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Weddings are major life events—and they carry meaningful financial risk. When a vendor cancels, a venue double-books, or a key service fails to show, your clients can face significant losses. R.V. Nuccio & Associates, Inc. distributes the Wedsure Wedding Insurance program, giving agents and brokers a flexible, a la carte solution to protect clients’ events. Rather than forcing preset packages, Wedsure lets you build coverage tailored to each couple’s specific exposures. Ideal Accounts and Appetite This program fits individuals planning weddings or civil ceremonies of any size—local ceremonies, large receptions, and destination weddings. It’s a good option when clients need protection for vendor non-performance, lost deposits, or liability exposures at private or public venues. Typical fits include historic sites with strict certificate requirements, outdoor ceremonies exposed to weather, and clients who want standalone protection for photography, jewelry, or gifts. Coverage Highlights and Advantages Wedsure separates nine common wedding coverages so couples only buy what they need. You can mix and match options instead of paying for bundled features. Coverage choices include: Personal Liability (includes Host Liquor Liability; Medical Payments optional) Cancellation/Postponement (including Additional Expense; Change of Heart optional) Loss or theft of Gifts Jewelry protection Loss of Deposits Photographs and Video coverage Professional Counseling Rented Property protection Special Attire coverage This modular approach helps keep premium aligned with event budgets while covering the exposures that matter most. Policies can be written for both weddings and civil ceremonies. Underwriting Notes and Minimum Premiums Underwriting is straightforward and designed for quick quoting and binding. Minimum premiums vary depending on the selected coverages and event details. Where applicable, policies are placed on an admitted basis to provide compliance and broader market access. Territories and Availability The Wedding Insurance program is available in all 50 states and Washington, D.C., allowing you to serve clients nationwide. Why Work With R.V. Nuccio & Associates, Inc. R.V. Nuccio & Associates, Inc. is a Managing General Agency with deep experience in special event insurance. Agents benefit from their streamlined quoting platform, responsive service, and the ability to offer highly customizable coverage through Wedsure. Whether you place a few wedding risks a year or handle them regularly, Nuccio’s market access and program flexibility make it easy to find an appropriate solution for most client scenarios. Learn more at http://wedsure.com/. Call us at 1-800-ENGAGED. Frequently Asked Questions What types of accounts are a good fit for this program?Individuals planning weddings or civil ceremonies who want protection from vendor issues, cancellations, property loss, or on-site liability are a strong fit for Wedsure. Can clients purchase only the coverages they need?Yes. Wedsure offers nine coverages on an a la carte basis so clients can choose specific protections—such as jewelry, photographs, or loss of deposits—without buying unnecessary extras. Is the coverage available in all states?Yes. The program is available in all 50 states and Washington, D.C., and is written on an admitted basis where applicable. What is the underwriting process like?Quoting and binding are designed to be efficient. Minimum premiums vary based on event size and selected coverages; most risks can be placed quickly through R.V. Nuccio’s platform. What sets R.V. Nuccio & Associates, Inc. apart?Their focus on special event insurance, flexible a la carte coverages, and responsive MGA support help agents place wedding-related risks with confidence. Need help placing an account? Connect with a market specialist.

