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Attorneys Advantage Professional Liability Insurance Program The Attorneys Advantage program, administered by Affinity Specialty Program Network (ASPN), delivers professional liability (malpractice) insurance specifically for law firms with 1 to 50 attorneys. Backed by more than a decade of underwriting experience and strategic carrier relationships—including Liberty Insurance Underwriters Inc. (a Liberty Mutual company) and SPARTA Insurance Company—this program has placed coverage for over 21,000 attorneys nationwide. Overview for Agents and Brokers Attorneys Advantage is built for agents who need a reliable, straightforward market for lawyers and law firms. The program combines online submission and purchasing for qualifying accounts with hands-on underwriting for more complex risks. ASPN also accesses alternative market solutions when standard placement is difficult, giving you options for clients with prior claims or niche practices. Ideal Accounts and Appetite Attorneys Advantage fits a wide range of law practices, particularly: Solo practitioners and small to mid-sized firms (up to 50 attorneys) General practice and common specialty areas with established risk-management processes Firms seeking competitive rates and practical coverage wording Hard-to-place firms that may be eligible through ASPN’s alternative market placements Appetite is broad but focused on firms that maintain professional controls and file-handling procedures. Extremely high-exposure specialties or firms with ongoing, large indemnity histories should be submitted for review—ASPN can often identify a standard or alternative route rather than a hard declination. Coverage Highlights and Advantages Professional liability coverage available across the United States Underwritten by Liberty Insurance Underwriters Inc. or SPARTA Insurance Company, with alternative-market access for difficult risks Online application and bind options for eligible accounts to speed placement Competitive rates, flexible limits, and tailored coverage structures for firm size and practice mix Dedicated legal-liability underwriting and servicing team for responsive support ASPN complements coverage with proactive risk-management services designed to reduce claims frequency and severity. Risk Management and Value-Added Services Policyholders receive several practical resources: The Quarter Hour – a quarterly risk-management newsletter for policyholders Confidential risk-management hotline for claim avoidance consultation Access to the Attorneys Risk Management Resources Website, managed by Hinshaw & Culbertson LLP Periodic risk-management seminars and materials focused on claim prevention These services help insured firms tighten procedures, reduce exposure, and demonstrate sound risk controls to underwriters. Additional Coverages Attorneys Advantage also places related coverages commonly needed by law firms: Business Owners Policy (BOP): Property and liability protection for offices, equipment, client files, and law libraries Workers’ Compensation: Available for new and existing firms with streamlined billing and quick turnarounds Employment Practices Liability: Defense and indemnity for employment-related claims Underwriting Notes and Minimum Premiums Minimum premiums vary by firm size, state, and risk profile. ASPN works with agents to evaluate submissions and determine whether an account fits a standard carrier or requires alternative-market placement. Provide detailed exposure information, claims history, and risk-management documentation to accelerate review. Territories and Availability Attorneys Advantage is available in all 50 states and Washington, DC. Coverage may be placed on a non-admitted basis depending on the carrier and state regulations. Why Place Legal Professional Liability with ASPN ASPN specializes in legal-professional programs and combines deep sector knowledge with access to primary and alternative markets. You’ll get responsive underwriting, risk-management tools for your clients, and the flexibility to place both routine and challenging accounts. Whether you need a quick, online bind for a qualifying solo practitioner or a tailored placement for a firm with prior claims, ASPN offers practical solutions and service to help you close the business. Example accounts A single-attorney general-practice firm seeking an affordable primary malpractice policy and online bind capability. A 15-attorney mid-sized firm with a prior small claim but solid risk-management programs — submitted to ASPN for standard or alternative placement. Insurance license information Frequently Asked Questions What types of law firms are eligible for the Attorneys Advantage program?The program is designed for law firms with 1 to 50 attorneys, including solo practitioners and mid-sized practices. Firms with complex or hard-to-place exposures may also be eligible through ASPN's alternative markets. Is the Attorneys Advantage program available in all states?Yes, the program is available in all 50 states and Washington, DC. Coverage may be placed through different carriers depending on state-specific guidelines. What carriers underwrite coverage for this program?Coverage is underwritten by Liberty Insurance Underwriters Inc. (a Liberty Mutual company) or SPARTA Insurance Company. Alternative markets are also available for more difficult risks. Does the program include risk management support?Yes, policyholders receive access to newsletters, risk management seminars, a confidential hotline, and a dedicated online resource center for legal professionals. Can I access other coverages through ASPN for my legal clients?Yes, ASPN also provides access to Business Owners Policies, Employment Practices Liability, and Workers’ Compensation tailored for law firms. Need help placing an account? Connect with a market specialist. ...

