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Mobile Home Parks Insurance Program OnPoint Underwriting is a nationally recognized leader in tailored insurance solutions for mobile home parks. As the largest program administrator serving this class, we give agents and brokers direct access to a comprehensive package of coverages designed for the specific risks faced by mobile home park owners and operators. With underwriting authority across multiple carriers and the ability to place business in all U.S. jurisdictions, OnPoint delivers competitive pricing, responsive service, and broad market access. Ideal Accounts and Appetite Our program is built for: Mobile home park communities of all sizes Communities with owned rental units Parks that include unscheduled buildings or business personal property Operations in coastal regions, including Florida, with CAT property exposures RV parks and mixed-use communities (optional coverage available) Typical client scenarios you can place with this program: You have a client who owns a small park with several long-term tenants and generates rental income from non-owned homes. The program’s business income wording can respond to loss of income following direct damage to those dwellings. You represent a coastal multi-location portfolio that needs admitted paper where available and surplus lines for high-CAT exposures; OnPoint’s Lloyd’s (Ascot) coverholder authority helps with coastal property placement. Coverage Highlights and Advantages Key features of the Mobile Home Parks Insurance Program include: Property and General Liability – Core protection with per-site general liability rating tailored for community owners. Business Income – Covers loss of income from damage to non-owned homes on an actual loss sustained form, with an optional extended indemnity period. Unscheduled Buildings/BPP – Coverage up to $5,000 included for unscheduled structures and business personal property. Debris Removal – Included in the standard package. Optional Coverages – Add Auto, Umbrella, RV Parks, and additional CAT-exposed property coverages as needed. Liability Enhancements – Aggregate limits per location and automatic additional-insured wording to support common contractual requirements. OnPoint maintains strong relationships with markets such as StarNet, Gemini, Lloyd’s (Ascot), Chartis, ACE, and Allied Insurance. Our Coverholder status with Lloyd’s of London (Ascot) is a distinct advantage for agents placing coastal CAT risk. Underwriting Notes and Minimum Premiums Minimum premiums start at $500, making the program accessible to smaller single-location parks as well as larger multi-site operations. OnPoint has delegated underwriting authority across multiple markets, enabling flexible pricing and policy structure to match your client’s risk profile. Typical appetite includes well-managed parks, units used for rental income, and properties where the owner maintains community-level exposures. Territories and Availability This program is available nationwide, including all 50 states and the District of Columbia. Admitted paper is available in most states; surplus lines options are offered for high-exposure or complex risks that require non-admitted placement. Why Work With OnPoint Underwriting? OnPoint Underwriting combines deep, hands-on experience in the mobile home park niche with broad market access and responsive service. We are structured to help you place accounts efficiently—whether it’s a single park or a multi-state portfolio—and to secure admitted paper where possible or surplus lines when necessary. Our underwriting team understands the operational exposures of these communities and will work with you to tailor coverage and limits to fit contractual and lender requirements. For additional information on our Mobile Home Parks Insurance, please contact Jackie Miller at [email protected] or (602) 494-6733, or visit our website at www.onpointunderwriting.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for mobile home parks, RV parks, and communities with owned rental units, especially those with property and general liability exposures. Can you write business in coastal states like Florida?Yes. We can cover CAT-exposed property in coastal areas, including Florida, through our Lloyd’s (Ascot) coverholder authority. What is the minimum premium for this program?The minimum premium starts at $500, making the program accessible for a wide range of risks, including smaller or single-location parks. Are optional coverages like Auto or Umbrella available?Yes. Optional coverages such as Automobile, Umbrella, RV Park coverages, and enhanced Business Income limits can be added to customize the policy. Is this program available in all states?Yes. The program is available nationwide, including all 50 states and Washington, D.C.; admitted paper is available in most states with surplus lines options for higher exposure risks. Need help placing an account? Connect with a market specialist.

