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Capitol Special Risks brings deep expertise and market access to help you place your Allied Medical Insurance risks. Just as your clients tailor care to their patients, we tailor coverage to match their evolving risk exposures. Our Allied Medical program is designed to provide flexible, comprehensive solutions for a wide range of non-emergency and alternative healthcare providers. Ideal Accounts and Target Classes We specialize in hard-to-place and niche Allied Medical accounts. Our program is a great fit for healthcare organizations that may fall outside of standard markets due to their size, services, or structure. Below are common target classes we work with: AIDS Foundations & Organizations Alternative & Complementary Medicine Practices Behavioral Health Providers Cord Blood & Stem Cell Banks Correctional/Prison Healthcare Facilities Drug & Alcohol Rehabilitation Centers Drug Testing Clinics Healthcare Staffing Agencies Home Health & Hospice (Inpatient & Outpatient) Humanitarian Medical Relief Groups Medi-Spas Nutraceutical & Supplement Manufacturers Organ & Tissue Procurement and Processing Whether your client operates a mobile addiction counseling service or a medi-spa offering wellness therapies, we can help you secure the appropriate coverage. Coverage Highlights We offer a wide range of coverages to address both professional liability and general exposures. Available coverages through our Allied Medical program include: Medical Malpractice General Liability (Casualty) Employment Practices Liability Insurance (EPLI) Other ancillary coverages available depending on risk profile Coverage terms can be customized based on the services offered by the insured, with options for admitted and non-admitted placements in select states. Underwriting Information and Minimum Premiums Minimum premiums vary by class and exposure. We provide fast turnaround on submissions and do not charge broker fees. Underwriting is handled by experienced professionals who understand the nuances of the Allied Medical sector. We welcome submissions for both new ventures and established operations, including those with challenging risk profiles or prior claims. Available States This program is available in most U.S. states, including but not limited to: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Admitted options are available in some states. Contact our team for state-specific availability. Why Work With Capitol Special Risks? As a trusted wholesale broker, Capitol Special Risks has longstanding relationships with multiple carriers and a strong track record of placing complex Allied Medical risks. We offer: Access to multiple markets for competitive quotes Expertise in niche and emerging medical sectors Quick turnaround on quotes and responsive service No broker fees—maximize your client’s premium dollars Partner with us to help your clients stay protected in an evolving healthcare environment. In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094 Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for non-emergency healthcare providers such as behavioral health clinics, home health agencies, medi-spas, and rehab facilities—especially those that may not fit standard markets. Are start-up healthcare businesses eligible for coverage?Yes, we consider new ventures and start-ups, provided they meet basic underwriting criteria. Prior experience and licensing are typically required. What coverages are included or available?Available coverages include Medical Malpractice, General Liability (Casualty), and EPLI. Additional options may be offered depending on the risk profile. Do you offer admitted and non-admitted options?Yes, admitted coverage is available in some states. We also offer non-admitted options through multiple carrier partners. Is there a broker fee?No, Capitol Special Risks does not charge a broker fee for this program. Need help placing an account? Connect with a market specialist.

Commercial Auto Liability Insurance Transportation Risk Services (TRS) offers a robust Commercial Auto Liability Insurance program designed specifically for retail agents and brokers seeking dependable markets for transportation-related risks. As a Managing General Agency and Excess & Surplus Lines Broker, TRS provides access to both Admitted and Non-Admitted paper through an A+ (Superior) rated carrier, delivering flexibility and financial strength to meet a wide scope of client needs. Ideal Accounts and Appetite TRS specializes in placing both standard and hard-to-place commercial auto liability risks. This program is a strong fit for a wide range of transportation classes, including: Contractor Fleets New Ventures with solid business plans Cement Mixers and Building Materials Dealers Courier and Delivery Services (parcels & documents) Container Haulers and Sand & Gravel Haulers Ambulance Services (Emergency and Non-Emergency) Hotel/Motel Courtesy Vans and Airport Shuttles Taxis, Limos, and Party Buses (no stripper poles) Local and Intermediate Trucking (up to 500 miles) Selective Long Haul Fleets (over 40 units) If you have a client in a niche transportation segment, such as prisoner transport or garbage hauling, this program may be an excellent fit. TRS can also accommodate Drive Away & Toters and selective fuel haulers. Coverage Highlights and Advantages This program offers flexible underwriting backed by an A+ rated carrier, available on Admitted paper in most states and Non-Admitted where necessary. Coverage is tailored to meet the needs of transportation and commercial auto clients, with the ability to structure policies that address specific operational risks. TRS’s broad market access and underwriting expertise make it easy for agents to place both common and specialized risks with confidence. Underwriting Notes and Minimum Premiums The minimum premium for this program is $50,000, making it suitable for mid-sized to large accounts that require comprehensive liability coverage. TRS is open to evaluating new ventures with strong operating plans and can assist with accounts that may have limited prior coverage history, provided other underwriting factors are favorable. Unacceptable Risks To ensure underwriting integrity, the following classes are not eligible under this program: Non-Owned Employee Staffing Uber and Rideshare Services Individual Trip Risks Visiting Nurse Services Franchised Auto Dealers Pizza or Fast Food Delivery Railroad Employee Transportation Risks with Hydraulic Fracturing Exposure If you are unsure whether a specific class is acceptable, TRS encourages you to reach out for clarification. Territories and Availability This program is available in most states, including but not limited to: CA, TX, FL, NY, IL, GA, and PA. TRS serves clients nationwide, offering solutions in all 48 contiguous states plus AK, HI, and DC. Why Work With Transportation Risk Services Based in Barrington, IL, TRS has built a strong reputation as a go-to MGA and wholesale broker for transportation risks across the country. With deep market relationships and a focus on the trucking and public auto sectors, TRS helps agents secure competitive coverage options for both standard and complex risks. In addition to Auto Liability, TRS can assist with Physical Damage, Cargo, General Liability, Garage, Contractor’s Equipment, Warehouse Legal Liability, Umbrella, and Occupational Accident/Contingent Liability products. Whether you're working with a local delivery fleet, a start-up long-haul trucking operation, or a non-emergency medical transport provider, TRS brings underwriting knowledge, operational insight, and flexible solutions to help you secure the right coverage for your clients. Frequently Asked Questions What types of accounts are a good fit for this Commercial Auto Liability program?This program is ideal for contractor fleets, local and intermediate trucking, delivery services, ambulances, taxis, limos, and other commercial auto operations, including selective long-haul fleets with over 40 units. Is this program available to new ventures?Yes, TRS is open to new ventures, particularly those with strong business plans and sound operations. Each submission is evaluated on its own merits. What is the minimum premium for this program?The minimum premium starts at $50,000, making it suitable for mid-sized and larger commercial auto accounts. What types of risks are not eligible for this program?Unacceptable risks include Uber/rideshare services, fast food delivery, franchised dealers, visiting nurse services, and accounts with hydraulic fracturing exposure. In which states is this program offered?This program is available in most states across the U.S., including CA, TX, FL, NY, IL, and more. Both Admitted and Non-Admitted options are available depending on the state. Need help placing an account? Connect with a market specialist.