Overview of the Program from ExecutivePerils, Inc. ExecutivePerils, Inc. offers a dedicated Legal Malpractice program designed for independent agents and brokers who place professional liability for law firms and individual practitioners. The program provides flexible limits, broad optional coverages, and access to numerous admitted and non-admitted carriers. It’s structured to handle a wide range of firm types—from solo practitioners to multi-attorney firms—while allowing tailored terms for transaction-heavy practices, litigation boutiques, and speci...E, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work with ExecutivePerils, Inc. for Legal Malpractice ExecutivePerils combines access to a broad carrier panel with focused underwriting for law firms. The program’s strengths include higher available limits, flexible prior-acts and retired-attorney wording, and optional EPL and personal injury coverages that let you build consolidated solutions for clients. For agents, that means fewer submissions to multiple markets and faster comparative quotes for common law-firm scenarios. Example Accounts You might have a five-attorney real estate and estate-planning firm seeking $2M/$4M limits, prior-acts coverage, and low deductible options—this program can often offer competitive terms with prior-acts protection. A solo practitioner who recently joined a two-attorney firm and needs automatic coverage for the new hire and protection for prior work could also be placed through this program with endorsements tailored to the change in staffing. Frequently Asked Questions What types of law firms are a good fit for this ExecutivePerils Legal Malpractice program?The program fits solo attorneys, small and mid-size firms, and many specialty practices—especially those needing robust prior-acts protection, retired-attorney coverage, or higher limits up to $50M. Complex national firms with international exposures may need alternate markets. Can new attorneys be added to the policy automatically?Yes. The program includes automatic coverage for attorneys who join the firm during the policy period, which simplifies handling mid-term staffing changes. Is employment practices liability available with this program?Optional EPL coverage is available and can be packaged with legal malpractice to create a more comprehensive liability solution for firms concerned about employment-related claims. How do I find specific minimum premium and availability for a state?Minimum premiums vary by carrier, state, and account characteristics. Submit your client’s application or contact ExecutivePerils’ underwriting team through your usual CompleteMarkets submission flow for state-specific minimums and target terms. Need help placing an account? Connect with a market specialist.

MCGOWAN, DONNELLY & OBERHEU, LLC Accountants Professional Liability Insurance Overview of the Program from The McGowan Companies The McGowan Companies places Accountants Professional Liability Insurance through its wholesale brokerage relationship with MCGOWAN, DONNELLY & OBERHEU, LLC. This program is designed to help independent agents place hard-to-place CPA and accounting firms that need professional and management liability protection. Coverage options include primary and excess limits placed with a variety of admitted and non-admitted carriers, depending on the risk. Ideal Accounts and Appetite Target classes: small to mid-size CPA firms, tax preparers, bookkeepers and specialty accounting practices that are hard to place in standard markets. Good fits: firms with prior claims history that is manageable, firms with unusual service mixes (for example, payroll, bookkeeping and tax prep together), and practices seeking layered or excess capacity. Typically limited appetite: large national firms, firms with ongoing regulatory investigations, firms with multiple severe or recent malpractice judgments that are unresolved. Coverage Highlights and Advantages Products offered: Professional & Management Liability tailored for accounting professionals. Limits: Primary and excess limits are available to match client needs and to provide layered protection where required. Carrier access: Carriers vary by submission — McGowan’s wholesale placement leverages multiple markets to find capacity and terms for harder-to-place accounts. Flexible placements: Ability to consider admitted or non-admitted options in most states to help secure coverage when standard markets decline. Underwriting Notes Underwriters focus on scope of services, firm controls, engagement letters, fee concentration, prior claim history and client industries. When submitting, include a current application, prior acts and claims details, sample engagement letters and loss runs if available. Complex or higher-exposure accounts may require supplemental information, risk management controls, and consideration for higher retentions or tiered limits. Minimum premiums and retentions are determined by carrier appetite and proposed limits. Please expect variation by state and market; discuss specific program minimums with your McGowan wholesale