RV Parks Insurance Program from OnPoint Underwriting OnPoint Underwriting offers a targeted RV parks and manufactured housing parks program designed for the unique exposures of park owners and operators. As a program administrator with nationwide reach, OnPoint places accounts with multiple A-rated facilities and specialty markets. Our underwriting focuses on practical, industry-specific coverages and competitive pricing so you can place accounts ranging from single-location owners to large consolidators. Why this program This program is built for agents who need broad placement options and enhanced coverages for RV parks, communities with owned rental units, and manufactured housing dealers. OnPoint combines market access (StarNet, Gemini, Lloyds/Ascot, Chartis, ACE, Allied and others) with underwriting authority and a Coverholder relationship with Lloyds of London (Ascot) to handle coastal CAT property risks, including Florida exposures. Ideal accounts and appetite Small to large RV parks and manufactured housing communities — single locations to multi-state portfolios. Owners with rented or owned rental units on-site. Communities that need site-based general liability, property, and business income solutions. Accounts that require optional automobile, umbrella, or open-lot property coverages. Accounts that typically fit: parks with well-documented site maps and occupancy data, routine maintenance programs, and reasonable prior loss histories. Accounts with significant environmental hazards, habitual code violations, or unaddressed structural issues may require prior remediation or specialty placement. Coverage highlights and advantages Package options including liability, property, open-lot coverage, auto and umbrella. Business income coverage that can respond to loss of income resulting from direct damage to non-owned homes in the community (actual loss sustained form with optional extended period of indemnity). Coverage for unscheduled buildings and business personal property included up to $5,000. Debris removal included and a range of optional endorsements tailored to park operations. General liability available on a per-site basis with aggregate limits per location and automatic additional insured wording. Access to coastal CAT property placement through OnPoint’s Lloyds/Ascot Coverholder agreement. Underwriting notes and minimum premium OnPoint has delegated underwriting and pricing authority with several admitted and non-admitted facilities. Typical submission requirements include a current application, loss runs, site map, and occupancy information. The program minimum premium is $500. Underwriting will evaluate age and condition of structures, site maintenance, and prior claims when determining terms. Territories and admitted status Availability: Most Available States. OnPoint writes in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Carriers include a mix of admitted and non-admitted A-rated markets to give you placement flexibility across jurisdictions. Examples of accounts that fit You have a 75-site family-owned RV park on the Gulf Coast seeking property and liability placement with CAT capacity — OnPoint’s Lloyds relationship can be helpful. You represent a small consolidator that owns multiple inland parks and needs GL on a per-site basis plus umbrella limits and optional auto coverage. Why work with OnPoint Underwriting Industry specialization — recognized leader for manufactured housing parks and dealers. Breadth of markets — authorization with several A-rated carriers and specialist facilities. Practical policy enhancements that reflect the operational realities of parks and communities. Responsive underwriting and nationwide placement capability for a range of account sizes. For more information about the RV Parks Insurance program or to submit a risk, contact Jackie Miller at [email protected] or (602) 494-6733. You can also visit the OnPoint website at www.onpointunderwriting.com. Frequently Asked Questions What types of RV park accounts are a good fit for OnPoint’s program?OnPoint targets single-site and multi-site RV parks and manufactured housing communities with documented operations, routine maintenance, and standard occupancy. The program works for owner-occupied rental units, community owners needing per-site GL, and parks that want integrated property, liability, auto and umbrella solutions. Which coverages can I request through this program?The program offers liability, property (including open-lot), business income, automobile, and umbrella options. Additional endorsements and GL extensions—such as aggregate limits per location and automatic additional insured wording—are available depending on the carrier and underwriting review. What are typical submission requirements and the minimum premium?Underwriters generally ask for a completed application, recent loss runs, a site map, and occupancy information. The program minimum premium is $500. Is OnPoint able to place coastal or CAT-exposed properties?Yes. Through OnPoint’s Coverholder agreement with Lloyds of London (Ascot) and relationships with other specialty markets, the program can place CAT property in coastal areas, subject to underwriting and capacity availability. How broad is territory availability?The program is available in most states (see the program listing for the full state roster). OnPoint places business with both admitted and non-admitted A-rated facilities to accommodate state-specific requirements and placement needs. Need help placing an account? Connect with a market specialist.

