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Attorneys Advantage Professional Liability Insurance Program The Attorneys Advantage program, administered by Affinity Specialty Program Network (ASPN), delivers professional liability (malpractice) insurance specifically for law firms with 1 to 50 attorneys. Backed by more than a decade of underwriting experience and strategic carrier relationships—including Liberty Insurance Underwriters Inc. (a Liberty Mutual company) and SPARTA Insurance Company—this program has placed coverage for over 21,000 attorneys nationwide. Overview for Agents and Brokers Attorneys Advantage is built for agents who need a reliable, straightforward market for lawyers and law firms. The program combines online submission and purchasing for qualifying accounts with hands-on underwriting for more complex risks. ASPN also accesses alternative market solutions when standard placement is difficult, giving you options for clients with prior claims or niche practices. Ideal Accounts and Appetite Attorneys Advantage fits a wide range of law practices, particularly: Solo practitioners and small to mid-sized firms (up to 50 attorneys) General practice and common specialty areas with established risk-management processes Firms seeking competitive rates and practical coverage wording Hard-to-place firms that may be eligible through ASPN’s alternative market placements Appetite is broad but focused on firms that maintain professional controls and file-handling procedures. Extremely high-exposure specialties or firms with ongoing, large indemnity histories should be submitted for review—ASPN can often identify a standard or alternative route rather than a hard declination. Coverage Highlights and Advantages Professional liability coverage available across the United States Underwritten by Liberty Insurance Underwriters Inc. or SPARTA Insurance Company, with alternative-market access for difficult risks Online application and bind options for eligible accounts to speed placement Competitive rates, flexible limits, and tailored coverage structures for firm size and practice mix Dedicated legal-liability underwriting and servicing team for responsive support ASPN complements coverage with proactive risk-management services designed to reduce claims frequency and severity. Risk Management and Value-Added Services Policyholders receive several practical resources: The Quarter Hour – a quarterly risk-management newsletter for policyholders Confidential risk-management hotline for claim avoidance consultation Access to the Attorneys Risk Management Resources Website, managed by Hinshaw & Culbertson LLP Periodic risk-management seminars and materials focused on claim prevention These services help insured firms tighten procedures, reduce exposure, and demonstrate sound risk controls to underwriters. Additional Coverages Attorneys Advantage also places related coverages commonly needed by law firms: Business Owners Policy (BOP): Property and liability protection for offices, equipment, client files, and law libraries Workers’ Compensation: Available for new and existing firms with streamlined billing and quick turnarounds Employment Practices Liability: Defense and indemnity for employment-related claims Underwriting Notes and Minimum Premiums Minimum premiums vary by firm size, state, and risk profile. ASPN works with agents to evaluate submissions and determine whether an account fits a standard carrier or requires alternative-market placement. Provide detailed exposure information, claims history, and risk-management documentation to accelerate review. Territories and Availability Attorneys Advantage is available in all 50 states and Washington, DC. Coverage may be placed on a non-admitted basis depending on the carrier and state regulations. Why Place Legal Professional Liability with ASPN ASPN specializes in legal-professional programs and combines deep sector knowledge with access to primary and alternative markets. You’ll get responsive underwriting, risk-management tools for your clients, and the flexibility to place both routine and challenging accounts. Whether you need a quick, online bind for a qualifying solo practitioner or a tailored placement for a firm with prior claims, ASPN offers practical solutions and service to help you close the business. Example accounts A single-attorney general-practice firm seeking an affordable primary malpractice policy and online bind capability. A 15-attorney mid-sized firm with a prior small claim but solid risk-management programs — submitted to ASPN for standard or alternative placement. Insurance license information Frequently Asked Questions What types of law firms are eligible for the Attorneys Advantage program?The program is designed for law firms with 1 to 50 attorneys, including solo practitioners and mid-sized practices. Firms with complex or hard-to-place exposures may also be eligible through ASPN's alternative markets. Is the Attorneys Advantage program available in all states?Yes, the program is available in all 50 states and Washington, DC. Coverage may be placed through different carriers depending on state-specific guidelines. What carriers underwrite coverage for this program?Coverage is underwritten by Liberty Insurance Underwriters Inc. (a Liberty Mutual company) or SPARTA Insurance Company. Alternative markets are also available for more difficult risks. Does the program include risk management support?Yes, policyholders receive access to newsletters, risk management seminars, a confidential hotline, and a dedicated online resource center for legal professionals. Can I access other coverages through ASPN for my legal clients?Yes, ASPN also provides access to Business Owners Policies, Employment Practices Liability, and Workers’ Compensation tailored for law firms. Need help placing an account? Connect with a market specialist. ...