underwriter when preparing a submission. Territories and Availability This program is available in most states. Specific availability includes: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN...E, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted availability varies by carrier; non-admitted options may be used where appropriate. Why Work with The McGowan Companies on This Business Wholesale broker expertise: McGowan provides access to multiple carriers and specialized appetite for accountants’ professional liability risks. Placement flexibility: Ability to pursue both primary and excess layers and to tailor solutions for firms with non-standard exposures. Support for difficult accounts: Strong track record placing hard-to-place firms that need customized terms or markets outside standard schedules. Examples of Typical Accounts You have a regional CPA practice that combines tax, bookkeeping and payroll services and has one prior closed claim — this program can help secure primary limits and offer excess capacity. You represent a bookkeeping firm with concentrated revenue from a single industry and limited malpractice history — the program can evaluate and structure terms to address fee concentration exposure. Products: Professional & Management Liability Eligible Classes: Hard to Place Firms Limits: Primary & Excess Available Carriers: Varies Provider: Wholesale Broker (The McGowan Companies / MCGOWAN, DONNELLY & OBERHEU, LLC) For more information on Accountants Professional Liability Insurance, please contact us to discuss submissions, appetite, and current market capacity. Frequently Asked Questions What types of accountants’ firms are best suited for this program?Firms that are hard to place in standard markets — small to mid-size CPA firms, tax preparers, bookkeeping practices and mixed-service firms — are the primary targets. The program is designed to consider accounts with nonstandard service mixes or manageable prior claims. Are admitted paper and excess limits available?Yes. This program can place both admitted and non-admitted options, and primary and excess limits are available depending on carrier appetite and state availability. What information should I include with a submission?Include a current application, description of services, engagement letter samples, prior loss runs, and details on any prior or pending claims. Clear documentation of controls and revenue concentration helps underwriters evaluate the risk. Need help placing an account? Connect with a market specialist.

A Hands-On Approach ProSight Specialty Insurance offers an Accountants Professional Liability program designed for agents placing accountants, CPA firms, tax preparers, and related professional practices. Underwriters at ProSight take a hands-on approach—reviewing each submission directly to understand firm structure, service lines, and risk controls. That active underwriting style helps you find solutions for straightforward and more complex accountant exposures while securing access to a competitive primary or excess market. Ideal accounts and appetite Small to mid-sized CPA and accounting firms, including tax preparers, bookkeeping services, and payroll providers. Firms performing attest or compilation services, advisory work, and routine tax compliance—especially with documented peer review and quality control procedures. Acquisitions: automatic coverage for merged or acquired firms where the acquisition represents less than 10% of the firm’s annual revenue (subject to underwriting review). Less suitable: firms with significant investment advisory custody, high-volume fintech integrations without controls, or large national practices without prior placement history—these require pre-submission discussion. Coverage highlights and advantages Broad definition of professional services — flexible wording helps align coverage with modern service lines offered by accounting firms. Mutual choice of counsel — provides greater control and alignment when a claim arises. Cyber risk management add-on — up to $5,000 for data breach assessment services to help manage privacy incidents and client notification costs. Subpoena expense supplementary coverage — helps pay for legal costs associated with responding to subpoenas and regulatory inquiries. Incentive for alternative dispute resolution — 50% deductible reduction if a claim is resolved through arbitration or non-binding mediation. Primary and excess placements — limits available up to $5 million to match growing firm exposures. Underwriting notes ProSight underwriters prefer clear submissions that include firm revenue by service line, partner/owner resumes, client concentration details, loss run history, peer review or quality control policies, and any third-party technology/vendor relationships. Because ProSight reviews each account directly, early phone conversations on borderline or complex accounts can speed placement and reduce revision cycles. Territories and licensing This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN...lp placing an account? Connect with a market specialist.

