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PLIS, Inc. – Underwriting Facilities offers a suite of specialized professional liability programs tailored for insurance agents, employers, and a wide range of professional clients. As a dedicated program administrator, PLIS provides customized solutions designed to address complex and emerging risks across multiple industries. Backed by the financial strength and global reach of Certain Underwriters at Lloyd’s, PLIS delivers flexible, non-admitted coverage options nationwide. Ideal Accounts and Appetite PLIS targets a broad spectrum of professional liability risks, with programs designed to serve both traditional and niche markets. Ideal accounts include: Insurance agents and brokers needing errors and omissions (E&O) protection Real estate professionals seeking E&O coverage Technology firms requiring cyber liability and tech E&O Restaurants and hospitality businesses exposed to foodborne illness and business interruption risks Manufacturers and retailers needing product recall crisis recovery Landlords and hospitality providers with bed bug liability exposures Miscellaneous professionals with unique E&O or allied medical needs Whether your client runs a small real estate firm or a regional hospitality chain, PLIS has developed targeted insurance solutions to address their specific liability exposures. Coverage Highlights and Advantages PLIS programs go beyond standard offerings, providing enhanced features that address real-world risks. Coverage options include: Employment Practices Liability – Protects employers from claims involving discrimination, harassment, wrongful termination, and more Miscellaneous E&O – Broad coverage for professionals outside traditional categories Business Interruption for Foodborne Illness – Designed for restaurants and hospitality sectors Product Recall Crisis Recovery – Covers financial loss and crisis management following a recall event Bed Bug Infestation Recovery and Liability – Unique coverage for property and hospitality businesses Real Estate E&O – Tailored protection for brokers and agents Cyber Liability – Comprehensive data breach and privacy liability coverage Each program is supported by full risk management services, helping clients reduce exposure and improve claims outcomes before a loss occurs. Underwriting Notes and Minimum Premiums PLIS underwrites on a non-admitted basis, offering flexibility in crafting coverage for unique or hard-to-place risks. Minimum premiums vary by program, class, and exposure, allowing agents to place both small and mid-sized accounts efficiently. Underwriters work closely with agents to assess risk and find the right fit across these specialty lines. Territories and Availability Programs are available in all 50 states and Washington, D.C., including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN... D.C., on a non-admitted basis. Which carrier backs these programs?Programs are underwritten through Certain Underwriters at Lloyd’s, providing strong financial backing and global capabilities. Can I submit small or hard-to-place accounts?Yes, PLIS is designed to handle both small and complex risks. Minimum premiums vary, and underwriters can help assess fit for non-standard accounts. What additional services does PLIS offer?In addition to insurance coverage, PLIS offers full risk management support, helping clients reduce exposure and improve outcomes. Need help placing an account? Connect with a market specialist.

Worldwide Facilities, LLC offers a specialized Lawyers Professional Liability program that helps agents and brokers place coverage for law firms with complex or high-exposure practice areas. With access to a range of top-rated carriers—some through exclusive or limited distribution relationships—Worldwide Facilities delivers tailored coverage solutions that address the evolving risks in the legal industry. Whether your client is a solo practitioner or a mid-sized firm with a challenging area of focus, we help you navigate the nu...s of this competitive and specialized market. Our experienced underwriters assist in structuring policies that meet the unique risk profile of each firm, even for hard-to-place accounts. Visit us online for additional information. Ideal Accounts and Appetite This program is designed for law firms ranging from small practices to larger specialty firms. We have appetite for a wide array of legal specialties, including: Class Action / Mass Tort Collection / Foreclosure Entertainment Law Financial Institutions Intellectual Property Oil & Gas Plaintiff Litigation Real Estate Law SEC / Securities Work You might have a client who manages IP litigation for tech startups, or a boutique firm handling foreclosure cases in multiple states—both are examples of risks we can help you place. Coverage Highlights and Advantages Our program offers a full suite of coverage features designed to meet the unique liability exposures of law firms, including: Worldwide Coverage Primary and Excess Layers Prior Acts Coverage Broad Definition of Professional Services Choice of Counsel Punitive Damages (where insurable) Manuscript Endorsements Aggregate Reinstatements Stand-Alone and Multiple ERP Options Quota Share Structures These options provide flexibility for firms with unique needs, including tail coverage and customized wording for specialized services. Underwriting Notes Worldwide Facilities specializes in hard-to-place and complex risks. We welcome submissions for firms with challenging practice areas or claims history. While minimum premium requirements vary by risk, our team works closely with agents to find solutions that fit both coverage needs and budget. Territories and Availability This program is available in all 50 states and the District of Columbia. Please note this is a non-admitted solution, which allows greater flexibility in customizing coverage for specialized risks. Why Work With Worldwide Facilities As a leading wholesale broker, Worldwide Facilities brings deep market access, underwriting expertise, and a commitment to helping agents succeed in placing complex legal professional liability risks. Our