented safety and maintenance programs and standard solid waste operations are best suited. What liability and cargo limits are available?Primary auto liability limits are available up to $1,000,000 (with select hazardous materials haulers in California eligible for $1,200,000 primary). Cargo limits are available up to $100,000 and can include refrigerated cargo breakdown where applicable. Excess layers are also available through market capacity. Are admitted markets available?Yes — Colonial General places business in both admitted and excess & surplus markets. Actual admitted availability depends on state and the specific risk characteristics. What submission information do underwriters typically need?Provide a completed application, current loss runs (usually 3–5 years), driver MVRs or summary, vehicle list and details on safety/maintenance programs. The more detail on operations and controls, the better the chance of favorable terms. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Halfway House Errors and Omissions Insurance program designed for health care and social service facilities. This program is ideal for agents and brokers seeking coverage solutions for halfway houses that provide voluntary outpatient services or temporary stays. With access to both admitted and non-admitted markets, Colonial General can tailor coverage to meet the unique exposures faced by these facilities. Ideal Accounts and Appetite This program targets halfway houses and transitional living facilities that operate within a structured framework and provide services such as rehabilitation, counseling, or community reentry support. Eligible operations typically offer outpatient treatment, temporary residential stays, or social services in a regulated environment. Examples of good-fit accounts include: A nonprofit halfway house providing addiction recovery and counseling services for adult men. A transitional facility assisting recently released inmates with job placement and reintegration programs. Coverage Highlights and Advantages Agents can access comprehensive coverage on a mono-line or package basis, with flexible limits and optional endorsements tailored to the needs of halfway houses. Key coverages include: Primary Limits up to $3,000,000 Occurrence/Aggregate Errors and Omissions Coverage Medical Payments Coverage – $5,000 Limit Hired and Non-Owned Auto Liability Sexual and Physical Abuse Coverage – Limits up to $25,000 per claim / $50,000 aggregate (higher limits available) Crime Coverage (optional) Property Coverage (optional) Additional Interests – $100 Each Packages can include: Professional Liability General Liability Abuse and Molestation Coverage Property Insurance Hired and Non-Owned Auto Underwriting Notes and Deductibles Minimum deductible starts at $500, with additional deductible options of $2,500 and $5,000 available based on underwriting. Premiums vary depending on facility size, class, and services offered. Both lower and higher limits may be available with carrier approval. Territories and Availability This program is available through Colonial General in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Access to some admitted markets is available depending on the risk and location. Why Work With Colonial General As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings decades of experience in placing specialty risks. Their strong relationships with various carriers, combined with a deep understanding of healthcare and social service risks, make them a valuable partner for agents placing halfway house accounts. You’ll benefit from responsive service, underwriting expertise, and tailored coverage solutions that protect your clients and strengthen your portfolio. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for halfway houses and transitional living facilities offering outpatient services, temporary housing, or social rehabilitation programs. Are both property and liability coverages available?Yes, coverage can be written on a mono-line or package basis, with options for property, general liability, professional liability, and more. What is the minimum deductible for Errors and Omissions coverage?The minimum deductible is $500, with higher deductible options of $2,500 and $5,000 available based on underwriting. Is coverage available in admitted markets?Some admitted markets are available depending on the risk profile and location of the insured operation. In which states is this program available?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.