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Available nationwide and to all target classes. Most standard GL policies exclude pollution liability coverage and so do most standard Property/BOPs. This is a great opportunity to pitch this as additional protection to many insureds. Here are some highlights of the program - Limits up to $ 5 Million General Aggregate Contractors Pollution Liability Coverage Part – Each Pollution Condition Mold Liability Coverage Park – Each Claim/Aggregate Limit Premium starting at just $500 Deductible starting at $1,000 All states All trades Contact us and you work with an underwriter immediately - no multiple layers to navigate. Turn-around time is less than 24 hours.

... repair shops, retail tire stores, quick lube centers and other specialty inst...re and parts stores (new parts only), quick lube centers, and specialty instal...

...erwriters can evaluate the account quickly and accurately. Ideal Accounts and...rstand auto repair exposures. We move quickly on clear submissions, and our te...

... Independent auto repair shops, quick lube centers, tire shops, and small f...nds such as independent repair shops, quick lubes, tire shops, mobile mechanics, and...

...ningful pollution protection, with quick turnaround for straightforward risks....

J.M. Wilson Corp. offers a flexible, competitive market for agents and brokers placing Commercial Garage Liability Insurance. As a Managing General Agency and Excess & Surplus Lines broker, we represent a mix of admitted and non-admitted carriers to deliver tailored solutions across multiple states. Our program is designed to help you secure appropriate liability and physical damage protection for a wide range of garage-related operations—from small repair shops to specialty restorers and mobile service providers. Ideal Accounts and Appetite This program writes a broad cross-section of garage classes. Typical accounts we place include: Auto repair shops, lube and oil change centers Classic and antique vehicle dealers and restorers Tow truck operations (non-fleet) Motorcycle, RV, and snowmobile repair and service Valet services, car washes, and roadside assistance providers Mobile mechanics and detailing operations You might have a client who runs a rural truck stop with a repair bay and towing service — this program can provide comprehensive garage liability and related coverages. Another good fit would be a classic car restorer who needs dealers/non-reporting physical damage and garage keepers protection for customers’ vehicles. Coverage Highlights and Advantages J.M. Wilson’s Commercial Garage Liability Insurance includes core coverages agents commonly need to manage garage exposures: Garage Liability to cover premises and operations exposures Garage Keepers coverage with in-transit schedules Auto Physical Damage for scheduled service units Dealers Physical Damage — non-reporting options Medical Payments and Fire Legal Liability Garage Property with package enhancements For full details on available package enhancements and limits of liability, please see the links provided below in the program description. Underwriting Notes We work with multiple carriers and will match submissions to the market best suited to the account’s operations and loss history. Typical underwriting considerations include operations performed on site, mileage and use of tow/service vehicles, claims history, employee training and certifications, and physical security of premises. Certain specialized classes — for example, bus conversions or hydraulic repairs — may require additional documentation, verifiable loss history, or proof of certifications. Available States This program is available in: GA, IL, IN, KS, KY, MI, MO, NC, OH, SC, TN, and WI. Why Work With J.M. Wilson? As an established MGA and E&S broker, J.M. Wilson gives independent agents and brokers access to markets that can write challenging garage risks. Our strengths include: Market access to both admitted and non-admitted carriers for flexible placement options Responsive underwriting and placement assistance to help you win business Resources and guidance specific to garage operations, including FAQs, videos, and agent tools linked below Use the links in this page to learn more about our garage program and related resources: package enhancements and limits of liability, our agent guidance page, and an FAQ video to assist placement. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include auto repair shops, mobile mechanics, towing services (non-fleet), motorcycle and RV service businesses, classic car restorers, and valet or car wash operations. In which states is this program available?The program is available in GA, IL, IN, KS, KY, MI, MO, NC, OH, SC, TN, and WI. Do you offer both admitted and non-admitted options?Yes. We represent a variety of carriers—both admitted and non-admitted—so we can tailor placements to the account’s appetite and regulatory needs. Can I submit unusual operations such as bus conversions or hydraulic repair?Yes, those classes can be considered but typically require additional underwriting documentation, proof of certifications, and verifiable loss history. Where can I find more details on coverages and limits?See the package enhancements and limits link provided above for full details; contact a market specialist to review specific limits and endorsements for your submission. Need help placing an account? Connect with a market specialist.

...d to close competitive submissions quickly. Typical strengths for this progra...