Overview of the Program from ExecutivePerils, Inc. ExecutivePerils, Inc. offers a dedicated Legal Malpractice program designed for independent agents and brokers who place professional liability for law firms and individual practitioners. The program provides flexible limits, broad optional coverages, and access to numerous admitted and non-admitted carriers. It’s structured to handle a wide range of firm types—from solo practitioners to multi-attorney firms—while allowing tailored terms for transaction-heavy practices, litigation boutiques, and speci...E, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work with ExecutivePerils, Inc. for Legal Malpractice ExecutivePerils combines access to a broad carrier panel with focused underwriting for law firms. The program’s strengths include higher available limits, flexible prior-acts and retired-attorney wording, and optional EPL and personal injury coverages that let you build consolidated solutions for clients. For agents, that means fewer submissions to multiple markets and faster comparative quotes for common law-firm scenarios. Example Accounts You might have a five-attorney real estate and estate-planning firm seeking $2M/$4M limits, prior-acts coverage, and low deductible options—this program can often offer competitive terms with prior-acts protection. A solo practitioner who recently joined a two-attorney firm and needs automatic coverage for the new hire and protection for prior work could also be placed through this program with endorsements tailored to the change in staffing. Frequently Asked Questions What types of law firms are a good fit for this ExecutivePerils Legal Malpractice program?The program fits solo attorneys, small and mid-size firms, and many specialty practices—especially those needing robust prior-acts protection, retired-attorney coverage, or higher limits up to $50M. Complex national firms with international exposures may need alternate markets. Can new attorneys be added to the policy automatically?Yes. The program includes automatic coverage for attorneys who join the firm during the policy period, which simplifies handling mid-term staffing changes. Is employment practices liability available with this program?Optional EPL coverage is available and can be packaged with legal malpractice to create a more comprehensive liability solution for firms concerned about employment-related claims. How do I find specific minimum premium and availability for a state?Minimum premiums vary by carrier, state, and account characteristics. Submit your client’s application or contact ExecutivePerils’ underwriting team through your usual CompleteMarkets submission flow for state-specific minimums and target terms. Need help placing an account? Connect with a market specialist.

MCGOWAN, DONNELLY & OBERHEU, LLC Accountants Professional Liability Insurance Overview of the Program from The McGowan Companies The McGowan Companies places Accountants Professional Liability Insurance through its wholesale brokerage relationship with MCGOWAN, DONNELLY & OBERHEU, LLC. This program is designed to help independent agents place hard-to-place CPA and accounting firms that need professional and management liability protection. Coverage options include primary and excess limits placed with a variety of admitted and non-admitted carriers, depending on the risk. Ideal Accounts and Appetite Target classes: small to mid-size CPA firms, tax preparers, bookkeepers and specialty accounting practices that are hard to place in standard markets. Good fits: firms with prior claims history that is manageable, firms with unusual service mixes (for example, payroll, bookkeeping and tax prep together), and practices seeking layered or excess capacity. Typically limited appetite: large national firms, firms with ongoing regulatory investigations, firms with multiple severe or recent malpractice judgments that are unresolved. Coverage Highlights and Advantages Products offered: Professional & Management Liability tailored for accounting professionals. Limits: Primary and excess limits are available to match client needs and to provide layered protection where required. Carrier access: Carriers vary by submission — McGowan’s wholesale placement leverages multiple markets to find capacity and terms for harder-to-place accounts. Flexible placements: Ability to consider admitted or non-admitted options in most states to help secure coverage when standard markets decline. Underwriting Notes Underwriters focus on scope of services, firm controls, engagement letters, fee concentration, prior claim history and client industries. When submitting, include a current application, prior acts and claims details, sample engagement letters and loss runs if available. Complex or higher-exposure accounts may require supplemental information, risk management controls, and consideration for higher retentions or tiered limits. Minimum premiums and retentions are determined by carrier appetite and proposed limits. Please expect variation by state and market; discuss specific program minimums with your McGowan wholesale underwriter when preparing a submission. Territories and Availability This program is available in most states. Specific availability includes: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN...E, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted availability varies by carrier; non-admitted options may be used where appropriate. Why Work with The McGowan Companies on This Business Wholesale broker expertise: McGowan provides access to multiple carriers and specialized appetite for accountants’ professional liability risks. Placement flexibility: Ability to pursue both primary and excess layers and to tailor solutions for firms with non-standard exposures. Support for difficult accounts: Strong track record placing hard-to-place firms that need customized