The Herbert H. Landy Insurance Agency, Inc. offers a robust Professional Liability Insurance program specifically designed for attorneys and law firms of all sizes. With over 60 years of experience in the professional liability space, Landy works with top-rated insurers to deliver tailored coverage solutions to fit the unique exposures of legal professionals. Whether your client is a solo practitioner, a newly formed firm, or an established multi-attorney practice, Landy has options to meet their needs. Ideal Accounts and Appetite This program is available to attorneys and law firms in all 50 states and Washington, DC. Coverage is available for: New and established law firms Solo practitioners and group practices Attorneys in all areas of practice Newly admitted attorneys Part-time and moonlighting professionals Hard-to-place risks and firms with claims history Additional options such as Business Owners Policies (BOP), Workers Compensation, and Privacy & Cyber Liability coverage are also available to help round out your client’s insurance portfolio. Coverage Highlights and Advantages Landy’s professional liability program includes a wide range of features to protect law firms from costly legal and reputational risks. Key policy options include: Full Prior Acts Coverage Predecessor Firm Coverage First Dollar Defense and Claims Expenses Outside the Limits of Liability Disciplinary Proceedings and Subpoena Coverage Multiple Reporting Period Options, including Free Lifetime Tail for Qualified Insureds Cybercrime, Crime/Fiduciary, and EPLI Coverage Options Security Breach Coverage Broad Definition of Professional Services—includes Title Agent, Notary Public, Pro Bono Work, and more You might have a client who recently started a boutique practice focused on estate planning, or a mid-sized firm transitioning partners—Landy’s flexible underwriting can provide the right protection for both types of accounts. Underwriting Notes and Minimum Premiums Coverage is written through leading insurers and offers a variety of limits and retention options to fit different firm sizes and risk appetites. While minimum premiums vary based on firm profile and state, the focus is on delivering cost-effective options without sacrificing quality coverage. Firms with prior claims or disciplinary actions may still be eligible for coverage. Territories and Availability This program is available on an admitted basis in all U.S. states and the District of Columbia, including but not limited to California, New York, Florida, Texas, and Illinois. Landy has the licensing and carrier relationships needed to place coverage in all jurisdictions. Why Work With The Herbert H. Landy Insurance Agency As a long-standing Managing General Agency (MGA), The Herbert H. Landy Insurance Agency brings decades of underwriting expertise and market access to the table. Their team understands the unique liability concerns of attorneys and provides responsive, knowledgeable support to help agents place and service accounts efficiently. With broad appetite, flexible terms, and a commitment to professionalism, Landy is a trusted partner for agents placing legal malpractice and related coverages. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for solo attorneys, small to mid-sized law firms, newly admitted lawyers, and hard-to-place risks across all areas of practice. Can I place coverage for a firm with prior claims?Yes, firms with past claims or disciplinary actions may still be eligible. Each risk is underwritten individually based on its merits. Is Cyber Liability coverage included or optional?Cyber Liability and Data Breach coverage is available as an optional add-on to help law firms manage digital risk and compliance exposures. Are part-time or moonlighting attorneys eligible?Yes, there are specific plans available for part-time or moonlighting attorneys, including employed lawyer options. What states is this program available in?The program is available in all 50 states and Washington, DC, on an admitted basis through leading carriers. Need help placing an account? Connect with a market specialist. ...

Lawyers Professional Liability Insurance Metcom Excess is a wholesale broker focused on Lawyers Professional Liability Insurance. With access to more than 15 A-rated carriers, we help agents and brokers place coverage for a wide spectrum of law firms—from solo practitioners to large, multi-state practices. Our dedicated Lawyers Professional Liability team is led by Mark Gold, Esq., CPCU, RPLU. As a practicing attorney with extensive in-house insurance experience, Mark brings deep familiarity with policy language, claim drivers, and the nuances of the legal malpractice market. That expertise allows us to develop tailored solutions for complex or hard-to-place accounts. Ideal Accounts and Appetite Metcom Excess has broad underwriting relationships and flexible placement options for accounts that may fall outside standard market appetite. We can help you place: Firms with elevated claims frequency or severity Practices with disciplinary histories Newly established or boutique firms Firms that specialize in harder-to-place practice areas such as: Entertainment and Sports Law Bankruptcy Intellectual Property (copyright & trademark) Real Estate Family and Domestic Relations Taxation Securities and SEC work Criminal Law Examples: you might have a partner who recently left a large firm to start a boutique practice, or a mid-size firm that has experienced recent claims activity. Metcom Excess works with you to identify carriers and structure terms that produce competitive placement even in these situations. Coverage Highlights and Advantages We offer both primary and excess solutions with market-specific features, including: Limits up to $10 million Full prior acts coverage Coverage for prior law firms Retroactive date repair