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Law firms are experts at managing legal risk — but they can overlook internal exposures. Employment Practices Liability Insurance (EPLI) protects firms from the financial and reputational impact of employment-related claims. Without tailored EPLI, even otherwise well-run practices can face expensive defense costs and settlements for allegations involving employees, partners, or third parties. Employment Practices Liability Insurance for Law Firms Capitol Special Risks offers a law-firm-focused Employment Practices Liability Insurance (EPLI) program designed for the unique people risks in legal practices. As a wholesale broker with deep professional-liability experience, we place coverage through multiple admitted and non-admitted carriers so retail agents can access competitive markets and flexible solutions nationwide. Ideal Accounts and Appetite This program fits a wide range of law firms — from boutique practices to multi-state firms. Typical accounts that place well include firms that: Have multiple attorneys and support staff Operate a formal partner-track or promotion process Employ client-facing personnel with exposure to third-party harassment claims Have workers in multiple states or jurisdictions You might have a client who is a mid-sized litigation firm expanding into new offices and wants protection for partner disputes and wage & hour exposures. Or an employment law boutique with several associate-track attorneys seeking a policy that includes robust third-party harassment coverage. Coverage Highlights and Advantages Wage & hour defense sublimit Fair Labor Standards Act (FLSA) defense sublimit Third-party harassment and discrimination coverage Defense costs outside the limit (subject to carrier terms) Claims coverage for failure to promote or disputes over partner decisions Risk management services may be available depending on the carrier. Underwriting Notes and Minimum Premiums Minimum premiums vary by carrier and the firm’s risk profile. Capitol Special Risks provides fast turnaround and streamlined submissions to help you move business quickly. We do not charge a broker fee, so your clients see more of the premium applied to coverage. Territories and Availability This program is available in all 50 states, includ...n quote single-state and multi-state operations through both admitted and non-admitted markets to match your client’s needs and regulatory considerations. Why Work With Capitol Special Risks? As a wholesale broker focused on professional liability, Capitol Special Risks combines market access with underwriting expertise for law-firm EPLI placements. Our advantages for agents include: Multiple carrier relationships for flexible placement options Programs tailored specifically to professional services and law firms Responsive service and quick quotes to help you compete No broker fees If you have a legal client growing staff, opening new offices, or undergoing internal restructuring, now is the time to review their EPLI program. Contact Capitol Special Risks to discuss appetite, submission requirements, and carrier options so you can secure the right protection for your client’s people. In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service – CA Fire & Casualty Agency – #0C46094 Frequently Asked Questions What types of law firms are best suited for this EPLI program?This program is ideal for small to mid-sized law firms, especially those with multiple employees, support staff, or a formal partner track structure. Is third-party harassment coverage included?Yes, the program includes coverage for third-party harassment and discrimination claims, which is particularly important for client-facing legal staff. Can this program be written in all 50 states?Yes, it is available in all 50 states through multiple admitted and non-admitted markets. What are the minimum premium requirements?Minimum premiums vary based on the carrier and risk profile, but Capitol Special Risks works to find the best option for each submission. Does Capitol Special Risks charge a broker fee?No, Capitol Special Risks does not charge broker fees, helping you deliver cost-effective solutions to your clients. Need help placing an account? Connect with a market specialist.

