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Stucco and plastering contractors face unique risks on ev...m?Small to medium-sized stucco and plastering contractors with less than $1,00...

Archangel Equity Partners, LLC Management Consulting Introductions Enhance Product & Services Selection, Protect the Client & Generate You More Income as Our Advocate. AEP Enhanced Risk Management Procurement Solutions (RMPS) Include: Workers Compensation Solutions - General Liability Solutions - Property Solutions - Management Liability Solutions & More Our Options Fix Problems for Most Business Types - Construction Contractors Included Alternates solutions for tough NEW YORK / FLORIDA workers compensation risks. Bring Archangel Equity Partners, LLC to the Table and Increase Your Revenue. Our Management Consulting Products & Services Solve Problems Multiple Options for Difficult Placements through Our Insurance Services Advocates As an Advocate Match Yourself with Proprietary Relationships & Proprietary Products via Our Proprietary Razors Edge Auction Portal 'I-BidOnline' New to the Insurance Community. Proprietary Options via Temporary Staffing, Employee Leasing & PEO Brokers. The first Advocate to contact us from this Complete Markets ad and close a deal with us wins a complimentary stay at The Indigo East End Hotel with a tour of Long Islands beautiful vineyards. Contact us for details - Long Island wine season is approaching! The attached is an information request and can also be accessed at our web site. http://www2.imms.com/eAlerts/cm/images/AEPinforeq.pdf More information yields better results! Our Project Managers Introduce Winning Combinations where Others Do Not. Contact Us for Easy Set Up 646-259-3512 or [email protected] Help Us Help You! www.archangelequitypartners.com

Novatae Risk Group offers a focused workers compensation program designed for drywall contractors who need reliable coverage and fast service. Drywall businesses — whether focused on residential remodels, new home construction, or commercial interiors — face consistent on-the-job exposures such as falls, repetitive strain, scaffolding incidents, and jobsite property damage. This program is structured to help agents place accounts where quality underwriting and market access matter. Novatae partners with A-rated and specialty markets to deliver comprehensive workers compensation solutions. Our underwriting team emphasizes quick turnaround on submissions and practical, field-tested coverage options so your clients spend less time handling risk and more time on the job. Program Features Minimum premium: $7,500 Available through admitted and non-admitted markets where necessary Program available in over 20 states (see Territories below) Ideal Accounts and Appetite Small to mid-sized drywall contractors and subcontractors Companies performing residential finish work, interior commercial drywall, and tenant improvements Accounts with organized payroll reporting, formal safety practices, and routine use of fall protection Not a good fit: accounts with extensive high-hazard exposures beyond typical drywall operations (e.g., blasting, structural steel erection), multiple, recent large claims without mitigation, or contractors with significant uninsured subcontractor use. Coverage Highlights and Advantages Workers compensation coverage tailored to drywall trades and related classifications Access to both admitted and excess & surplus markets for flexible placement options Underwriting focused on fast quote turnaround when a completed application is provided Dedicated underwriting for drywall contractors — streamlined review of loss history and payroll composition Underwriting Notes and Submission Requirements Required: ACORD 130 application Required: Last 3 years of loss runs Required: Supplemental questionnaire (trade-specific underwriting form) Required: Details on any large or recent losses Minimum premium threshold: $7,500 — tiered quoting available above this level Provide completed submissions to receive the fastest turnaround. Clear documentation of safety programs, payroll breakouts by classification, and any safety training will help secure more favorable terms. Territories and Availability This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, WV. Coverage may be placed in admitted or non-admitted markets depending on state availability and account characteristics. Why Place Drywall Business with Novatae Risk Group? Specialized underwriting knowledge of drywall trades and common jobsite exposures Access to multiple markets — including A-rated carriers and E&S capacity — to find the best fit Fast, practical quoting process when submissions are complete Responsive underwriting team that works with agents to clarify exposures and loss details Example accounts that fit well: A 12-employee drywall subcontractor that installs drywall and tape/finish for residential developments, with documented safety training and modest loss history. A commercial interiors contractor doing tenant improvements for retail and office spaces, seeking a workers comp placement that can handle mixed payroll and occasional subcontractors. Do you need a Workers Compensation Insurance quote for your drywall contractor client? