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Program Overview — Access E&S Insurance Services Access E&S Insurance Services offers an Environmental Engineers Professional/General Liability program designed for agents placing professional and general liability for environmental engineering and consulting firms. This E&S (excess & surplus) solution pairs professional errors & omissions protection with general liability features tailored to the unique exposures of environmental consultants, remediation oversight, and field sampling operations. The program is placed through non-admitted markets and is available in AZ, CA, CO, NV, TX, and WA. Ideal Accounts and Target Classes Small to mid-sized environmental engineering firms and consultancies Companies performing Phase I/II ESAs, site assessments, sampling and monitoring Stormwater management and erosion control design consultants Environmental permitting and compliance consultants Laboratory services tied to environmental testing (limited scope) Accounts with routine fieldwork, limited on-site remediation, and clear scope-of-services generally fit best. Firms with heavy contractor-style remediation, large-scale soil handling, or ongoing on-site excavation may require specialized contractors’ pollution or remediation-specific placements and are often outside this program’s appetite. Coverage Highlights and Advantages Combined professional liability (E&O) and general liability options to address both technical errors and third-party bodily injury/property damage Pollution-related liability extensions appropriate for sampling, testing, and limited remediation oversight Completed operations and contractual liability available to support common consulting contracts Flexible limits and terms through various E&S carriers to match client risk profiles Underwriter expertise in environmental engineering exposures helps secure terms for accounts that are difficult to place in admitted markets Underwriting Notes and Minimum Premiums Underwriters typically request: Completed applications describing services rendered and percentage of revenue by task Current loss runs and prior claims details Sample contracts or professional services agreements (to evaluate indemnity and hold-harmless obligations) Resumes or descriptions of key personnel when specialized technical services are provided Minimum premium: varies by carrier and state. Because coverage is placed in E&S markets, terms and minimums can be more flexible than admitted markets but will reflect the account’s exposures and loss history. Territories and Placement Positioning This program is available through Access E&S Insurance Services in AZ, CA, CO, NV, TX, and WA. Coverage is provided through non-admitted E&S carriers (various markets), so agents should be prepared to explain non-admitted placement implications to insureds and confirm state-specific filing and premium tax requirements when binding. Why Place Environmental Engineers Business With Access E&S Access to multiple E&S carriers experienced with environmental and professional risks Underwriters who understand consultant workflows and common contract exposures Ability to place accounts that are marginal in admitted markets due to past losses, contract wording, or unique field operations Practical appetite for a range of small to mid-size environmental practices across six western states Example fits: you might have a five-person firm performing Phase I/II site assessments for commercial real estate developers, or a mid-sized consultant providing stormwater design and regulatory compliance services. Both could be placed under this program with tailored limits and pollution endorsements appropriate to their operations. Frequently Asked Questions What types of environmental engineering accounts are a good fit for this program?This program targets small to mid-sized environmental and engineering consultants engaged in site assessments, sampling, permitting, stormwater design, and compliance consulting. Firms performing heavy on-site remediation, large-scale excavation, or soil handling typically need specialized contractor pollution or remediation placements and may not fit. What limits and extensions are commonly available?Limits and extensions vary by carrier but commonly include combined E&O and GL limits, completed operations, contractual liability, and pollution extensions for sampling and oversight. Underwriters will propose limits based on revenue, operations, and loss history. What underwriting information should I submit to get a quick decision?Submit a completed application, revenue breakdown by service, current loss runs, sample client contracts, and a brief description of on-site versus office-based activities. Including resumes for technical principals helps when specialized services are provided. Is this an admitted program and which states are supported?This is an excess & surplus (non-admitted) placement offered by Access E&S Insurance Services. The program is currently available in AZ, CA, CO, NV, TX, and WA. Agents should verify non-admitted filing and premium tax obligations for insureds in those states. Need help placing an account? Connect with a market specialist. ...