Attorneys Advantage Professional Liability Insurance Program The Attorneys Advantage program, administered by Affinity Specialty Program Network (ASPN), delivers professional liability (malpractice) insurance specifically for law firms with 1 to 50 attorneys. Backed by more than a decade of underwriting experience and strategic carrier relationships—including Liberty Insurance Underwriters Inc. (a Liberty Mutual company) and SPARTA Insurance Company—this program has placed coverage for over 21,000 attorneys nationwide. Overview for Agents and Brokers Attorneys Advantage is built for agents who need a reliable, straightforward market for lawyers and law firms. The program combines online submission and purchasing for qualifying accounts with hands-on underwriting for more complex risks. ASPN also accesses alternative market solutions when standard placement is difficult, giving you options for clients with prior claims or niche practices. Ideal Accounts and Appetite Attorneys Advantage fits a wide range of law practices, particularly: Solo practitioners and small to mid-sized firms (up to 50 attorneys) General practice and common specialty areas with established risk-management processes Firms seeking competitive rates and practical coverage wording Hard-to-place firms that may be eligible through ASPN’s alternative market placements Appetite is broad but focused on firms that maintain professional controls and file-handling procedures. Extremely high-exposure specialties or firms with ongoing, large indemnity histories should be submitted for review—ASPN can often identify a standard or alternative route rather than a hard declination. Coverage Highlights and Advantages Professional liability coverage available across the United States Underwritten by Liberty Insurance Underwriters Inc. or SPARTA Insurance Company, with alternative-market access for difficult risks Online application and bind options for eligible accounts to speed placement Competitive rates, flexible limits, and tailored coverage structures for firm size and practice mix Dedicated legal-liability underwriting and servicing team for responsive support ASPN complements coverage with proactive risk-management services designed to reduce claims frequency and severity. Risk Management and Value-Added Services Policyholders receive several practical resources: The Quarter Hour – a quarterly risk-management newsletter for policyholders Confidential risk-management hotline for claim avoidance consultation Access to the Attorneys Risk Management Resources Website, managed by Hinshaw & Culbertson LLP Periodic risk-management seminars and materials focused on claim prevention These services help insured firms tighten procedures, reduce exposure, and demonstrate sound risk controls to underwriters. Additional Coverages Attorneys Advantage also places related coverages commonly needed by law firms: Business Owners Policy (BOP): Property and liability protection for offices, equipment, client files, and law libraries Workers’ Compensation: Available for new and existing firms with streamlined billing and quick turnarounds Employment Practices Liability: Defense and indemnity for employment-related claims Underwriting Notes and Minimum Premiums Minimum premiums vary by firm size, state, and risk profile. ASPN works with agents to evaluate submissions and determine whether an account fits a standard carrier or requires alternative-market placement. Provide detailed exposure information, claims history, and risk-management documentation to accelerate review. Territories and Availability Attorneys Advantage is available in all 50 states and Washington, DC. Coverage may be placed on a non-admitted basis depending on the carrier and state regulations. Why Place Legal Professional Liability with ASPN ASPN specializes in legal-professional programs and combines deep sector knowledge with access to primary and alternative markets. You’ll get responsive underwriting, risk-management tools for your clients, and the flexibility to place both routine and challenging accounts. Whether you need a quick, online bind for a qualifying solo practitioner or a tailored placement for a firm with prior claims, ASPN offers practical solutions and service to help you close the business. Example accounts A single-attorney general-practice firm seeking an affordable primary malpractice policy and online bind capability. A 15-attorney mid-sized firm with a prior small claim but solid risk-management programs — submitted to ASPN for standard or alternative placement. Insurance license information Frequently Asked Questions What types of law firms are eligible for the Attorneys Advantage program?The program is designed for law firms with 1 to 50 attorneys, including solo practitioners and mid-sized practices. Firms with complex or hard-to-place exposures may also be eligible through ASPN's alternative markets. Is the Attorneys Advantage program available in all states?Yes, the program is available in all 50 states and Washington, DC. Coverage may be placed through different carriers depending on state-specific guidelines. What carriers underwrite coverage for this program?Coverage is underwritten by Liberty Insurance Underwriters Inc. (a Liberty Mutual company) or SPARTA Insurance Company. Alternative markets are also available for more difficult risks. Does the program include risk management support?Yes, policyholders receive access to newsletters, risk management seminars, a confidential hotline, and a dedicated online resource center for legal professionals. Can I access other coverages through ASPN for my legal clients?Yes, ASPN also provides access to Business Owners Policies, Employment Practices Liability, and Workers’ Compensation tailored for law firms. Need help placing an account? Connect with a market specialist. ...