solutions Personal injury and media liability coverage Defense coverage for disciplinary proceedings Whether you need an admitted clean paper option or a creative solution through non-admitted markets, we can access the right placement based on the firm’s exposure and appetite. Underwriting Notes and Minimum Premiums The program typically starts at a minimum premium of $2,000, with flexibility depending on firm size, practice mix, revenues, and claims history. We partner with agents to review submissions, identify key exposures, and match the account to the most appropriate carrier or market. Territories and Availability Metcom Excess offers this program in: CT, DE, MD, MA, NJ, NY, NC, OH, PA, VT, and VA. Admitted options are available in some states; non-admitted markets are also accessible depending on the risk and location. Why Work With Metcom Excess? We combine deep legal-industry knowledge, strong market access, and hands-on underwriting support. With a legal professional leading the division, we understand the specific exposures attorneys face and how policy language affects risk transfer. Our focus is practical: help you place difficult accounts efficiently and secure the best available terms. To discuss a Lawyers Professional Liability Insurance submission, call (201) 853-1386 or email Mark Gold, Esq., CPCU, RPLU at mgold@metcomexcess.com. Frequently Asked Questions What types of law firms are best suited for this program?We place a wide range of firms—solo practitioners, mid-size firms, and large multi-state practices. We also specialize in hard-to-place firms with prior claims, disciplinary issues, or high-risk practice areas. Can you help with firms that have prior claims or disciplinary issues?Yes. Metcom Excess works with markets that will consider firms with prior claims frequency or severity and disciplinary histories; we can structure submissions to highlight mitigating controls and loss trends. Is prior acts coverage available?Yes. Many carrier partners offer full prior acts coverage, prior-firm coverage, and retroactive date repair options—subject to underwriting and carrier guidelines. What is the minimum premium for this program?The typical minimum premium starts at $2,000, though final pricing depends on firm size, practice areas, revenue, and loss history. In which states is this program available?This program is available in CT, DE, MD, MA, NJ, N... non-admitted placement is available where appropriate. Need help placing an account? Connect with a market specialist.

Overview — Amwins Underwriting: Lawyers E&S (Attorneys' Select) Attorneys' Select, offered through Amwins Program Underwriters, is a non-admitted E&S program designed to place hard-to-place law firms with between 1 and 40 attorneys. The program targets small to mid-sized practices that need professional liability protection outside standard admitted markets. Coverage emphasizes flexibility for predecessor firms and worldwide covered acts, with lawsuits required to be brought in the U.S., its territories, or Canada. Ideal Accounts and Appetite Solo practitioners and law firms with 1–40 attorneys. At least one partner or the solo attorney must have been admitted to practice for a minimum of two years. Firms that have been declined or rated by standard admitted carriers due to specialty exposures, claims history nuances, or other placement issues. You should consider this program when you have small law firms with specialized exposures or placement difficulties. Examples that often fit: a two-attorney boutique handling transactional work with a recent claims sensitivity, or a solo practitioner whose prior carrier non-renewed due to underwriting changes rather than ongoing malpractice allegations. Coverage Highlights and Advantages Professional Liability / Lawyers E&S coverage tailored for smaller law firms. Predecessor firm coverage included to help cover exposure from prior practice configurations. Worldwide covered acts wording (defense and indemnity triggered for acts anywhere), with the requirement that suits must be filed in the U.S., its territories, or Canada. Optional endorsements available: trustee coverage and title agent coverage (both by endorsement where applicable). Access to E&S capacity through Amwins’ program underwriting resources — useful when admitted markets are not an option. Underwriting Notes and Submission Guidance Amwins Underwriting evaluates each submission with attention to firm size, attorney experience, practice areas, and claims history. Provide a complete application, current CVs/resumes for principals, a firm coverage history, and any prior loss runs to speed review. Because this is an E&S program, underwriting will consider factors that admitted carriers sometimes avoid; expect a detailed, case-by-case evaluation rather than a one-size-fits-all binder. Typical eligibility filters you should confirm before submission: Firm size: 1–40 attorneys. Admittance: at least one partner or the solo attorney admitted at least two years. Disclosure of prior claims or regulatory actions with supporting documentation. Territories and Availability This Lawyers E&S program is available nationwide: all U.S. sta...t is non-admitted (E&S) — policies are written through surplus lines markets when required by state regulation. Confirm surplus lines compliance for the insured’s state before binding. Why Place Lawyers E&S with Amwins Underwriting Specialized E&S underwriting focused on small law firms and difficult-to-place accounts. Flexible endorsements (trustee/title agent) to tailor coverage for niche exposures. Underwriting resources and market access from a recognized program underwriter — useful when admitted options are limited. Clear eligibility criteria (1–40 attorneys; minimum admittance experience) that let you pre-qualify prospects quickly. You might have a client who