exclusive and limited distribution appointments give you access to markets that are not widely available—and our responsive team supports you throughout the placement process. For personalized guidance, contact: William Schmitt Senior Vice President (312) 465 5303 [email protected] Frequently Asked Questions What types of law firms are a good fit for this program?Firms with specialized or high-risk practice areas such as mass torts, foreclosure, entertainment, or intellectual property law are ideal candidates. We also consider plaintiff firms and those involved in securities work. Is this program available in all states?Yes, the program is available in all 50 states and the District of Columbia. Can I get coverage for a firm with prior claims?Yes, firms with prior claims are considered. Our underwriters will evaluate the details to determine the most appropriate structure and carrier fit. Does the program offer tail coverage or ERP options?Yes, we offer both stand-alone and multiple Extended Reporting Period (ERP) options to accommodate different firm needs. Who should I contact for a quote or more information?You can reach out to William Schmitt, Senior Vice President, for guidance and submissions related to this program. Need help placing an account? Connect with a market specialist.

Overview of the Program from America's Internet Brokers, Inc. America's Internet Brokers, Inc. offers a Miscellaneous Professional Liability (MPL) program placed with AIG to help agents place professional liability coverage for a broad range of non-technical service firms. This program is intended for businesses that provide advice, information or administrative services rather than licensed medical or structural-design services. Coverage is written on non-admitted paper and is available in the states listed below. Ideal accounts and target classes The program is a fit for small to mid-sized professional service firms where the primary exposure is alleged errors & omissions, failure to perform, or negligent misrepresentation rather than property or heavy bodily-injury exposures. Typical classes include: Answering services/alarm monitoring companies Convention/tradeshow arrangement service providers Court recorders/stenographers Information retrieval services Interior designers/decorators/space planners (non-structural) Land surveyors Management consulting of market appraisal and feasibility studies Marketing consultants/researchers Mailing service providers Medical information service providers Notaries Paging services Printers/printing firms (non-financial) Public relations firms/consultants Publishers Telemarketing firms Accounts that rely on professional knowledge, documentation, or client communication rather than hands-on installation or medical care are best suited to this program. The program is not intended for firms that perform structural engineering, provide direct patient medical services, act as investment advisors, or otherwise carry high-risk operational exposures without separate coverage. Coverage highlights and advantages Professional liability wording tailored for miscellaneous service providers—focus on E&O and failure-to-perform allegations. Access to AIG capacity for stable paper and broad form options where available. Flexible limits and deductible options (underwriting dependent). Streamlined eligibility for common small business professional classes—helpful for brokers placing multiple small accounts. Underwriting notes and submission requirements America's Internet Brokers, Inc. requires loss runs prior to binding. Most billings are on a direct bill basis to your insured by the carrier. When submitting, include a completed application, current loss runs, and a summary of services performed by the insured. Prior claims, contract language, or circumstances that suggest professional exposure outside the listed classes may require additional review or result in declination. Territories and availability This program is available on a non-admitted basis in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA...Availability is subject to state filing rules and carrier appetite. Example accounts You might have a client who runs a regional marketing research firm that provides reports and recommendations to retail chains. They have limited property exposure and want protection from allegations of negligent research or incorrect forecasting—this program is a fit. Another good example is a small public relations agency that drafts press materials and offers strategic communications advice. Their primary risk is reputational or financial loss resulting from alleged errors in advice or materials produced. Why work with America's Internet Brokers, Inc. on MPL business Direct access to AIG capacity for many miscellaneous professional classes. Underwriting tailored for non-technical, advisory, and administrative service firms. Clear submission expectations—loss runs required prior to binding—so you get faster, cleaner placement decisions. Frequently Asked Questions What types of accounts are a good fit for this MPL program?Small to mid-sized professional service firms whose primary exposure is errors & omissions or failure to perform—examples include marketing consultants, PR firms, publishers, mailing services, notaries, and other classes listed above. What underwriting information is required before binding?America's Internet Brokers, Inc. requires current loss runs prior to binding. Include a completed application and a clear description of services provided. Additional documentation may be requested for accounts with prior claims or unusual exposures. Is the program admitted or non-admitted, and where is it available?The program is placed on non-admitted paper and is available in the states listed in the storefront. Availability can change by state, so confirm on submission. How are policies billed and how will my insured receive invoices?Most billings are on a direct bill basis to your insured by the carrier. Confirm billing preferences during quote/submission to avoid surprises for the client. Need help placing an account? Connect with a market specialist.