FACE Insurance Services Fine Arts Coverage Enterprises (FACE) is a highly specialized unit of experienced fine art and wine insurance professionals dedicated to the structure, placement and servicing of a large worldwide clientele engaged in all aspects of fine arts, wine and other valuable collectibles. Overview — Insurance for Fine Art & Collectibles Enterprises Phoenix Risk Management (PRM) offers the FACE program to help agents place fine art, wine and high-value collectibles accounts through a dedicated team of specialists. FACE combines underwriting expertise, market access and tailored policy structure to address the unique risks faced by collectors, galleries, museums, dealers and consignors. As a general agency, PRM places this business with established markets including AXA Art Insurance, XL Specialty Insurance, Markel, and Great American to provide flexible solutions for both private and institutional clients. Ideal Accounts and Target Classes Private and corporate collections (single-owner or scheduled item lists) Galleries, dealers and auction houses — on-premises and in-transit exposures Museums, exhibit organizers and traveling exhibitions Wine collectors, storage facilities and specialty wine merchants High-value collectibles such as rare books, stamps, coins, and memorabilia Coverage Highlights and Advantages Worldwide coverage options for transit, exhibitions and storage Agreed value scheduling and valuation support for high-value pieces Optional coverage extensions commonly available through our markets (e.g., seizure, mysterious disappearance, restoration costs) — subject to underwriting Access to admitted and non-admitted markets where appropriate (All Available Markets) Claims advocacy and specialist adjusting resources familiar with fine art and wine losses Underwriting Notes and Appetite FACE underwriters prefer well-documented accounts with recent professional appraisals or inventories, secure storage practices, and loss-prevention measures for transit and exhibition. The program typically writes accounts with clear valuation and provenance histories. Accounts that commonly fit include single-item scheduled risks, gallery portfolios, museum collections, and private wine collections. Accounts that may require special handling or that are generally uninsurable include items with disputed provenance, recent restoration with unresolved damage, accounts lacking reasonable security or climate control for wine, or highly speculative rental/exhibit arrangements without professional risk controls. Each submission is evaluated on its own merits; early pre-submission conversations help set expectations. Underwriting Requirements & Minimum Premium Typical submission requirements include a detailed schedule of items, recent valuation or appraisal information, photographs for higher-value pieces, description of storage/transport/exhibit arrangements, and loss history. The program’s minimum premium is $1,500. Larger collections and complex exhibition programs will require fuller underwriting documentation and may be subject to market-specific minimums or terms. Territories and Availability FACE is available in the states listed below and in other territories consistent with market appetite. Availability may vary by carrier and admitted status; please confirm state-specific capacity at time of submission. AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Phoenix Risk Management on FACE Business Specialized underwriting team familiar with art, wine and collectibles exposures Access to top specialty carriers and flexibility across admitted and non-admitted solutions Dedicated account servicing and claims support focused on nuanced valuation and restoration issues Quick triage for submissions to identify the right market and reduce turnaround time Examples of Fit You might have a private client who owns a carefully cataloged small collection of contemporary paintings and needs agreed-value insurance for in-home display and international transit for an upcoming exhibit. You might represent a regional gallery that needs a single policy covering on-premises collections, consigned items in transit to buyers, and exhibition coverage for a traveling show. To discuss a submission or get pre-qualification guidance, contact Phoenix Risk Management’s FACE team. Call PRM Toll Free at (855) 922-0800 or email [email protected]. Frequently Asked Questions What types of fine art and collectibles accounts does FACE prefer?FACE prefers well-documented private collections, galleries, dealers, museums and wine collectors where valuations, provenance and security/storage practices are available for review. Scheduled high-value items and exhibition programs are typical fits. What documentation should I include with a submission?Provide a detailed schedule of items with valuations or appraisals, photographs for higher-value pieces, details of storage and transit arrangements, and loss history. The more complete the submission, the faster we can identify the right market. Is coverage available for international transit and exhibitions?Yes — FACE offers worldwide transit and exhibition coverage through its specialty markets, subject to underwriting review and any country-specific restrictions from the insurer. What is the program’s minimum premium?The program’s stated minimum premium is $1,500. Individual carriers may have additional minimums or specific terms depending on risk characteristics. Which carriers do you place FACE business with?PRM places FACE risks with specialty carriers including AXA Art Insurance, XL Specialty Insurance, Markel, and Great American, selecting the market that best matches the account’s needs. Need help placing an account? Connect with a market specialist.