operates a three-attorney real estate practice with a recent coverage non-renewal — this program can provide a viable E&S placement with options for title-agent exposure by endorsement. Or a solo estate-planning attorney with complex trust work may benefit from trustee coverage endorsements available through this program. Frequently Asked Questions What types of law firms are a good fit for this Lawyers E&S program?Small firms and solo attorneys with 1–40 lawyers, where at least one partner or the solo is admitted for two or more years. Firms that are hard to place in admitted markets — due to practice mix, prior carrier decisions, or niche exposures — are appropriate candidates. Is coverage admitted in any states?No. This program places non-admitted E&S coverage. Policies are issued consistent with surplus lines rules for the insured’s state; confirm compliance before binding. What optional coverages are available?Trustee coverage and title agent coverage are available by endorsement where underwriting allows. Discuss endorsements early so underwriting can include them in the proposal if eligible. What submission information helps underwriters make a quick decision?Provide a completed application, prior acts/prior firm information, current attorney resumes/CVs, a full coverage history, and prior loss runs. Clear documentation of practice areas and risk controls speeds underwriting review. Need help placing an account? Connect with a market specialist.

Grayhawk General Agency, Inc. (GGA) is a wholesale broker and managing general agent specializing in Lawyers Professional Liability (LPL) coverage. With over 25 years of experience in this niche market, our team is dedicated to providing superior underwriting, placement, and support services to independent agents and brokers seeking reliable solutions for law firm clients. We are the exclusive managing general agent for the LawyerCare program, underwritten by the ProAssurance Group Companies. This program is backed by a long-standing, financially stable carrier known for strong claims defense and deep knowledge of the legal industry. Our access doesn’t stop there—we also work with top-rated markets such as CNA, Chubb, Beazley, Aspen, Travelers, Lloyd’s, and more, giving us the ability to find the right fit for a wide range of law firm risks. Ideal Accounts and Appetite Our Lawyers Professional Liability program is designed for small to mid-sized law firms and solo practitioners. We are especially competitive with firms practicing in areas such as: Real Estate Family Law Estate Planning & Probate Transactional Business Law Personal Injury (Plaintiff or Defense) We can also consider firms with more complex specialties, subject to underwriting. If you have a client with a mixed or emerging area of practice, reach out to us for guidance. We are comfortable with both new and established firms and can offer solutions for attorneys with prior claims history or disciplinary actions on a case-by-case basis. Coverage Highlights and Advantages LawyerCare by ProAssurance brings several strong features to your insureds: Admitted coverage in most available states Claims-made and reported policy form Customizable limits and deductibles Optional coverage enhancements, including cyber liability and disciplinary proceedings Strong claims handling and defense by legal industry experts We understand the unique professional liability exposures law firms face and work to structure coverage that protects their reputation and operations. Underwriting Notes and Minimum Premiums Our underwriting approach is both thorough and efficient. We evaluate firms based on size, area of practice, claims history, and risk management procedures. While minimum premiums vary by firm profile and carrier, we strive to offer competitive pricing aligned with market conditions and firm characteristics. Contact us to discuss the specifics of your client's account. Territories and Availability This program is available in the following states: Arizona, Colorado, Idaho, Kansas, Michigan, Missouri, Montana, Nevada, New Mexico, Tennessee, Vermont, and Washington. Most coverage is offered on an admitted basis, providing a smoother placement process and regulatory compliance for your clients. Why Work With Grayhawk General Agency, Inc.? At GGA, Lawyers Professional Liability is not just part of our portfolio—it’s our specialty. We built our agency around this line of business and continue to invest in expertise, carrier relationships, and service capabilities that help agents succeed. Our team is responsive, knowledgeable, and committed to helping you secure the right solution for your legal clients, even in tough underwriting scenarios. Whether you’re placing a start-up solo practitioner or a growing multi-state firm, we have the tools and markets to help you compete and win the account. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in small to mid-sized law firms, including solo practitioners. Ideal practice areas include real estate, family law, estate planning, business law, and personal injury. Is the coverage offered on an admitted basis?Yes, in most available states, coverage is offered on an admitted basis through top-rated carriers like ProAssurance. Can you consider firms with prior claims or disciplinary actions?Yes, we can review and potentially place firms with prior claims or disciplinary issues, depending on the full risk profile. Do you offer any additional coverages or endorsements?Yes, optional enhancements such as cyber liability and disciplinary proceeding coverage are available through certain carriers. What states is this program available in?This program is available in Arizona, Colorado, Idaho, Kansas, Michigan, Missouri, Montana, Nevada, New Mexico, Tennessee, Vermont, and Washington. Need help placing an account? Connect with a market specialist. ...