This program from T.H.E. Insurance Company provides tailored coverage for a wide range of amusement and entertainment risks. Working directly with T.H.E. lets you bypass additional MGAs and intermediaries so you can place business faster with underwriters who have binding authority and industry experience. Available package coverages include: General Liability (monoline or package) Auto Excess liability Workers Compensation Property Crime Inland Marine Overview of the Program from T.H.E. Insurance Company This Entertainment & Amusement Risks program is built for agents who need a practical market for venues, operators, and event promoters. T.H.E. underwriters focus on delivering broad package solutions that combine liability, property, auto, workers’ compensation, and ancillary lines to create cohesive placements for mid-market amusement and entertainment exposures. Ideal Accounts and Appetite Small-to-mid sized amusement parks, family entertainment centers, trampoline parks, arcades, and indoor play centers Seasonal carnivals, fairs and traveling attractions with licensed operators Fixed and mobile concessions, event promoters, and production companies for live performances Movie and film production support risks, set construction and equipment rentals (subject to inland marine and property terms) Generally acceptable risks are those with documented maintenance programs, trained staff, and reasonable loss histories. The program is not intended for major theme parks, large-scale permanent roller coaster operations, or operators with unresolved regulatory or licensing issues. Coverage Highlights and Advantages Package flexibility — write monoline GL or comprehensive packages combining property, auto, WC and more. Excess liability options to protect against high-severity incidents. Inland marine to cover mobile equipment and rented attractions while in transit. Crime coverage for cash-handling exposures at events and box offices. Direct binding authority through T.H.E., which can speed turnaround and simplify placement. Underwriting Notes and Typical Restrictions Underwriters will evaluate operator qualifications, safety programs, ride maintenance records (when applicable), contracts with vendors/independent contractors, and loss runs. High-hazard features (unrated or unmaintained mechanical rides, pyrotechnics without licensed operators, or poor safety controls) typically require additional scrutiny and may be declined or quoted with restrictions. Provide the following at submission for a faster review: current year loss runs, descriptions/photos of the site or equipment, copies of contracts with third-party vendors, and detail on staff training programs and inspection schedules. Territories and Availability Available for placement in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Why Work With T.H.E. Insurance Company on Entertainment & Amusement Risks T.H.E. offers focused underwriting for entertainment and amusement classes and the ability to bind coverage directly — a benefit for agents who need speed and clarity on terms. Their packaged approach simplifies placements by combining complementary coverages, and the underwriting team is experienced with the unique operational and seasonal exposures common in this sector. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts like family entertainment centers, small fixed amusement parks, traveling carnivals with licensed operators, concessions, and production support risks are a strong fit when they have documented safety programs and reasonable loss history. What coverages can I combine in a package?T.H.E. can offer monoline general liability or multi-line packages that include property, auto, workers’ compensation, excess liability, inland marine, and crime — allowing you to tailor terms to the client’s exposures. Which states is this program available in?This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. What information speeds up the underwriting process?Include current loss runs, equipment descriptions or photos, maintenance and inspection records, contracts with vendors, and details on staff training and safety protocols with your submission. Are high-hazard attractions eligible?High-hazard attractions are considered on a case-by-case basis. Risks with unmaintained mechanical rides, pyrotechnics without licensed operators, or unresolved compliance issues are likely to face restrictions or declination. Need help placing an account? Connect with a market specialist.