VAIL - Value Added Insurance Lines Race Track Insurance from WSIB — Program Overview VAIL (Value Added Insurance Lines) places Race Track Insurance through the WSIB program for permanent facilities, temporary circuits, racing series and sanctioning bodies. This program is designed for motorsports exposures including testing and tuning, practice sessions and sanctioned race events. Coverage is typically written on an annual basis with premium developed from your client’s schedule of events and nature of activities. Ideal Accounts and Appetite Permanent or seasonal road courses, dirt tracks, oval tracks and drag strips Temporary circuits and special motorsports events (ride-and-drives, auto shows with driving elements) Driving schools, drift events, rally stages, auto crosses and auto launches Sanctioning bodies and racing series seeking participant accident or catastrophic medical limits Promoters who assume third-party liability through contracts (submitted for review) Coverage Highlights and Advantages General Liability and Participant Accident options tailored to motorsports exposures Commercial Auto and Commercial Property available where appropriate Liquor Liability, Directors & Officers and Management Liability for organizers and sanctioning bodies Catastrophic medical coverage specifically for sanctioning bodies Excess limits and high-limit capacity for large events Weather cancellation insurance and other event-specific products 24-hour claims service and loss control inspections to help manage risk Annual coverage available 24/7/365 to support year-round operations Underwriting Notes and Submission Requirements Underwriting is schedule-driven. For a prompt and accurate quotation, submit the following: Three years loss history (currently valued claims and trends) Completed and signed application Copies of contracts where your client assumes the liability of others Liquor application if the insured controls alcohol licensing or sales Photographs of the site and key activity areas Rules and regulations provided to participants Schedule of events (actual or proposed) Site diagram showing layout and distances between pits, grandstands, spectator areas and access points Common declinations include accounts with uncontrolled spectator access, poorly maintained barriers, or operations outside of sanctioning authority guidance. Each submission is reviewed for safety controls and event management practices. Territories, Admitted Status & Minimums This program is available through VAIL in all listed states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status: All Available Markets. Carriers vary by state and risk profile. There is no minimum premium required for consideration, though pricing is driven by event schedule and exposures. Why Place Race Track Business with VAIL Managing General Agency experienced in motorsports and specialty event programs Access to multiple carriers and high-limit capacity for complex events Dedicated underwriting focused on track operations, participant exposures and contractual risk transfer Responsive quote turnaround when full submission materials are provided Loss control support and 24/7 claims access help preserve client relationships Example Account Scenarios You have a regional road-course operator running 10 events per year with a driver school and occasional amateur races — the program can combine General Liability, Participant Accident and Excess limits tailored to the schedule. You represent a sanctioning body that requires catastrophic medical coverage and D&O protections for board members — VAIL can submit to WSIB markets that offer specialized coverages for organizers. Frequently Asked Questions What types of motorsports accounts fit this program?Tracks and events such as road courses, oval tracks, drag strips, rally stages, driving schools, auto crosses, drifting and sanctioned series are generally a good fit when they have defined event schedules, documented rules, and basic safety controls in place. What does VAIL need to get a quote?Provide a completed application, three years of loss history, a schedule of events, site diagrams, photographs, any contracts where liability is assumed, participant rules, and a liquor application if applicable. Are high limits and excess insurance available?Yes. VAIL works with multiple carriers through the WSIB program to place high limits and excess capacity depending on the size of the event and the insured’s risk profile. Which states and markets are available?The program is available across the listed U.S. states and DC. Admitted status and carrier availability vary by state; VAIL will identify the best market based on the account’s details. Need help placing an account? Connect with a market specialist.

... artists (painters, sculptors, photographers, printmakers, mixed-media artists...

Fine Arts Insurance Program for Conservators Huntington T. Block (HTB), the largest fine arts insurance brokerage in the U.S., has partnered with the American Institute for Conservation of Historic and Artistic Works (AIC) to deliver a specialized insurance program built for professional art conservators. This exclusive Conservators Fine Arts Insurance Program is designed to provide broad, practice-specific protection for fine art and cultural property while it is in a conservator’s care—covering exposures that many standard fine art policies do not address. Ideal Accounts and Appetite This program targets professional conservators and restoration specialists who handle, transport, store, or treat artworks and cultural artifacts owned by others. It fits conservators who work with paintings, textiles, sculpture, paper, photograph collections, decorative arts, and mixed-media objects. Typical good fits include: Private conservation studios that receive museum- or collector-owned pieces for treatment. Mobile conservators who perform on-site stabilization, cleaning, or repair at historic houses, museums, and institutions. Small- to mid-sized conservation practices that require transit and off-site limits for client property. Coverage Highlights and Advantages This AIC-endorsed policy expands on standard fine arts coverage with features that address conservators’ unique exposures, including: Coverage for property of others while in the conservator’s care, custody, and control. Separate limits for property in transit and for items at off-site locations. Automatic $10,000 Errors & Omissions (E&O) sublimit included to help manage professional liability exposures arising from treatment. Optional coverage extensions for studio contents, art libraries, and field equipment. Catastrophic peril coverage options for terrorism, earthquake, wind, and flood (subject to underwriting and availability). Low deductibles starting at $500 and proprietary fine art policy forms that provide broad wording tailored to art risks. Contract and insurance requirement review for conservators with third-party obligations. Underwriting Notes and