Novatae Risk Group
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Novatae Risk Group
Contact Us
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A Rated California Contractors Workers Comp Insurance Program

California Contractors often face unique circumstances when trying to find adequate Workers Compensation Insurance for their businesses. We have put together a Workers Comp Insurance market that is build specifically for the California Contractor. If you are in Independent Insurance Agetn that is looking to grow your book of business or are looking to keep more of your California Contractor business then Empire has the solution for you.


We offer solutions for a wide range of industries classes and a wide range of risk factors. Be sure to check out the list below for the indsutries that we specialize in. If you don't see the industry you are looking for, don't worry, we serve many more than are listed, just give us a call.


Please contact us at 800-758-8113 to speak to our experienced brokers about your California Contractor Workers Comp Insurance accounts.

Highlights and Features:

  • "A" Rated By A.M. Best
  • Standalone Workers Comp
  • New Venture Okay
  • Monthly Self-Reporting
  • Up to 10% Commission
  • Tough Classes Okay

Submission Requirement:

  • Acord 130
  • 3-4 Years Loss Runs
  • Lapses Not Acceptable
  • Details on Large Losses
  • California Contractors Workers Comp Supplemental Questionnaire

Sampling of Classes: (Not a Complete List)

  • 0042 Landscaping
  • 5027 Masonry
  • 5028 Masonry
  • 5107 Door or window install
  • 5140 Electricians
  • 5190 Electricians
  • 5186 Sprinkler installation
  • 5187 Plumbing
  • 5201 Concrete construction
  • 5205 Concrete construction
  • 5348 Tile installation
  • 5446 Drywall installation
  • 5447 Drywall installation
  • 5474 Painters and waterproofing
  • 5482 Painters and waterproofing
  • 5484 Plastering interior
  • 5485 Plastering interior
  • 5506 Street or road construction
  • 5507 Street or road construction
  • 9008 Janitorial
  • 5538 Sheet metal
  • 5542 Sheet metal
  • 5645 Carpentry
  • 5697 Carpentry
  • 6218 Excavation
  • 6220 Excavation
  • 6307 Sewer construction
  • 6308 Sewer construction
  • 9009 Building operations
  • 9015 Building maintenance

Do you need a California Contractors Workers Comp Insurance Program Quote?

Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter and Excess & Surplus Lines Broker
  • Admitted:
    All Available Markets
  • Carriers:
  • Carrier Ratings:
    Admitted A Rated Carrier
  • Commission:
    Up To 10%
  • Min Premium:
    Varies

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Novatae Risk Group has other insurance programs like “Tough” or Difficult to Place Risks Program.