terms or markets outside standard schedules. Examples of Typical Accounts You have a regional CPA practice that combines tax, bookkeeping and payroll services and has one prior closed claim — this program can help secure primary limits and offer excess capacity. You represent a bookkeeping firm with concentrated revenue from a single industry and limited malpractice history — the program can evaluate and structure terms to address fee concentration exposure. Products: Professional & Management Liability Eligible Classes: Hard to Place Firms Limits: Primary & Excess Available Carriers: Varies Provider: Wholesale Broker (The McGowan Companies / MCGOWAN, DONNELLY & OBERHEU, LLC) For more information on Accountants Professional Liability Insurance, please contact us to discuss submissions, appetite, and current market capacity. Frequently Asked Questions What types of accountants’ firms are best suited for this program?Firms that are hard to place in standard markets — small to mid-size CPA firms, tax preparers, bookkeeping practices and mixed-service firms — are the primary targets. The program is designed to consider accounts with nonstandard service mixes or manageable prior claims. Are admitted paper and excess limits available?Yes. This program can place both admitted and non-admitted options, and primary and excess limits are available depending on carrier appetite and state availability. What information should I include with a submission?Include a current application, description of services, engagement letter samples, prior loss runs, and details on any prior or pending claims. Clear documentation of controls and revenue concentration helps underwriters evaluate the risk. Need help placing an account? Connect with a market specialist.

The Herbert H. Landy Insurance Agency, Inc. offers a robust Professional Liability Insurance program specifically designed for attorneys and law firms of all sizes. With over 60 years of experience in the professional liability space, Landy works with top-rated insurers to deliver tailored coverage solutions to fit the unique exposures of legal professionals. Whether your client is a solo practitioner, a newly formed firm, or an established multi-attorney practice, Landy has options to meet their needs. Ideal Accounts and Appetite This program is available to attorneys and law firms in all 50 states and Washington, DC. Coverage is available for: New and established law firms Solo practitioners and group practices Attorneys in all areas of practice Newly admitted attorneys Part-time and moonlighting professionals Hard-to-place risks and firms with claims history Additional options such as Business Owners Policies (BOP), Workers Compensation, and Privacy & Cyber Liability coverage are also available to help round out your client’s insurance portfolio. Coverage Highlights and Advantages Landy’s professional liability program includes a wide range of features to protect law firms from costly legal and reputational risks. Key policy options include: Full Prior Acts Coverage Predecessor Firm Coverage First Dollar Defense and Claims Expenses Outside the Limits of Liability Disciplinary Proceedings and Subpoena Coverage Multiple Reporting Period Options, including Free Lifetime Tail for Qualified Insureds Cybercrime, Crime/Fiduciary, and EPLI Coverage Options Security Breach Coverage Broad Definition of Professional Services—includes Title Agent, Notary Public, Pro Bono Work, and more You might have a client who recently started a boutique practice focused on estate planning, or a mid-sized firm transitioning partners—Landy’s flexible underwriting can provide the right protection for both types of accounts. Underwriting Notes and Minimum Premiums Coverage is written through leading insurers and offers a variety of limits and retention options to fit different firm sizes and risk appetites. While minimum premiums vary based on firm profile and state, the focus is on delivering cost-effective options without sacrificing quality coverage. Firms with prior claims or disciplinary actions may still be eligible for coverage. Territories and Availability This program is available on an admitted basis in all U.S. states and the District of Columbia, including but not limited to California, New York, Florida, Texas, and Illinois. Landy has the licensing and carrier relationships needed to place coverage in all jurisdictions. Why Work With The Herbert H. Landy Insurance Agency As a long-standing Managing General Agency (MGA), The Herbert H. Landy Insurance Agency brings decades of underwriting expertise and market access to the table. Their team understands the unique liability concerns of attorneys and provides responsive, knowledgeable support to help agents place and service accounts efficiently. With broad appetite, flexible terms, and a commitment to professionalism, Landy is a trusted partner for agents placing legal malpractice and related coverages. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for solo attorneys, small to mid-sized law firms, newly admitted lawyers, and hard-to-place risks across all areas of practice. Can I place coverage for a firm with prior claims?Yes, firms with past claims or disciplinary actions may still be eligible. Each risk is underwritten individually based on its merits. Is Cyber Liability coverage included or optional?Cyber Liability and Data Breach coverage is available as an optional add-on to help law firms manage digital risk and compliance exposures. Are part-time or moonlighting attorneys eligible?Yes, there are specific plans available for part-time or moonlighting attorneys, including employed lawyer options. What states is this program available in?The program is available in all 50 states and Washington, DC, on an admitted basis through leading carriers. Need help placing an account? Connect with a market specialist. ...