Minimum Premiums HTB’s in-house fine arts underwriting and claims teams bring more than 200 years of combined experience to this program. With dedicated underwriting authority and a streamlined submission process, HTB typically responds to complete applications within 24 hours. Minimum premiums start at $850, making this an accessible option for small and mid-sized conservation practices. Territories and Availability The Conservators Fine Arts Insurance Program is available in all 50 states and the District of Columbia. Policies under this program are underwritten by Ironshore Indemnity Inc., an A.M. Best A XIV rated carrier. Why Work With Huntington T. Block (HTB) As a Managing General Underwriter focused exclusively on fine arts insurance since 1962, HTB offers deep niche expertise and direct access to a specialized underwriting team. Agents and brokers gain: Proprietary fine art forms and carrier access tailored to artworks and cultural property. Fast, responsive quoting and policy issuance from experienced underwriters. In-house claims support familiar with the practical and technical issues involved in art conservation losses. Guidance on contract and insurance requirements when conservators accept third-party work. You might have a client who operates a small studio that regularly transports museum-owned portraits for treatment, or a conservator who travels to historic sites to stabilize collections after a weather event—both are examples of accounts this program is designed to place. Huntington T. Block Insurance Agency, Inc. is a licensed insurance producer in all states; Texas License # 17489; operating in CA under License # 0825502. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professional art conservators and restoration specialists who handle or restore artwork owned by others—whether from a fixed studio or while providing mobile services. Does the policy cover items in transit or off-site?Yes. The policy includes separate limits for artwork in transit and for items located at off-site locations that are not owned by the conservator. Is Errors & Omissions (E&O) coverage included?Yes. A $10,000 E&O sublimit is included automatically to help protect conservators from professional liability claims related to their services. What is the minimum premium for this program?Minimum premiums start at $850, which makes the program accessible for many small and mid-sized conservation practices. How quickly can quotes be provided?HTB typically provides quotes within 24 hours for complete submissions, thanks to its in-house underwriting authority and specialized fine arts team. Need help placing an account? Connect with a market specialist.

...operators • Mobile mechanics • Photographers • Medical equipment providers • L...

We pay above average commissions with no fees! All Insurance Underwriters, Inc. (AIU) offers a competitive and flexible Staffing Workers Compensation Insurance Program designed specifically for staffing agencies across the country. Whether your client operates a small temp medical staffing firm or a large, hard-to-place staffing operation with high experience mods, AIU provides solutions that help you place challenging risks with confidence. Overview of the Program From AIU We’ve partnered with an A Rated Nationwide Carrier to deliver a robust workers' compensation program tailored to the unique needs of staffing companies. Our program supports a wide range of class codes and offers flexible payment plans, including guaranteed cost and high deductible options. With pay-as-you-go and regular installment plans available, your clients benefit from cash flow-friendly solutions and strong risk management support. Ideal Accounts and Appetite AIU is actively seeking a variety of staffing risks, including but not limited to: Temporary medical staffing companies (minimum premium $7,500) General temporary staffing firms New ventures in the staffing industry High-mod and hard-to-place accounts We understand the complexities of staffing business models and welcome submissions that may have been declined elsewhere due to claims history, class codes, or size. Coverage Highlights and Advantages Access to an A Rated Nationwide Carrier Guaranteed cost and high deductible options Monoline workers compensation coverage Pay-as-you-go and other premium payment options Worldwide coverage available Support for USL&H exposures Fast turnaround on quotes No maximum premium limits Strong claims handling support We also write hard-to-place class codes and provide solutions for accounts with premiums starting at $75,000 and up. Underwriting Notes and Submission Requirements To streamline the underwriting process, please provide the following: Completed ACORD 130 application Currently valued loss runs (within 90 days of the effective date) – 4 to 5 years depending on carrier Details of any losses over $25,000 Experience modification worksheet Supplemental application (required for staffing) Territories and Availability Available in all 48 contiguous U.S. states including CA, TX, FL, NY, IL, GA, and many others. This program provides national coverage options through a variety of carrier partners. Why Work With All Insurance Underwriters? As a Managing General Underwriter (MGU), AIU delivers deep expertise in workers compensation and staffing-related risks. Our common-sense approach to underwriting, combined with a responsive team and commission-friendly structure, makes us a reliable partner for agents and brokers nationwide. We work in a fast-paced yet enjoyable environment that prioritizes results and relationships. In addition to staffing, we also offer programs for contractors, home healthcare, trucking, restaurants, oil & gas, roofing, and more—with options for both small and high deductible plans. Click on our AIU Partner Agreement or call today to speak with one of our appointment specialists. Let AIU be your go-to market for staffing workers compensation insurance placements. Frequently Asked Questions What types of staffing companies are eligible for this program?The program accepts a wide range of staffing businesses, including temporary, medical, and hard-to-place staffing agencies. New ventures are also welcome. What is the minimum premium for this program?Minimum premiums vary by class and account size, but most staffing accounts start at $75,000. Temporary medical staffing may begin at $7,500. Are high-mod or loss-heavy accounts considered?Yes, AIU specializes in placing high-mod and challenging accounts. Loss history details and supplemental applications are required for underwriting. Which states is this program available in?This program is available in all 48 contiguous U.S. states, including CA, TX, FL, NY, and IL. What documents are needed to submit an account?Submissions should include a completed ACORD 130, current loss runs (4–5 years), supplemental application, ex-mod worksheet, and details on large losses. Need help placing an account? Connect with a market specialist.