LawGold, part of Amwins Program Underwriters, offers E&O insurance coverage for law firms with 1-40 attorneys. Overview of the Program From Amwins Underwriting Amwins Underwriting’s LawGold program provides professional liability (Lawyers E&O) designed specifically for small law firms and solo practitioners. The program is geared to firms that need tailored E&O protections, flexible optional enhancements, and access to admitted paper in many states. Coverage is issued through Amwins Program Underwriters and underwritten with an emphasis on straightforward risks and clean or minimal loss histories. Ideal Accounts and Appetite Solo attorneys and small law firms of 1–40 attorneys. Clean or minimal prior loss history; some affirmative consideration for firms with limited, well-managed prior claims. Solo attorneys or at least one partner should have been admitted to practice for at least two years. Practices without extensive high-exposure specialties (e.g., mass torts, large transactional platforms, or frequent class actions) are the best fit. Coverage Highlights and Advantages Professional liability (errors & omissions) limits appropriate for small law firms. Electronic media liability included to address risks from online communications and content. Worldwide coverage available for professional services, subject to policy terms. Predecessor firm coverage to protect newly merged or reorganized practices. Optional coverages to broaden protection, including: Separate limit for claims expenses Client identity theft coverage Broadcasters liability Career coverage Trustees liability coverage Gramm-Leach Bliley Act (GLBA) coverage Lateral hire coverage Underwriting Notes Underwriting focuses on the firm’s practice areas, claims history, attorney experience, and risk management controls. Expect underwriters to ask for: Prior acts and loss history details Resume or biography for principals/partners showing admission dates and experience Information on firm procedures for conflicts, client intake, and data security when optional cyber/identity products are requested Firms with significant or recurrent malpractice claims, high-volume transactional work, complex litigation exposures, or specialty practices outside the program’s appetite may be declined or referred to excess/non-program markets. Territories and Admitted Status The LawGold program is available in all U.S. states and Washington D.C. Amwins offers admitted coverage in select states. Admitted coverage is available in: AL, AZ, CO, FL, GA,...lp placing an account? Connect with a market specialist.

A Hands-On Approach ProSight Specialty Insurance offers an Accountants Professional Liability program designed for agents placing accountants, CPA firms, tax preparers, and related professional practices. Underwriters at ProSight take a hands-on approach—reviewing each submission directly to understand firm structure, service lines, and risk controls. That active underwriting style helps you find solutions for straightforward and more complex accountant exposures while securing access to a competitive primary or excess market. Ideal accounts and appetite Small to mid-sized CPA and accounting firms, including tax preparers, bookkeeping services, and payroll providers. Firms performing attest or compilation services, advisory work, and routine tax compliance—especially with documented peer review and quality control procedures. Acquisitions: automatic coverage for merged or acquired firms where the acquisition represents less than 10% of the firm’s annual revenue (subject to underwriting review). Less suitable: firms with significant investment advisory custody, high-volume fintech integrations without controls, or large national practices without prior placement history—these require pre-submission discussion. Coverage highlights and advantages Broad definition of professional services — flexible wording helps align coverage with modern service lines offered by accounting firms. Mutual choice of counsel — provides greater control and alignment when a claim arises. Cyber risk management add-on — up to $5,000 for data breach assessment services to help manage privacy incidents and client notification costs. Subpoena expense supplementary coverage — helps pay for legal costs associated with responding to subpoenas and regulatory inquiries. Incentive for alternative dispute resolution — 50% deductible reduction if a claim is resolved through arbitration or non-binding mediation. Primary and excess placements — limits available up to $5 million to match growing firm exposures. Underwriting notes ProSight underwriters prefer clear submissions that include firm revenue by service line, partner/owner resumes, client concentration details, loss run history, peer review or quality control policies, and any third-party technology/vendor relationships. Because ProSight reviews each account directly, early phone conversations on borderline or complex accounts can speed placement and reduce revision cycles. Territories and licensing This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN...lp placing an account? Connect with a market specialist.