A Hands-On Approach ProSight Specialty Insurance offers an Accountants Professional Liability program designed for agents placing accountants, CPA firms, tax preparers, and related professional practices. Underwriters at ProSight take a hands-on approach—reviewing each submission directly to understand firm structure, service lines, and risk controls. That active underwriting style helps you find solutions for straightforward and more complex accountant exposures while securing access to a competitive primary or excess market. Ideal accounts and appetite Small to mid-sized CPA and accounting firms, including tax preparers, bookkeeping services, and payroll providers. Firms performing attest or compilation services, advisory work, and routine tax compliance—especially with documented peer review and quality control procedures. Acquisitions: automatic coverage for merged or acquired firms where the acquisition represents less than 10% of the firm’s annual revenue (subject to underwriting review). Less suitable: firms with significant investment advisory custody, high-volume fintech integrations without controls, or large national practices without prior placement history—these require pre-submission discussion. Coverage highlights and advantages Broad definition of professional services — flexible wording helps align coverage with modern service lines offered by accounting firms. Mutual choice of counsel — provides greater control and alignment when a claim arises. Cyber risk management add-on — up to $5,000 for data breach assessment services to help manage privacy incidents and client notification costs. Subpoena expense supplementary coverage — helps pay for legal costs associated with responding to subpoenas and regulatory inquiries. Incentive for alternative dispute resolution — 50% deductible reduction if a claim is resolved through arbitration or non-binding mediation. Primary and excess placements — limits available up to $5 million to match growing firm exposures. Underwriting notes ProSight underwriters prefer clear submissions that include firm revenue by service line, partner/owner resumes, client concentration details, loss run history, peer review or quality control policies, and any third-party technology/vendor relationships. Because ProSight reviews each account directly, early phone conversations on borderline or complex accounts can speed placement and reduce revision cycles. Territories and licensing This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN...lp placing an account? Connect with a market specialist.

No matter how diligent you try to be, occasionally a client will take action against you for services rendered. Our Miscellaneous Professional Liability program is designed to protect professional service firms with revenues below $15 million. Whether the exposure arises from negligent acts, errors, or omissions in the performance of professional services, the Commercial Sector Insurance Brokers Target Professionals policy can help meet those needs. Overview — Program from Commercial Sector Insurance Brokers This is a wholesale-broker placement for agents seeking Miscellaneous Professional Liability (E&O) solutions for small- to mid-sized professional service firms. The program focuses on professional liability risks where a client provides services for a fee or handles confidential client data and needs protection from claims that could otherwise result in costly litigation or settlements. Ideal Accounts and Appetite This program targets firms with annual revenues up to $15 million in the following general classes: • Management Services Firms • Financial Services Firms • Educational Firms • Legal Support Firms • Real Estate Firms • Personal Services Firms Typical fits include consultants, administrative service providers, real estate support firms, small financial services operations, and other professional support businesses that do not provide highly regulated or specialty professional services (e.g., primary physicians, large engineering firms, or large investment advisers with complex exposures). Coverage Highlights and Advantages Key features of the program include defense outside the limit, full prior acts, disciplinary proceeding coverage, and broader protections that address both first- and third-party exposures. Coverage highlights include: • Defense outside the limit • 75/25 consent to settle provision • Third party discrimination coverage • Personal injury coverage • Full prior acts • Punitive damages coverage where insurable • Martial estate coverage • Disciplinary proceeding coverage • Independent contractor coverage • $5 million limit capacity • Minimum premium $995 • Minimum deductible $0 These features make the program competitive for smaller professional accounts that need meaningful limits and modern policy wording without the administrative burden of multiple submissions. Underwriting Notes and Submission Guidance Underwriters focus on the services provided, revenue, claim history, and any contract language that could broaden exposure. Favorable accounts typically have clean claim histories, clear engagement letters or contracts, and strong controls around client data and subcontractor use. Examples of accounts that commonly work well: A management services firm with $3 million in revenue that provides back-office and HR support to small businesses and wants prior acts and defense outside the limit. A small real estate advisory firm handling client consultations and transaction coordination with limited transactional authority and no professional licensing discipline history. Accounts that usually do not fit include