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of drywall accounts are a good fit for this program?This program targets small to mid-sized drywall contractors performing residential finish work, commercial interiors, and tenant improvements. Accounts with documented safety programs, clear payroll breakouts, and stable loss histories are the best fit. Which states are supported and is coverage admitted?Coverage is available in the listed states and can be placed in admitted or non-admitted markets depending on state rules and the specific account. Availability varies by carrier; submit the complete package for a definitive response. What do you need to submit for a fast quote?Submit a completed ACORD 130, three years of loss runs, the supplemental questionnaire, and details on any large losses. Complete submissions receive the quickest underwriting turnaround. Are larger or higher-risk drywall contractors eligible?Some larger accounts may be eligible, but they are evaluated case-by-case. Significant recent losses, high-hazard operations beyond typical drywall work, or heavy uninsured subcontractor usage can limit placement options. Need help placing an account? Connect with a market specialist.

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Drywall contractors face distinct liability exposures across residential and commercial projects. Novatae Risk Group offers a specialized General Liability insurance program underwritten by Empire Underwriters, built for small- to medium-sized drywall contractors who need reliable, cost-effective protection for third-party claims arising from their operations. Whether your client focuses on new construction or remodels and tenant improvements, Novatae’s program provides tailored coverage options for contractors with less than $1,000,000 in annual payroll and whose operations fall primarily within approved class codes. The program fits businesses that work on single-family homes, commercial office build-outs, retail tenant improvements, and similar contracts. Ideal Accounts and Appetite Novatae targets drywall contractors involved in: New residential or commercial construction, including single-family homes Repair, renovation, or remodeling projects Operations where at least 75% of exposure falls within approved class codes Typical exclusions or ineligible risks include new condominium construction or conversions, most townhouse projects (some exceptions may apply), and buildings over three stories in height (limited exceptions considered by underwriting). Coverage Highlights and Advantages Blanket Additional Insured endorsements to simplify client obligations Waiver of Subrogation where required by contract Primary & Non-Contributory wording available Per-Project Aggregate limits for controlled exposure on specific jobs Subsidence coverage (subject to limits and underwriting review) Prior Projects coverage available with restrictions These features address common exposures—property damage, bodily injury, and defense costs—that drywall contractors face on job sites and after completed work. Underwriting Notes and Minimum Premiums To submit a risk for quotation, provide: Completed ACORD applications 3–5 years of currently valued loss runs Completed supplemental application Project-specific pollution application when applicable Minimum premiums start at $1,500. Coverage is available on both admitted and non-admitted paper through highly rated carriers (as high as A-XV), with exact options depending on state and risk profile. Territories and Availability This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NC, PA, SC, TN, TX, UT, VA, and WV. Coverage availability and carrier selection vary by state—check with underwriting for state-specific terms. Why Work With Novatae Risk Group? Novatae Risk Group is a wholesale broker with specialty market access and hands-on underwriting relationships. Their partnership with Empire Underwriters gives you entry to targeted General Liability capacity for drywall contractors, competitive pricing, and responsive underwriting service. Whether you’re placing a startup contractor or an experienced operator with a clean loss history, Novatae can help identify appropriate paper and structure terms. Example scenarios where this program is a good fit: A small contractor performing single-family home drywall installations and repairs seeking broad additional-insured and waiver provisions for GC contracts. A medium-sized subcontractor doing tenant improvements and office build-outs who needs per-project aggregate limits and options for prior-work coverage. Do you need a General Liability Insurance quote for your Drywall Contractor account? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small to medium-sized drywall contractors with under $1,000,000 in payroll who work on residential or commercial new construction or remodeling projects. Are contractors involved in multi-story buildings eligible?Projects involving structures over three stories are generally ineligible, although underwriting may consider limited exceptions. Contact underwriting with project specifics. What documents are needed to submit a quote?Provide ACORD applications, 3–5 years of currently valued loss runs, a supplemental application, and a project-specific pollution application if applicable. Is this program available on admitted paper?Yes. Coverage can be placed on either admitted or non-admitted paper depending on the state and the risk profile. In which states is this program offered?The program is available in most states, including CA, TX, FL, GA, NC, NJ, and many others listed above. Availability and carrier options vary by state. Need help placing an account? Connect with a market specialist.