Overview — Amwins Underwriting: Lawyers E&S (Attorneys' Select) Attorneys' Select, offered through Amwins Program Underwriters, is a non-admitted E&S program designed to place hard-to-place law firms with between 1 and 40 attorneys. The program targets small to mid-sized practices that need professional liability protection outside standard admitted markets. Coverage emphasizes flexibility for predecessor firms and worldwide covered acts, with lawsuits required to be brought in the U.S., its territories, or Canada. Ideal Accounts and Appetite Solo practitioners and law firms with 1–40 attorneys. At least one partner or the solo attorney must have been admitted to practice for a minimum of two years. Firms that have been declined or rated by standard admitted carriers due to specialty exposures, claims history nuances, or other placement issues. You should consider this program when you have small law firms with specialized exposures or placement difficulties. Examples that often fit: a two-attorney boutique handling transactional work with a recent claims sensitivity, or a solo practitioner whose prior carrier non-renewed due to underwriting changes rather than ongoing malpractice allegations. Coverage Highlights and Advantages Professional Liability / Lawyers E&S coverage tailored for smaller law firms. Predecessor firm coverage included to help cover exposure from prior practice configurations. Worldwide covered acts wording (defense and indemnity triggered for acts anywhere), with the requirement that suits must be filed in the U.S., its territories, or Canada. Optional endorsements available: trustee coverage and title agent coverage (both by endorsement where applicable). Access to E&S capacity through Amwins’ program underwriting resources — useful when admitted markets are not an option. Underwriting Notes and Submission Guidance Amwins Underwriting evaluates each submission with attention to firm size, attorney experience, practice areas, and claims history. Provide a complete application, current CVs/resumes for principals, a firm coverage history, and any prior loss runs to speed review. Because this is an E&S program, underwriting will consider factors that admitted carriers sometimes avoid; expect a detailed, case-by-case evaluation rather than a one-size-fits-all binder. Typical eligibility filters you should confirm before submission: Firm size: 1–40 attorneys. Admittance: at least one partner or the solo attorney admitted at least two years. Disclosure of prior claims or regulatory actions with supporting documentation. Territories and Availability This Lawyers E&S program is available nationwide: all U.S. sta...t is non-admitted (E&S) — policies are written through surplus lines markets when required by state regulation. Confirm surplus lines compliance for the insured’s state before binding. Why Place Lawyers E&S with Amwins Underwriting Specialized E&S underwriting focused on small law firms and difficult-to-place accounts. Flexible endorsements (trustee/title agent) to tailor coverage for niche exposures. Underwriting resources and market access from a recognized program underwriter — useful when admitted options are limited. Clear eligibility criteria (1–40 attorneys; minimum admittance experience) that let you pre-qualify prospects quickly. You might have a client who operates a three-attorney real estate practice with a recent coverage non-renewal — this program can provide a viable E&S placement with options for title-agent exposure by endorsement. Or a solo estate-planning attorney with complex trust work may benefit from trustee coverage endorsements available through this program. Frequently Asked Questions What types of law firms are a good fit for this Lawyers E&S program?Small firms and solo attorneys with 1–40 lawyers, where at least one partner or the solo is admitted for two or more years. Firms that are hard to place in admitted markets — due to practice mix, prior carrier decisions, or niche exposures — are appropriate candidates. Is coverage admitted in any states?No. This program places non-admitted E&S coverage. Policies are issued consistent with surplus lines rules for the insured’s state; confirm compliance before binding. What optional coverages are available?Trustee coverage and title agent coverage are available by endorsement where underwriting allows. Discuss endorsements early so underwriting can include them in the proposal if eligible. What submission information helps underwriters make a quick decision?Provide a completed application, prior acts/prior firm information, current attorney resumes/CVs, a full coverage history, and prior loss runs. Clear documentation of practice areas and risk controls speeds underwriting review. Need help placing an account? Connect with a market specialist.

Overview of the Program From Chittenden Insurance Group Chittenden Insurance Group offers a focused program for accounting professionals: AICPA Professional Liability plus Employment Practices Liability Insurance (EPLI). Endorsed by the AICPA and backed by Continental Casualty Company, this solution provides tailored professional liability protection and employment-practices defense for CPAs and accounting firms in Maine, New Hampshire, and Vermont. This program is designed to address the typical exposures faced by accounting firms. It includes full-career coverage for qualified firms and extends protections to all staff members, including per diem and part-time personnel. Whether you’re placing a sole practitioner or a growing multi-staff office, the program pairs substantive coverage with risk-management resources to help reduce claims frequency and cost. Ideal Accounts and Appetite This program works well