those with significant regulated professional exposures, large transactional fees that exceed the revenue guideline, or multiple pending professional liability claims. Territories and Availability Available through Commercial Sector Insurance Brokers across the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN...E, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. The program is positioned for broad availability — confirm state-specific forms and filing requirements at submission. Why Work With Commercial Sector Insurance Brokers As a wholesale broker, Commercial Sector Insurance Brokers provides responsive underwriting, pragmatic placement solutions, and access to program capacity up to $5 million. Our underwriting team emphasizes practical problem-solving and can work with agents to structure appropriate limits, deductibles, and tailored extensions like disciplinary proceeding coverage and third-party discrimination protection. If you have a professional services client who handles confidential data, provides fee-based advice, or executes client contracts, this program is worth considering as part of your placement strategy. Our experienced team of underwriters focus on solving difficult problems with innovative solutions to meet your specific insurance needs. At Commercial Sector Insurance Brokers WE’RE DIFFERENT and that’s good for you. Please reach out to us today to learn more about how the Miscellaneous Professional Liability program can protect your clients. Frequently Asked Questions What types of accounts are a good fit for this program?Small- to mid-sized professional service firms with revenues up to $15 million—such as management services, small financial services, educational services, legal support, real estate support, and personal services—are ideal. Firms with clean claim histories and clear client contracts typically place best. What limits and pricing capacity are available?The program can provide up to $5 million in limit capacity. The program notes a minimum premium of $995 and offers a $0 minimum deductible option; final pricing and deductibles depend on class, limits, and underwriting factors. Does the policy include prior acts and defense inside or outside the limit?Yes — the program offers full prior acts coverage and defense outside the limit as part of its standard features, subject to underwriting and policy terms. Are disciplinary proceedings and punitive damages covered?Disciplinary proceeding coverage is included. Punitive damages coverage is provided where insurable by applicable law and jurisdictional rules. How should I submit an account for consideration?Provide a completed application, current professional resume or service description, recent loss run, engagement contract language (if applicable), and up-to-date revenue information. Clear documentation of services and controls will speed underwriting review. Need help placing an account? Connect with a market specialist.

A Niche Insurance Program for Lawyers Specialized in Intellectual Property Available in all U.S. states! Overview of the Program From Amwins Underwriting Amwins Underwriting offers the Firemark Intellectual Property Lawyers Professional program — a niche professional liability solution for attorneys and small law firms that handle patent, trademark, copyright and related IP matters. Firemark is designed to provide broad, practice-tailored coverage and underwriting flexibility for firms with specialized IP exposures. The program is distributed through a select group of retail brokers accustomed to placing professional liability for legal practices. Ideal Accounts and Appetite This program targets small to mid-sized firms and solo practitioners whose practice includes intellectual property work. Typical fits include: Solo attorneys and law firms with 1 to 40 attorneys Firms with at least 1% patent work, or 5% trademark or copyright work Firms where at least one partner (or the solo practitioner) has been admitted for at least two years Not a good fit: large firms outside the 1–40 attorney range, firms where IP work is incidental and below thresholds, or accounts with significant disciplinary history or unmanaged conflicts. Coverage Highlights and Advantages Broad definition of “Professional Services” to reflect modern IP practice and ancillary legal services Deductible waiver and deductible reduction opportunities for qualifying accounts Extended reporting period options for insureds with continuous coverage No-cost extended reporting period (ERP) available to any non-practicing insured attorney (subject to program terms; excludes OCs, ICs, or Per Diems) Underwriting Notes and Submission Guidance Underwriters will evaluate the firm’s IP mix, claims history, partner experience (minimum two years admission for at least one partner), and conflict-control procedures. Include the following with your submission for faster review: Current application and malpractice claims supplement Detailed breakdown of practice areas and percent of IP work (patent vs. trademark vs. copyright) CVs or resumes for partners handling IP matters and information on technical qualifications where patents are involved Loss runs (if any) and description of any prior discipline or regulatory matters If you have unique placement needs, Amwins Underwriting also underwrites for harder-to-place firms via Attorneys' Select and E&O options via the LawGold program — see the links above for more details. Territories and Availability This program is available in the following states and the District of Columbia: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN...E, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Note: Confirm availability and admitted/non-admitted status for the specific insured and state at the time of submission. Why Work With Amwins Underwriting on IP Lawyers Business Amwins Underwriting (Firemark) brings targeted program expertise for professional liability in the legal sector and underwriting flexibility tailored to intellectual property practices. The program is distributed through a curated broker panel, enabling access to specialized terms, deductible options and extended reporting features that address IP-specific exposures. Example Accounts A solo patent attorney with 10 years’ practice who handles prosecution and opinions — fits the program if the attorney meets the admission requirement and has clean loss history. A 12-attorney boutique firm with 8% trademark work and a mix of litigation and counseling — the broad definition of professional services and deductible reduction options make this an appropriate submission for Firemark. Click here to learn more about our IP Lawyers Professional Liability program! APU offers a range of professional liability solutions for law firms comprising one to 40 attorneys. Our Attorneys' Select program is a specialized E&S solution for hard-to-place law firms. For an E&O solution, check out our LawGold program. Learn more about Firemark Frequently Asked Questions What types of accounts are a good fit for the Firemark IP Lawyers program?Best fits are solo practitioners and firms with 1–40 attorneys where IP work represents at least 1% patent or 5% trademark/copyright practice and where at least one partner has at least two years’ admission. Firms should have reasonable loss experience and documented procedures for conflicts and client intake. Is coverage tailored to patent prosecution and patent litigation exposures?Yes. The program has a broad definition of Professional Services to address prosecution, opinions, litigation-related IP work and counseling, but underwriters review the mix of services and technical qualifications when pricing and offering terms. In which states is this program available and is it admitted?The program is available in the states and DC listed on this storefront. Admitted status can vary by state and account; confirm admissibility and filing status with Amwins Underwriting at the time of submission. What do you need to submit for a prompt review?Include a completed application, practice-mix breakdown (percent of patent/trademark/copyright work), CVs for partners handling IP matters, and loss runs or claims history. Clear documentation of technical qualifications for patent work helps underwriters evaluate risk quickly. Need help placing an account? Connect with a market specialist.

Worldwide Facilities, LLC offers a specialized Lawyers Professional Liability program that helps agents and brokers place coverage for law firms with complex or high-exposure practice areas. With access to a range of top-rated carriers—some through exclusive or limited distribution relationships—Worldwide Facilities delivers tailored coverage solutions that address the evolving risks in the legal industry. Whether your client is a solo practitioner or a mid-sized firm with a challenging area of focus, we help you navigate the nu...s of this competitive and specialized market. Our experienced underwriters assist in structuring policies that meet the unique risk profile of each firm, even for hard-to-place accounts. Visit us online for additional information. Ideal Accounts and Appetite This program is designed for law firms ranging from small practices to larger specialty firms. We have appetite for a wide array of legal specialties, including: Class Action / Mass Tort Collection / Foreclosure Entertainment Law Financial Institutions Intellectual Property Oil & Gas Plaintiff Litigation Real Estate Law SEC / Securities Work You might have a client who manages IP litigation for tech startups, or a boutique firm handling foreclosure cases in multiple states—both are examples of risks we can help you place. Coverage Highlights and Advantages Our program offers a full suite of coverage features designed to meet the unique liability exposures of law firms, including: Worldwide Coverage Primary and Excess Layers Prior Acts Coverage Broad Definition of Professional Services Choice of Counsel Punitive Damages (where insurable) Manuscript Endorsements Aggregate Reinstatements Stand-Alone and Multiple ERP Options Quota Share Structures These options provide flexibility for firms with unique needs, including tail coverage and customized wording for specialized services. Underwriting Notes Worldwide Facilities specializes in hard-to-place and complex risks. We welcome submissions for firms with challenging practice areas or claims history. While minimum premium requirements vary by risk, our team works closely with agents to find solutions that fit both coverage needs and budget. Territories and Availability This program is available in all 50 states and the District of Columbia. Please note this is a non-admitted solution, which allows greater flexibility in customizing coverage for specialized risks. Why Work With Worldwide Facilities As a leading wholesale broker, Worldwide Facilities brings deep market access, underwriting expertise, and a commitment to helping agents succeed in placing complex legal professional liability risks. Our exclusive and limited distribution appointments give you access to markets that are not widely available—and our responsive team supports you throughout the placement process. For personalized guidance, contact: William Schmitt Senior Vice President (312) 465 