Private Special Events Insurance Program from R.V. Nuccio & Associates, Inc. R.V. Nuccio & Associates, Inc. offers a specialized insurance solution for private special events through its Celebrationsurance® program. Designed for clients hosting significant life events, this package policy helps protect against financial losses due to unforeseen circumstances. Whether your insured is planning a wedding, anniversary celebration, milestone birthday, or religious ceremony, this program offers comprehensive protection tailored to the unique needs of special private events. Ideal Accounts and Appetite This program is ideal for agents working with individuals who are organizing private, non-commercial events with a substantial financial investment. Target events include: Weddings and Engagement Parties Anniversaries Bar/Bat Mitzvahs Baby Showers and Baptisms Birthday and Retirement Celebrations Other one-time, private special occasions Accounts that typically fit well include clients who are renting venues, hiring vendors, or incurring significant expenses for catering, photography, and entertainment. This program is not intended for recurring or commercial events such as festivals, concerts, or corporate gatherings. Coverage Highlights and Advantages Celebrationsurance® is a package policy that includes a wide range of coverages to address the most common exposures associated with private events. Available coverages include: Cancellation or Postponement – Reimburses non-refundable deposits if the event is canceled or delayed due to covered reasons. Additional Expense – Covers extra costs incurred to avoid cancellation or to minimize loss. Photographs and Video – Protects against loss or damage to professional photography and videography services. Gifts – Provides coverage for stolen or damaged gifts. Rented Property – Insures rented items such as tables, chairs, and decorations. Special Attire – Covers loss or damage to event-specific clothing, such as wedding dresses or tuxedos. Jewelry – Protects special event-related jewelry from loss or theft. Personal Liability – Provides liability protection for bodily injury or property damage to third parties. Medical Payments – Covers medical expenses for guests injured during the event. This coverage package provides peace of mind to your clients while giving you a turnkey solution for their event insurance needs. Underwriting Notes and Minimum Premiums R.V. Nuccio & Associates, Inc. offers streamlined underwriting for this program, with flexible options tailored to the event size and risk profile. While minimum premiums may vary depending on the event type and selected coverages, the program is competitively priced to meet the needs of most private event clients. Territories and Availability This program is available in all 50 states and Washington, D.C., offering broad geographic access for your clients. The coverage is written on an admitted basis through Firemans Fund Insurance Companies, providing added confidence in policy stability and regulatory compliance. Why Work With R.V. Nuccio & Associates, Inc.? As a Managing General Agency with niche expertise in event insurance, R.V. Nuccio & Associates, Inc. offers agents a user-friendly program backed by deep market knowledge. The firm has built its reputation on responsive service, quick turnaround, and a commitment to helping agents serve clients planning some of the most important days of their lives. Whether you're placing a single wedding or supporting a client with multiple family celebrations, R.V. Nuccio & Associates is a reliable partner for private event insurance. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include individuals hosting private, one-time events such as weddings, anniversaries, bar/bat mitzvahs, birthday parties, and baby showers with significant financial investments. Is this program available in all states?Yes, the Private Special Events program is available in all 50 states and Washington, D.C. What carrier underwrites this program?The coverage is underwritten by Firemans Fund Insurance Companies on an admitted basis. Can this policy cover event cancellation due to unforeseen circumstances?Yes, the policy includes coverage for cancellation or postponement due to covered events such as severe weather, illness, or vendor bankruptcy. Does the policy include liability coverage for the event?Yes, Personal Liability and Medical Payments are included to protect against third-party bodily injury or property damage during the event. Need help placing an account? Connect with a market specialist.

...nizers • Tutors and teachers • Photographers and videographers • Cosmetic and ...