for agents placing the following types of a...you might have a boutique tax and advisory practice in Vermont seeking full-career professional liability and EPLI, or a two-partner Maine firm that wants coverage for its per diem staff and regulatory inquiry protection. Coverage Highlights and Advantages Full-career coverage available for qualified accounting firms Policy covers all firm staff, including per diem and part-time workers Defendant’s reimbursement coverage up to $50 per hour Regulatory inquiry and investigation coverage up to $10,000 No claim settled without the insured’s written consent Premium financing options to improve affordability AICPA endorsement — a mark of industry recognition and trust Risk Management Services 24/7 toll-free risk-management hotline for policyholders Online policyholder resources and guidance materials Complimentary newsletters and practice updates Opportunities for premium credits and state CE credits through attendance at local seminars or completion of approved self-study courses The program is overseen by an AICPA committee of practicing CPAs who help ensure coverages and risk management services remain aligned with real-world practice risks. Underwriting Notes and Minimum Premiums Chittenden underwrites each submission on its merits. Underwriters consider firm size, services offered (tax, audit, bookkeeping, advisory), claims history, controls and engagement practices. Exact minimum premiums are not published; agents should submit detailed firm information to receive accurate indications. Premium financing is available to eligible firms to ease payment terms. Territories and Availability This AICPA-endorsed professional liability + EPLI program is currently available in: Maine (ME) New Hampshire (NH) Vermont (VT) Contact Chittenden Insurance Group for updates on territorial expansion or changes to state availability. Why Work With Chittenden Insurance Group on This Business Chittenden Insurance Group specializes in placing professional liability for accounting professionals in northern New England. Their exclusive access to an AICPA-endorsed program with capacity from Continental Casualty Company gives your clients strong coverage options and responsive claims handling. Agents benefit from underwriting expertise focused on accounting firms, practical risk-management tools, and program features built for the unique exposures of CPA practices. If you place professional liability and EPLI for accountants in ME, NH, or VT, Chittenden’s program is a practical market to consider for both small firms and solo practitioners. Frequently Asked Questions What types of accounts are a good fit for this program? This program is ideal for CPAs, accounting firms, and solo practitioners in Maine, New Hampshire, and Vermont who need combined professional liability and EPLI coverage, particularly those seeking an AICPA-endorsed product. Does the coverage include part-time or per diem staff? Yes. The policy provides coverage for the entire firm staff, including per diem and part-time employees. Is coverage available outside of ME, NH, and VT? Currently the program is limited to Maine, New Hampshire, and Vermont. Contact Chittenden Insurance Group for the latest on any geographic expansion. Are there risk management resources included? Yes. Policyholders have access to online resources, a 24/7 risk-management hotline, newsletters, and opportunities to earn CE credits via seminars or approved self-study courses. Can clients finance their premium payments? Yes. Premium financing options are available to make coverage more affordable for qualifying firms. Need help placing an account? Connect with a market specialist.

Grayhawk General Agency, Inc. (GGA) is a wholesale broker and managing general agent specializing in Lawyers Professional Liability (LPL) coverage. With over 25 years of experience in this niche market, our team is dedicated to providing superior underwriting, placement, and support services to independent agents and brokers seeking reliable solutions for law firm clients. We are the exclusive managing general agent for the LawyerCare program, underwritten by the ProAssurance Group Companies. This program is backed by a long-standing, financially stable carrier known for strong claims defense and deep knowledge of the legal industry. Our access doesn’t stop there—we also work with top-rated markets such as CNA, Chubb, Beazley, Aspen, Travelers, Lloyd’s, and more, giving us the ability to find the right fit for a wide range of law firm risks. Ideal Accounts and Appetite Our Lawyers Professional Liability program is designed for small to mid-sized law firms and solo practitioners. We are especially competitive with firms practicing in areas such as: Real Estate Family Law Estate Planning & Probate Transactional Business Law Personal Injury (Plaintiff or Defense) We can also consider firms with more complex specialties, subject to underwriting. If you have a client with a mixed or emerging area of practice, reach out to us for guidance. We are comfortable with both new and established firms and can offer solutions for attorneys with prior claims history or disciplinary actions on a case-by-case basis. Coverage Highlights and Advantages LawyerCare by ProAssurance brings several strong features to your insureds: Admitted coverage in most available states Claims-made and reported policy form Customizable limits and deductibles Optional coverage enhancements, including cyber liability and disciplinary proceedings Strong claims handling and defense by legal industry experts We understand the unique professional liability exposures law firms face and work to structure coverage that protects their reputation and