5303 [email protected] Frequently Asked Questions What types of law firms are a good fit for this program?Firms with specialized or high-risk practice areas such as mass torts, foreclosure, entertainment, or intellectual property law are ideal candidates. We also consider plaintiff firms and those involved in securities work. Is this program available in all states?Yes, the program is available in all 50 states and the District of Columbia. Can I get coverage for a firm with prior claims?Yes, firms with prior claims are considered. Our underwriters will evaluate the details to determine the most appropriate structure and carrier fit. Does the program offer tail coverage or ERP options?Yes, we offer both stand-alone and multiple Extended Reporting Period (ERP) options to accommodate different firm needs. Who should I contact for a quote or more information?You can reach out to William Schmitt, Senior Vice President, for guidance and submissions related to this program. Need help placing an account? Connect with a market specialist.

Overview of the Program From Chittenden Insurance Group Chittenden Insurance Group offers a focused program for accounting professionals: AICPA Professional Liability plus Employment Practices Liability Insurance (EPLI). Endorsed by the AICPA and backed by Continental Casualty Company, this solution provides tailored professional liability protection and employment-practices defense for CPAs and accounting firms in Maine, New Hampshire, and Vermont. This program is designed to address the typical exposures faced by accounting firms. It includes full-career coverage for qualified firms and extends protections to all staff members, including per diem and part-time personnel. Whether you’re placing a sole practitioner or a growing multi-staff office, the program pairs substantive coverage with risk-management resources to help reduce claims frequency and cost. Ideal Accounts and Appetite This program works well for agents placing the following types of a...you might have a boutique tax and advisory practice in Vermont seeking full-career professional liability and EPLI, or a two-partner Maine firm that wants coverage for its per diem staff and regulatory inquiry protection. Coverage Highlights and Advantages Full-career coverage available for qualified accounting firms Policy covers all firm staff, including per diem and part-time workers Defendant’s reimbursement coverage up to $50 per hour Regulatory inquiry and investigation coverage up to $10,000 No claim settled without the insured’s written consent Premium financing options to improve affordability AICPA endorsement — a mark of industry recognition and trust Risk Management Services 24/7 toll-free risk-management hotline for policyholders Online policyholder resources and guidance materials Complimentary newsletters and practice updates Opportunities for premium credits and state CE credits through attendance at local seminars or completion of approved self-study courses The program is overseen by an AICPA committee of practicing CPAs who help ensure coverages and risk management services remain aligned with real-world practice risks. Underwriting Notes and Minimum Premiums Chittenden underwrites each submission on its merits. Underwriters consider firm size, services offered (tax, audit, bookkeeping, advisory), claims history, controls and engagement practices. Exact minimum premiums are not published; agents should submit detailed firm information to receive accurate indications. Premium financing is available to eligible firms to ease payment terms. Territories and Availability This AICPA-endorsed professional liability + EPLI program is currently available in: Maine (ME) New Hampshire (NH) Vermont (VT) Contact Chittenden Insurance Group for updates on territorial expansion or changes to state availability. Why Work With Chittenden Insurance Group on This Business Chittenden Insurance Group specializes in placing professional liability for accounting professionals in northern New England. Their exclusive access to an AICPA-endorsed program with capacity from Continental Casualty Company gives your clients strong coverage options and responsive claims handling. Agents benefit from underwriting expertise focused on accounting firms, practical risk-management tools, and program features built for the unique exposures of CPA practices. If you place professional liability and EPLI for accountants in ME, NH, or VT, Chittenden’s program is a practical market to consider for both small firms and solo practitioners. Frequently Asked Questions What types of accounts are a good fit for this program? This program is ideal for CPAs, accounting firms, and solo practitioners in Maine, New Hampshire, and Vermont who need combined professional liability and EPLI coverage, particularly those seeking an AICPA-endorsed product. Does the coverage include part-time or per diem staff? Yes. The policy provides coverage for the entire firm staff, including per diem and part-time employees. Is coverage available outside of ME, NH, and VT? Currently the program is limited to Maine, New Hampshire, and Vermont. Contact Chittenden Insurance Group for the latest on any geographic expansion. Are there risk management resources included? Yes. Policyholders have access to online resources, a 24/7 risk-management hotline, newsletters, and opportunities to earn CE credits via seminars or approved self-study courses. Can clients finance their premium payments? Yes. Premium financing options are available to make coverage more affordable for qualifying firms. Need help placing an account? Connect with a market specialist.