PLIS, Inc. – Underwriting Facilities offers a suite of specialized professional liability programs tailored for insurance agents, employers, and a wide range of professional clients. As a dedicated program administrator, PLIS provides customized solutions designed to address complex and emerging risks across multiple industries. Backed by the financial strength and global reach of Certain Underwriters at Lloyd’s, PLIS delivers flexible, non-admitted coverage options nationwide. Ideal Accounts and Appetite PLIS targets a broad spectrum of professional liability risks, with programs designed to serve both traditional and niche markets. Ideal accounts include: Insurance agents and brokers needing errors and omissions (E&O) protection Real estate professionals seeking E&O coverage Technology firms requiring cyber liability and tech E&O Restaurants and hospitality businesses exposed to foodborne illness and business interruption risks Manufacturers and retailers needing product recall crisis recovery Landlords and hospitality providers with bed bug liability exposures Miscellaneous professionals with unique E&O or allied medical needs Whether your client runs a small real estate firm or a regional hospitality chain, PLIS has developed targeted insurance solutions to address their specific liability exposures. Coverage Highlights and Advantages PLIS programs go beyond standard offerings, providing enhanced features that address real-world risks. Coverage options include: Employment Practices Liability – Protects employers from claims involving discrimination, harassment, wrongful termination, and more Miscellaneous E&O – Broad coverage for professionals outside traditional categories Business Interruption for Foodborne Illness – Designed for restaurants and hospitality sectors Product Recall Crisis Recovery – Covers financial loss and crisis management following a recall event Bed Bug Infestation Recovery and Liability – Unique coverage for property and hospitality businesses Real Estate E&O – Tailored protection for brokers and agents Cyber Liability – Comprehensive data breach and privacy liability coverage Each program is supported by full risk management services, helping clients reduce exposure and improve claims outcomes before a loss occurs. Underwriting Notes and Minimum Premiums PLIS underwrites on a non-admitted basis, offering flexibility in crafting coverage for unique or hard-to-place risks. Minimum premiums vary by program, class, and exposure, allowing agents to place both small and mid-sized accounts efficiently. Underwriters work closely with agents to assess risk and find the right fit across these specialty lines. Territories and Availability Programs are available in all 50 states and Washington, D.C., including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN... D.C., on a non-admitted basis. Which carrier backs these programs?Programs are underwritten through Certain Underwriters at Lloyd’s, providing strong financial backing and global capabilities. Can I submit small or hard-to-place accounts?Yes, PLIS is designed to handle both small and complex risks. Minimum premiums vary, and underwriters can help assess fit for non-standard accounts. What additional services does PLIS offer?In addition to insurance coverage, PLIS offers full risk management support, helping clients reduce exposure and improve outcomes. Need help placing an account? Connect with a market specialist.

Overview of the Program from ExecutivePerils, Inc. ExecutivePerils, Inc. offers a dedicated Legal Malpractice program designed for independent agents and brokers who place professional liability for law firms and individual practitioners. The program provides flexible limits, broad optional coverages, and access to numerous admitted and non-admitted carriers. It’s structured to handle a wide range of firm types—from solo practitioners to multi-attorney firms—while allowing tailored terms for transaction-heavy practices, litigation boutiques, and speci...E, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work with ExecutivePerils, Inc. for Legal Malpractice ExecutivePerils combines access to a broad carrier panel with focused underwriting for law firms. The program’s strengths include higher available limits, flexible prior-acts and retired-attorney wording, and optional EPL and personal injury coverages that let you build consolidated solutions for clients. For agents, that means fewer submissions to multiple markets and faster comparative quotes for common law-firm scenarios. Example Accounts You might have a five-attorney real estate and estate-planning firm seeking $2M/$4M limits, prior-acts coverage, and low deductible options—this program can often offer competitive terms with prior-acts protection. A solo practitioner who recently joined a two-attorney firm and needs automatic coverage for the new hire and protection for prior work could also be placed through this program with endorsements tailored to the change in staffing. Frequently Asked Questions What types of law firms are a good fit for this ExecutivePerils Legal Malpractice program?The program fits solo attorneys, small and mid-size firms, and many specialty practices—especially those needing robust prior-acts protection, retired-attorney coverage, or higher limits up to $50M. Complex national firms with international exposures may need alternate markets. Can new attorneys be added to the policy automatically?Yes. The program includes automatic coverage for attorneys who join the firm during the policy period, which simplifies handling mid-term staffing changes. Is employment practices liability available with this program?Optional EPL coverage is available and can be packaged with legal malpractice to create a more comprehensive liability solution for firms concerned about employment-related claims. How do I find specific minimum premium and availability for a state?Minimum premiums vary by carrier, state, and account characteristics. Submit your client’s application or contact ExecutivePerils’ underwriting team through your usual CompleteMarkets submission flow for state-specific minimums and target terms. Need help placing an account? Connect with a market specialist.