operations. Underwriting Notes and Minimum Premiums Our underwriting approach is both thorough and efficient. We evaluate firms based on size, area of practice, claims history, and risk management procedures. While minimum premiums vary by firm profile and carrier, we strive to offer competitive pricing aligned with market conditions and firm characteristics. Contact us to discuss the specifics of your client's account. Territories and Availability This program is available in the following states: Arizona, Colorado, Idaho, Kansas, Michigan, Missouri, Montana, Nevada, New Mexico, Tennessee, Vermont, and Washington. Most coverage is offered on an admitted basis, providing a smoother placement process and regulatory compliance for your clients. Why Work With Grayhawk General Agency, Inc.? At GGA, Lawyers Professional Liability is not just part of our portfolio—it’s our specialty. We built our agency around this line of business and continue to invest in expertise, carrier relationships, and service capabilities that help agents succeed. Our team is responsive, knowledgeable, and committed to helping you secure the right solution for your legal clients, even in tough underwriting scenarios. Whether you’re placing a start-up solo practitioner or a growing multi-state firm, we have the tools and markets to help you compete and win the account. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in small to mid-sized law firms, including solo practitioners. Ideal practice areas include real estate, family law, estate planning, business law, and personal injury. Is the coverage offered on an admitted basis?Yes, in most available states, coverage is offered on an admitted basis through top-rated carriers like ProAssurance. Can you consider firms with prior claims or disciplinary actions?Yes, we can review and potentially place firms with prior claims or disciplinary issues, depending on the full risk profile. Do you offer any additional coverages or endorsements?Yes, optional enhancements such as cyber liability and disciplinary proceeding coverage are available through certain carriers. What states is this program available in?This program is available in Arizona, Colorado, Idaho, Kansas, Michigan, Missouri, Montana, Nevada, New Mexico, Tennessee, Vermont, and Washington. Need help placing an account? Connect with a market specialist. ...

Overview — Accountants Professional Liability Insurance from The Herbert H. Landy Insurance Agency, Inc. The Herbert H. Landy Insurance Agency, Inc. offers a dedicated Accountants Professional Liability Insurance program designed for accounting firms, sole practitioners, and accounting-adjacent service providers. This program is underwritten through Great American Insurance Company and Great American Assurance Company and delivered via Landy as a Managing General Agency, giving agents access to admitted paper and a full suite of risk-management support tailored to accounting professionals. Covered Services The program provides professional liability coverage for a wide range of accounting and advisory services, including: Accounting: Protection against claims arising from accounting engagements and financial reporting. Financial Planning: Coverage for financial advisory and planning services. Consulting: Liability protection for various consulting activities performed for clients. Notary Public: Coverage for notarial acts performed within the scope of professional services. Fiduciary: Protection for fiduciary responsibilities undertaken on behalf of clients. Investment Advisory: Coverage for investment advice and related services when provided by the insured. Arbitration/Mediation: Liability protection for services performed as an arbitrator or mediator. Risk Management Assistance Policyholders gain access to proactive tools designed to reduce loss frequency and severity: Legal Hotline and Pre-Claims Assistance: Early access to legal advice to help resolve exposure before it becomes a formal claim. No-Cost Quarterly Webinars: Continuing Professional Education (CPE) opportunities for insureds; participation may also qualify for periodic premium credits where applicable. Policy Highlights EXPRESS Program: Eligible firms can qualify for a streamlined placement that may include a 20% premium consideration, a zero-deductible option, and acceptance for firms with up to $1,000,000 in revenues over the past three years. A two-year policy option is available for greater premium stability and reinstatement of policy limits. Increased Supplementary Payments: Enhanced limits for supplementary payments are available with no deductible applied. Ideal Accounts and Appetite This program is a good fit for accountants and small to mid-sized firms that provide typical accounting, tax, and advisory services. Target accounts include: Small CPA firms and sole practitioners Bookkeepers and accounting consultants who offer payroll, tax preparation, or advisory services Firms that perform limited investment advisory or fiduciary activities as part of broader accounting services Accounts that typically fit well are those with clear engagement letters, manageable revenue levels (see EXPRESS eligibility), and a limited history of professional liability claims. Larger firms, highly specialized practices with unusual exposures, or firms with significant securities or ERISA fiduciary work may require referral to broader markets or specialized programs. Underwriting Notes Underwriters focus on revenue trends, services performed, claims history, use of engagement letters, and internal controls. The EXPRESS option speeds placement for eligible small firms (up to $1,000,000 revenue over the past three years) and offers simplified underwriting credits and deductible