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Policy Highlights for Private Investigative Agencies: Colonial General Insurance Agency, Inc. offers a dedicated Private Investigative Agencies Insurance program designed for firms that provide armed or unarmed security personnel (with or without animals), private investigators, polygraphists, process servers, firearms training/certification schools, and claims adjusters with limited draft authority. Property and liability coverages are available on a monoline or package basis through admitted and surplus markets. Overview of the Program from Colonial General This program gives independent agents access to specialized underwriting for investigative and security-related operations across the Mountain West and Southwest. Coverage is placed through a mix of admitted and excess & surplus markets depending on exposure and state—Colonial General acts as a managing general agency and E&S broker to match accounts to appropriate markets. Ideal Accounts and Appetite Stand-alone private investigative firms providing surveillance, background checks, skip tracing, and process serving. Security and patrol companies offering armed or unarmed guards, including K9 units. Firearms training or certification schools, and instructors with documented curricula and safety procedures. Claims adjusters operating with draft authority of $5,000 or less. We typically favor businesses with formal policies, documented training, and clear limits on employee authority. Accounts with high-risk activities (e.g., private military contracting, high-value executive protection with weapons policy gaps, or significant guard force violence claims history) may be declined or require referrals to specialty markets. Coverage Highlights and Advantages Commercial General Liability available with primary limits up to $3,000,000 (occurrence and aggregate). $5,000 Medical Payments coverage included. Additional interests extended—$100 each. Assault & Battery included at policy limits; sub-limits available with a rate adjustment. Errors & Omissions (E&O) coverage part available to address professional liabilities. Lost Key coverage—$25,000 limit on qualifying Security & Patrol accounts. Property Damage Extension (care, custody & control) included at $5,000 / $25,000 limits on Security & Patrol Program placements. Excess/umbrella capacity up to $25 million for larger aggregate needs. Property options: Basic, Broad, or Special forms for building, contents, and business income; replacement cost or actual cash value available. Crime coverage available for inside and outside the premises theft, robbery/safe burglary, and related exposures. Underwriting Notes Underwriters will review training programs, hiring and background screening procedures, use-of-force policies, vehicle operations, and contract language. Key factors that influence pricing and placement include: Degree of armed operations and documented firearms training. Claims and loss history, especially related to assault, battery, or weapons incidents. Whether patrols are stationary or mobile and if animals (K9) are used. Contractual indemnities, client indemnification language, and hold-harmless agreements. Because Colonial General works with both admitted and surplus markets in some states, placement may vary by state and account characteristics. Refer to the company’s underwriting guidelines for additional submission requirements. Territories and Availability This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability may vary by carrier; some classes may be placed admitted where markets permit, while others will be placed non-admitted through E&S facilities. Why Work With Colonial General on Private Investigative Business Colonial General combines specialty underwriting relationships with program-level knowledge of investigative and security risks. Agents benefit from targeted coverage options (including assault & battery and lost key limits), access to excess capacity, and flexible property/crime combinations that fit the common exposures of this sector. A risk management/loss prevention brochure is available to help insureds reduce frequency and severity of losses. Example Fits You might have a mid-size private investigation firm that conducts surveillance and background checks with a small fleet of marked vehicles—this program can package GL, E&O, and business property on one placement. A local firearms training school with certified instructors and written safety protocols may qualify for liability and premises property coverage, with options to add excess limits as class sizes grow. Frequently Asked Questions What types of accounts are a good fit for Colonial General’s Private Investigative Agencies program?Firms providing private investigation, process serving, polygraph services, security and patrol (armed or unarmed), K9 units, firearms training schools, and claims adjusters with limited draft authority are good fits—especially those with formal training and documented procedures. Are assault and battery exposures covered?Yes. Assault & battery coverage is included at policy limits; sub-limits may be available with an adjustment to pricing depending on the account’s risk profile and history. Can I place property and crime coverages through this program?Yes. Property coverage (basic, broad, or special form) for building, contents, and business income is available, and crime forms include inside and outside premises theft and robbery/safe burglary options. Which states are eligible for this program?The program writes in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Placement availability (admitted vs. non-admitted) varies by state and carrier. What information should I include with a submission?Provide a current application, loss history, employee screening and training procedures, sample contracts, and details on armed operations or K9 use. Specific requirements are available from Colonial General’s underwriting team. Need help placing an account? Connect with a market specialist.