Policy Highlights for Lawyers Insurance: Colonial General Insurance Agency, Inc. offers a Lawyers Insurance program designed for agents and brokers who place professional liability for law firms across the Southwest. Colonial General works with a panel of admitted and non-admitted markets to provide flexible coverage options for new and established firms, solo practitioners, part-time or moonlighting attorneys, and newly admitted lawyers. Our underwriting relationships and loss-prevention resources help you secure market capacity for a broad range of practice sizes and common areas of law. Overview of the Program From Colonial General This Lawyers Insurance program provides access to leading professional liability carriers that understand legal practice exposures. Coverage forms and limits vary by carrier, with common features offered across the panel including disciplinary proceedings coverage, loss-only deductibles, first-dollar defense options, and claim expense outside the limits. Colonial General acts as a Managing General Agency and Excess & Surplus Lines broker, placing accounts in admitted and surplus markets as appropriate. Ideal Accounts and Appetite Solo attorneys and small to mid-sized law firms. Newly formed firms and recently admitted attorneys. Part-time, moonlighting, or of-counsel attorneys needing tailored coverage. General civil practice areas and many specialty practices—subject to underwriting review. Accounts with routine civil litigation, transactional work, family law, real estate, estate planning, and general corporate services often fit well. Firms with extensive regulatory, securities, or large mass-tort exposures may require specific carrier appetite checks. Coverage Highlights and Advantages Limits available up to multi-million dollar levels depending on carrier (panel includes options commonly up to $5M; select markets may offer higher capacity). Disciplinary proceedings coverage to help manage regulatory exposures. Loss-only deductible structures and First Dollar Defense options. Claims Expense Outside the limits available on many programs. Loss prevention programs and resources to help reduce claim frequency and severity. Underwriting Notes and Submission Tips Underwriters evaluate practice area mix, attorney headcount, revenue, claims and disciplinary history, and risk management practices. To accelerate review, include: Current application and firm roster with dates admitted to the bar; Five-year loss run or claims history; Description of high-exposure matters (if any) and any risk management practices; Details on moonlighting/part-time arrangements where applicable. Limits, deductibles, and specific coverage endorsements depend on carrier availability. Colonial General can quote admitted or non-admitted options where available; confirm state placement requirements when writing surplus lines. Territories and Availability Program availability includes: AZ, CA, CO, ID, NV, NM, UT, WY. Some admitted markets are available depending on state and carrier; when admitted capacity is limited, E&S placement is used to secure broader coverage options. Why Work With Colonial General on Lawyers Insurance Deep regional experience—Colonial General insures thousands of law firms in the Southwest and has established carrier relationships that understand legal exposures. Flexible placement—ability to access both admitted and excess & surplus markets to match client needs. Loss control support—programs and resources to help reduce the likelihood and cost of claims. Responsive underwriting—specialized underwriting for new, part-time, and newly admitted attorney accounts. Example accounts that fit this program A three-attorney real estate and estate planning firm with clean loss history seeking $1M/$1M limits and disciplinary proceedings coverage. A newly formed solo practitioner recently admitted to the bar who moonlights part-time and needs a tailored policy with a lower-dollar deductible and access to loss prevention resources. Frequently Asked Questions What types of law firms are a good fit for Colonial General’s Lawyers Insurance program?Small to mid-sized firms, solo practitioners, newly formed firms, part-time attorneys, and newly admitted lawyers are core targets. Firms practicing routine civil litigation, real estate, family law, estate planning, and general transactional work typically fit well—subject to underwriting review. Are admitted policies available or is coverage only placed as surplus lines?Colonial General places business in both admitted and surplus markets where available. Some carriers on the panel write admitted paper in specific states; when admitted capacity isn’t available, excess & surplus placement is used. What coverage features and limits can I expect to offer clients?Common features include disciplinary proceedings coverage, loss-only deductible options, First Dollar Defense, and claims expense outside the limits. Limits vary by carrier and account, commonly up to $5M, with select markets offering higher capacity. What submission information helps get a faster decision?Provide a completed application, firm roster with bar admission dates, five-year loss runs, and a summary of any high-exposure matters. Clear information on part-time or moonlighting arrangements helps underwriters assess risk quickly. Which states does this program serve?The program is available in AZ, CA, CO, ID, NV, N... and WY. Availability of admitted vs. surplus markets varies by state and carrier. Need help placing an account? Connect with a market specialist.

