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...es a garbage hauling business, a petroleum transportation fleet, a public live...dous material haulers eligible?Only petroleum-based haulers are typically elig...

...d Appetite For-hire petroleum transportation operations O...ul bulk liquids or dry commodities, petroleum haulers, food-grade bulk carrier...

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...ers, batteries are acceptable) Petroleum-based product haulers (refer to petroleum marketer programs) For-hire, reve...

Excess Cargo Insurance Program from J.M. Wilson When standard markets are unable or unwilling to offer higher cargo limits, J.M. Wilson provides a reliable solution with our Excess Cargo Insurance program. Designed for transportation risks requiring additional protection beyond what is offered in a standard cargo policy, this coverage helps agents meet the needs of clients with high-value cargo exposures. Ideal Accounts and Appetite This program is ideal for trucking operations and freight carriers who already have a primary cargo policy in place but need to increase their coverage limits to satisfy shipper contracts or internal risk management requirements. You might have a client hauling electronics, pharmaceuticals, or other high-value goods that exceed standard policy limits — that’s where our Excess Cargo Insurance can step in. Coverage Highlights and Advantages Provides higher cargo limits in excess of the insured’s primary policy Follows the form of the underlying cargo policy for seamless coverage alignment Backed by an 'A' rated carrier for financial strength and reliability Competitively priced to help your clients manage costs while increasing protection Underwriting Notes To be eligible for this Excess Cargo Insurance, insureds must already carry a primary cargo policy through a standard market. The excess coverage is designed to layer on top of that policy. J.M. Wilson works with a wide range of admitted and non-admitted carriers to help you find the right fit based on the specific risk profile of your client. Territories and Availability Our Excess Cargo Insurance program is available in the following states: GA, IL, IN, KS, KY, MI, MS, MO, OH, PA, SC, TN, WV, and WI. J.M. Wilson’s regional expertise allows us to respond quickly to market needs across the Midwest and Southeast. Why Work With J.M. Wilson? J.M. Wilson is a trusted Managing General Agency and Excess & Surplus Lines Broker with decades of experience helping independent agents access specialty markets. We represent a variety of carriers, both admitted and non-admitted, and our team is committed to responsive service and knowledgeable underwriting support. Whether your client is expanding operations or facing new contractual requirements, we can help you place the excess cargo coverage they need. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts that already have a primary motor truck cargo policy but need higher cargo limits due to shipper requirements or high-value loads are ideal. Examples include electronics haulers, pharmaceutical transporters, and specialty freight carriers. Does the insured need to have a primary cargo policy in place?Yes, this is an excess policy that requires the insured to carry a primary cargo policy through a standard carrier. Is the coverage admitted or non-admitted?This program is written through non-admitted carriers. J.M. Wilson works with both admitted and non-admitted markets to find the best fit for each risk. What states is the program available in?The program is currently available in GA, IL, IN, KS, KY, MI, MS, MO, OH, PA, SC, TN, WV, and WI. What are the key advantages of this program?It offers higher cargo limits, follows the form of the underlying policy, is competitively priced, and is backed by an 'A' rated carrier for financial strength. Need help placing an account? Connect with a market specialist.

... household items acceptable) Petroleum-based products (see petroleum haulers) Triple trailers Me...

Intercorp, Inc. offers a specialized Storage Tank Liability Insurance program that helps your clients meet state and federal financial responsibility requirements for both underground and above-ground storage tank operations. Built for speed and flexibility, the program pairs fast underwriting turnaround with broad market access so you can place environmental liability risks efficiently and competitively. Ideal Accounts and Target Classes This program fits a wide range of commercial operations with tank exposures. Strong prospect classes include: • Bulk storage terminals • Convenience stores and fuel retailers • Marinas and small ports • Airports and fixed-base operators • Hospitals with emergency generators • Golf courses, ski areas, and parks with fuel for equipment • Car dealerships and fleet operations • Contractors with heavy equipment and on-site fuel storage Typical fits are operations with routine fuel delivery and storage where tanks are maintained but regulatory financial responsibility must be evidenced quickly. Example scenarios you may see: a rural golf course with above-ground diesel tanks for maintenance equipment, or a multi-site convenience store chain needing UST coverage to satisfy state requirements. Coverage Highlights and Advantages Intercorp’s Storage Tank Liability program provides tailored coverage options to satisfy regulatory and commercial needs: • UST (underground storage tank) policies placed with admitted carriers • AST (above-ground) and combination AST/UST placements available in surplus/excess markets • Terrorism coverage included at no additional cost • Limits available up to $5,000,000 • Deductible options from $2,500 to $25,000 • Premiums that can start as low as $350 depending on exposure and underwriting The program is structured to meet or exceed common regulatory benchmarks—most operations will need at least $1,000,000 in liability limits and Intercorp can place limits higher where required. Quick Quotes and Underwriting Notes We deliver lightning-fast quote turnaround. Submit a completed application and a full tank schedule (capacities, contents, age, piping and spill prevention details) and you can often receive a quote in minutes. Underwriting is flexible to support small single-site operations and larger multi-site accounts. Minimum premiums and final terms vary by state, tank type, product stored, and loss history, but the program is designed to remain cost-effective for modest exposures. Territories and Availability Available nationwide — all 50 states plus Washington, DC. Intercorp can place accounts in admitted markets for UST exposures and in surplus/excess markets for AST or combination placements, giving you the market breadth needed to match state requirements and client tolerances. Why Work With Intercorp, Inc.? Intercorp is a wholesale broker with deep niche expertise in environmental and tank liability risks. Agents and brokers benefit from: Responsive underwriting and fast turnaround on quotes Access to both admitted and non-admitted markets to fit a variety of regulatory and program needs Competitive pricing and broad coverage forms, including terrorism coverage at no extra cost Decades of experience placing environmental and tank liability business Whether you need an admitted UST placement to satisfy state financial responsibility laws or a surplus lines solution for above-ground exposures, Intercorp’s team can help you find an appropriate market and get the policy bound quickly. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for businesses that operate underground or above-ground storage tanks, including convenience stores, marinas, hospitals with backup generators, golf courses, and contractors with heavy machinery. Is this coverage available nationwide?Yes, the Storage Tank Liability program is available in all 50 states and Washington, DC. How quickly can I get a quote for my client?Quotes can typically be provided within minutes once a completed application and full tank schedule are submitted. Are both admitted and non-admitted carriers used?Yes. UST policies are written through admitted markets, while AST and combination AST/UST policies are placed in the surplus and excess lines market. What is the minimum premium for this program?Minimum premiums vary by account, but policies start as low as $350 depending on coverage and underwriting details. Need help placing an account? Connect with a market specialist.

...d equipment Mobile homes Petroleum and fuel products Sand, gravel,...

...ng Plants Municipalities Petroleum & Motor Fuel Distribution S...