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K&K Insurance offers coverage for both private and franchised campgrounds through our Campground Insurance Program. The program provides coverage for ancillary activities including waterslides, amusement devices, and motorized boating. Day Camps are also eligible through this program. Eligible Operations for Campground Insurance: - Private campground insurance - Franchised campground insurance - RV parks insurance Coverages Available & Program Highlights: General Liability - Broadened Coverage Form - Non-audited Policy - No Deductible - Liquor Liability - Fireworks Liability - Expanded Bodily Injury Definition - Nonowned Watercraft up to 51’ - Personal and Advertising Injury Definition Expanded - Crisis Response Coverage - Trailer Spotting Property - More Than 25 Coverage Expansions - Equipment Breakdown Included - Vacancy Clause Redefined to Address Seasonal Operations - Building Definition Redefined to Include: tent platforms, pavilions and shelters, signs, boat and canoe racks, permanently installed playground equipment, adventure course structures and climbing walls and above ground tanks - Business Interruption (Civil Authority Expansion Available in certain states) - Emergency vacating expenses - Full Building Ordinance "A" Coverage Inland Marine Commercial Crime Commercial Auto Excess Liability Workers’ Compensation Common Associated Exposures: - Golf courses - Miniature golf - Golf driving ranges - Playgrounds - Hiking trails - Horseback riding - Recreational boating/canoeing - Swimming Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Policy Highlights: Colonial General Insurance Agency, Inc. provides a focused Security Patrol Insurance program for agencies and contractors operating in higher-risk security and investigative roles. Whether your client employs armed or unarmed guards, operates K-9 units, conducts private investigations, provides process serving, or runs firearms training, this program is designed to deliver comprehensive liability and property protection tailored to those exposures. Eligible classes also include polygraphists, process servers, and claims adjusters with draft authority of $5,000 or less. Ideal Accounts and Appetite This program is well suited for a wide range of security-related businesses, including: Security guard and patrol companies (armed or unarmed) Contract firms using K-9 units Private investigation agencies Process serving operations Firearms certification instructors and training schools Claims adjusters with limited draft authority Typical fits include regional patrol companies that provide armed and unarmed guards for retail, construction, or event sites, and private investigators who also offer contract security or process serving. The program favors disciplined operations with documented training, written procedures, and loss control measures. Coverage Highlights and Advantages Commercial General Liability Coverage includes: Primary limits available up to $3,000,000 occurrence / aggregate $5,000 Medical Payments—automatically included Additional Interests—$100 each Assault & Battery—covered at full policy limits (optional sub-limits offered at discounted rates) Errors & Omissions Coverage Part for professional exposures Lost Key Coverage—$25,000 limit included Property Damage Extension for Care, Custody & Control—$5,000 / $25,000 limits Excess/Umbrella capacity available up to $25 million Loss prevention brochure and best practices guidance to support underwriting and risk control Property Coverage options include: Basic, Broad, or Special Forms Building, Business Income, and Contents coverage Replacement Cost or Actual Cash Value basis available Crime Coverage available: Inside the Premises—Theft of Money and Securities Inside the Premises—Robbery or Safe Burglary of Other Property Outside the Premises coverage Underwriting Notes Colonial General can write coverage on a monoline or package basis and uses flexible underwriting to address the specific operations and exposures of each firm. Underwriting will consider employee hiring practices, training programs, weapons-handling controls, K-9 handling, and documentation of client contracts and scopes of work. Access to admitted and non-admitted markets helps place accounts that may require broader forms or higher limits. Territories and Availability This program is available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some coverages are offered on admitted paper where available; Excess & Surplus options are used when the risk or jurisdiction requires non-admitted placement. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General combines niche expertise in security and investigative exposures with broad market access. Their underwriters and market contacts allow you to place complex or hard-to-insure accounts with tailored forms, higher limits, and loss-control guidance — all aimed at keeping risks in forceable, well-documented programs. Learn more about Colonial General and their capabilities by visiting their company profile. Frequently Asked Questions What types of accounts are a good fit for this program?Security patrol firms, private investigators, process servers, firearms instructors, and adjusters with limited draft authority are all good fits, especially when they have documented training and client contracts. Are both armed and unarmed guards eligible?Yes. The program accepts accounts with armed or unarmed personnel, including operations that use guard dogs, subject to underwriting review of training and weapons controls. Is Assault & Battery coverage included?Yes. Assault & Battery is included at policy limits; sub-limits are available as a lower-cost option where appropriate. Which states is this program available in?Coverage is currently offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Can I combine Property and Liability coverages?Yes. The program supports monoline or package placements, and property, crime, and excess limits can be added to match the client’s exposures. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. provides a dedicated Detective Agency Insurance program for agents placing private investigators, security firms, and related exposures. The program is built to address the specialized risks of private investigators, armed and unarmed security guards, K-9 units, polygraphists, process servers, firearms trainers/certification schools, and claims adjusters with limited draft authority (up to $5,000). It combines flexible liability limits, optional E&O, property and crime solutions, and excess capacity to help you place complex or niche accounts. Ideal Accounts and Appetite This program is well-suited for a range of investigative and security operations, including: Private investigation firms performing surveillance, background checks, skip tracing, or witness location Security companies providing on-site armed or unarmed guard services Organizations using trained animals for patrol or detection duties (K-9 units) Process serving and legal support services Firearms training and certification schools or instructors Claims adjusters with limited draft authority (typically up to $5,000) Colonial General can place both new startups and established firms. Typical fits are operations with formal training, written procedures, and reasonable loss-control measures. Higher-risk operations (e.g., contractors with extensive use of force, high-value executive protection with complex travel exposures, or accounts with significant regulatory or disciplinary history) may require additional underwriting review or alternative placement. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 per occurrence and aggregate $5,000 Medical Payments included Assault and Battery coverage included at policy limits; sub-limits can be selected for premium savings Errors & Omissions (E&O) Coverage Part available to address professional liability exposures Lost Key Coverage—$25,000 limit included for eligible Security and Patrol accounts Property Damage Extension for Care, Custody & Control—options such as $5,000 / $25,000 limits Additional interest reporting—$100 each Excess and umbrella capacity available up to $25 million Access to loss prevention resources and underwriting guidance Property Coverage: Available on Basic, Broad, or Special forms Options for Building, Contents and Business Income coverage Choice of Replacement Cost or Actual Cash Value valuation Crime Coverage: Theft of Money and Securities (inside the premises) Robbery or safe burglary of other property (inside the premises) Coverage for specified loss exposures occurring outside the premises Underwriting Notes and Minimum Premiums Colonial General underwrites these accounts with flexibility and a focus on operational controls. Underwriters evaluate each risk based on operations, training, weapon/force usage, hiring practices, contract wording, loss history, and geographic exposures. Minimum premiums and binding requirements vary by class and state; accounts are reviewed case-by-case to determine the appropriate structure and pricing. Helpful submission items: current applications, sample contracts, client training and hiring policies, loss runs, and details on weapons handling or K-9 certification where applicable. Territories and Availability This Detective Agency Insurance program is currently available in the Western states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General offers admitted and non-admitted placement options depending on the state, risk characteristics, and capacity needs. Confirm availability for a specific account during submission. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep niche expertise and broad market access for investigative and security risks. You gain: Specialized underwriting that understands the operational nuances of private investigators and security firms Access to multiple carriers and excess capacity—useful for layered limits or difficult-to-place exposures Flexible package or monoline options to tailor coverage to each insured’s needs Supportive placement process and loss-control resources to help mitigate exposures and improve insurability Example scenarios that fit well: You might have a mid-sized security company that provides armed on-site guards and wants combined GL, assault & battery, and excess limits; or a private investigation firm that needs general liability plus E&O for surveillance and background-check services. Colonial General can evaluate those accounts and propose tailored solutions. Frequently Asked Questions What types of accounts are a good fit for this program?Private investigators, armed and unarmed security companies, K-9 units, process servers, polygraphists, firearms training schools, and claims adjusters with limited draft authority are typically a good fit. Is Assault and Battery coverage included?Yes. Assault and Battery is included at policy limits; you can request sub-limits to reduce premium where appropriate. Are monoline and package policy options available?Yes. Colonial General offers both monoline and package policy structures to match the client’s coverage needs and budget. In which states is this program offered?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability may vary by admitted vs. non-admitted options. Can I get Excess or Umbrella coverage with this program?Yes. Excess and umbrella limits are available up to $25 million for qualifying accounts to provide layered liability protection. Need help placing an account? Connect with a market specialist.

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