Lawyers Professional Liability Coverage by Preferred Concepts LLC Mercator Risk Services, a division of Preferred Concepts LLC, offers a robust Lawyers Professional Liability (LPL) insurance solution for firms of all sizes — from solo attorneys to practices with 50+ lawyers. Whether your client is a new solo practitioner or a long-established firm with complex exposures, this program provides flexible options for primary, excess, or hard-to-place risks. In today’s legal environment, law firms are increasingly vulnerable to client claims stemming from unrealistic expectations, frivolous lawsuits, or genuine errors. Professional liability insurance is essential protection, and Mercator Risk Services specializes in finding tailored coverage for even the most challenging LPL accounts.... Ideal Accounts and Appetite This program is designed for a wide range of legal practices, including those that may be considered difficult to place. Ideal accounts include: High-exposure firms with a concentration in securities or real estate development Newly licensed attorneys starting their own practices Firms undergoing structural changes such as mergers, expansions, or dissolutions Practices with prior claims, disciplinary actions, or loss experience Mercator also specializes in coverage for distressed legal professionals such as: 100% plaintiff’s firms Patent and copyright attorneys Sole practitioners in high-risk areas Firms with significant claims history Coverage Highlights and Advantages Mercator Risk Services works with a variety of carriers to offer flexible and competitive LPL solutions. Coverage is available on a non-admitted basis and can be structured as primary, excess, or tailored for hard-to-place risks. The team can begin evaluating a case using nearly any standard application (excluding renewal applications), or you can request a specialized form for your client’s unique situation. You might have a client who recently left a large firm to start a solo practice — a great fit for this program. Or perhaps you're working with a small firm that’s had prior claims and is struggling to find coverage. Mercator is equipped to help you navigate these placements. Underwriting Notes The LPL market is evolving. While it remains competitive, many underwriters are tightening standards, increasing rates, and non-renewing underperforming books. Mercator’s underwriting team is experienced in assessing distressed and high-exposure risks, offering a valuable resource for agents seeking to place challenging legal accounts. Territories and Availability This program is available in all 50 states and Washington, DC. Whether your client is in California, New York, Texas, or a smaller jurisdiction, you can access this solution through Mercator Risk Services. Why Work With Preferred Concepts LLC Preferred Concepts LLC, through its Mercator Risk Services division, brings deep expertise in professional liability placements. As a wholesale broker with access to multiple carriers, Mercator provides responsive service, specialized underwriting insight, and creative solutions for complex legal risks. By partnering with Mercator, you gain a reliable resource for placing both standard and hard-to-place lawyers professional liability coverage. For more information, call (860) 527-9717 or email info@mercatorpro.com. You can also visit their website at www.mercatorpro.com for applications and program details. Frequently Asked Questions What types of legal practices are best suited for this Lawyers Professional Liability program?This program is ideal for a wide range of practices—from solo attorneys to larger firms with up to 50+ lawyers. It’s especially effective for hard-to-place accounts such as firms with securities exposure, prior claims, or those undergoing recent structural changes. Can I submit an existing application to start the underwriting process?Yes, Mercator Risk Services can often begin work using an existing application, as long as it is not a renewal form. A specialized application can also be provided if needed. Is this coverage available in all states?Yes, the Lawyers Professional Liability program is available in all 50 states and Washington, DC. What makes Mercator Risk Services a good partner for placing LPL coverage?Mercator brings deep underwriting expertise and access to multiple carriers. They specialize in hard-to-place and distressed legal risks, offering tailored solutions and responsive service to agents and brokers. Does this program cover newly licensed attorneys or new solo practices?Yes, newly licensed attorneys and solo practices are welcome. The program is designed to accommodate new ventures as well as established firms. Need help placing an account? Connect with a market specialist.