Grayhawk General Agency, Inc. (GGA) is a wholesale broker and managing general agent specializing in Lawyers Professional Liability (LPL) coverage. With over 25 years of experience in this niche market, our team is dedicated to providing superior underwriting, placement, and support services to independent agents and brokers seeking reliable solutions for law firm clients. We are the exclusive managing general agent for the LawyerCare program, underwritten by the ProAssurance Group Companies. This program is backed by a long-standing, financially stable carrier known for strong claims defense and deep knowledge of the legal industry. Our access doesn’t stop there—we also work with top-rated markets such as CNA, Chubb, Beazley, Aspen, Travelers, Lloyd’s, and more, giving us the ability to find the right fit for a wide range of law firm risks. Ideal Accounts and Appetite Our Lawyers Professional Liability program is designed for small to mid-sized law firms and solo practitioners. We are especially competitive with firms practicing in areas such as: Real Estate Family Law Estate Planning & Probate Transactional Business Law Personal Injury (Plaintiff or Defense) We can also consider firms with more complex specialties, subject to underwriting. If you have a client with a mixed or emerging area of practice, reach out to us for guidance. We are comfortable with both new and established firms and can offer solutions for attorneys with prior claims history or disciplinary actions on a case-by-case basis. Coverage Highlights and Advantages LawyerCare by ProAssurance brings several strong features to your insureds: Admitted coverage in most available states Claims-made and reported policy form Customizable limits and deductibles Optional coverage enhancements, including cyber liability and disciplinary proceedings Strong claims handling and defense by legal industry experts We understand the unique professional liability exposures law firms face and work to structure coverage that protects their reputation and operations. Underwriting Notes and Minimum Premiums Our underwriting approach is both thorough and efficient. We evaluate firms based on size, area of practice, claims history, and risk management procedures. While minimum premiums vary by firm profile and carrier, we strive to offer competitive pricing aligned with market conditions and firm characteristics. Contact us to discuss the specifics of your client's account. Territories and Availability This program is available in the following states: Arizona, Colorado, Idaho, Kansas, Michigan, Missouri, Montana, Nevada, New Mexico, Tennessee, Vermont, and Washington. Most coverage is offered on an admitted basis, providing a smoother placement process and regulatory compliance for your clients. Why Work With Grayhawk General Agency, Inc.? At GGA, Lawyers Professional Liability is not just part of our portfolio—it’s our specialty. We built our agency around this line of business and continue to invest in expertise, carrier relationships, and service capabilities that help agents succeed. Our team is responsive, knowledgeable, and committed to helping you secure the right solution for your legal clients, even in tough underwriting scenarios. Whether you’re placing a start-up solo practitioner or a growing multi-state firm, we have the tools and markets to help you compete and win the account. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in small to mid-sized law firms, including solo practitioners. Ideal practice areas include real estate, family law, estate planning, business law, and personal injury. Is the coverage offered on an admitted basis?Yes, in most available states, coverage is offered on an admitted basis through top-rated carriers like ProAssurance. Can you consider firms with prior claims or disciplinary actions?Yes, we can review and potentially place firms with prior claims or disciplinary issues, depending on the full risk profile. Do you offer any additional coverages or endorsements?Yes, optional enhancements such as cyber liability and disciplinary proceeding coverage are available through certain carriers. What states is this program available in?This program is available in Arizona, Colorado, Idaho, Kansas, Michigan, Missouri, Montana, Nevada, New Mexico, Tennessee, Vermont, and Washington. Need help placing an account? Connect with a market specialist. ...