Gladius Insurance Services, LLC is a nationwide excess and surplus lines broker focused on contractor casualty solutions. We work exclusively with retail agents to place general liability, excess, and pollution coverage for contractors of all sizes — including accounts that are hard to place in the admitted market. With deep industry knowledge and strong carrier relationships, we provide responsive service, fast turnaround, and underwriting guidance designed to help you win and retain contractor business. Ideal Accounts and Appetite The Contractors Casualty Insurance program is built for a broad range of contractor risks, from small artisan trades to large general contractors and construction managers. We consider new ventures, accounts with limited or no prior coverage, and operations that rely 100% on subcontractors. Examples of eligible risks include: Roofers and other higher-exposure trades General contractors (including paper GCs) Construction managers and supervising contractors Restoration and remediation contractors Residential and commercial new construction (custom and speculative homes) Apartments and tract work (subject to underwriting) Accounts with prior claims activity (evaluated case-by-case) We also consider EIFS and subsidence exposures where underwriting approval is appropriate. Agent examples: You might have a roofer with a recent claim history who needs excess capacity and pollution coverage for restoration work; or a paper GC managing multiple subcontractors who requires blanket additional insured and per-project aggregate language. Those are the kind of submissions this program targets. Coverage Highlights and Advantages Gladius provides access to A15-rated capacity through International Insurance Company of Hannover LLC and offers flexible casualty solutions tailored to contractor exposures. Key features include: Primary general liability, excess liability, and pollution coverage options Blanket additional insured, primary & non-contributory, waiver of subrogation, and per-project aggregate endorsements Prior projects coverage available with limitations and underwriting review Subsidence and EIFS coverage available upon approval Underwriting Notes and Minimum Premiums We take a hands-on underwriting approach and evaluate new ventures, accounts with losses, and complex operations. Minimum premiums typically start at $3,000. Accounts that require removal of prior work exclusions generally need loss runs and may be subject to higher minimums. Please note these risks are not eligible for this program: New construction of condominiums, condo conversions, and townhouses Projects involving process piping, blasting, landfills, tunneling, or emergency systems Bridge or airport construction Fire suppression contractors and crane operators Territories and Availability This E&S program is available to retail agents nationwide and is actively available in more than 40 states, including CA, TX, FL, AZ, NJ, IL, and WA. All coverage is written on a non-admitted basis. Why Work With Gladius Insurance Services? As an independent wholesale broker, Gladius combines market access with contractor-specific underwriting expertise. We prioritize relationship-driven service, fast response times, and clear communication so you can place difficult risks efficiently. Our team helps you package submissions, identify appropriate endorsements, and navigate loss history to secure the best available terms. Whether you’re placing a new venture with no prior coverage or a large GC with complex exposures, Gladius can help you find tailored casualty solutions through strong carrier partners. Frequently Asked Questions What types of contractor accounts are a good fit for this program? We focus on roofers, general contractors, construction managers, restoration contractors, paper GCs, and 100% subcontracted operations. We also consider higher-exposure trades with underwriting approval. Can you write new ventures or accounts with no prior coverage? Yes. New ventures and accounts without prior history are eligible, subject to underwriting review and documentation. What are the minimum premium requirements? Minimum premiums typically start at $3,000. If prior work exclusions need to be removed, loss runs are usually required and higher minimums may apply. Which states is this program available in? The program is offered on a non-admitted basis in most states, including CA, TX, FL, AZ, NJ, IL, WA, and many others. Availability varies by state and account details. Are accounts with prior claims eligible? Yes. We review accounts with prior claim activity on a case-by-case basis and work to structure terms that address the exposure. Need help placing an account? Connect with a market specialist.