options. Minimum premiums and specific underwriting requirements vary by state and applicant profile—contact Landy for current guidelines and submission instructions. Territories and Availability Availability: All Available States This program is available in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN...E, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work with The Herbert H. Landy Insurance Agency, Inc. As a Managing General Agency, Landy provides streamlined access to admitted carriers (Great American Insurance Company and Great American Assurance Company) and underwriting expertise for accounting risks. Practical risk-management tools—hotline advice and CPE webinars—help reduce claims exposure and support insureds. EXPRESS placement and flexible policy options (including two-year terms) make it easier to place smaller or straightforward accounts quickly. Example Placement Scenarios You have a three-partner CPA firm that provides tax prep, monthly bookkeeping, and limited financial planning. Their revenue fits within EXPRESS guidelines and they value the two-year option for premium stability. You represent a sole practitioner who performs tax returns, notary services, and small business consulting with a clean claims history—this client is likely to qualify for streamlined placement and risk-management resources. For more detailed underwriting criteria or to submit a risk, contact The Herbert H. Landy Insurance Agency, Inc. or review their program materials on the company website. Frequently Asked Questions What types of accounts are a good fit for this accountants professional liability program?This program is best for small to mid-sized accounting firms, sole practitioners, bookkeepers, and consultants offering tax, bookkeeping, payroll, and limited advisory services—particularly firms with clear engagement letters and manageable revenue levels. What is the EXPRESS program and who qualifies?EXPRESS is a streamlined placement option for eligible firms that can include a 20% premium consideration, zero-deductible choices, and acceptance for firms with up to $1,000,000 in revenues over the past three years. Eligibility is determined by underwriting review of services, revenue, and claims history. What risk management support does Landy provide to insureds?Policyholders have access to a legal hotline and pre-claims assistance, plus no-cost quarterly webinars that offer CPE credits. These resources are intended to help insureds manage exposures and reduce the likelihood of formal claims. Which carriers underwrite this program and where is it available?The program is underwritten by Great American Insurance Company and Great American Assurance Company and is available in the states listed above. Availability and certain terms may vary by state, so check current guidelines before submission. Need help placing an account? Connect with a market specialist.

Policy Highlights for Lawyers Insurance: Colonial General Insurance Agency, Inc. offers a Lawyers Insurance program designed for agents and brokers who place professional liability for law firms across the Southwest. Colonial General works with a panel of admitted and non-admitted markets to provide flexible coverage options for new and established firms, solo practitioners, part-time or moonlighting attorneys, and newly admitted lawyers. Our underwriting relationships and loss-prevention resources help you secure market capacity for a broad range of practice sizes and common areas of law. Overview of the Program From Colonial General This Lawyers Insurance program provides access to leading professional liability carriers that understand legal practice exposures. Coverage forms and limits vary by carrier, with common features offered across the panel including disciplinary proceedings coverage, loss-only deductibles, first-dollar defense options, and claim expense outside the limits. Colonial General acts as a Managing General Agency and Excess & Surplus Lines broker, placing accounts in admitted and surplus markets as appropriate. Ideal Accounts and Appetite Solo attorneys and small to mid-sized law firms. Newly formed firms and recently admitted attorneys. Part-time, moonlighting, or of-counsel attorneys needing tailored coverage. General civil practice areas and many specialty practices—subject to underwriting review. Accounts with routine civil litigation, transactional work, family law, real estate, estate planning, and general corporate services often fit well. Firms with extensive regulatory, securities, or large mass-tort exposures may require specific carrier appetite checks. Coverage Highlights and Advantages Limits available up to multi-million dollar levels depending on carrier (panel includes options commonly up to $5M; select markets may offer higher capacity). Disciplinary proceedings coverage to help manage regulatory exposures. Loss-only deductible structures and First Dollar Defense options. Claims Expense Outside the limits available on many programs. Loss prevention programs and resources to help reduce claim frequency and severity. Underwriting Notes and Submission Tips Underwriters evaluate practice area mix, attorney headcount, revenue, claims and disciplinary history, and risk management practices. To accelerate review, include: Current application and firm roster with dates admitted to the bar; Five-year loss run or claims history; Description of high-exposure matters (if any) and any risk management practices; Details on moonlighting/part-time arrangements where applicable. Limits, deductibles, and specific coverage endorsements depend on carrier availability. Colonial General can quote admitted or non-admitted options where available; confirm state