Investigator’s Liability Insurance Program Brownyard Programs, Ltd. offers a tailored Investigators' Liability program designed specifically for professional private investigation firms that fall outside the scope of the NCISS Plan. Whether your client is not a member of NCISS, has more than 10 employees, or performs investigative work not eligible under the NCISS Plan, this program provides a robust alternative with comprehensive coverage options. Ideal Accounts and Appetite Private investigation firms with more than 10 employees Firms not affiliated with the NCISS Investigators involved in complex or high-exposure work not eligible under standard PI programs You might have a client who specializes in corporate investigations, surveillance, or background checks involving high-net-worth individuals—this program is built to handle those needs. Coverage Highlights The Investigators' Liability program provides broad, occurrence-form coverage under a top-tier General and Professional Liability policy. Key coverages include: Occurrence Form – Covers incidents during the policy period, regardless of when the claim is filed General Liability – Basic premises and operations coverage Professional Liability – Errors & Omissions including financial loss Assault & Battery – Protects against physical altercation claims Personal Injury – Includes false arrest, libel, slander, and invasion of privacy Vicarious Liability – Covers acts of employees for which the insured is legally liable Contractual Liability – For obligations assumed under contract Blanket Additional Insured – Automatically includes clients as required by contract Independent Contractors – Covers the named insured’s liability for contractors’ actions Accidental Death Benefit – $25,000 per employee if death occurs in the line of duty Limits, Deductibles, and Premium Structure Standard Limits: $1,000,000 per occurrence / $2,000,000 aggregate Higher limits may be available based on underwriting Deductible: $2,500 per claim Premiums are based on prior revenues, with no audit required Minimum premium: $2,500 Carrier and Program Backing This program is written through Lexington Insurance Company, an A.M. Best-rated A ("Excellent") Class XV ($2 Billion or greater) company. Coverage is offered on a non-admitted basis in all available states. Territories and Availability The Investigators' Liability program is available in most U.S. states, inc...lp placing an account? Connect with a market specialist.

Insurance for Private Investigators Program overview Ryan Specialty National Programs offers a national Private Investigator Insurance program administered for independent agents and brokers. The program is designed for private investigators, investigative firms, and consultants who need liability and specialty coverages. It combines competitive pricing with broad servicing options and access to multiple admitted and non-admitted markets, and is best suited to firms with documented hiring and training practices, written client contracts, and an otherwise favorable loss history. Highlights Available nationwide (see Territories below) Market-competitive pricing with a program-aggressive minimum premium General Liability minimum premium: $500 Common GL limits: $1,000,000 / $2,000,000 New ventures and start-ups are considered Access to multiple carrier relationships and excess/umbrella capacity Ideal accounts and target services This program targets P.I. operations that perform one or more of the following services: Surveillance and field investigations Background checks and screening Insurance fraud investigation Credit and civil investigations Criminal investigations and expert consulting Private investigator consultants and subcontractors Coverage highlights and available lines Coverages are structured to address exposures common to investigative operations. Available lines and features include: General Liability and Professional Liability (E&O) with industry-specific endorsements Care, Custody & Control and Lost Key coverage Assault & Battery — available in certain scenarios; check with the program underwriter Terrorism coverage available where offered Excess / Umbrella Liability — in-house binding authority up to $10,000,000 Workers’ Compensation (monoline and guaranteed cost options in most states) Crime, Commercial Auto, Property, and Inland Marine where appropriate Underwriting appetite and restrictions The program generally favors firms with documented hiring protocols, formal training, written client contracts, and limited prior losses. Typical accounts that fit include small to mid-sized investigative firms, sole practitioners conducting background checks and surveillance, and consultancies that provide reporting and consulting rather than armed services. Accounts that commonly require additional review or may fall outside of appetite include operations that routinely deploy armed personnel, services with high frequency violent-exposure assignments, significant international operations, or accounts with uncontrolled prior loss histories. Always confirm with the program underwriter for borderline or complex risks. Submission requirements Completed supplemental application ACORD forms Five years of currently valued loss runs For larger or layered accounts, provide sample client contracts, training program details, and a clear scope of work to speed review Territories and admitted status Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN... completed supplemental application, ACORD forms, and five years of currently valued loss runs. Providing sample client contracts, descriptions of training/hiring policies, and a clear scope of services will speed up underwriting. Need help placing an account? Connect with a market specialist.