Overview of the New York Workers Compensation Insurance Program Novatae Risk Group offers a robust New York Workers Compensation Insurance Program designed to support agents and brokers in placing complex, high-risk, or hard-to-place accounts. Whether your client is a startup with no prior coverage or a large company in a high-hazard industry, this program provides flexible solutions tailored to the unique challenges of the New York market and surrounding states. Ideal Accounts and Appetite This program is ideal for accounts that may not qualify for standard markets, including those with: Experience Mods of 1.30 or higher High-hazard or tough class codes Blue, gray, and white-collar operations Placement in state pools or assigned risk funds Distressed, lapsed, or non-renewed policies New ventures and startups Multi-state operations, especially those based in or including New York You might have a client such as a road construction firm with prior losses or a staffing agency with multi-state workers—both are examples of accounts that could be eligible under this program. Coverage Highlights and Program Features Fast turnaround times for quotes and submissions Access to multiple “A” rated carriers, including Hartford and Zurich Stand-alone Workers Comp policies available Guaranteed cost plans and integrated solutions Non-PEO and PEO/employee leasing options High deductible, dividend, and retroactive rating plans Consent to rate expertise Custom account handling and client check-writing options Sample Eligible Classes Agriculture Assisted Living Bridge & Road Construction Carpentry Concrete & Asphalt Dirt Work Elderly Care Facilities Excavation Farms In-Home Care Iron & Steel Line Maintenance Logging Machine Shop Maid Services Manufacturers Masonry Non-Profit Organization Nursing Homes Oil & Gas Paving Pipeline Retail Roofing Sawmills Services Sheet Metal Staffing Companies Tower Erection Trucking & Transportation Submission Requirements Completed ACORD 130 application 3–4 years of loss runs Details on any large losses Supplemental questionnaire Territories and Market Access This program is available in New York, as well as surrounding states including Connecticut, Massachusetts, New Jersey, Pennsylvania, Rhode Island, and Vermont. With access to both admitted and non-admitted markets, Novatae Risk Group can structure solutions that meet your insured’s needs while maintaining flexibility across jurisdictions. Why Work With Novatae Risk Group? As a seasoned Managing General Underwriter and Excess & Surplus Lines Broker, Novatae Risk Group brings deep underwriting expertise and access to several top-rated carriers. Their team specializes in complex and distressed Workers Compensation risks, offering responsive service, creative structuring, and a consultative approach. Whether you’re placing a start-up roofing contractor or a multi-state manufacturing group, Novatae can help you secure the right coverage and structure. Do you need a New York Workers Compensation Insurance Quote? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of accounts are a good fit for this Workers Comp program?This program is ideal for high-hazard classes, distressed accounts, businesses with high MODs, new ventures, and those placed in state funds or pools. It also supports multi-state exposures. Can I submit accounts that have been cancelled or non-renewed?Yes, Novatae specializes in helping agents place lapsed, cancelled, or non-renewed Workers Comp policies, including those with gaps in coverage. What documentation is required to submit an account?You’ll need a completed ACORD 130, 3–4 years of loss runs, details on large losses, and a supplemental questionnaire. Do you offer stand-alone Workers Compensation policies?Yes, Novatae offers stand-alone Workers Comp solutions, as well as integrated and high-deductible options to meet different client needs. In which states is this program available?This program is available in New York, Connecticut, Massachusetts, New Jersey, Pennsylvania, Rhode Island, and Vermont. Need help placing an account? Connect with a market specialist.