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...pumping contractors (boom and line pumps) Ready-mix concrete delivery servic...ses, and operators using boom or line pumps for commercial or residential proj...

...specially those using boom or line pumps, this program offers tailored coverag...all and large, operating boom or line pumps. Multi-state operators and ACPA me...

...tractors' equipment including boom pumps Leased and rented equipment T...is ideal for companies operating boom pumps, line pumps, and other mobile concrete pumping...

Concrete Industry Insurance – Concrete Pumper General Liability Insurance NORMAN-SPENCER AGENCY'S PUMPRO PROGRAM Norman-Spencer Agency, Inc. offers a nationally recognized insurance solution tailored specifically for the concrete pumping industry. With decades of experience and a deep understanding of the risks involved, our Pumpro Program provides agents and brokers with a comprehensive market to place concrete pumper clients. We offer coverage options in all 50 states and Washington, D.C., backed by A.M. Best "A+" rated carriers. Our program includes General Liability, Auto, Inland Marine, Property, Workers' Compensation, and Umbrella coverage, all designed to meet the unique requirements of concrete pumping operations. Whether your client is a small independent contractor or a large regional operator, we have the tools and expertise to deliver competitive, tailored coverage. Visit www.norman-spencer.com to explore all of our insurance programs. PROGRAM FEATURES Serving the concrete pumping industry since 1989 Endorsed by the American Concrete Pumping Association (ACPA) for over 20 years Insuring over 250 concrete pumping companies across the U.S. Backed by A.M. Best "A+" Rated Carriers Dedicated claims adjusters with concrete pumping expertise Quick quote turnaround Loss control services tailored to concrete operations COVERAGE FEATURES Inland Marine/Property Insurance Building & contents Contractors' equipment Leased/rented equipment Tools and accessories (hoses, clamps, reducers, etc.) Installation floater Rental reimbursement Loss of income coverage available No exclusion for boom overload or collapse Waterborne coverage available General Liability Insurance No deductible $5 million general aggregate Per project aggregate Blanket additional insureds Primary and non-contributory wording Blanket waiver of subrogation No residential exclusions Commercial Auto Insurance State-specific filings where required Workers' Compensation Insurance Blanket waiver of subrogation Commercial Umbrella Insurance Limits from $1 million to $20 million Norman-Spencer Agency offers a wide range of industry-focused insurance programs. Visit our website www.norman-spencer.com to learn more about our full suite of solutions. ADDITIONAL NORMAN-SPENCER PROGRAMS Pumpro – Concrete Pumpers Crane Operations Environmental Consultants Hired & Non-Owned Lawyers Ready Mix Pro Real Estate E&O Marina & Boat Dealers Sand & Gravel Schools Steel Erectors CIS – Trade Contractors Frequently Asked Questions What types of accounts are a good fit for this Concrete Pumper program? This program is ideal for concrete pumping companies of all sizes, including independent contractors and regional operators specializing in commercial or infrastructure projects. Is the program available in all states? Yes, Norman-Spencer offers this program in all 50 states and Washington D.C. What makes this program different from standard commercial insurance? It includes industry-specific features like no boom overload exclusion, dedicated claims adjusters with concrete experience, and blanket coverages tailored to the

Concrete Industry Insurance: Ready Mix Property Insurance NORMAN-SPENCER AGENCY – Pumpro & Ready Mix Insurance Program Overview of the Program From Norman-Spencer Agency Norman-Spencer Agency, Inc. offers a comprehensive insurance solution tailored specifically for the concrete industry, including ready mix operations and concrete pumping businesses. With over three decades of experience and a deep understanding of the unique risks in this niche, their Pumpro & Ready Mix Insurance Program is designed to protect your clients’ assets, equipment, and operations. Ideal Accounts and Appetite This program is a strong fit for businesses involved in: Ready mix concrete delivery Concrete pumping services Contractors using concrete placement equipment Firms with leased or owned mobile machinery and jobsite tools Whether your client operates a regional concrete pumping service or a fleet of ready mix trucks, this program is designed to address the risks they face daily—like equipment breakdowns, property loss, and jobsite liability. Coverage Highlights and Advantages The Pumpro & Ready Mix Insurance Program offers a wide range of coverages designed to safeguard every part of your client’s operation: Auto Liability & Physical Damage General Liability Property Coverage – Building & Contents Business Income Protection Contractor’s Equipment and Tools Leased/Rented Equipment Inland Marine Workers’ Compensation Umbrella & Excess Liability Rental Reimbursement Key program features include: A.M. Best “A” Rated Carrier Industry-specific loss control Nationwide availability Local claims service Quick quote turnaround Underwriting Notes and Minimum Premiums Norman-Spencer works with a variety of markets, allowing for underwriting flexibility across small to mid-sized operations. While specific minimum premiums may vary, they offer competitive pricing across all available markets. Submissions are reviewed promptly to ensure fast turnaround times for agents and brokers. Territories and Availability This program is available nationwide, including all 50 states and Washington, D.C. Agents across the U.S. can confidently place concrete industry accounts with Norman-Spencer regardless of location. Why Work With Norman-Spencer? Norman-Spencer Agency is a proven leader in industry-specific insurance solutions, offering specialized programs for concrete, construction, environmental, marine, and more. Their dedicated team understands the challenges of your clients’ industries and supports brokers with strong carrier relationships, custom coverage options, and responsive service. Visit www.norman-spencer.com to explore all available programs, or view more concrete-specific solutions through the links below. INDUSTRY-SPECIFIC INSURANCE PROGRAMS Pumpro – Concrete Pumpers Crane Operations Environmental Consultants Hired & Non-Owned Lawyers Ready Mix Pro Real Estate E&O Marina & Boat Dealers Sand & Gravel Schools Steel Erectors Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for ready mix concrete companies, concrete pumping operations, and contractors with heavy equipment and jobsite exposure. Is the program available nationwide?Yes, the program is available in all 50 states and Washington, D.C. What lines of coverage are included?Coverages include general liability, auto, property, contractor’s equipment, inland marine, workers’ compensation, excess liability, and more. How quickly can I get a quote?Norman-Spencer offers quick quote turnaround, depending on submission completeness and account complexity. Do you work with admitted or non-admitted carriers?The program accesses all available markets and works with multiple carriers to find the best fit for each account. Need help placing an account? Connect with a market specialist.

...or a multi-site operation with gas pumps and liquor sales, we work with you to...u offer coverage for stores with fuel pumps or liquor sales?Yes. The program includes coverage options for gasoline pumps, canopy structures, and liquor lia...

...locations with or without gasoline pumps, stores selling alcohol, and business...is program cover stores with gasoline pumps and food service?Yes, the program includes coverage for canopy and pumps, as well as options for food spoil...

...ems Blowout preventers, tongs, pumps and related downhole tools Rigs, ...lowout preventers in Texas or renting pumps in North Dakota, Sloan Mason can h...

...ent (excavators, loaders, concrete pumps) and large commercial or industrial b...

...ence stores C-stores with fuel pumps Locations with liquor sales U... convenience stores, stores with fuel pumps, and locations with liquor or toba...