Don’t go it alone. With RPS Technology & Cyber's Software Insurance program, you get a proven partner who understands technology risks. For more than 15 years our dedicated underwriting and placement team has helped agents and brokers place professional and cyber liability coverage for clients across the fast-moving tech sector. Overview of the Program From RPS Technology & Cyber Technology businesses face specialized and rapidly evolving exposures—many are not addressed by standard commercial policies. Our Software Insurance program is designed specifically for IT professionals, software developers, computer consultants, IT staffing firms, and other tech-focused operations. We combine targeted appetite, carrier relationships, and technical underwriting to make placement efficient and predictable through our wholesale brokerage platform. Ideal Accounts and Appetite We commonly place accounts for: Custom software developers and development shops IT consultants, project managers, and systems integrators Managed service providers (MSPs) and network engineers IT staffing firms, contract recruiters, and staffing platforms SaaS companies and cloud-based application providers Typical fits are small to mid-sized firms with clear scopes of work, basic security controls, and limited prior loss activity. Larger or more complex accounts may be considered on a case-by-case basis—especially when strong controls and incident response plans are in place. Example: A SaaS startup seeking Tech E&O and cyber liability after launching a payment integration module. Example: An MSP looking for combined Tech E&O and network security/privacy liability to cover managed services and third-party vendor integrations. Coverage Highlights and Advantages RPS’s Software Insurance program offers tailored professional liability and cyber liability solutions that align with the specific exposures of technology firms. Coverage options include: Technology Errors & Omissions (Tech E&O) Network Security & Privacy Liability Media Liability Regulatory defense and fines (where insurable) Business interruption and extra expense resulting from cyber events Our carrier partners understand software and IT operations, which allows for underwriting flexibility on limits, retentions, and endorsement language when justified by the risk profile. Underwriting Notes and Minimum Premiums Minimum premiums vary by carrier and state. To speed placement and improve terms, submit a complete application with: Description of services, typical contracts or SOWs, and revenue by service line Details on security controls, encryption, backups, and incident response plans Loss history and any regulatory inquiries Our underwriting team works with agents to evaluate submissions efficiently and to recommend appropriate coverage enhancements or risk improvements where needed. Territories and Availability This program is available in all 50 states and Was...ted solutions depending on the state, carrier appetite, and the insured’s needs. Why Work With RPS Technology & Cyber? You don’t need to be a technology expert to write Software Insurance—you need the right partner. RPS provides technical underwriting support, broad carrier access, and responsive service so you can confidently place tech-related risks. Our team helps you present submissions, highlight risk controls, and secure competitive terms that protect your clients and grow your book. Whether the client is an early-stage SaaS company or an established IT staffing agency, RPS Technology & Cyber offers smart, scalable insurance solutions tailored to the tech sector. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for software developers, IT consultants, managed service providers, IT staffing firms, and other technology-focused businesses. Is this program available in all states?Yes, the Software Insurance program is available in all 50 states and Washington, DC. What coverages are included in the program?Coverage options may include Tech E&O, cyber liability, media liability, regulatory defense, and business interruption from cyber events. Do I need to be a tech expert to submit business?No, our team provides the technical expertise so you can confidently place tech-related risks without being a specialist yourself. What carriers are used for this program?We work with various carriers, offering both admitted and non-admitted options depending on the state and risk profile. Need help placing an account? Connect with a market specialist.

Lawyers Professional Liability Insurance is designed to protect firms against loss from acts, errors and omissions for which they may be help legally liable for the failure to render the appropriate legal professional services. CalSurance can assist firm that focus on: • Intellectual Property • Class Action • Securities • Plaintiff • Real Estate • Toxic Tort • Difficult to Insure/Claims or Disciplinary matters Products that we can place for Lawyers Professional Liability Insurance include: • Lawyers Professional Liability • Director & Officers Liability • Employment Practices Liability • Fiduciary Liability • Miscellaneous Professional Liability For more information on our Lawyers Professional Liability Insurance contact us today! ...