placement requirements when writing surplus lines. Territories and Availability Program availability includes: AZ, CA, CO, ID, NV, NM, UT, WY. Some admitted markets are available depending on state and carrier; when admitted capacity is limited, E&S placement is used to secure broader coverage options. Why Work With Colonial General on Lawyers Insurance Deep regional experience—Colonial General insures thousands of law firms in the Southwest and has established carrier relationships that understand legal exposures. Flexible placement—ability to access both admitted and excess & surplus markets to match client needs. Loss control support—programs and resources to help reduce the likelihood and cost of claims. Responsive underwriting—specialized underwriting for new, part-time, and newly admitted attorney accounts. Example accounts that fit this program A three-attorney real estate and estate planning firm with clean loss history seeking $1M/$1M limits and disciplinary proceedings coverage. A newly formed solo practitioner recently admitted to the bar who moonlights part-time and needs a tailored policy with a lower-dollar deductible and access to loss prevention resources. Frequently Asked Questions What types of law firms are a good fit for Colonial General’s Lawyers Insurance program?Small to mid-sized firms, solo practitioners, newly formed firms, part-time attorneys, and newly admitted lawyers are core targets. Firms practicing routine civil litigation, real estate, family law, estate planning, and general transactional work typically fit well—subject to underwriting review. Are admitted policies available or is coverage only placed as surplus lines?Colonial General places business in both admitted and surplus markets where available. Some carriers on the panel write admitted paper in specific states; when admitted capacity isn’t available, excess & surplus placement is used. What coverage features and limits can I expect to offer clients?Common features include disciplinary proceedings coverage, loss-only deductible options, First Dollar Defense, and claims expense outside the limits. Limits vary by carrier and account, commonly up to $5M, with select markets offering higher capacity. What submission information helps get a faster decision?Provide a completed application, firm roster with bar admission dates, five-year loss runs, and a summary of any high-exposure matters. Clear information on part-time or moonlighting arrangements helps underwriters assess risk quickly. Which states does this program serve?The program is available in AZ, CA, CO, ID, NV, N... and WY. Availability of admitted vs. surplus markets varies by state and carrier. Need help placing an account? Connect with a market specialist.

Capitol Special Risks is a wholesale broker specializing in Lawyers Professional Liability Insurance. We provide agents and brokers access to competitive markets and tailored coverage for legal professionals of all sizes and practice areas. Whether your client is a solo practitioner, an "Of Counsel" attorney, or a multi-state law firm, our program is structured to address the professional, cyber, disciplinary, and reputational exposures attorneys face today. Ideal Accounts and Appetite Our Lawyers Professional Liability program fits a broad range of legal practices, including: Solo attorneys and small law firms Mid-size and large multi-practice firms Attorneys working as "Of Counsel" or independent contractors Firms engaged in nonprofit board work or legal publishing We routinely place accounts in practice areas such as civil litigation, family law, real estate, estate planning, and many others. Firms with prior claims are considered; submissions are evaluated on the claim details, current controls, and overall risk profile. Accounts with complex exposures are welcome—our underwriters can often structure layered or enhanced options to address non-standard risk characteristics. Coverage Highlights and Advantages Capitol Special Risks works with multiple carriers to deliver a range of features designed for today’s legal environment: Pre-Claim Assistance to help mitigate issues before they become formal claims Network and Information Security Offense Coverage for cyber-related exposures Crisis Event Expense Reimbursement for response and remediation costs Mediation Deductible Credit (up to $25,000 reduction) Enhanced Settlement Clause to provide more flexible resolution options Directors & Officers (D&O) coverage for attorneys’ nonprofit activities Publishing Liability and Pro Bono Coverage Worldwide Coverage including specified Bodily Injury and Property Damage protections Loss of Earnings and Disciplinary Proceeding Expense Reimbursement Punitive and Exemplary Damages where allowed by law Spousal, Domestic Partner, and Innocent Insured provisions Equity Interest and Limited Intra-Firm Services coverage These options are intended to address both traditional malpractice exposures and newer risks such as cyber incidents and reputational harm. Underwriting Notes and Minimum Premiums Minimum premiums depend on firm size, practice mix, and claims history. We provide fast turnaround on quotes and clear comparisons across carrier terms—we do not charge a broker fee. When you submit an account, include a summary of practice areas, current or prior claims, and any risk management protocols (e.g., client engagement letters, file retention policies) to help speed underwriting. Territories and Availability This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN...he complexity of the account. Do you charge a broker fee?No, Capitol Special Risks does not charge a broker fee for this program. Need help placing an account? Connect with a market specialist.