Insurance for Engineers Ryan Specialty National Programs offers a comprehensive Engineer Insurance program tailored for architects, engineers, and environmental consultants. As a program administrator with deep expertise in professional liability, RSG National Specialty Programs delivers customized solutions through exclusive access to the Architects & Engineers program underwritten by Aspen American Insurance Company. This program is designed to help agents and brokers secure quality coverage for engineering and design firms that require specialized protection against the risks inherent in professional services. Whether your client is a civil engineer working on municipal infrastructure or a mechanical engineer designing HVAC systems, this program offers meaningful risk management solutions and competitive pricing. Ideal Accounts and Target Classes The program is designed for small to mid-sized firms with annual billings up to $10 million, but larger firms may be considered on a case-by-case basis. Target classes include: Construction Managers Civil / Structural Engineers Electrical / Mechanical / HVAC Engineers Landscaping / Golf Course Architects Surveyors Interior Designers Non-licensed professionals (e.g., kitchen designers, lighting designers, specification writers) Coverage Highlights and Advantages Ryan Specialty’s Engineer Insurance program provides a broad suite of coverages and value-added services that help insureds proactively manage risk: Professional Liability and Contractors Pollution Liability Advertising and Personal Injury coverage Network Security Supplemental Payment – up to $100,00... CA, TX, FL, NY, IL, and GA. Admitted markets are available in some jurisdictions. Contact Ryan Specialty National Programs for specific state availability. Why Work With Ryan Specialty National Programs Ryan Specialty National Programs combines underwriting expertise with dedicated service to help agents place engineering and design-related risks efficiently. With value-added services like contract review and pre-claims assistance, plus access to exclusive markets, this program is designed to support agents and their clients throughout the policy lifecycle. Contact us today for more information on our Engineer Insurance program! Frequently Asked Questions What types of accounts are a good fit for this Engineer Insurance program?Engineering and design firms with up to $10 million in annual billings, including civil, structural, mechanical, and electrical engineers, are ideal. Larger firms may be considered individually. Which carriers underwrite this program?The program is underwritten by Aspen American Insurance Company, offering strong financial backing and tailored policy forms. Are there any value-added services included with the policy?Yes. Insureds receive free contract reviews, access to a pre-claims hotline, and reimbursement for crisis events, peer reviews, and legal expenses under defined conditions. What is the minimum premium for this program?The minimum premium typically starts at $1,400, with interest-free financing available for premiums of $10,000 or higher. Is this program available in all states?The program is available in most U.S. states. Admitted markets are available in select states. Contact Ryan Specialty National Programs to confirm availability in your state. Need help placing an account? Connect with a market specialist.

Insurance for Private Investigators Program overview Ryan Specialty National Programs offers a national Private Investigator Insurance program administered for independent agents and brokers. The program is designed for private investigators, investigative firms, and consultants who need liability and specialty coverages. It combines competitive pricing with broad servicing options and access to multiple admitted and non-admitted markets, and is best suited to firms with documented hiring and training practices, written client contracts, and an otherwise favorable loss history. Highlights Available nationwide (see Territories below) Market-competitive pricing with a program-aggressive minimum premium General Liability minimum premium: $500 Common GL limits: $1,000,000 / $2,000,000 New ventures and start-ups are considered Access to multiple carrier relationships and excess/umbrella capacity Ideal accounts and target services This program targets P.I. operations that perform one or more of the following services: Surveillance and field investigations Background checks and screening Insurance fraud investigation Credit and civil investigations Criminal investigations and expert consulting Private investigator consultants and subcontractors Coverage highlights and available lines Coverages are structured to address exposures common to investigative operations. Available lines and features include: General Liability and Professional Liability (E&O) with industry-specific endorsements Care, Custody & Control and Lost Key coverage Assault & Battery — available in certain scenarios; check with the program underwriter Terrorism coverage available where offered Excess / Umbrella Liability — in-house binding authority up to $10,000,000 Workers’ Compensation (monoline and guaranteed cost options in most states) Crime, Commercial Auto, Property, and Inland Marine where appropriate Underwriting appetite and restrictions The program generally favors firms with documented hiring protocols, formal training, written client contracts, and limited prior losses. Typical accounts that fit include small to mid-sized investigative firms, sole practitioners conducting background checks and surveillance, and consultancies that provide reporting and consulting rather than armed services. Accounts that commonly require additional review or may fall outside of appetite include operations that routinely deploy armed personnel, services with high frequency violent-exposure assignments, significant international operations, or accounts with uncontrolled prior loss histories. Always confirm with the program underwriter for borderline or complex risks. Submission requirements Completed supplemental application ACORD forms Five years of currently valued loss runs For larger or layered accounts, provide sample client contracts, training program details, and a clear scope of work to speed review Territories and admitted status Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN... completed supplemental application, ACORD forms, and five years of currently valued loss runs. Providing sample client contracts, descriptions of training/hiring policies, and a clear scope of services will speed up underwriting. Need help placing an account? Connect with a market specialist.

Lawyers Professional Liability Insurance is designed to protect firms against loss from acts, errors and omissions for which they may be help legally liable for the failure to render the appropriate legal professional services. CalSurance can assist firm that focus on: • Intellectual Property • Class Action • Securities • Plaintiff • Real Estate • Toxic Tort • Difficult to Insure/Claims or Disciplinary matters Products that we can place for Lawyers Professional Liability Insurance include: • Lawyers Professional Liability • Director & Officers Liability • Employment Practices Liability • Fiduciary Liability • Miscellaneous Professional Liability For more information on our Lawyers Professional Liability Insurance contact us today! ...

Accounting firm insurance can help protect against the ever increasing liability claims and significant attorney fees that are a result of the broad option of services required by third parties and clients. The associates at CalSurance will provide you with unique solutions for Accounting firms based on our proven experience. Coverage can protect against: • Losses due to negligent acts • Errors and Omissions committed in the scope of your professional services Products that we can place for our Accounting Firm Insurance include: • Limits up to ...imits available if needed) • Coverage for the firm, its advisors and other employees • Comprehensive definition of professional services • products from A rated carriers • Combination policies including professional and fiduciary liability • Options for employment practices liability • Coverage for punitive damages (where allowed by law) • Fidelity bonds • Spousal Coverage For more information on out Accounting Firm Insurance contact us today!